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(Huffington Post)   Florida is required by law to not protect consumers from insurance company price hikes for at least two years, and must blame increases on Obamacare. By Law. Really. I Am Not Making This Up   (huffingtonpost.com) divider line 163
    More: Florida, obamacare, florida, premiums, Florida Legislature, Kathleen Sebelius, Rick Scott, U.S. Supreme Court  
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4444 clicks; posted to Politics » on 20 Aug 2013 at 5:48 PM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-08-20 04:30:27 PM  
imageshack.us
 
2013-08-20 04:33:53 PM  
And people wonder why I don't vote Republican.
 
2013-08-20 04:39:07 PM  
pure. farking. evil.
 
2013-08-20 04:39:17 PM  
1.bp.blogspot.com
 
2013-08-20 04:47:47 PM  
Sabotage governing.
 
2013-08-20 04:49:30 PM  
Anyone want to defend this evil bullsh*t?

I'd love to hear it.
 
2013-08-20 04:50:59 PM  
i48.tinypic.com
 
2013-08-20 04:52:25 PM  

Calmamity: Anyone want to defend this evil bullsh*t?

I'd love to hear it.


I've never met an educated person who actually defends Rick Scott.  If he wins the next election I'm just packing up and getting TFO of FL.
 
2013-08-20 05:05:08 PM  

Calmamity: Anyone want to defend this evil bullsh*t?

I'd love to hear it.


They're not going to defend it.  They're going to wait until premiums go up and the net effects on the state's businesses and population are seen then they will scream at how bad Obamacare turned out to be.  And they will totally ignore this as being any kind of contributing factor.

And I don't know how the 80% thing is going to protect either.  My provider sent a letter last year stating how they spent *exactly* 80% on medical costs....that's pretty tight.
 
2013-08-20 05:22:12 PM  
Housing is just starting to make a come back in Florida so the Gov thought there must be another way to punish people for living Florida. Home owner's insurance with wind storm coverage is already equal to many people's mortgage payment so increasing the cost of healthcare insurance to really make sure no sane person would want to call Florida home makes a pervert sense. If Rick Scott believes he can drive out all but the very wealthy from Florida he is on the right track but will not be happy with the result. The good part of his plan is that FL could over time go to having 3 electoral votes and then it could just be ignore as another small weird backwards state.
 
2013-08-20 05:26:41 PM  

TuteTibiImperes: If he wins the next election I'm just packing up and getting TFO of FL.


I don't think I can wait. I have to get the hell out of here soon. Seems like the legislature is screwing us at every opportunity.
 
2013-08-20 05:46:08 PM  
Congratulations, Florida

/hell of a government you elected
//you earn your tag every day
 
2013-08-20 05:58:00 PM  
Brilliant!  Seriously, how do people come up with that shiat?
 
2013-08-20 05:58:03 PM  
Finally, truth in government.
 
2013-08-20 05:58:22 PM  
fark 'em. They voted these people into office, they deserve what they get.
 
2013-08-20 05:58:37 PM  

TuteTibiImperes: [1.bp.blogspot.com image 400x267]


www.zen.org
 
2013-08-20 05:59:32 PM  

happydude45: Finally, truth in government.


Observe, the modern Republican: Lying is Truth.

/The Party of Traitors.
 
2013-08-20 05:59:49 PM  
Keep calling it 'Obamacare', you idiots.

When it proves to be beneficial to the citizens of this country, I'll laugh when the House submits a bill to officially refer to it as ReaganCare. Friggin morons.
 
2013-08-20 06:00:19 PM  
stated up front, I didn't vote for the guy and i am not defending any of this. 

This is the bill in question. 
http://www.flsenate.gov/Session/Bill/2013/1842

It doesn't exactly say any of the stuff in that article, but it's vague enough to be used that way. 

That said, i hope that is a renegade Onion article.
 
2013-08-20 06:01:07 PM  

happydude45: Finally, truth in government.


I'm seriously interested in hearing your arguments defending this kind of legislation.

Go on, bring it asshole.
 
2013-08-20 06:01:31 PM  
Just got the letter from Blue Cross last week. 36% increase in the wife's and my policy starting next month.
Goddamn these rednecks and seniors to Hell.
 
2013-08-20 06:01:50 PM  
Average annual increase to premiums for family coverage

2001: 9.7%
2002: 13%
2003: 13%
2004: 9.6%
2005: 9.3%
2006: 5.5%
2007: 5.4%
2008: 4.7%
2009: 5.4%
2010: 3%
2011: 9%
2012: 4.5%

Guess which are all because of Obamacare?
 
