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(CBS San Francisco)   Got the wrong credit card returned to you at a restaurant? Maybe don't go buy stuff with it. Just sayin'   (sanfrancisco.cbslocal.com) divider line 79
    More: Obvious, credit card fraud, wrong credit card, restaurants, credit cards, waitress  
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4669 clicks; posted to Main » on 14 Aug 2013 at 8:37 AM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



79 Comments   (+0 »)
   
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2013-08-14 08:35:41 AM  
Don't judge too harshly.  Perhaps she was attempting to buy a new, pronounceable, name.
 
2013-08-14 08:39:22 AM  
But that is like, free money.

I like money.
 
2013-08-14 08:41:09 AM  
There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.
 
2013-08-14 08:41:58 AM  

Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.


This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.
 
2013-08-14 08:47:39 AM  
Although getting change is a bit of a hassle, this is precisely why I only pay in gold bullion.
 
2013-08-14 08:49:52 AM  

Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.


You really think these two cards were from the same bank and had the same design?
 
2013-08-14 08:50:11 AM  

I_Am_Weasel: Don't judge too harshly.  Perhaps she was attempting to buy a new, pronounceable, name.


Jheline Demesa

She's Jheline like a felon.
 
2013-08-14 08:51:03 AM  
That's some swift farking justice.
 
2013-08-14 08:51:29 AM  
Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.
 
2013-08-14 08:55:13 AM  
Did they give her back two cards? Or did she leave them with a piece of plastic with her name embossed on it?
 
2013-08-14 08:55:21 AM  

Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.


This happened to me and a friend one night. The right cards were charged for dinner but the wrong cards handed back. He didn't realize until the card was declined for drinks that night, since the real cardholder called it in as lost/stolen. We called the restaraunt and switched back cards. We wondered how often that happens.
 
2013-08-14 08:56:16 AM  

Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.


That's a good point. I mean really, how often does one look very closely at one's credit card? Online shopping I guess, but out and about? Nah.
 
2013-08-14 08:56:44 AM  
If you manage to walk out of a restaurant with one more credit card then you walked in with you probably should not use that credit card.  You should probably return it and NOT go shopping immediately.
 
2013-08-14 08:58:39 AM  
Reasonable questions before I make any assumptions.

1.  Did the credit cards look similar?
2.  How much did the accused spend in how short a period of time?
3.  Did she turn herself in, was she brought in kicking and screaming, or something in between?
 
2013-08-14 08:58:46 AM  

Fuggin Bizzy: Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.

That's a good point. I mean really, how often does one look very closely at one's credit card? Online shopping I guess, but out and about? Nah.


I must be paranoid then, I check my card every time a waiter brings it back.
 
2013-08-14 08:59:45 AM  

Tom_Slick: Fuggin Bizzy: Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.

That's a good point. I mean really, how often does one look very closely at one's credit card? Online shopping I guess, but out and about? Nah.

I must be paranoid then, I check my card every time a waiter brings it back.


I check mine every time too
 
2013-08-14 09:00:47 AM  

Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.


And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.
 
2013-08-14 09:06:23 AM  

Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.


What is chip and pin? Is that like using a debit card with 2 factor authentication?
 
2013-08-14 09:09:12 AM  

Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.


If you travel a lot, Citi and Chase offer Chip and Pin cards, you just have to request them, AMEX does on their Platinum and Centurion cards only.
 
2013-08-14 09:10:43 AM  

smoky2010: Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.

What is chip and pin? Is that like using a debit card with 2 factor authentication?


Smart Chip rather than a mag strip and a pin just like an ATM card.  Cuts down on fraud.
 
2013-08-14 09:11:00 AM  

smoky2010: Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.

What is chip and pin? Is that like using a debit card with 2 factor authentication?


Chip and pin is having a pin code on your Credit Card instead of just signing (which nobody checks)
 
2013-08-14 09:11:29 AM  

Wellon Dowd: Did they give her back two cards? Or did she leave them with a piece of plastic with her name embossed on it?


  ^ this.
 
2013-08-14 09:12:01 AM  

smoky2010: Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.

