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(Click Orlando)   New poll shows 49% of parents take money from their children's savings accounts, 34% dipped into their kids' piggy banks. Nearly 100% of those kids already selected their parents' nursing homes   (clickorlando.com) divider line 20
    More: Sad, piggy banks, savings accounts, home  
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2104 clicks; posted to Main » on 08 May 2013 at 9:45 PM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-05-08 10:07:00 PM
3 votes:
FTFA: The survey also found 34 percent of parents have dipped into a child's piggy bank.

Here's the simplest way I can put it: One of the main reasons that you give a kid a piggy bank (or, when they get old enough, one of those teenager savings accounts,) is to teach them to be responsible with money, delay gratification, prioritize what they spend it on, etc. If that money can disappear at any time without warning, the kid is going to learn exactly the opposite lesson that you're trying to teach them: Spend all your money as soon as possible, because if you try to save it, mom and dad will just re-appropriate it anyway.

/ I mean, if you're really cynical about life and want to teach your kids not to trust the banking/finance industry, that'll probably work well, but...
2013-05-08 09:39:04 PM
3 votes:
Some might think it's ok to take money from your child's savings account because it doesn't "belong" to them, but by that logic, I can walk up to any kid on the street and steal their toys or candy or guns because, hey, f*ck off kid, you aren't legally entitled to own anything.

I agree that, under certain circumstances, desperate times call for desperate meaasures. I'm not suggesting a family should go hungry when there's money sitting in a child's savings account. I just don't think that's what typically happens. Too many parents over-spend, get into credit card debt, and then use the child's savings as a bailout.

I find that really unacceptable, and shameful.
2013-05-08 10:02:14 PM
2 votes:
I didn't know this was a thing for other people....

But it's one of about five thousand reasons why I don't care that my parents are dead.
Slu
2013-05-08 09:50:11 PM
2 votes:
I have a daughter. I would never consider taking any of her money, unless it were a very, very desperate situation.
2013-05-08 09:19:52 PM
2 votes:
I mean... think about all of the money you spend on your children. I don't see the issue with taking a little bit of the money you most likely put into their savings if you need it.
2013-05-09 12:20:50 PM
1 votes:

rappy: I mean... think about all of the money you spend on your children. I don't see the issue with taking a little bit of the money you most likely put into their savings if you need it.


Nope.

My mom used to pull the same crap on me. Except in my case, she'd give me IOUs, which she would mostly tear up without repaying me.

I'd have been perfectly fine with it if she had given me any money at all to start with. She didn't. I didn't get an allowance, and I had no college fund. I had a paper route, I mowed lawns, I washed cars, worked in a library, worked as a UNIX administrator and worked in a chemical lab (all this before I turned 18).

-I *earned* that money, and she *stole* it. As simple as that.

If you can't plan your finances well enough to keep your hands out of your child's bank account, you shouldn't be giving them money in the first place and you are a crappy parent at best.
2013-05-08 11:33:49 PM
1 votes:

LoneVVolf: Unless the kid is pulling a 9-5, the money came from the parents in better times anyway.


Not always true.  I got a paper route when I was 9 years old, and did that until I was old enough to babysit.  Once I turned 16, I got real jobs that paid a whopping $4.25/hour.

Some kids get birthday money from grandparents and aunts and uncles.  That money doesn't belong to the parents, either.
2013-05-08 11:25:46 PM
1 votes:
Interesting that these "parents" justify hijacking the kids savings as a way to teach them about family responsibilities.
farking thieves, the lot of you.
Kids have no power in family dynamics, you are unilaterally making decisions about something that is not yours!  If a kid wants to share, great.  If not and it is not a life or death situation then you are no better than the meth mouth down town.

Kids did not ask to be born to you assholes, they are pretty well stuck.  You on the other hand had a choice.  It is not their fault you cannot handle life.

Give them back their money with real interest!
2013-05-08 11:16:24 PM
1 votes:

Kenny B: Instead of saving for my kids college I'm saving for their bail.


Now THERE is a legit use for kid's piggy bank money.
2013-05-08 10:50:22 PM
1 votes:
I really don't expect someone who actually believes/claims to be a psychic to understand something like logic, though.
2013-05-08 10:45:45 PM
1 votes:

rappy: PsiChick: How about the technical definition of the word? When you take something that doesn't belong to you, that's theft. That money does not belong to you. Yeah, it's legal theft. Doesn't mean it's not theft. And it sets a bad example for your kids down the road.

So what you are trying to say is, no. You have no legal precedent proving your point.

Got it.


So you don't count it as theft unless the law does. Got it.
2013-05-08 10:32:55 PM
1 votes:
So far I have not had to take any money from my kids savings accounts but if I ever do I will not have a bit of remorse about it.  I opened the accounts and gave them all the money that is in them.  If I decide that their long term interests are better served by something like taking money out for a family members medical emergency or for some housing emergency or other crisis I will do so without any guilt.
Slu
2013-05-08 10:11:35 PM
1 votes:

rappy: Slu: I have a daughter. I would never consider taking any of her money, unless it were a very, very desperate situation.

