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(Fark)   Fark favorite vincent_blackshadow has been hospitalized since Superbowl Sunday. His family is in over their heads with bills and you mothercluckers better give like there's no tomorrow. DIT   (fark.com) divider line 448
    More: Scary  
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14295 clicks; posted to Main » on 18 Mar 2013 at 10:14 AM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-03-18 02:43:19 PM

GladGirl: No one should have to worry about paying the bills in a time of crisis. Certainly not the family of one of my favorite people. I hope that my donation will cover enough co-payments to take some of the worry off these good people's shoulders. Love ya, Mike.


And heaven knows you know enough about that *hugs*
 
2013-03-18 02:56:37 PM
I really hope things get better for them. I'm a total lurker, so I don't really know anybody, but it still saddens me to hear about someone falling so ill and having to go through so much. I wish the family the best of luck, and fortune. Wish I could help!
 
2013-03-18 03:00:42 PM

OnlyHereToday: I really hope things get better for them. I'm a total lurker, so I don't really know anybody, but it still saddens me to hear about someone falling so ill and having to go through so much. I wish the family the best of luck, and fortune. Wish I could help!


im not brave enough to post a picture of me, but i have a great picture of us hanging out in marina del rey a few years back.  really sucks to see this but it is good that we are all pulling together.
 
2013-03-18 03:00:54 PM

McFifenstein: He has the Fife stamp of approval.


Cool.  I donated before I read this, so now I feel approximately 1.3x as good about it.

: ]
 
2013-03-18 03:05:25 PM
ZOBEAR

I miss you.
do you have any new music for me?
 
2013-03-18 03:09:08 PM
I'm a broke-ass student, so I'm really sorry I can't contribute, but I am happy that this site can be used in such a positive way. Best wishes, Vincent! I hope you make a full recovery!
 
2013-03-18 03:18:26 PM
My thanks to Bathia_Mapes for the gift of a one month TotalFark subscription. I can sit with the cool kids now!
 
2013-03-18 03:21:28 PM

FishWife: My thanks to Bathia_Mapes for the gift of a one month TotalFark subscription. I can sit with the cool kids now!


Whoa! Me, too. Thanks Bathia!
 
2013-03-18 03:21:31 PM
I got gifted a month of TotalFark too, from techmom I believe it was. I appreciate it! Now, what to do with it.. But thanks!
 
2013-03-18 03:28:02 PM

FishWife: My thanks to Bathia_Mapes for the gift of a one month TotalFark subscription. I can sit with the cool kids now!


I'd like to thank Bathia_Mapes as well!
 
2013-03-18 03:28:07 PM

McFifenstein: do you have any new music for me?


Alas, I've been quite lazy in that department.

(also thanks to  Bathia_Mapes for TF, golly...)
 
2013-03-18 03:29:02 PM

OnlyHereToday: I got gifted a month of TotalFark too, from techmom I believe it was. I appreciate it! Now, what to do with it.. But thanks!


Well, if you go to TotalFark you can see ALL the link submissions for the Main Page and for the other tabs. You can sort them by 'Commented' and have a look at what other TFers/TFettes are talking about, before it hits the main page.

And if you like that, there's TotalFark Discussion (TFD). Like a big chatroom... or high school. Sometimes more like kindergarten.

:)

You are very welcome. I won't make you a Welcome thread to TFD though - that'd just be mean. ;)
 
2013-03-18 03:34:34 PM

FishWife: My thanks to Bathia_Mapes for the gift of a one month TotalFark subscription. I can sit with the cool kids now!


heya.  email me if you want that pic!

and i hate if this sounds dumb or whatever, but...is he concsious?  is he able to understand shiat?  i used to have his number but when I switched phones I lost it.  i'd call if i could.


csb which you may or  may not know:  few years ago I arranged, with his able assitance, a meetup downtown.  so i'm out golfing on fine saturday and my phone goes off.  it is VB, and i hear the clatter of converstation and hustle and bustle in the background of the call.  he's like, "we're all here, man, we got___, ____, ____ (he names like a dozen farkers), we're all wondering if you're stuck in traffic.  need directions?"

and i'm like, "uhhh......thanks, but....dude.  I'm coming out next Saturday...."
 
