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(Click Orlando)   New poll shows 49% of parents take money from their children's savings accounts, 34% dipped into their kids' piggy banks. Nearly 100% of those kids already selected their parents' nursing homes   (clickorlando.com) divider line 192
    More: Sad, piggy banks, savings accounts, home  
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2104 clicks; posted to Main » on 08 May 2013 at 9:45 PM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-05-08 10:45:45 PM

rappy: PsiChick: How about the technical definition of the word? When you take something that doesn't belong to you, that's theft. That money does not belong to you. Yeah, it's legal theft. Doesn't mean it's not theft. And it sets a bad example for your kids down the road.

So what you are trying to say is, no. You have no legal precedent proving your point.

Got it.


So you don't count it as theft unless the law does. Got it.
 
2013-05-08 10:46:15 PM

What Knot: Peki: What Knot: I don't know what a fisting bump is, but I hope you get three of them tonight.

AKA fist pound. When two people bump fists together. Usually meant as "We're cool, bro."

Thanks, that helps. Will you be my meow-toEnglish translator?


Fark no. I have a BA in English. Fricking ee cummings is easier to read. I had to favorite him in red so I don't bother trying (made my eyes hurt).

PsiChick: Yeah, he  used to be that douchey, but nowadays...well, I still live in the same house as the guy and have yet to kill him, so. My mom's pretty win, though. :)


Good to hear. :)
 
2013-05-08 10:47:00 PM

PsiChick: So you don't count it as theft unless the law does. Got it.


I'm sorry that I am a logical person and actually take the law into account when making legal accusations against someone.
 
2013-05-08 10:47:55 PM
Goetz: In case you didn't get it, here's a translation.

 Ok, I don't even know what my brain just did to itself, but it was violent and really messy.
 
2013-05-08 10:50:22 PM
I really don't expect someone who actually believes/claims to be a psychic to understand something like logic, though.
 
2013-05-08 10:52:25 PM
www.joannagleason.com

"These arent your things! You didnt pay for them, Stupid!"
 
2013-05-08 10:54:04 PM

pianomom: Meh. I personally know parents who open credit cards and cell phone accounts in their childrens' names because their own credit is so bad. Good luck explaining to your 18 year old why he doesn't qualify for anything when he goes to get his/her first credit card, car, loan, house, etc.

Way to Fark it up parents of the year!


Those stories always make me so mad.

I mean, I can kind of understand taking money out of a kid's savings account, especially if it were an emergency. (That'd be the only time I could justify doing it.) But I don't understand how someone can trash their kid's credit to the point where the only options are to declare bankruptcy and press charges. That kind of credit will, to a sad extent, really fark up someone's life.
 
2013-05-08 10:54:42 PM

meow said the dog: pianomom: Meh. I personally know parents who open credit cards and cell phone accounts in their childrens' names because their own credit is so bad. Good luck explaining to your 18 year old why he doesn't qualify for anything when he goes to get his/her first credit card, car, loan, house, etc.

Way to Fark it up parents of the year!

Why would this be the problem?  Do you think that the children of these do not reap the benefits upon which are needled and sewed by the credit card information and also they can just do the discharging of this through the identity theft claiming.  This is the easy fix and actually quite the good strategy because maybe perhaps the credit card companies should do the further background checkings.  So why would you do the blaming of the parents who are the innocent partiers here.


Exactly. Now we are talking identity theft....ON YOUR OWN CHILDREN no less. You really trust credit companies to do any sort of checking first? You do realize they are in the business of making exorbitant money via the ever more exorbitant interest rates. They don't care about checking first. And these parents are buying big screen TVs and cell phone plans for the latest iPhone 15G. So yeah...kids aren't really profiting here. Parents are the innocent parties here? Not even a 1 on the Troll-O-meter.
 
2013-05-08 10:55:24 PM

What Knot: I've worked multiple jobs when needed and I have NEVER taken money from them.


Listen, that's great and all. But who are you to judge if other people don't have that opportunity and need to have their children help?
 
2013-05-08 10:56:51 PM

rappy: What Knot: I've worked multiple jobs when needed and I have NEVER taken money from them.

Listen, that's great and all. But who are you to judge if other people don't have that opportunity and need to have their children help?


Funny way to spell "I'm sorry."

Try again.
 
2013-05-08 10:57:03 PM

mesmer242: Yup... My mom took all the money out of my savings account. And it wasn't money she had given me.