2013-08-20 06:03:12 PM  

Twist-42: stated up front, I didn't vote for the guy and i am not defending any of this. 

This is the bill in question. 
http://www.flsenate.gov/Session/Bill/2013/1842

It doesn't exactly say any of the stuff in that article, but it's vague enough to be used that way. 

That said, i hope that is a renegade Onion article.


I read the summary and there was no vagueness. It clearly says everything the article says it did.
 
2013-08-20 06:03:19 PM  
www.rumproast.com
 
2013-08-20 06:03:47 PM  

Craptastic: Keep calling it 'Obamacare', you idiots.

When it proves to be beneficial to the citizens of this country, I'll laugh when the House submits a bill to officially refer to it as ReaganCare. Friggin morons.


That's the joy of this round of partisanship... can you imagine if we called Social Security "Roosevelt Security" or Medicare "LBJCare?" At some point, the nation would realize that the pillars of government that account for most of the actual useful part of government were all named for Democrats, who have big ideas, and not for people from the party of no. I hope all landmark legislation like this gets named for the Presidents who push the bills.
 
2013-08-20 06:04:41 PM  

impaler: Guess which are all because of Obamacare?


All of them?

/ducks
 
2013-08-20 06:05:00 PM  

FlashHarry: pure. farking. evil.

 
2013-08-20 06:05:15 PM  

eurotrader: Housing is just starting to make a come back in Florida so the Gov thought there must be another way to punish people for living Florida. Home owner's insurance with wind storm coverage is already equal to many people's mortgage payment so increasing the cost of healthcare insurance to really make sure no sane person would want to call Florida home makes a pervert sense. If Rick Scott believes he can drive out all but the very wealthy from Florida he is on the right track but will not be happy with the result. The good part of his plan is that FL could over time go to having 3 electoral votes and then it could just be ignore as another small weird backwards state.


Your insurance price should cover the cost of insuring you. If your property insurance premiums were unnecessarily high compared to the risks insured, insurance companies would be breaking down the door to get some of that fat premium.

But they aren't because that they know that the premium being charged is high because the state is routinely decked with farking hurricanes, and they can't make a profit at those rates under regulations in place.

The same thing sort of applies to Obamacare. You want insurers to take people regardless of pre-existing conditions or current health? Then adverse selection means rates will go up.
 
2013-08-20 06:05:54 PM  

regindyn: Brilliant!  Seriously, how do people come up with that shiat?


bloximages.chicago2.vip.townnews.com

Just another mystery of the Bermuda Triangle
 
2013-08-20 06:06:46 PM  

Almost Everybody Poops: happydude45: Finally, truth in government.

I'm seriously interested in hearing your arguments defending this kind of legislation.

Go on, bring it asshole.


It's pretty clear that his defense is going to boil down to "it upsets libs and makes people upset at libs, therefore it's an unquestioned good".  There is literally zero other reason here.
 
2013-08-20 06:08:41 PM  

Debeo Summa Credo: eurotrader: Housing is just starting to make a come back in Florida so the Gov thought there must be another way to punish people for living Florida. Home owner's insurance with wind storm coverage is already equal to many people's mortgage payment so increasing the cost of healthcare insurance to really make sure no sane person would want to call Florida home makes a pervert sense. If Rick Scott believes he can drive out all but the very wealthy from Florida he is on the right track but will not be happy with the result. The good part of his plan is that FL could over time go to having 3 electoral votes and then it could just be ignore as another small weird backwards state.

Your insurance price should cover the cost of insuring you. If your property insurance premiums were unnecessarily high compared to the risks insured, insurance companies would be breaking down the door to get some of that fat premium.

But they aren't because that they know that the premium being charged is high because the state is routinely decked with farking hurricanes, and they can't make a profit at those rates under regulations in place.

The same thing sort of applies to Obamacare. You want insurers to take people regardless of pre-existing conditions or current health? Then adverse selection means rates will go up.


If only there was some way to increase the pool of insured by bringing in younger, healthier clients. If only.
 
2013-08-20 06:09:35 PM  
Step 1: say government is farked up and you can fix it
Step 2: once elected, fark government up
Step 3: repeat step 1

Republicans are ass wipes.
 
2013-08-20 06:11:38 PM  

Twist-42: stated up front, I didn't vote for the guy and i am not defending any of this.