2013-03-18 03:34:54 PM
Get better soon, vbs, I'll be sending a few bucks your way on Wednesday.
 
2013-03-18 03:35:24 PM

zobear: Alas, I've been quite lazy in that department.


WHAT
I love your old stuff.
 
2013-03-18 03:37:06 PM

rickythepenguin: and i'm like, "uhhh......thanks, but....dude. I'm coming out next Saturday...."


i mean, i live in phoenix if that helps the story....

Solid State Vittles: Get better soon, vbs, I'll be sending a few bucks your way on Wednesday.


hey, SSV.  long time no see,  how are you?  always good to lime green around these parts.  hoep you are well.
 
2013-03-18 04:17:47 PM
Hey, thanks for the TF, Bathia_Mapes! I hope to pay the kindness forward sometime.

kiwimoogle84: GladGirl: No one should have to worry about paying the bills in a time of crisis. Certainly not the family of one of my favorite people. I hope that my donation will cover enough co-payments to take some of the worry off these good people's shoulders. Love ya, Mike.

And heaven knows you know enough about that *hugs*


You are so very sweet, I hope you know that :) Big difference between Mike's and my medical bills is that mine emerged from a happy event. I got to walk away from my NICU experience with a little baby, whereas poor Mike'll probably end up with some big challenges to surmount. Looking forward to buying him a beer down in LA when he's back on his feet.
 
2013-03-18 04:31:59 PM
Well, shiat.  I cannot send any money (I'm essentially homeless and living in a family member's basement, let the jokes commence!)  but I will sent my best hopes and well-wishes to v_b and his family.  I hate to see any member of this crew laid low.
 
2013-03-18 04:33:44 PM

rickythepenguin: hey, SSV. long time no see, how are you? always good to lime green around these parts. hoep you are well.


Always a pleasure to see you, sir.  Things are good.  Very busy.  Flying to Vegas Friday to paint the town chartreuse.  Come on up.
 
2013-03-18 04:38:47 PM
Gave what I could.. It's always heartwarming to see this dysfunctional family join forces to help one of our own.
 
2013-03-18 04:40:02 PM
Ok, I've been gone so I'm just now seeing this.  I'm glad he's on the road to recovery, no matter how long that road is.  I'll donate when I get home.

THANKS FOR DOING THIS!!!
Vincent_Blackshadow is good people.
 
2013-03-18 04:41:50 PM

FishWife: My thanks to Bathia_Mapes for the gift of a one month TotalFark subscription. I can sit with the cool kids now!


Wow. Debatable gift for the caregiver. That's how I was trapped :-D
 
2013-03-18 04:43:16 PM

Clawhammer: Ok, I've been gone so I'm just now seeing this.  I'm glad he's on the road to recovery, no matter how long that road is.  I'll donate when I get home.

THANKS FOR DOING THIS!!!
Vincent_Blackshadow is good people.


Crap all my gifty subs are gone :(
 
2013-03-18 04:49:09 PM

gambitsgirl: Clawhammer: Ok, I've been gone so I'm just now seeing this.  I'm glad he's on the road to recovery, no matter how long that road is.  I'll donate when I get home.

THANKS FOR DOING THIS!!!
Vincent_Blackshadow is good people.

Crap all my gifty subs are gone :(


I don't need incentive to help but the thought is nice, gambitsgirl. :)
 
2013-03-18 05:09:42 PM
techmom, thanks. will pay it forward.
 
2013-03-18 05:18:39 PM
Good news, everybody! We've broken the $5,000 threshold! You guys are incredible, and humble me.

