If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(White House)   In this day of White House petitions, college students petitioning Obama to refund 100% their tuition in trade for their diplomas   (petitions.whitehouse.gov) divider line 335
    More: Fail, White House, obama, diplomas, tuition, petitions  
•       •       •

9495 clicks; posted to Main » on 13 Nov 2012 at 5:20 PM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



335 Comments   (+0 »)
   
View Voting Results: Smartest and Funniest

Archived thread

First | « | 1 | 2 | 3 | 4 | 5 | 6 | 7 | » | Last | Show all
 
2012-11-13 06:51:12 PM

Robo Beat: olddinosaur: No symping farkathy here.

I graduated into the teeth of Nixon's recession with $100 in my pocket, no debts and a 5--year--old car.

There were no jobs for educated people so I had to work for two years as a laborer before I could stack up enough money to leave that dead--end town.

Suck it up crybabies, you make me flucking sick.

$550 in the pocket (equivalent to $100 in 1972 dollars), no debt, an old car, and steady work as a shiat-shoveler would be a considerable step up for a lot of people coming out of school these days. Some folks I know and care about are in worse situations than Fell In Love with a Chair up above. Comments like yours only show how out-of-touch the boomer generation is with the problems of young people trying to gain more than a tenuous foothold. The system as it is is farked, and attitudes like yours are not helping.


And for the record, I have a ~$1,600 monthly law school loan payment that I pay in full and then some every month - a ten-year note that I should have killed in 6 or so at the rate I'm going. So I'll tell you in advance not to waste your breath on the lectures about responsibility.


^^^ So much THIS
I can't tell you how many older people in my life are amazed by the debt load I carry and in the same breath tell me, "Well I worked a part time job while I was in college to pay off my tuition, books, housing, ect. IN FULL." I can only respond that I DO have a part time job and I work my ass off while going to school full time. I still don't even come close to paying all my expenses without loans. It's damn near impossible if you don't have parents to rely on (I have none).

If I wanted to pay all my bills up front for the year I would have to make $40k/yr and I go to a cheap state school. If anyone knows of a part time job that pays $40k/yr then sign me up (no stripping because of the professional nature of my degree). There are no words to describe how frustratingly stupid it is to talk to someone who thinks that tuition/housing expenses have somehow stayed EXACTLY the same since the 70's and I the only reason I am saddled with so much debt is because I am not working hard enough.
/end rant
 
2012-11-13 06:51:14 PM

vygramul: I'm going to start a petition to end these stupid-ass petitions.


Best damn idea I've heard all day.
 
2012-11-13 06:51:55 PM
I'd be willing to work at Mickey D's, but I suck at being part of a team and if I get fired too soon, unemployment is out the window. Also, minimum wage is just not liveable. I understand I'll be in debt, but regardless, I'm pushing on towards a doctorate and a professorship. Hopefully, then, with those kind of credentials, I can get decent pay and multiple universities to choose from. I can only hope, I ain't living in the Stygian wasteland of poverty forever.
 
2012-11-13 06:52:35 PM

Fell In Love With a Chair: You betcha, even if you send those farkers your last $80.

Then they call your folks, they pay $800, call you up screaming and tell you they're going to take you away from your partner, your house, your family, friends and support network, and make you live in their house in the middle of the woods on the complete opposite coast with no car, no possessions, and lots and lots of Jesus to pray the gay away while you get a job "somewhere in town" ten miles away.

Difficulty: no car, no sidewalks, and they're under a foot of snow already. I have decent outdoor survival skills but my mom works for the PD so if I did end up having to make an escape attempt, I wouldn't make it to the main road before I got caught. I have pals in NYC who're ready to come get me back if my partner tells them I went missing out here in CA.


I'm asking this seriously: how would your parents do that? Your parents cosigned the loans, which means they voluntarily agreed to make the payments if you couldn't. You can't, so it's their responsibility. If I were you, I might consider not taking my parents' phone calls anymore.

HotIgneous Intruder: That's pretty perverse.
Luckily, all my loans are federal. I had a private one, but I had it consolidated with others into one federal loan. It's pretty ridiculous that there's not one standard across the nation for this kind of thing.


Private student loans are f*cking evil.
 