This is the bill in question.
http://www.flsenate.gov/Session/Bill/2013/1842

It doesn't exactly say any of the stuff in that article, but it's vague enough to be used that way.

That said, i hope that is a renegade Onion article.


Dunno about that - I read text of the actual bill, and it *does* seem to say that.

See  http://www.flsenate.gov/Session/Bill/2013/1842/BillText/er/HTML  starting at line 642
 
2013-08-20 06:14:14 PM  

impaler: Average annual increase to premiums for family coverage

2001: 9.7%
2002: 13%
2003: 13%
2004: 9.6%
2005: 9.3%
2006: 5.5%
2007: 5.4%
2008: 4.7%
2009: 5.4%
2010: 3%
2011: 9%
2012: 4.5%

Guess which are all because of Obamacare?


pffft... that's a trick question

/ALL OF THEM
 
2013-08-20 06:14:29 PM  
Looks like Batboy is on the loose again......
 
2013-08-20 06:15:49 PM  
the day an insurance company isn't posting record breaking profits in your state they pull out and leave. nothing new. we need a Bastille Day that lasts a year, maybe that will wake the scumbags up.
 
2013-08-20 06:17:03 PM  
Wait wait wait.  The guy that ran a company that defrauded Medicare is screwing around with health insurance?  I can't get my mind around this.  Nobody saw this coming.

Debeo Summa Credo: The same thing sort of applies to Obamacare. You want insurers to take people regardless of pre-existing conditions or current health? Then adverse selection means rates will go up.


Or you dilute the risk pool with young healthy people by mandating they purchase a minimum level of insurance.  You know.  Obamacare and the shiat everyone's been saying for years now.  But I'm sure you will explain how Obamacare somehow managed to raise premiums all those decades when it wasn't even around yet so pardon me if I yawn during your next post.
 
2013-08-20 06:17:21 PM  

Morpher59: Twist-42: stated up front, I didn't vote for the guy and i am not defending any of this.

This is the bill in question.
http://www.flsenate.gov/Session/Bill/2013/1842

It doesn't exactly say any of the stuff in that article, but it's vague enough to be used that way.

That said, i hope that is a renegade Onion article.

Dunno about that - I read text of the actual bill, and it *does* seem to say that.

See  http://www.flsenate.gov/Session/Bill/2013/1842/BillText/er/HTML  starting at line 642


Yeah I read it too and even though IANAL it seemed pretty clear.

It's weird reading legalise, understanding it, and seeing in plain words the intention to fark people over.
 
2013-08-20 06:19:05 PM  
Health care?  Scott has tried to do the right thing and profit (grow rich and serve god - just like any good conquistador) only to be blocked again by the horrible judiciary...

http://www.huffingtonpost.com/2013/02/26/florida-welfare-drug-testin g_ n_2766479.html

/think his lab company, Solantic, remains in his wife's name
//Florida tag for sure
 
2013-08-20 06:20:32 PM  

Debeo Summa Credo: eurotrader: Housing is just starting to make a come back in Florida so the Gov thought there must be another way to punish people for living Florida. Home owner's insurance with wind storm coverage is already equal to many people's mortgage payment so increasing the cost of healthcare insurance to really make sure no sane person would want to call Florida home makes a pervert sense. If Rick Scott believes he can drive out all but the very wealthy from Florida he is on the right track but will not be happy with the result. The good part of his plan is that FL could over time go to having 3 electoral votes and then it could just be ignore as another small weird backwards state.

Your insurance price should cover the cost of insuring you. If your property insurance premiums were unnecessarily high compared to the risks insured, insurance companies would be breaking down the door to get some of that fat premium.

But they aren't because that they know that the premium being charged is high because the state is routinely decked with farking hurricanes, and they can't make a profit at those rates under regulations in place.


FL has a state run high risk insurance company for those living in high risk areas.  It used to provide subsidized insurance for those homeowners so that the cost of insuring them wouldn't drive people out of their homes.  F-ing Scott has been raising the rates of that program dramatically and hiring tons of inspectors to find any little detail they can to drive people out of the program, make them buy a new roof to stay in, etc.  He's pushing them right into the arms of the for-profit insurance companies.  He's a farking corrupt bastard who's had the insurance companies' hands in his pockets since day 1.

The same thing sort of applies to Obamacare. You want insurers to take people regardless of pre-existing conditions or current health? Then adverse selection means rates will go up.