So here is where we stand at the moment: we've covered the immediate financial goal. He is on disability, which means he isn't earning a full paycheck, and will be a long time in difficult recovery. His trache tube will come out tomorrow, and hopefully he'll be able to go outside in the sun for the first time since he was admitted to the hospital on February 7.

Can the Fark community continue this drive, and raise some extra cash to cover the full deductible, as well as hopefully some of the out-of-pocket stuff (as smells_like_meat said, "although the insurance says $7,500 deductible, that our out of pocket was over $30K for various reasons")?

All else fails, I am absolutely convinced that if we happen to raise more than they need (HAH!), v_b would be more than happy to repay folks any leftover money with a beer or two!
 
2013-03-18 05:19:17 PM

duenor: techmom, thanks. will pay it forward.


De nada. Thank you.
 
2013-03-18 05:20:53 PM
this is SO a bookmark for home.

will cough as soon as i can fight the youngins off a computer.


get well (soonest) v_b from a transplanted SoCal liter
 
2013-03-18 05:30:37 PM

Witchydiva: Good news, everybody! We've broken the $5,000 threshold! You guys are incredible, and humble me.

So here is where we stand at the moment: we've covered the immediate financial goal. He is on disability, which means he isn't earning a full paycheck, and will be a long time in difficult recovery. His trache tube will come out tomorrow, and hopefully he'll be able to go outside in the sun for the first time since he was admitted to the hospital on February 7.

Can the Fark community continue this drive, and raise some extra cash to cover the full deductible, as well as hopefully some of the out-of-pocket stuff (as smells_like_meat said, "although the insurance says $7,500 deductible, that our out of pocket was over $30K for various reasons")?

All else fails, I am absolutely convinced that if we happen to raise more than they need (HAH!), v_b would be more than happy to repay folks any leftover money with a beer or two!


Let's keep going with this. v_b and his wife are great people. Let's give them all the help they need.
 
2013-03-18 05:32:53 PM

Witchydiva: Can the Fark community continue this drive, and raise some extra cash to cover the full deductible, as well as hopefully some of the out-of-pocket stuff (as smells_like_meat said, "although the insurance says $7,500 deductible, that our out of pocket was over $30K for various reasons")?


Hell yes, we can.
 
2013-03-18 05:33:32 PM

Witchydiva: "although the insurance says $7,500 deductible, that our out of pocket was over $30K for various reasons")?


That's almost impossible and has to be an error unless they were out of network, or the plan had no maximum out of pocket limits. Or unless the bills surpassed the annual cap for coverage, which it is rare to surpass.

Hey Farkers- listen up. This pertains to V_B's medical bills, if you want to know what he might expect to pay.

$7500 deductible is a large one, and if you have a deductible, that means you have a PPO and will have some coinsurance to go along with it. Sometimes you will know how much- like if your plan is actually called Aetna 80/20, etc. And- the 20% will apply ONLY AFTER THE INSURANCE COMPANY HAS BILLED. The actually itemized statements WILL BE astronomical. Contracted hospitals can bill a million dollars, but Aetna's contract with them says they'll only be paid $900 for that surgery they charged $23,000 for.

WHAT THIS MEANS-

Let's say V_B's total bill for his inpatient stay is $500,000. The insurance company gets paid per day, so, $4,500 per day. For 30 days, this adds up to $135,000. That means Sutter Hospital (it's where I work, so I'm using it as an example) will write off $350,000. NOW you owe your 20%. 20% of $135,000 equals $27,000.

But don't panic.

Most insurance plans have a maximum out of pocket you can pay per calendar year. Which means- you hit your $7,500 deductible, the insurance calculates the contracted rates, they pay 80%, you owe 20%, UP TO your out of pocket maximum. It's usually about five or ten grand.

YOU WILL NOT HAVE TO PAY MORE THAN THIS IN A CALENDAR YEAR UNLESS YOUR PLAN DOES NOT HAVE A SPECIFIED OPMX.


I really hope this helps you understand about what you might be facing. And this helps the Fark community know about how much more you guys have to pay.

