If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(Guardian)   "Hi, I entered the wrong account number when I set up my direct deposit two years ago; can I have my £26,000 back?" "NOPE"   (guardian.co.uk) divider line 20
    More: Dumbass, bank statements, bank accounts, data protection, wire transfer  
•       •       •

9995 clicks; posted to Main » on 10 Feb 2013 at 7:21 AM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



Voting Results (Smartest)
View Voting Results: Smartest and Funniest


Archived thread
2013-02-10 07:34:30 AM
4 votes:
So if the bank accidentally put $100000 in her account she wouldnt have to pay it back, right?

/banks are thieves
2013-02-10 07:34:43 AM
3 votes:
I guarantee you if it were the bank that was out 26K, they'd find a way to get it back from the accidental recipient, even if it meant sending someone over to break kneecaps or force them to watch Absolutely Fabulous.

That said, I fail to see how any of this is the bank's fault. Sure, they should give her a break about one transfer - which they did - but two frakking years? No. Lots of things are the bank's fault, but this ain't one of 'em.
2013-02-10 07:29:07 AM
3 votes:
I could understand losing track of a few hundred pounds/dollars here and there. But your entire salary for two farking years? Must be nice to have that much go missing and not notice it.

(Yeah, I know that £1000/month isn't a grand fortune, but it's a LOT of money if that's all you earn.)
2013-02-10 09:08:11 AM
2 votes:

Addicted: So, some random person is taking this woman's money and simply because s/he refuses to pay it back, the bank simply says "There's nothing we can do.  And we can't tell you who took your money."

In a way, isn't the bank aiding and abetting this theft?  Or at least an accessory?


How is it theft? She instructed her bank to pay money into a bank account with a sort code and account number. She got the account number wrong. Therefore, she instructed her bank to pay her money into someone else's account.

That is not theft.

BraveNewCheneyWorld: ElBarto79: It kind of makes sense, it's not the banks fault you screwed up and they shouldn't have to pay you.

It kind of is the bank's fault.  Their software asked for the name on the account.  It should have been confirming that the number and name matched, just as a teller would.  Instead, it asked for the name then threw the data away.


When I've set up online payments before, what you're taking to be an account name is actually a reference  name. It's what shows up on the payee's statement as being the source of the payment. For bill payments, you'd enter your bill reference number, for example. So, from the lucky recipient's POV, he's been getting £1000 a month from "Sally".

The recipient should have done the right thing and notified his bank, but what if he also doesn't check his statements? It's not really his problem.
2013-02-10 07:41:33 AM
2 votes:
One of my coworkers puts all of her paychecks into savings/investment/whatever and doesn't touch any of it. They live off her husband's salary and are putting away a ton of money, that's about the only situation I can think where it wouldn't be monitored...but my coworker watches her investments like a hawk, so I dunno.
2013-02-10 07:39:42 AM
2 votes:
If there is a wider lesson in Sally's story, it is not to agree to paperless statements.

Or to check out your accounts online and verify your biggest transactions (debit or credit).
2013-02-10 07:25:35 AM
2 votes:
She didn't make sure it was ok after the first month?
2013-02-10 08:41:48 AM
1 votes:

sendtodave: Is this the thread where everyone mocks this woman's intelligence due to her making a simple mistake?

Of course it is.


We're not mocking her for mixing up the numbers, everyone has done that before. We're finding it amazing that she didn't notice that she wasn't getting her salary deposited for two years. She or her husband never balanced a checkbook or logged into an account online in all that time? I still feel bad for her, but it's harder to fix mistakes like that if you let it go on for so long.
2013-02-10 08:09:20 AM
1 votes:
Every employer I've ever had requires a voided check to setup direct deposit to verify account information.
2013-02-10 08:04:18 AM
1 votes:
It occurs to me that if you get an extra 12K quid a year and don't declare it on your tax returns, SOMEone in London is going to track you down and exile you to Wales or make you perform on Britain's Got Talent (or whatever they do in the UK to hardened tax criminals). Assuming of course that UK tax laws are similar to the US's. Maybe this "Sally" person should have a chat with someone at HMRC.
2013-02-10 08:02:42 AM
1 votes:

durbnpoisn: nucal: She didn't make sure it was ok after the first month?

This.

Clearly this woman is an idiot.  So is her husband for that matter.
But at the same time, they also must have SO MUCH disposable income that they didn't even bother to check on that account for over 2 years.  So they are in good shape either way.


Actually they overdrew the account and had to cut back but still never realised what was going on. Sounds like they are just idiots.
2013-02-10 07:55:13 AM
1 votes:
It kind of makes sense, it's not the banks fault you screwed up and they shouldn't have to pay you. What she has to do is sue the person and then she'll have a name. Sure it sucks you gotta do that but you're an idiot for not checking your statements.
2013-02-10 07:50:49 AM
1 votes:
I've read enough Fark to know things can get Prisony if you spend the money, so the first few months, I'd ignore it. But after the first year, I think I'd go all Spendy McSpenderson assuming there's no way human error could be responsible and it was some tech glitch no bank software could detect after 4 fiscal qtrs. After all, the recipient had no idea it was a woman's salary, it was just deposits from a mystery account.
2013-02-10 07:48:21 AM
1 votes:
FTFA: "We have been reluctant to tell anyone we know about the error, so have dwelled heavily on it ourselves. It leaves a sick feeling in my stomach to think someone has been spending all that hard-earned money and I've been going to work - running my own hairdresser's business - when I could have been enjoying a little more time at home with my two sons."

How the frack do you pay yourself, and not notice that you didn't get paid?  For 2 years.  Smells fishier than the soup I had as part of the Lunar New Years feast
2013-02-10 07:46:44 AM
1 votes:

LordOfThePings: If there is a wider lesson in Sally's story, it is not to agree to paperless statements.

Or to check out your accounts online and verify your biggest transactions (debit or credit).


Yeah, that. The wife and I sit down at least once per week and check all our accounts together to confirm everything is right.

Take some responsibility for yourself.
2013-02-10 07:37:00 AM
1 votes:
Of course a bank just can't hand over some ones details because you made a mistake, it's called the Data Protection Act and enforces the basic right of privacy. If you want to find out you need to persuade a judge that you have a legal right to the private information so you can then start to recover your money.

You made the mistake, its up to you to sort it out.

/would be nice not to notice £1,000 a month missing from my account.
2013-02-10 07:35:05 AM
1 votes:
for one, how could you not notice that mistake after the first month?

for two, wouldn't the recipient rather repay the money with interest than go to prison? seems like a pretty clear choice to me---stealing 26k sterling likely earns a few years in the slammer...
2013-02-10 07:32:36 AM
1 votes:
Is this the thread where everyone mocks this woman's intelligence due to her making a simple mistake?

Of course it is.
2013-02-10 07:29:53 AM
1 votes:
If it's possible for someone to not notice that kind of money not going into their account, then it's also possible that someone didn't notice all of that money going into their account either.

However, beings that it was spent and didn't just accumulate in said wrong account, then I'm kinda doubting it.

Someone's a real jerk, and laughed all the way to the ATM.
2013-02-10 07:22:56 AM
1 votes:
who the fark gets 26,000 for free in an account and doesn't alert the authorities?
 
Displayed 20 of 20 comments

View Voting Results: Smartest and Funniest


This thread is archived, and closed to new comments.

Continue Farking
Submit a Link »





Report