But it was because we were flat broke after my dad left and she needed to feed us and keep the lights on. That's life, and I certainly don't blame her for the situation.


I remember cashing in a couple of savings bonds a few years early when I was a teenager because the power had been cut off and my mom didn't have any money.  After she started her second job she promised she'd pay me back, and to me she totally has, what with helping me and my brothers with the occasional bill or car repair and sometimes even random tickets to a Grizzlies game.  Whatever, life gets tough, and you can't always blame parents for doing desperate things in desperate times.

/I also remember my mom "holding on" to birthday money for my brothers and I and really spending it on groceries to feed us.
//Growing up poor sucks
 
2013-05-08 10:57:25 PM

Martian_Astronomer: Here's the simplest way I can put it: One of the main reasons that you give a kid a piggy bank (or, when they get old enough, one of those teenager savings accounts,) is to teach them to be responsible with money, delay gratification, prioritize what they spend it on, etc. If that money can disappear at any time without warning, the kid is going to learn exactly the opposite lesson that you're trying to teach them: Spend all your money as soon as possible, because if you try to save it, mom and dad will just re-appropriate it anyway.

/ I mean, if you're really cynical about life and want to teach your kids not to trust the banking/finance industry, that'll probably work well, but...


I had that problem for the longest time, because my folks were really poor. They never wanted to borrow money from me, but I'd see them panicking about the bills, and Mom had already taught me to keep a little checkbook of my own, so I'd intercept things between the mailbox and home and cover the power or the water bill out of my babysitting money and say nothing until Mom or Dad would realize it was the fifteenth and they hadn't gotten the bill, panic, and I'd sort of pull the "isn't it under the keyboard on your desk where it always is?" thing and there it would be, marked 'paid' in a badly-forged version of Dad's cursive.

They knew, of course, especially as I started getting on my younger siblings for running the water too long or not turning things off when they left rooms, but they were kind enough not to say. Eventually I succeeded in getting two regular after-school babysitting clients who employed me five days a week, and I'd just take all four kids to one or the other houses at what worked out to the magnificent sum of $11 an hour, and most Fridays and Saturday evenings I had work as the parents went out. I covered more and more bills for Mom and Dad, until the month I finally picked up every single utility, a medical bill and the mortgage, leaving Mom and Dad with $864.23, I still remember it to the cents, that I suggested they spend on something nice for their anniversary. They went out to dinner and saw a movie, and the rest went to pay off one of the worst and most pressing of my siblings' medical bills.

Of course, soon after, my little sister got better and my mom was able to go for a better job and then several promotions, so now they're comfortable and almost debt-free at last. I bought a modest older secondhand car and fixed it up for Dad so he could accept a promotion that required more traveling in my early twenties, but they haven't been hurting for money like they were when I was little in a long time.

My husband and I recently accepted new jobs in a new city. Our house is on the market and we're living in the cheapest possible apartment to save for the down payment on our next home. My mother and father called the minute we knew where we were going and said "We'll look after your cats, of course," and for three months, they have cared for and looked after our beloved pets, complete with daily pictures and progress reports, as if they were grandchildren. I offered Mom money for their food and any vet expenses, since it could easily take six to ten months and I know kennels want hundreds a month for that, but she's refused every time. She and Dad buy them their favorite food, brush them daily, read to them and have even started watching some of husband's and my favorite TV shows on the grounds that the cats shouldn't miss their favorites. (Apparently Spot really enjoys 'Game of Thrones' and purred loudly at Daenerys Targaryen's best scene.)

Did my parents rely on me financially when I was perhaps too young to be paying utilities? Sure. But I rely on them to be the kind of people they raised me to be, and their retirement isn't going to be in some raisin ranch. No matter what, I intend to make sure that my Mom and Dad have the best of everything when they're elderly.
 
2013-05-08 10:57:44 PM
my saving was emptied of over a $1000 when i was young with my consent..... though we did goto Disney world
 
2013-05-08 10:58:05 PM
When my husband was about sixteen and starting to look at schools, his mother emptied his entire college fund (about half her contributions and half his work savings) and bought herself a Mustang.

He moved out that year.
 
2013-05-08 11:00:14 PM

rappy: PsiChick: So you don't count it as theft unless the law does. Got it.

I'm sorry that I am a logical person and actually take the law into account when making legal accusations against someone.


Theft isn't just a legal term. It also refers to the action of stealing  without law--that's why taking candy from a child, who does not legally own that candy, is commonly considered theft. Words have more than one meaning.

