organizmx: Sure the Fark lib brigade will come here and bash the big banks, but who will be there to help them when their checks bounce or parking meters expire????Not Obama or Hillary. History has proven that. Then who will be laughing libs???
blockhouse: My current situation: I use USAA and the wife uses Navy Federal Credit Union. Paychecks get deposited into her checking account, out of which comes student loan and rent payments. We maintain $500 in the USAA account at all times for ATM withdrawals in those rare instances when we need cash (USAA refunds all ATM fees). American Express for most day-to-day purchases, with a MasterCard backup for those merchants who don't take American Express. Works pretty well for everyone concerned.
flashfry: Given the choice, I will always have both local credit union savings/checking accounts and national/international online bank checking/savings accounts. With $50 or less minimum deposits pretty typical and free options everywhere, not sure why everyone over the age of 20 wouldn't do both.
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