/always here to help
//the friendly neighborhood insurance lady
/...I'd so rather be spiderman
 
2013-03-18 05:34:54 PM
Damn it! Glad to hear he is on the mend, but hate to hear he went down like that.

The first Farker I ever met IRL and has been a great to me always. I will be hitting PayPal as soon as I get back to my hotel this evening and on to an actual computer.

Hang in there dude.
 
2013-03-18 05:35:18 PM
"The insurance company gets paid per day"

I meant to say the hospital will be paid per day.

I need coffee.
 
2013-03-18 05:35:18 PM
We can do this. I need a couple of days to reconcile some things, but I'm pretty certain I'll be able to do more.
 
2013-03-18 05:39:02 PM

kiwimoogle84: [Awesome info on how insurance works here]


I don't know the details of their insurance plan, I was simply citing smells_like_meat's experience.
 
2013-03-18 05:45:23 PM

Witchydiva: kiwimoogle84: [Awesome info on how insurance works here]

I don't know the details of their insurance plan, I was simply citing smells_like_meat's experience.


If smells_like_meat is still fighting with them, he needs to e-mail me. I need to look at his schedule of benefits. Something went wrong somewhere. And all I need is his ins carrier and ID number to sort out basically everything. The benefits of having employer/provider logins for every insurance website known to man. :)

Hey Fish_Wife- e-mail me your insurance info. I'm sure by now you must have it practicaly memorized. I can verify it in five minutes. I can even give you an estimate of how much you'll expect to pay since I expect the hospital has already done some partial billing. I'm not supposed to technically, but who DOESN'T fudge their taxes occasionally?
 
2013-03-18 05:53:36 PM
:::pops in:::

Sending a card and stuff today along with good thoughts, laughter, and courage.  My best to Mr. & Mrs. Blackshadow!!

www.fubiz.net
 
2013-03-18 05:55:12 PM

Franko: Why why why won't you people adopt universal (single payer) healthcare?  "Relying on the generosity of others" is not a health plan.


Because rich white people don't want services going to poor brown people.

They would rather have treatment resistant diseases flourish or huge numbers of people held back into poverty instead of giving free care to others to contain the spread of disease and suffering.

It reduces the competition for resources.
 
2013-03-18 05:56:10 PM

Witchydiva: kiwimoogle84: [Awesome info on how insurance works here]

I don't know the details of their insurance plan, I was simply citing smells_like_meat's experience.


I agree. I claimed 32K legit off taxes as out of pocket a year. Home supplies. Latex gloves. Bed pads. Home modification. Hopefully his won't be terminal critical care but it's amazing what "non essential" stuff is essential.
 
2013-03-18 05:59:45 PM

lohphat: Franko: Why why why won't you people adopt universal (single payer) healthcare?  "Relying on the generosity of others" is not a health plan.

Because rich white people don't want services going to poor brown people.

They would rather have treatment resistant diseases flourish or huge numbers of people held back into poverty instead of giving free care to others to contain the spread of disease and suffering.

It reduces the competition for resources.


Uh, I'm against it because hospitals will be paid like medicare and medical ALREADY ARE paying them, and make pennies on the ten dollars for each claim. Which will reduce quality of care. Also, my job field goes kaput. I have a personal vested interest here. The trouble is, as it stands now, "poor" people, as you put it, have better health care than I do. If I SNEEZE WRONG, I'll have so many medical bills I'll be forced to find a street corner to pay them all. But that's because my employer paid benefits blow nads.

I'm against it because a million jobs will be gone, and because then it'd take me six months to even get one appt to see the doctor I see regularly now. People already use the ER like a doctor's office, and it'll only get worse if this is allowed to continue. I see the ins and outs that most people don't. We need cafeteria style insurance with lots of different plans because not everyone's needs are the same. Oh, and the job thing.
 