Here come the high horse riders.


NickelP: You sound like one of those moms that is ok with their 12 year old selling drugs because hey the family needs the money right?

You sound really ignorant and that you jump to illogical conclusions. Good luck with that.


It is not a very high horse to not take money from the kid's savings account.
2013-05-08 10:11:00 PM
1 votes:
My dad stole my piggy bank money once to pay the paper boy.  I was annoyed by the theft but more upset because the piggy bank was a nice, hand-painted ceramic pig that his girlfriend had given me that was worth far more than the two or three dollars that was inside.  It had no opening through which the coins could be removed.  I only put pennies and nickels in there because I had no intention of ever breaking it to get the coins back.

Thanks for bringing up hurtful memories, Fark!
2013-05-08 10:06:37 PM
1 votes:

rappy: I mean... think about all of the money you spend on your children. I don't see the issue with taking a little bit of the money you most likely put into their savings if you need it.


Hey, rappy: Stealing your gift back is still stealing. From  your own kids, no less.

/I have no doubt my bio dad would have done this if my mom wouldn't have castrated him.
Slu
2013-05-08 10:03:23 PM
1 votes:

meow said the dog: Slu: I have a daughter. I would never consider taking any of her money, unless it were a very, very desperate situation.

Let me ask of you the following and that is do you make the claim for this individual on the taxes of you?  Because I would say that this is the money of the daughter of you so each of the years you should also put this into the bacon bank of she.


Mmmm. Bacon bank.
2013-05-08 10:01:54 PM
1 votes:

meow said the dog: This is the issue upon which I am believing two sides of this should have the consideration as yes it might seem at the glance which would be the primary of these would be the thing to make judgment on the parents of these but then there is also the other side of this which does not have the problems and we cannot make conclusions of this until the two sides have obtained consideration.


Dude, I would have read the rest of your post, but for gossake's, if the rest of it has as little punctuation, I won't understand a word of it anyway.
2013-05-08 09:56:27 PM
1 votes:
I have no idea why my parents took my $100 and put it in a savings account. Basically all it taught me is that savings accounts are completely useless to the account holder.
2013-05-08 09:54:28 PM
1 votes:

Eirik: Meh, I'm diabetic with high blood pressure and turning 40 this year. I won't live to see a nursing home.


You're giving up that easily?
2013-05-08 09:27:33 PM
1 votes:
This is the issue upon which I am believing two sides of this should have the consideration as yes it might seem at the glance which would be the primary of these would be the thing to make judgment on the parents of these but then there is also the other side of this which does not have the problems and we cannot make conclusions of this until the two sides have obtained consideration.

The first side of this says listen it is not the good thing for the individual who is the parent to do the thefting from the child of they.  Listen unless you are the rich executive such as that upon which does the bank working then society does not have the improvement of the stealing by you.  And there is something that tells to me that the Koch brothers might be the individuals who would make the for the excellent pornography naming would not do the theft from the children of them although they might do this from the coffers of the children of the employees LAUGHTER OL.  No this is just the jesting I am doing so let me say however that many people would say OH BUT MEOW IS THIS THE WRONG THING FOR STEALING?  Well yes because it is one of the Amendments to the Old Testament which had the signing by Moses and Larry King.  LAUGHTER OL if you do not get this it is the jokings because Larry King is the older individual.

Now the other side of this says that is the money ever that upon which belongs to the child?  Listen to the things which cannot legally be done by the child such as getting the marriage and having the duty of the military and listening to the music which does not cause the annoyance to others and signing the contract.  OH THAT IS THE IMPORTANT CONSIDERATION OF THIS you might say and I will say to you that you are the correct individual.  The child is not of the legal age for doing the ownership of the bacon bank but also let me say to you that the parents are teaching the children the important lesson if they do the thefting from they and that lesson is do not be the person with the stupid parents without the retirement savings or you might be doing the care taking of they until they are the old people.

Now when I consider the two sides of this I have the conclusion that really what does this matter as kids are stupid and do not do the appropriate counting.  Just say to the child OH I AM SORRY BUT THE TOOTH FAIRY NEEDED THE MONEY FROM YOU TO GIVE TO THE OTHER CHILD BUT YOU WILL HAVE THE RETURN WHEN YOU LOSE THE TEETH OF YOU IN THE OLD AGE.  Give this a few days and the child will forget this because children have the short memories which probably is good for many of you as you probably remember the days when the thyroid disorder of you led to the bigger child and the pickings.

So yes if you wish for stealing the money from the child of you then first you need to be the Fark.com poster who has the sex which is the unlikely thing but it is still the appropriate under this the situation.
 
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