What is chip and pin? Is that like using a debit card with 2 factor authentication?


Pretty much. Instead of taking the card and swiping it they bring a little POS terminal over to you and put the card in it. The microchip verifies the card is authentic and then you are prompted to enter a PIN. They saw a fraud reduction of 80% when they moved to that system since unlike a signature you can't just fake it and you can't clone the card's magnetic strip. It is a real pain if you have a US credit card because a lot of places won't even take them anymore.
 
2013-08-14 09:12:15 AM  

smoky2010: Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.

What is chip and pin? Is that like using a debit card with 2 factor authentication?


It's a chip on the card and in order to use the card you have to enter the PIN that matches the card. I didn't have much problem using American credit card in Europe except for the Paris subways, where most of the ticket machines would only take chip and pin cards.
 
2013-08-14 09:15:02 AM  

Tom_Slick: If you travel a lot, Citi and Chase offer Chip and Pin cards, you just have to request them, AMEX does on their Platinum and Centurion cards only.


That is what I ended up doing. It was really annoying though the first trip before getting it. We had to use an old Canadian credit card because it had a chip.
 
2013-08-14 09:15:26 AM  
I remember one time, I walked into the wrong apartment. I was about three steps inside the door when I realized It wasn't my furniture, I slowly backed out and quietly closed the door.  Many years later, I got into the wrong car at the grocery store, the only reason I noticed it wasn't mine was because it smelled like popcorn inside, I got out and noticed mine about three spaces down.

It's not entirely beyond the realm of reason that a person wouldn't notice getting the wrong card back. The truth would lie in what name she signed when she used it.
 
2013-08-14 09:17:39 AM  
That happened to me with my BJs membership card (like a Costco). Cashier must have handed back the wrong card. I don't know how long it was in my wallet before I finally noticed it wasn't mine. Who looks?
 
2013-08-14 09:18:20 AM  

Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.


What, like a bunch of commie socialists?
 
2013-08-14 09:18:36 AM  
Oh god, the comments. I read the comments!  I'm not even sure who's serious and who's trolling anymore.
 
2013-08-14 09:19:45 AM  
Nowhere in the article does it say that she used her own card to pay for her dinner, just that the credit card of the victim ended up at her table. For all we know she paid in cash, or not at all.
 
2013-08-14 09:21:19 AM  
Had a waitress in a NY state restaurant who was so hung over and stupid (as per her non-stop verbal outpour) that i followed her to check-out and back to make certain i received the correct credit card. Hurray for showing up at work still drunk.
 
2013-08-14 09:30:22 AM  

StarSys: Nowhere in the article does it say that she used her own card to pay for her dinner, just that the credit card of the victim ended up at her table. For all we know she paid in cash, or not at all.


They don't all dine and dash.
 
2013-08-14 09:30:34 AM  
Notice she had to do most of the work to find this thief. The cops are worthless when you really need them to help.
 
2013-08-14 09:30:34 AM  
I have had this happen to me with AMEX cards.  I got somebody elses and he got mine.  Apparently he was on vacation too as he went travelling to Florida.  I called AMEX to let them know and that it would be bad form to cancel the card until he got a replacement.  So, they monitored the charges and transferred them to his account when his vacation was over.

The point is, sometimes you don't see what is happening.

/dnra to know if she intentionally spent $$$ or not.
 
2013-08-14 09:31:59 AM  

Dow Jones and the Temple of Doom: Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.

You really think these two cards were from the same bank and had the same design?


Well, if they didn't, what she did was obviously purposeful, and fraudulant.  If they looked the same, as is highly likely, she may not have even realized there was a different name on the card.
The article completely leaves out what the accused's reaction was when confronted.
 
2013-08-14 09:32:03 AM  

Carth: smoky2010: Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.

What is chip and pin? Is that like using a debit card with 2 factor authentication?

Pretty much. Instead of taking the card and swiping it they bring a little POS terminal over to you and put the card in it. The microchip verifies the card is authentic and then you are prompted to enter a PIN. They saw a fraud reduction of 80% when they moved to that system since unlike a signature you can't just fake it and you can't clone the card's magnetic strip. It is a real pain if you have a US credit card because a lot of places won't even take them anymore.