/To be clear: I'm not talking about taking money to put food on the table, I'm talking about the rest of the shiat TFA's parents admitted to. A vacation, something you  really really want, those are not things your kids should pay for, because  you're the parent, not them. It's not their job to provide for you, it's the other way around.

meow said the dog: PsiChick: So you don't count it as theft unless the law does. Got it.

Listen perhaps instead of doing the making up of terms we should get to the key issue of this and that is the children should be those who are doing the working.  They should do the hard working and then none of this issue would have the problem because there would be enough to share.


Meow, honey, there is no one who thinks the term 'theft' originated in United States law. And if they do, I have the Ten Commandments to introduce them to. In Hebrew.
 
2013-05-08 11:00:32 PM
meow said the dog is a level 80 troll.

Yes, children should be grateful for being "popped out" and emptying a savings account is really an incentive in the free market!

/hit a raw nerve, must soothe the jimmies
//"I taught you self reliance."
 
2013-05-08 11:01:56 PM

glmorrs1: I remember cashing in a couple of savings bonds a few years early when I was a teenager because the power had been cut off and my mom didn't have any money.  After she started her second job she promised she'd pay me back, and to me she totally has, what with helping me and my brothers with the occasional bill or car repair and sometimes even random tickets to a Grizzlies game.  Whatever, life gets tough, and you can't always blame parents for doing desperate things in desperate times./I also remember my mom "holding on" to birthday money for my brothers and I and really spending it on groceries to feed us.//Growing up poor sucks


Our poorest Christmas makes my mother wince, but my brother and I remember it as our best. They wrapped up cash in a bunch of different ways. We had a blast going through the wrapping paper just trying to find the damn bills.

/Mom: I felt like we stopped being poor when I could afford to take care of pets. Me: I felt like we stopped being poor when you'd let us drink an entire Pepsi to ourselves.
 
2013-05-08 11:03:13 PM

PsiChick: Theft isn't just a legal term


Theft is a criminal act.
 
2013-05-08 11:03:41 PM

rappy: What Knot: I've worked multiple jobs when needed and I have NEVER taken money from them.

Listen, that's great and all. But who are you to judge if other people don't have that opportunity and need to have their children help?


I think a parent who NEEDS their children's help should probably put on his or her big people pants and be a parent. No parent should ever NEED help from their children. Clearly you had an upside-down relationship with your parents where you think this kind of thing is normal. It isn't. You might want to talk to someone about the obvious resultant damage done to your ability to relate to people in healthy ways.
 
2013-05-08 11:04:02 PM
I didn't need a piggy bank as a kid - I was roofing houses when I was 12, and the $ went right into the rent envelope. Should I be mad? We coulda been living in a box but damn I'd have that pocket money.
 
2013-05-08 11:05:49 PM
"Look here junior. Daddy owes a bookie a LOT of money. Either your piggy bank from grandma gets smashed or you can go out in the shed and start making meth with your father."
 
2013-05-08 11:10:25 PM
Each of our kids has a savings account. I can see it, the wife can see it. if either one of us touches a dime, the expectation is that the other one will call bullshiat and kick some ass. My mother embezzled thousands and thousands of dollars from me as a pre-teen and young teenage- lawn mowing money. It's something that has stuck with me to this day.

It'll be a nice little surprise for them when they're older that we've been socking away a few bucks here and there for them.

/any parents who touch that money are assholes, bad parents, and piss poor financial planners
 
2013-05-08 11:11:10 PM

rappy: PsiChick: Theft isn't just a legal term

Theft is a criminal act.


Theft is a cultural universal. There are no cultures that do not have some indications of property and who can and cannot use it. If you want to argue with that, go take an anthro class--and again, I'm not talking about stealing to put food on the table, I'm talking about stealing for vacation money or an Ipad. That's outright theft.

/Plus, think of it this way: If your kids don't own things now, how are they going to handle owning anything as adults? Magic?
 
2013-05-08 11:13:19 PM

PsiChick: /Plus, think of it this way: If your kids don't own things now, how are they going to handle owning anything as adults? Magic?


LAUGHTER OL once they are the adults they will know that stuff such as magic is not the real thing. That is called part of doing the up growth as you stop believing in the things which are the fantasy such as the magic or crystals or saying to soothes.
 