2012-11-13 06:52:42 PM
I thought people stopped putting notes in suggestion boxes a long time ago
 
2012-11-13 06:53:30 PM

WhoGAS: I can't say that working a minimum wage job will start you on the path to "success" but I can definitely say that sticking to your values, looking out for others and thinking about the big picture outside your own selfish world will get you further than you believe. But it has to be genuine...you have to change yourself for real, not just go through the motions.

My only advice as an "older american" is that hard work and focusing on the positive will get you further in life than where you are now. No big promises of riches, but it won't hurt to get rid of the excuses with which you hold yourself back.


"Politicians and businessmen spend the last thirty years systematically destroying the social safety nets that led to the largest middle class boom in the history of the world" equals "I'm selfish and making excuses because I'm reluctant to work an ass-backwards minimum-wage job with no chance for advancement" as told by a generation that got the benefit of that middle class boom and have apparently decided they don't want anyone else to.

Got it.
 
2012-11-13 06:53:46 PM

topcon: I'm getting a big kick out of this thread, as I never had any student loan debt and have a math-centric worthwhile degree from a decent state university.


Good for you (no sarcasm, that really is awesome), but hopefully you realize that anymore your situation is the exception and not the rule.
 
2012-11-13 06:55:41 PM

Skywolf Philosopher: and if I get fired too soon, unemployment is out the window.


That sounded awful. I'm looking for work right now, and I'm struggling to hope I can find any. I got no skills, no frills, I'm just an average Joe, I got no money, it ain't funny, but the world is so.
 
2012-11-13 06:55:45 PM

Skywolf Philosopher: I'd be willing to work at Mickey D's, but I suck at being part of a team and if I get fired too soon, unemployment is out the window. Also, minimum wage is just not liveable. I understand I'll be in debt, but regardless, I'm pushing on towards a doctorate and a professorship. Hopefully, then, with those kind of credentials, I can get decent pay and multiple universities to choose from. I can only hope, I ain't living in the Stygian wasteland of poverty forever.


Academia isn't the end all be all these days. It is TOUGH to get into a University, and once there you need to work your ass off and be exceptionally good to get tenure. Of course, colleges aren't above stringing you along as an associate prof for very little money. At least in Biomedical Engineering, there aren't enough prof. jobs to go about, and once tenured, you can stay until you die, so there isn't going to be turnover anytime soon. Good luck, though, seems like a wonderful career if you can achieve it and a great way to give back to society.
 
2012-11-13 06:56:24 PM

nekom: Yes, there is the personal responsibility angle, but how many 18 year old kids are really capable of making a decision that can literally haunt them for the rest of their lives?


You mean like, say, voting?
 
2012-11-13 06:56:56 PM
These people realize that they can go to small, in-state schools that still give a decent education and aren't that expensive, right? I just looked up my old alma mater. Full time state resident tuition is 4299.75 a semester. Less than 9 grand a year. My GI Bill would have covered the whole thing with cash to spare (this was the old Montgomery, not the new, way more awesome Post 9/11 Bill) even if I hadn't gotten a scholarship. And all professors are required to teach their classes (no TAs), and grade their own tests. With the exception of a couple of lecture courses, no classes were over 25 students.

Oh, and if you want a cheap way to get out of about a year of actual school, take CLEP tests. I transferred over 30 credit hours worth of those tests. Mine were free (Thanks base education center and you, the grateful taxpayer), but I think they cost a whopping 100 bucks to take, and if you have any basic knowledge, will pretty much let you skip all those useless 100 level classes you're supposed to take as a freshman. That, along with the classes I took while I was in, let me graduate in 2 years. Utterly useless degree, I've never used it, but hey, going to school without loans is easy if you put some work and time into it.
 
2012-11-13 06:58:36 PM
How about if we just stop offering student loans?

/ no, really.
 
2012-11-13 06:59:16 PM
Brontes:

Thank you very much, Brontes! That's the first nice thing I've had said to me on Fark for months! :D

//I'm going for degrees in Literature, Biblical Studies, and I'm thinking perhaps a niche field if that would help? Or is that just more debt?

///Dreams of living within driving range of the Library of Congress and Smithsonian.
 
2012-11-13 06:59:53 PM
Can we have a "looking for work" thread? I'll take pretty much any job that doesn't require me to cut my beard (religious reasons) and is located in Los Alamos. I'll even wear a beard-net if it's food services.

It'd be neat to be able to buy my wife a birthday or Christmas present again. Haven't been able to do that for a few years now.
 
