themeaningoflifeisnot: Don't like HOAs? Don't choose to live under one.
Derwood: HOA's don't make up these rules. Condo/HOA powers are usually pretty clearly encoded in state law.
ZAZ: Robert contacted AAM was shocked to learn his $150 in back payments had ballooned to more than $1300.There is nothing HOA-specific about this. You probably have a credit card or student loan agreement saying if you are a penny short or a day late they can hire the entire staff of the biggest NYC law firm to fly from Laguardia to Newark via China to stomp on you at your expense.Fixes to the system probably have to come by statute, so these stories are useful even when the debtor is going to lose. In Massachusetts one of the papers ran a series on debt collection practices. The result was some minor changes to the law, most importantly raising the vehicle exemption from a few hundred to several thousand dollars. If your car is worth less than $7,500 the creditor can't hold it hostage as a debt collection tool. (The trick was, seize a $2,000 car over a $300 debt, sell it for $300, charge the debtor $600 in sheriff's and auction fees, and leave the debtor $300 deeper in the hole and some friend of the sheriff $1,700 richer.)
CruJones: Maybe it's just me, but my house in Memphis has a perfectly reasonable HOA. The dues are low, they mow our yards and fertilize them, even edging. We have a party with BBQ and beer twice a year, they keep our private streets in great shape. Otherwise I never hear from them except for the monthly (or quarterly?) newsletter. They approve everything reasonable. They did stop the crazy purple lady on the street from painting her house a horrid shade of purple, but I'm ok with that./everything she owns is purple, car, clothes, flowers//even purple eye glass lenses
CasperImproved: lilplatinum: Hey, its the thread where people who want to put their car up on cinderblocks rage against the concept of private contracts.Pretty lame response... Just because I don't want snoopdy-snoop worrying about and having say-so about what's happening in my yard, doesn't mean I live by less than adequate standards (cut grass, keep house up to code , annoy teenagers that are loitering, etc.).Need other noses up your anus having discussion about the color of what's coming out? Feel free to join/create your own HOA.... or maybe you like that?
Warlordtrooper: themeaningoflifeisnot: Don't like HOAs? Don't choose to live under one.Then it should be made optional when purchasing a home
mpfjr: HOA's exist for a reason. HOA communities typically have higher resale values because the neighborhoods are kept up and idiot neighbors are fined for breaking the rules. When you buy a house you have to sign a document that says you know there is an HOA and you agree to abide by the terms and rules. Part of that is what happens when you don't pay your dues.Don't like it? HOA boards are elected. Next time there is an election get that seat filled by someone that agrees with you or run yourself. Most HOA meetings are every other month. Nobody shows up. Lucky if there are even enough board members to make quorum. Get involved! Change management companies if you don't like their practices. Decisions are made by those who show up.Don't want to get involved? Pay your HOA dues or move out. Pretty simple.
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