I thought chip credit cards were everywhere. I've had one for the last 5 years.

/Canadian.
 
2013-08-14 09:33:03 AM  

SauronWasFramed: So, they monitored the charges and transferred them to his account when his vacation was over.


It is cool they did that. AMEX does have pretty awesome customer service as far as credit cards go.
 
2013-08-14 09:34:31 AM  

KrispyKritter: Had a waitress in a NY state restaurant who was so hung over and stupid (as per her non-stop verbal outpour) that i followed her to check-out and back to make certain i received the correct credit card. Hurray for showing up at work still drunk.


Uh, you mean showing up for work is wrong and I should not do that?
 
2013-08-14 09:43:34 AM  

Dow Jones and the Temple of Doom: Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.

You really think these two cards were from the same bank and had the same design?


Apparently close enough to fool the waitress who handed back the wrong card to the wrong person at the wrong table.  BTW, if she was arrested for that, does the waitress also get charged for accessory?
 
2013-08-14 09:46:51 AM  

Carth: SauronWasFramed: So, they monitored the charges and transferred them to his account when his vacation was over.

It is cool they did that. AMEX does have pretty awesome customer service as far as credit cards go.


Hey, if I've got that kind of power over time and space, what the hell am I doing here talking to a loser like you at three in the morning?

MetroCard customer service
 
2013-08-14 09:54:06 AM  

Dow Jones and the Temple of Doom: Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.

You really think these two cards were from the same bank and had the same design?


Seriously, what a rube.
 
2013-08-14 09:54:48 AM  

Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.


Tries to contain my laughter at someone who thinks financial transactions are easier in Europe than in the US...
 
2013-08-14 09:57:06 AM  

SauronWasFramed: /dnra to know if she intentionally spent $$$ or not.


She went to a mall across the street but even then we don't know if she went to Barnes & Noble to pick up a couple of bluerays or if she hit up the Coach store.
 
2013-08-14 09:57:23 AM  

Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.


Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.


Hope she reads this! This will be here defense. I'm with you. But we all know she like SCORE!
After the first store of her signing her own name it would have clued her in...bet she didn't sign her name.
 
2013-08-14 09:58:24 AM  

DubyaHater: Oh god, the comments. I read the comments!  I'm not even sure who's serious and who's trolling anymore.


The ones stating she is Filipino are serious. Redundant "H"'s in names are pretty popular over here.

Plus I dont know alot of black people with the last name of Demesa.
 
2013-08-14 10:00:11 AM  

KimNorth: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

Exception Collection: Vodka Zombie: There's a pretty good chance that I'd do the same. I hardly ever look at my card, and if someone handed me one that kind of looked like it, I'd probably use it without realizing.

This.  I don't think I've looked at the name on my card since I got it.  If it's from the right bank and the right color, I'd be using it.

Hope she reads this! This will be here defense. I'm with you. But we all know she like SCORE!
After the first store of her signing her own name it would have clued her in...bet she didn't sign her name.


I shouldn't post in the morning or late at night it takes a while for my medication that keeps me from flopping on the ground to even out. But you know what I'm was trying to say.
 
2013-08-14 10:02:44 AM  
Jheline, Jheline, Jheline, Jheline
please dont take it just because you can
 
2013-08-14 10:07:32 AM  

Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.


Most credit card chips are RFID chips.  Look it up.
 
2013-08-14 10:09:50 AM  

furterfan: Jheline, Jheline, Jheline, Jheline
please dont take it just because you can


Thanks for the earworm
 
2013-08-14 10:11:30 AM  

Cold_Sassy: Carth: Tom_Slick: Another reason why restaurants need to use hand held credit card processing machines at the table like they use in Europe.

And they need to go to chip and pin. It is a pain trying to use a US card card anywhere else in the world and it is ridiculous that they are using 60 year old technology because they don't want to upgrade the infrastructure.

Most credit card chips are RFID chips.  Look it up.


The first 10 links on google say cards can have both technologies but don't have to. Example If you have a specific article in mind please share it.
 
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