It's a great argument for why a single payer universal system would be better - when the government is the only insurance company it can set reimbursements and rates anywhere it wants, so cost control becomes very simple.  The current ACA could have at least included provisions limiting rate hikes by something reasonable, like 2%-3% per year.
 
2013-08-20 06:23:37 PM  

cretinbob: [www.rumproast.com image 480x360]


If you are the creator of this +1 internets to you.  I have not laughed that hard in a long time.
 
2013-08-20 06:26:53 PM  

Soup4Bonnie: Wait wait wait.  The guy that ran a company that defrauded Medicare is screwing around with health insurance?  I can't get my mind around this.  Nobody saw this coming.


Steal $100 and get locked up in  jail.  Steal $100,000,000 and get elected governor of Florida.

He's a corrupt, heartless, greedy, sniveling little prick and I can't wait until we're rid of him.  Of course, if he had his way, he'd just cook the books to keep himself in power:
rightonweekly.com

This is (part of) what he's defending:

Last year, Florida officials said they had drawn up an initial list of 182,000 potential non-citizens. But that number was reduced to fewer than 200 after election officials acknowledged errors on the original list.

In identifying potential non-citizens, Florida officials sent their information to county election supervisors who then mailed letters to voters requesting proof they were U.S. citizens. If no response was received, the voter was dropped from the rolls.


So, basically, you're assumed to be an illegal unless you prove otherwise.
 
2013-08-20 06:28:39 PM  

Soup4Bonnie: Wait wait wait.  The guy that ran a company that defrauded Medicare is screwing around with health insurance?  I can't get my mind around this.  Nobody saw this coming.

Debeo Summa Credo: The same thing sort of applies to Obamacare. You want insurers to take people regardless of pre-existing conditions or current health? Then adverse selection means rates will go up.

Or you dilute the risk pool with young healthy people by mandating they purchase a minimum level of insurance.  You know.  Obamacare and the shiat everyone's been saying for years now.  But I'm sure you will explain how Obamacare somehow managed to raise premiums all those decades when it wasn't even around yet so pardon me if I yawn during your next post.


Premiums have gone up because health care costs have gone up. But I'm sure you knew that.

And the "younger, healthier individuals" being added to the risk pool are woefully insufficient ($95 per person fine for the first year?!?) to make up for the increased risks required of insurance companies in taking all comers, regardless of pre existing conditions, and without limits. So they need to increase rates.

As regards TFA, I dont support taking mccarty's ability to regulate rates away. I would assume that he'd have approved increases anyway, based on the obvious economic implications of obamacare. But that said, he should still get to approve them being that he's the Insurance commissioner.
 
2013-08-20 06:30:16 PM  

TuteTibiImperes: Debeo Summa Credo: eurotrader: Housing is just starting to make a come back in Florida so the Gov thought there must be another way to punish people for living Florida. Home owner's insurance with wind storm coverage is already equal to many people's mortgage payment so increasing the cost of healthcare insurance to really make sure no sane person would want to call Florida home makes a pervert sense. If Rick Scott believes he can drive out all but the very wealthy from Florida he is on the right track but will not be happy with the result. The good part of his plan is that FL could over time go to having 3 electoral votes and then it could just be ignore as another small weird backwards state.

Your insurance price should cover the cost of insuring you. If your property insurance premiums were unnecessarily high compared to the risks insured, insurance companies would be breaking down the door to get some of that fat premium.

But they aren't because that they know that the premium being charged is high because the state is routinely decked with farking hurricanes, and they can't make a profit at those rates under regulations in place.

FL has a state run high risk insurance company for those living in high risk areas.  It used to provide subsidized insurance for those homeowners so that the cost of insuring them wouldn't drive people out of their homes.  F-ing Scott has been raising the rates of that program dramatically and hiring tons of inspectors to find any little detail they can to drive people out of the program, make them buy a new roof to stay in, etc.  He's pushing them right into the arms of the for-profit insurance companies.  He's a farking corrupt bastard who's had the insurance companies' hands in his pockets since day 1.

The same thing sort of applies to Obamacare. You want insurers to take people regardless of pre-existing conditions or current health? Then adverse selection means rates will go up.

It's a great argument for why a single payer un ...


Citizens is getting out of the insurance business because it has exposed the State to incredible risks in covering homes in high-hazard areas by charging rates that were much too low.  As a result, the inland folks have been unfairly subsidizing the coastal folks.  Even after kicking many high level policies out, private insurers have been reluctant to jump back into the game....it's not like they are lining up to feed at the trough.
 
