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(ABC Local)   Ric Romero joins a credit union   (abclocal.go.com) divider line 8
    More: Obvious, Ric Romero, Altavista, branch manager, online banking  
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5116 clicks; posted to Main » on 25 Aug 2013 at 2:24 PM (33 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-08-25 03:14:46 PM
2 votes:
understory.ran.org

For some reason, I read the post as: George Romero joins a credit union
2013-08-25 02:43:42 PM
2 votes:

organizmx: Sure the Fark lib brigade will come here and bash the big banks, but who will be there to help them when their checks bounce or parking meters expire????

Not Obama or Hillary. History has proven that. Then who will be laughing libs???


Politics tab is a few over to the right, man
2013-08-25 06:40:31 PM
1 votes:
I've been credit unioning since before they were allowed to use the words "checking" and "savings" (They had to say "share drafts" and "shares" instead). My credit union since '91 has been consistently wonderful over the years. I can deposit paper checks online (scan and send), they pay me 10 cents everytime I use my debit card, and I've never run into an ATM that won't accept them.

Example of my exceptional CU's customer service:

A check of my credit report showed that some agency was after me for $500, so I contacted that agency and found out that an apartment complex I'd lived at several years ago claimed I hadn't paid my final move-out rent. I knew that I had, so I contacted my CU to ask how far back they kept records of my cashed checks and what the fee might be for getting copies of really old checks.

They asked what I was looking for. I remembered the name of the apartment complex, and that I'd moved out around December, but couldn't remember which year. Two weeks later, I got a snail mail with copies of my last three checks to that apartment complex -- including the cancelled check that was the move-out check --  along with a nice note from a human being at the CU: "There's no charge for this. We're just happy to help."

Yeah, some employee went through every single check I'd written over about 10 years and found not only the one check I needed, but two previous ones to reinforce that I was a regular rent-payer. Think Citibank or Bank of America would have done that? I don't.

/CU for life!
//I may be broke, but my credit is flawless. Heh.
2013-08-25 05:41:24 PM
1 votes:

blockhouse: My current situation: I use USAA and the wife uses Navy Federal Credit Union. Paychecks get deposited into her checking account, out of which comes student loan and rent payments. We maintain $500 in the USAA account at all times for ATM withdrawals in those rare instances when we need cash (USAA refunds all ATM fees). American Express for most day-to-day purchases, with a MasterCard backup for those merchants who don't take American Express. Works pretty well for everyone concerned.


Very happy with USAA.  You can do everything online, and the customer service is generally very good.

USAA membership and my kids are two of the few good things my ex-wife left me.
2013-08-25 04:50:25 PM
1 votes:
Love our C.U.

The credit unions are having to fight back right now against a huge advertising, PR and editorial campaign by big banks which are trying to put credit unions our of business. Anything big banks are against, we should all get behind and support, as a general principle.
2013-08-25 04:39:59 PM
1 votes:

flashfry: Given the choice, I will always have both local credit union savings/checking accounts and  national/international online bank checking/savings accounts. With $50 or less minimum deposits pretty typical and free options everywhere, not sure why everyone over the age of 20 wouldn't do both.


Quick question because I'm honestly curious.  Why have a local credit union savings/checking account?  What are the benefits of banking locally, when online banking provides so many free services?

My current situation: I use USAA and the wife uses Navy Federal Credit Union.  Paychecks get deposited into her checking account, out of which comes student loan and rent payments.  We maintain $500 in the USAA account at all times for ATM withdrawals in those rare instances when we need cash (USAA refunds all ATM fees).  American Express for most day-to-day purchases, with a MasterCard backup for those merchants who don't take American Express.  Works pretty well for everyone concerned.
2013-08-25 04:19:59 PM
1 votes:
FTA: He has a car loan along with savings and checking accounts with Alta Vista and couldn't be happier.

I prefer the Geocities credit union. They print my checks in Comic Sans.
2013-08-25 02:44:55 PM
1 votes:
Ally is better than any credit union. If you don't need a branch to go to, they're the best thing going.
 
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