2013-03-18 06:04:51 PM
FishWife
GladGirl
peasants_are_revolting
Sir Cumference the Flatulent
zobear

You're all very welcome. :-)
 
2013-03-18 06:19:06 PM

techmom: You are very welcome. I won't make you a Welcome thread to TFD though - that'd just be mean. ;)


Please. I want to be mean. I'll bring the lube.

kiwimoogle84: If smells_like_meat is still fighting with them, he needs to e-mail me. I need to look at his schedule of benefits. Something went wrong somewhere. And all I need is his ins carrier and ID number to sort out basically everything. The benefits of having employer/provider logins for every insurance website known to man. :)

 
Thanks but everything went fine. Our out of pocket was covered for billed expenses past our $7,500 maximum. I think my total bill was $750,000 or so.

The $30K total is an estimate for other not covered expenses particular to us. The treatment straddled the calender year so I was liable for  $7,500 twice. Boarding the dogs. Non generic medications. Meals, travel, etc. etc. The in home nurse's screw up with the out of net lab for weekly blood work was $3K alone.
 
2013-03-18 06:20:10 PM

gambitsgirl: Witchydiva: kiwimoogle84: [Awesome info on how insurance works here]

I don't know the details of their insurance plan, I was simply citing smells_like_meat's experience.

I agree. I claimed 32K legit off taxes as out of pocket a year. Home supplies. Latex gloves. Bed pads. Home modification. Hopefully his won't be terminal critical care but it's amazing what "non essential" stuff is essential.


Exactly.
 
2013-03-18 06:28:10 PM
I don't know if you want me calling you out but thank you for the sponsorship, donor.

I'm much obliged.
 
2013-03-18 06:48:38 PM
look at you TFers. it's like you have a feeling.

In all seriousness, v_b is a good guy; it sucks that he and his wife are going through this and it's my pleasure to help however I can. I look forward to sitting in a bar with him again soon, talking about nothing important.
 
2013-03-18 07:22:57 PM

smells_like_meat: techmom: You are very welcome. I won't make you a Welcome thread to TFD though - that'd just be mean. ;)

Please. I want to be mean. I'll bring the lube.

kiwimoogle84: If smells_like_meat is still fighting with them, he needs to e-mail me. I need to look at his schedule of benefits. Something went wrong somewhere. And all I need is his ins carrier and ID number to sort out basically everything. The benefits of having employer/provider logins for every insurance website known to man. :)
 
Thanks but everything went fine. Our out of pocket was covered for billed expenses past our $7,500 maximum. I think my total bill was $750,000 or so.

The $30K total is an estimate for other not covered expenses particular to us. The treatment straddled the calender year so I was liable for  $7,500 twice. Boarding the dogs. Non generic medications. Meals, travel, etc. etc. The in home nurse's screw up with the out of net lab for weekly blood work was $3K alone.


After 24/7 2 years at home I had to get CNAs in. At first once a week and then eventually twice. By the time he died I had them a few nights as he was awake almost all day and night and I was running low on life myself. The CNAs were not covered at all. There are a few grants to help. We're talking feeding tube and digestive aids and laxatives and waste products and bandages and supplies and.... Infinity.

VB is in my prayers that his home recovery is smoother and J won't have to reach this level. Remember mine was the opposite of healing so it just incurred more and more and more.
 
2013-03-18 07:23:36 PM

tsalaroth: look at you TFers. it's like you have a feeling.

In all seriousness, v_b is a good guy; it sucks that he and his wife are going through this and it's my pleasure to help however I can. I look forward to sitting in a bar with him again soon, talking about nothing important.


Holy bat balls. Haye you!!!!
 
2013-03-18 07:36:10 PM
Donated what I could.  Wish I could do more.
 
2013-03-18 07:43:40 PM
Awesome guys! Keep up the good work. I can probably kick in a little more Friday payday.
 
2013-03-18 08:27:28 PM
I'll throw what little I can mikes way.

He's always been a awesome dude, I hope he gets better soon.
 
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