2013-05-08 11:14:31 PM

Your Average Witty Fark User: /any parents who touch that money are assholes, bad parents, and piss poor financial planners


I'm not that harsh. Shiat happens. I've seen it happen. I've also seen what happens when a parent is just a greedy farkhole gives fark all about his kids and family. There's a difference.

/taking out a credit card in your kid's name is some seriously baloney though. You older folks talked about a permanent record? It's not your school record; it's your credit score.
 
2013-05-08 11:14:44 PM
Instead of saving for my kids college I'm saving for their bail.
 
2013-05-08 11:15:38 PM

What Knot: Are you as poor at reading as you are at writing? I just said there were not eight fathers. And maybe there is some saying about paprika in the eye in whatever herpa-derpa-muhammed-jihad country you come from, but you need to read the Bible and get it straight. It's a splinter in the eye. Moron.


Listen I have done the reading of the Bible in the Hebrewiac language and to make this point of the thread what is said by this is that you must do the sparing of the rod if you wish for spoiling the children but the original translation of this is actually stating that the child of you should pay to you for the life you have done the giving to so this is the justification of the Biblical readings of the day to justify the taking of the money so perhaps it is you who has the lacking of this information.
 
2013-05-08 11:16:24 PM

Kenny B: Instead of saving for my kids college I'm saving for their bail.


Now THERE is a legit use for kid's piggy bank money.
 
2013-05-08 11:17:11 PM
My parents didn't have a college fund or savings account for me so neither will I for my children. Yes I am a jerk and no they won't have better things than I did growing up.
 
2013-05-08 11:18:06 PM
My father took out a fraudulent personal loan in my name. (I'm a Jr., but it's only honorific, not on the birth certificate.) He just plugged my SSN into the loan information a month after I'd turned 18, and wham-bam-zero consequences for Daddy.

He apparently paid it for awhile, but eventually let it default. I got to find out about it shortly after he died, and I played hell getting that wiped. At least parents that dip into the savings of their kids aren't trashing their credit and setting them up for years of harrassive phone calls. Still shiatty though.

/I know, I know, CSB,
//Never CSB'd before on Fark, that I recall...so I figure everyone gets at least one.
 
2013-05-08 11:19:57 PM

baufan2005: My parents didn't have a college fund or savings account for me so neither will I for my children. Yes I am a jerk and no they won't have better things than I did growing up.


Unless you kept all of your old things, they'll have better things than you did.

Go see if your parents still have that rusted out John Deere tractor toy & stick a bow on that mofo.

Merry Christmas Johnny!
 
2013-05-08 11:21:03 PM

meow said the dog: Listen I have done the reading of the Bible in the Hebrewiac language and to make this point of the thread what is said by this is that you must do the sparing of the rod if you wish for spoiling the children but the original translation of this is actually stating that the child of you should pay to you for the life you have done the giving to so this is the justification of the Biblical readings of the day to justify the taking of the money so perhaps it is you who has the lacking of this information.


The Bible clearly says it is fine to put your children to work to earn for the support of the family. I don't disagree with that premise. However, in this day and age, when education is of such critical importance, I will not force my child into labor unless I failed as a parent and could not provide for them. Since I would never let that happen, the point is mute. You should try that sometime.
 
2013-05-08 11:22:24 PM

What Knot: Since I would never let that happen, the point is mute.


The point of this is Anne Frank?
 
2013-05-08 11:25:46 PM
Interesting that these "parents" justify hijacking the kids savings as a way to teach them about family responsibilities.
farking thieves, the lot of you.
Kids have no power in family dynamics, you are unilaterally making decisions about something that is not yours!  If a kid wants to share, great.  If not and it is not a life or death situation then you are no better than the meth mouth down town.

Kids did not ask to be born to you assholes, they are pretty well stuck.  You on the other hand had a choice.  It is not their fault you cannot handle life.

Give them back their money with real interest!
 
2013-05-08 11:26:11 PM
I found a twenty in the sock bin at Kmart once. I stuffed that bad boy right into my diaper and just kept on walking.

Unfortunately I had also wet myself, and totally forgot about the $20 by the time mom changed me. Oh well - live & learn.
 
2013-05-08 11:27:23 PM
All that money left rotting in some poor person's non-dividend account when it could be adding to my multi-million dollar high score.  What a shame.
 