2012-11-13 06:59:56 PM

olddinosaur: Russky: olddinosaur: No symping farkathy here.

I graduated into the teeth of Nixon's recession with $100 in my pocket, no debts and a 5--year--old car.

There were no jobs for educated people so I had to work for two years as a laborer before I could stack up enough money to leave that dead--end town.

Suck it up crybabies, you make me flucking sick.

Do you honestly think that the debt incurred back then and the price of tuition is even close to the same? Before you answer, tuition has increased at twice the rate of normal inflation since 1970,

Since 1970 tuition and fees at UT have risen for undergraduates, the increase has been around 400 percent. In 1970, tuition was $50 for any in-state student enrolled in any college or school for any number of credit hours. Fees were $54 for anyone enrolled at the University. In the Fall semester of 2002, you won't get a twelve hour course load for less than $2,300.

When I graduated from the UT system (Midwestern State) in 1972, payout was about $125/semester and jobs paying $120--$1.50 an hour were available if you didn't mind eating sh*t with a smile on your face.

When I got fired from Halliburton in 1974, I was heavily in debt and went on a refinery turnaround for $9.50 an hour, 12 hrs a day 7 days a week. That lasted 3 weeks and paid slightly under $3000 in 1974 money. It wiped out all my debts with a little left over.

You're right it is somewhat harder for young people today, but the money is out there if you look.


With tuition for public schools over 50x what you paid in 1972 - it's a little harder for students to do these days.

My only gripe is I can't refinance my federal loans for anything close to what you can get in the private loan business. It sucks paying 6.5% interest when private student loans are like 2~3%....
 
2012-11-13 07:01:08 PM

Fell In Love With a Chair: I think the best advice is to not give up. It'd be so easy to just end it. I have health problems, my car's falling apart (I had to turn down a job recently because it was too far and paid too low, it would have cost me money but GOD I tried to make it happen), and the stress is making my hair fall out. Just hearing anyone say "Don't give up" instead of "kill yourself, trash" means so much to me right now.

So, thank you.


At the end of the day, money isn't why we're all here. Just remember that. Ask yourself how much money you would accept to kill yourself. (Correct answer? ZERO dollars)
You may just need to configure your life a bit differently so that collection isn't so easy, but first get them to play fair. Tell them you can't pay and ask for options and don't stop until you get some.
Last resort, just toss your phone number and get a prepaid tracphone or whatever so they can't spam your phone to death (been there, done that, up to 22 messages per day, finally gave up the number.)
They will torment your cosigners, though, so that's not so good.

Try temp agencies and clean up your act if you want to get through this rough patch in your life less scathed. It will pass.
Keep moving and keep trying and never stop, never quit, never give up.
Be like the honey badger.
Really, truly.
 
2012-11-13 07:01:09 PM

Skywolf Philosopher: I'd be willing to work at Mickey D's, but I suck at being part of a team and if I get fired too soon, unemployment is out the window. Also, minimum wage is just not liveable. I understand I'll be in debt, but regardless, I'm pushing on towards a doctorate and a professorship. Hopefully, then, with those kind of credentials, I can get decent pay and multiple universities to choose from. I can only hope, I ain't living in the Stygian wasteland of poverty forever.


You'll need to work on the whole team thing, even in academia. As for poverty and becoming a professor, I sincerely hope that you aren't actually aiming to get your degree in philosophy. I'll tell you the same thing my g/f, a philosophy professor, tells her starry-eyed students: DO NOT DO THIS.

Even the community colleges are flooded with doctorates wanting jobs, and how many people who start it actually finish? The most likely outcome is many years of adjuncting at a school in an awful place where you'll be expected to work like a Roman orchard slave while receiving full-time pay with health insurance only if you're very lucky.

kxs401: I'm asking this seriously: how would your parents do that? Your parents cosigned the loans, which means they voluntarily agreed to make the payments if you couldn't. You can't, so it's their responsibility. If I were you, I might consider not taking my parents' phone calls anymore.


I agree with this. From what I just read there, those are family this guy doesn't need.
 
2012-11-13 07:01:24 PM

signaljammer: Sovs had free tuition, and their unis were on a much higher standard than USAs.


But they only let smart people in. That would never fly in America.
 
