Meisaims: Anyone else skim to the end of the article to make sure the dog was okay?
mtlls: When my parents house caught fire ( that I built)
Candygram for Mongo: If this ever happens to me, I hope I'll be able to think clearly enough to take all the business cards handed to me, so I know who to never do business with. And tell everybody I know not to do business with them either.
BarkingUnicorn: Candygram for Mongo: If this ever happens to me, I hope I'll be able to think clearly enough to take all the business cards handed to me, so I know who to never do business with. And tell everybody I know not to do business with them either.Scan the cards and post 'em on Facebook, too. Their phones will melt.
PunGent: "Public adjusters are generally allowed to charge 10 percent to 20 percent of a claim payout."Before anyone rags on Florida, even though it deserves it most of the time...lots of states have NO fee cap.
BarkingUnicorn: PunGent: "Public adjusters are generally allowed to charge 10 percent to 20 percent of a claim payout."Before anyone rags on Florida, even though it deserves it most of the time...lots of states have NO fee cap.Looks like Florida repealed its 10% cap on May 16. It was established to protect the state-run insurer that most Florida homeowners use.
laulaja: When I was quite young there was a term, Ambulance Chasers, that very nearly fits.
kokomo61: My (sort of) CSB....we had a hail storm and got siding damage out of it - soon as the storm cleared, signs started going up in the neighborhood about replacement siding, and we had a steady stream of salespeople coming to the door offering to get us new siding (and a new roof!), saying that they would handle everything, and we wouldn't have to talk to the insurance company at all.Since nothing is ever 'free', I said no, that I'd call my own insurance company and ask them to come out and inspect if there was actual damage - we had just replaced the roof in the prior year with a 50-year warranty, so it SHOULD be able to hold up to a 10-minute hail storm.Nothing stopped these people from badgering several times a week - I ended up putting up no trespassing and no soliciting signs, and they'd still try to sell from the sidewalk - they'd tell me they were on public property, thinking that yelling more would make me more likely to sign up with them.IAC, I had the adjuster come out, the roof was fine, but we did have siding damage. We could choose one of the companies on their list, or we could put out the job for bid on our own. I'd done that before, so I wrote up the RFP, had 3 companies (local ones with long reputations) bid, as well as asking the ones who were already in the neighborhood hawking 'free' repairs to bid. The hail chasers were very reluctant to bid - they'd only move forward if we signed up with them. The only one who did came in at twice the price of the local companies, confirming what I already thought.I went with one of the local companies, and upgraded to insulated siding and have been very happy with it. Because it was hail damage, there was no deductible.....and the CSB part is that the insurance company sent ME a check for $4K, since I acted as my own general contractor. Not a bad deal.
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