2013-05-08 11:27:48 PM
I had a savings account growing up, and by the time I got to high school it had maybe a couple of thousand in it. Then I met a friend who LOVED shopping and went with her to the mall, and fell into a mindset that I could buy whatever I wanted for a few years. Basically drained my own account which was supposed to be for 'college'. After I got my spending under control though, I realized that the money that had been in there would have helped for maybe two semesters at most. So I still feel stupid about it, but not as much as I did back then.
 
2013-05-08 11:29:02 PM
Bah, I went off tab and forgot to finish my post before clicking. The other retrospective I have on the whole savings account is I wish my dad HAD drained it after mom died, because we had a couple of rough years there after all the medical bills came in.
 
2013-05-08 11:29:49 PM

meow said the dog: What Knot: Since I would never let that happen, the point is mute.

The point of this is Anne Frank?


Much like your other posts, I have no idea what you're saying here. Purple monkey dishwasher, dryer sheets pop can sweatshirt cat donut.
 
2013-05-08 11:29:54 PM
yet 100% of children steal from their parents.
 
2013-05-08 11:29:57 PM

meow said the dog: What Knot: Are you as poor at reading as you are at writing? I just said there were not eight fathers. And maybe there is some saying about paprika in the eye in whatever herpa-derpa-muhammed-jihad country you come from, but you need to read the Bible and get it straight. It's a splinter in the eye. Moron.

Listen I have done the reading of the Bible in the Hebrewiac language and to make this point of the thread what is said by this is that you must do the sparing of the rod if you wish for spoiling the children but the original translation of this is actually stating that the child of you should pay to you for the life you have done the giving to so this is the justification of the Biblical readings of the day to justify the taking of the money so perhaps it is you who has the lacking of this information.

 "Spare the rod, spoil the child"


shewhoprecedesmen.files.wordpress.com
 
2013-05-08 11:30:08 PM
My step-mother stole money from us when we were kids (mostly money we earned from babysitting or paper routes).  Wasn't anything we could do about it.

I have one friend whose dad decided to take his trust fund---inheritance money from the kid's grandmother, given to him for the express purposes of paying for his college---and "invest" it (this was in the late 1990s when daytrading was a fad).  The guy lost every penny of this son's trust fund.  Like, nearly $150,000.

The dad didn't tell his son until after the acceptance letters from universities started rolling in.  Now the kid is stuck with student loans.

/some parents suck
 
2013-05-08 11:33:27 PM

FizixJunkee: The dad didn't tell his son until after the acceptance letters from universities started rolling in.  Now the kid is stuck with student loans./some parents suck


Yikes. At least mine waited until after I graduated (though he told a story that his income was paying for my education, not the trust. . .)

/bro wasn't so lucky, joined the Navy, and now Congress has de-funded his education too. . . :/
 
2013-05-08 11:33:49 PM

LoneVVolf: Unless the kid is pulling a 9-5, the money came from the parents in better times anyway.


Not always true.  I got a paper route when I was 9 years old, and did that until I was old enough to babysit.  Once I turned 16, I got real jobs that paid a whopping $4.25/hour.

Some kids get birthday money from grandparents and aunts and uncles.  That money doesn't belong to the parents, either.
 
2013-05-08 11:34:38 PM
Well no shiat! My parents would have survived the last 5 years without me, literally.
 
2013-05-08 11:35:09 PM
I'm happy to say I never once stole money from my stepdaughter, even when things were tight and buying groceries became a problem.

I wish I could say the same for the other way around.
 
2013-05-08 11:36:43 PM

pippi longstocking: Well no shiat! My parents would have survived the last 5 years without me, literally.


is this one of those things where a person anonymously admits to a heinous crime on the internet?
 
2013-05-08 11:37:53 PM

Punk Floyd: Yes, children should be grateful for being "popped out" and emptying a savings account is really an incentive in the free market!


Yes we have agreement on this.
 
2013-05-08 11:41:06 PM

meow said the dog: Punk Floyd: Yes, children should be grateful for being "popped out" and emptying a savings account is really an incentive in the free market!

Yes we have agreement on this.


My eyes just rolled back into my head so hard that I am as blind as Anne Frank now.  Thanks a lot.  SHEESH
 
2013-05-08 11:46:19 PM
I was living on my own and doing well until I developed Ulcerative Colitis. I had to move back home at 26, quit the stressful job that I was working that I went to college for. 2 years later (right now) I have been  working a part time min wage job, still living at home.  Still hsving UC problems. Its been very hard but my parents have been supportive. I will always be there to help them when they will need it
 
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