2012-11-13 07:01:55 PM

radarlove: Can we have a "looking for work" thread? I'll take pretty much any job that doesn't require me to cut my beard (religious reasons) and is located in Los Alamos. I'll even wear a beard-net if it's food services.

It'd be neat to be able to buy my wife a birthday or Christmas present again. Haven't been able to do that for a few years now.


http://www.reddit.com/r/forhire/
 
2012-11-13 07:01:57 PM

Forty-Three: CujoQuarrel: Just checked the local Comm College and it's rates still seem reasonable (about 2k a semester) and the local University (about 4k a semester). This is for state residents.

So how did you guys get into so much debt?

4k tuition a semester for a 4 year degree means 32k on tuition alone. Adding books, fees, room and board about doubles that. Typical payment on a 60k plus loan is something in the neighborhodd of $600/month.


It would be a bit better if you frontloaded the first 2 years at community college so it.s
2+2+2+2 then 4+4+4+4 for 24k. You can cut down the number of years by taking extra courses so maybe save 4kish to get it to 20k. Books prices suck I agree, check into renting from Amazon or getting several friends to take the same course and share a book (used to do that way back when). If possible live at home (I actually lived in my car for six months). Eat ramen. Don't party. Don't smoke. Don't drink.

You need to find a job while going to school and something to work at during the summers. Fast food delivery is the best if you can swing it during school. Mowing in the summers.
 
2012-11-13 07:02:10 PM

kxs401: Fell In Love With a Chair: You betcha, even if you send those farkers your last $80.

Then they call your folks, they pay $800, call you up screaming and tell you they're going to take you away from your partner, your house, your family, friends and support network, and make you live in their house in the middle of the woods on the complete opposite coast with no car, no possessions, and lots and lots of Jesus to pray the gay away while you get a job "somewhere in town" ten miles away.

Difficulty: no car, no sidewalks, and they're under a foot of snow already. I have decent outdoor survival skills but my mom works for the PD so if I did end up having to make an escape attempt, I wouldn't make it to the main road before I got caught. I have pals in NYC who're ready to come get me back if my partner tells them I went missing out here in CA.

I'm asking this seriously: how would your parents do that? Your parents cosigned the loans, which means they voluntarily agreed to make the payments if you couldn't. You can't, so it's their responsibility. If I were you, I might consider not taking my parents' phone calls anymore.

Private student loans are f*cking evil.


I've had them on my block list since then. They gave me a week to come up with $800 bucks and I managed $100 that I'm probably going to have to put toward sudden medical expense. However, that won't stop my dad from literally flying out here and pounding on my door until I call the cops. Or my mom mailing me a $500 plane ticket I'll have to refuse. They've threatened me with taking me out to their shack property in vermont (atv storage) and making me do nothing but chop wood and dig rocks for an entire year.

They have really humble origins, my dad was a dirt poor welder working on nuclear subs and my mom was a homebody who couldn't even drive. They didn't have money for food a lot of the time (it was the mid 70s) and their apartment didn't have heat, but they loved eachother and that was good enough. My dad slowly moved up from welding to punch and then to rotolase and then to rotolase instruction with a prominent company and has been there 35 years. My mom got a job working in town hall with the mayor and police department in town, and together they pull down a good chunk of change. My 25 year old sister moved out of their (paid off) house last month for the first time, but apparently I'M the shiathead moocher after having left at 17 and never gone back.

Now they have all the money they will ever need, and they don't give a shiat about anyone else. Dad says uninsured people should just die, while I look around my apartment for something I can get $150 for so I can buy medicine.

/TMI + venting
//But it's better than freaking out
 
2012-11-13 07:03:38 PM

Fell In Love With a Chair: Then they call your folks, they pay $800, call you up screaming and tell you they're going to take you away from your partner, your house, your family, friends and support network, and make you live in their house in the middle of the woods on the complete opposite coast with no car, no possessions, and lots and lots of Jesus to pray the gay away while you get a job "somewhere in town" ten miles away.


You know what's gay? Your excuses

/Sorry. I sympathize. Just couldn't resist lol
 
2012-11-13 07:03:51 PM

Mike_LowELL: WhoGAS: I can't say that working a minimum wage job will start you on the path to "success" but I can definitely say that sticking to your values, looking out for others and thinking about the big picture outside your own selfish world will get you further than you believe. But it has to be genuine...you have to change yourself for real, not just go through the motions.

