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(Deseret News)   Five personality traits that affect financial responsibility. Yes, you have at least one of them   (deseretnews.com ) divider line
    More: Obvious, financial plan, personality traits, Investopedia  
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6208 clicks; posted to Business » on 17 Dec 2012 at 3:34 PM (3 years ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



28 Comments   (+0 »)
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2012-12-17 01:45:57 PM  
speak for yourself, subs.
 
2012-12-17 02:18:44 PM  
Really? I didn't see "Powerball 401k" anywhere in the list.
 
2012-12-17 02:29:10 PM  
FTFA: being overwhelmed, distracted, risk-taking, optimistic or overconfident.

Soooo.... be an apathetic, focused, holding the status-quo, pessimistic type person full of doubt and you'll be RICH!!
 
2012-12-17 03:28:05 PM  
Optimism is believing that things will turn out for the best. Confidence is knowing what you'll do when they don't. There is no "overconfidence."
 
2012-12-17 03:37:22 PM  
being overwhelmed, distracted, risk-taking, optimistic or overconfident

So... being working class?
 
2012-12-17 03:47:54 PM  
Oddly enough, not being gullible enough to not give 10% of your income to a bunch of people that believe in an angel named Moroni is not listed in this Deseret Times article.
 
2012-12-17 03:48:38 PM  

Mad_Radhu: Oddly enough, not being gullible enough to not give 10% of your income to a bunch of people that believe in an angel named Moroni is not listed in this Deseret Times article.


FTFM
 
2012-12-17 03:53:51 PM  
Crap. I have 3 of those traits.
 
2012-12-17 04:01:58 PM  

BarkingUnicorn: Optimism is believing that things will turn out for the best. Confidence is knowing what you'll do when they don't. There is no "overconfidence."


I am sure they mean over optimistic ...
but they are also confused ... so there you go
 
2012-12-17 04:12:07 PM  
I hate articles that number something in the headline then don't number them in the article.
 
2012-12-17 04:17:49 PM  
My financial plan involves keeping the lights on and trying not to starve to death.

/all 5
 
2012-12-17 04:53:43 PM  
My advice to the younger generation that is beginning to consider retirement:

Don't be overconfident.

...in your shiat. You shiat will break all the farking time. Your hot water heater, your car's brakes, your daughter's tractic gremlar. You don't really notice it all that much when you are working coz you just fork over a portion of your check to solve the problem.

But once you retire, you realize that shiat breaks all the farking time. And it is never going to stop.

Don't neglect your upkeep in your retirement calculus.

/and never marry a gold-digger.
//drive a junker, that is a pretty good gold-digger amulet
 
2012-12-17 05:02:55 PM  

SecretAgentWoman: FTFA: being overwhelmed, distracted, risk-taking, optimistic or overconfident.

Soooo.... be an apathetic, focused, holding the status-quo, pessimistic type person full of doubt and you'll be RICH!!


Take out the apathetic part, and you might not get rich, but you'll be probably secure financially.
 
2012-12-17 05:29:07 PM  
is being poor and in debt a personality trait -- most likely
 
2012-12-17 05:51:32 PM  
The biggest factor affecting your prosperity is a capacity for patience. Regular, steady contributions to a boring mutual fund will serve you well. Don't rush to match your lifestyle to an improving income - especially when you are just starting out. If you have debt that you're uncomfortable with, do a budget and develop a plan of action to dig your way out.
 
2012-12-17 06:09:55 PM  

SevenizGud: ...in your shiat. You shiat will break all the farking time. Your hot water heater, your car's brakes, your daughter's tractic gremlar. You don't really notice it all that much when you are working coz you just fork over a portion of your check to solve the problem.

But once you retire, you realize that shiat breaks all the farking time. And it is never going to stop.



I thought forking over part of your check was coz you didn't have the time to do it yourself. After you retire, you have all the time to fix your car, fix your house and fix your daughter's toys.
 
2012-12-17 06:52:55 PM  
Er... these aren't personality traits. Distraction is purely circumstantial, pretty much the same as being overwhelmed, and risk-taking is a behavior affected by personality. Optimism is a state of mind, and isn't much different from overconfidence in this context.
 
2012-12-17 07:07:23 PM  

cyberspacedout: Er... these aren't personality traits. Distraction is purely circumstantial, pretty much the same as being overwhelmed, and risk-taking is a behavior affected by personality. Optimism is a state of mind, and isn't much different from overconfidence in this context.


Great list, failmitter.
 
2012-12-17 07:11:14 PM  

Zelron: I hate articles that number something in the headline then don't number them in the article.


I appreciated the picture of the family. Really hammered my loneliness home.
 
2012-12-17 07:28:47 PM  

theurge14: Zelron: I hate articles that number something in the headline then don't number them in the article.

I appreciated the picture of the family. Really hammered my loneliness home.


I've lived alone, with my biological family and with a spendthrift (male) spouse.

Being alone is fine, trust me.

The biggest thing you need to know about fiscal responsibility is the concept of deferred gratification.

Another thing you need to know is you don't "deserve" that object. You earn it or earn the money to buy it. In other words, get over yourself.
 
2012-12-17 08:12:08 PM  
The curse of being constantly horny means needing to buy an awful lot of condoms and sometimes lube.

The cost of doing business, if you ask me but it's murder on the 401(k)
 
2012-12-17 08:18:11 PM  
Stupid farking article! Buy my DVD now and learn how to cut out the middle man, better known as The Man! You have the power to directly exploit third world workers from the luxury of your own home! My special 15 day offer expires soon, so act now!
 
2012-12-17 09:21:59 PM  
 
2012-12-17 10:44:22 PM  
I am overconfident without being optimistic.
 
2012-12-17 11:23:13 PM  
With a helpful picture of what people with personality traits might look like.

Shutterstock
Enlarge photo»
 
2012-12-18 02:10:16 AM  
Wow, what a perfectly useless article!
 
2012-12-18 08:46:19 AM  
As someone who is currently going through a bankruptcy, I'm getting a kick.
 
2012-12-20 05:48:31 AM  
Link to an article about an article. Good move.
 
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