2013-08-20 06:32:55 PM  

Calmamity: Anyone want to defend this evil bullsh*t?

I'd love to hear it.


The correct answer is C: Jesus.
 
2013-08-20 06:34:40 PM  

TuteTibiImperes: Debeo Summa Credo: eurotrader: Housing is just starting to make a come back in Florida so the Gov thought there must be another way to punish people for living Florida. Home owner's insurance with wind storm coverage is already equal to many people's mortgage payment so increasing the cost of healthcare insurance to really make sure no sane person would want to call Florida home makes a pervert sense. If Rick Scott believes he can drive out all but the very wealthy from Florida he is on the right track but will not be happy with the result. The good part of his plan is that FL could over time go to having 3 electoral votes and then it could just be ignore as another small weird backwards state.

Your insurance price should cover the cost of insuring you. If your property insurance premiums were unnecessarily high compared to the risks insured, insurance companies would be breaking down the door to get some of that fat premium.

But they aren't because that they know that the premium being charged is high because the state is routinely decked with farking hurricanes, and they can't make a profit at those rates under regulations in place.

FL has a state run high risk insurance company for those living in high risk areas.  It used to provide subsidized insurance for those homeowners so that the cost of insuring them wouldn't drive people out of their homes.  F-ing Scott has been raising the rates of that program dramatically and hiring tons of inspectors to find any little detail they can to drive people out of the program, make them buy a new roof to stay in, etc.  He's pushing them right into the arms of the for-profit insurance companies.  He's a farking corrupt bastard who's had the insurance companies' hands in his pockets since day 1.

The same thing sort of applies to Obamacare. You want insurers to take people regardless of pre-existing conditions or current health? Then adverse selection means rates will go up.

It's a great argument for why a single payer universal system would be better - when the government is the only insurance company it can set reimbursements and rates anywhere it wants, so cost control becomes very simple.  The current ACA could have at least included provisions limiting rate hikes by something reasonable, like 2%-3% per year.


Why should insurance rates for people in high risk areas be subsidized at all? If I'm cautious enough to build my house on a hill 30 miles inland, why should I subsidize the insurance costs of some guy who bought a house on the beach? Scott needs to be applauded emphatically for that move.

And single payer has its benefits (although you and I might disagree on how it should be paid for). But if you limited rate increases to 2-3%, how would insurance companies cover the additional claims costs of a riskier customer pool? They already have minimum loss ratios under obamacare. Would you also cap claims payments, so if the 2-3% premium increases don't cover the increase in medical losses, loss payments are capped? Because otherwise it sounds like you want something for nothing. Which, admittedly, is pretty much SOP for the democratic party these days.
 
2013-08-20 06:35:40 PM  

Debeo Summa Credo: Premiums have gone up because health care costs have gone up. But I'm sure you knew that.


That's why we know it's bullshiat when you blame Obamacare.
 
2013-08-20 06:37:45 PM  
Cataholic:
Citizens is getting out of the insurance business because it has exposed the State to incredible risks in covering homes in high-hazard areas by charging rates that were much too low.  As a result, the inland folks have been unfairly subsidizing the coastal folks.  Even after kicking many high level policies out, private insurers have been reluctant to jump back into the game....it's not like they are lining up to feed at the trough.
 The majority of the state lives near the coast, a large portion of them within flood zones.  The old system worked fine, it allowed for homeowners to have manageable rates all around and the government would step in and pay the overflow should disaster strike, and then just balance it out through taxes and general budget to pay it off.

Sure, it meant the inland people might pay more, but it kept things workable for everyone.  If people start leaving the state due to ridiculous insurance rates it's only going to depress the housing market which is going to screw the inland people as well.
 
2013-08-20 06:39:12 PM  
I'm surprised that this law doesn't require blaming gay married Mexican Muslim abortionists for the rate increases.
 
2013-08-20 06:43:07 PM  

The Why Not Guy: Debeo Summa Credo: Premiums have gone up because health care costs have gone up. But I'm sure you knew that.

That's why we know it's bullshiat when you blame Obamacare.


Well, okay, you have a fair point. If rates go up in tandem with general health cost trends, you will be correct that anyone who blames increases on Obamacare will be full of shiat.

But outsize increases resulting from increased risks of being required to insure everyone will be due to ACA.
 
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