My only advice as an "older american" is that hard work and focusing on the positive will get you further in life than where you are now. No big promises of riches, but it won't hurt to get rid of the excuses with which you hold yourself back.

"Politicians and businessmen spend the last thirty years systematically destroying the social safety nets that led to the largest middle class boom in the history of the world" equals "I'm selfish and making excuses because I'm reluctant to work an ass-backwards minimum-wage job with no chance for advancement" as told by a generation that got the benefit of that middle class boom and have apparently decided they don't want anyone else to.

Got it.


I don't understand what you're trying to convey.

I don't agree with your viewpoint of yourself saying that "you're selfish and you're making excuses" because that's just a bad attitude to have in life.

And why wouldn't you want others to enjoy the benefit of what you got? That's silly. Why wouldn't you want people to succeed as you did?
 
2012-11-13 07:04:06 PM

radarlove: Can we have a "looking for work" thread? I'll take pretty much any job that doesn't require me to cut my beard (religious reasons) and is located in Los Alamos. I'll even wear a beard-net if it's food services.

It'd be neat to be able to buy my wife a birthday or Christmas present again. Haven't been able to do that for a few years now.


Los Alamos? Another small-town trap.
The small cities are really small towns with limited options.
 
2012-11-13 07:04:53 PM

netweavr: radarlove: Can we have a "looking for work" thread? I'll take pretty much any job that doesn't require me to cut my beard (religious reasons) and is located in Los Alamos. I'll even wear a beard-net if it's food services.

It'd be neat to be able to buy my wife a birthday or Christmas present again. Haven't been able to do that for a few years now.

http://www.reddit.com/r/forhire/


Nothing in my town...thanks for the link, though. =)
 
2012-11-13 07:05:22 PM

Fell In Love With a Chair: I've had them on my block list since then. They gave me a week to come up with $800 bucks and I managed $100 that I'm probably going to have to put toward sudden medical expense. However, that won't stop my dad from literally flying out here and pounding on my door until I call the cops. Or my mom mailing me a $500 plane ticket I'll have to refuse. They've threatened me with taking me out to their shack property in vermont (atv storage) and making me do nothing but chop wood and dig rocks for an entire year.


Get a restraining order, if necessary. Just cut them out of your life. Pay the student loans when you're able, but they voluntarily agreed to cosign. Legally, there's nothing they can do to you.

It'll be okay, I promise.
 
2012-11-13 07:06:22 PM

Skywolf Philosopher: Brontes:

Thank you very much, Brontes! That's the first nice thing I've had said to me on Fark for months! :D

//I'm going for degrees in Literature, Biblical Studies, and I'm thinking perhaps a niche field if that would help? Or is that just more debt?

///Dreams of living within driving range of the Library of Congress and Smithsonian.


If that is what you want to do, don't let me discourage you. Your field could be vastly different from Biomedical Engineering, but certainly investigate before taking the plunge. How often do the positions you like open up? Where in the country are they? What do you have to do to get them? Can you get grant funding? How many grants a year do you need to write? How much research needs to be done?

Getting a PhD may hurt more than help if you like doing hands on research. That was the conclusion I came to: I love developing circuits and software and a PhD would be about the worst thing to get if my goal is the development side of R&D.
 
2012-11-13 07:07:29 PM

WhoGAS: I don't understand what you're trying to convey.

I don't agree with your viewpoint of yourself saying that "you're selfish and you're making excuses" because that's just a bad attitude to have in life.


As far as I got out of your post, that's what you were implying about me.

WhoGAS: And why wouldn't you want others to enjoy the benefit of what you got? That's silly. Why wouldn't you want people to succeed as you did?


Honestly, I don't think we're on the same page here. I'm not following you.
 
2012-11-13 07:08:27 PM

Fell In Love With a Chair: Noticeably F.A.T.: Fell In Love With a Chair: Get over yourself, kid. You're not too good to make fries.

I can't remember where I read it, but I do remember reading an article that made a whole lot of sense that said that it's really no wonder that there is an entire generation that thinks that it is above flipping burgers because for their entire lives that they are above flipping burgers. "You'd better go to school, you'd better get a degree, you don't want to spend your life flipping burgers, do you?" Now, it's not true and they are going to get a quick reality check, but can you really put to much blame on them for thinking like that when that's the only way they have been taught to think?

I'd flip burgers. I'd flip burgers right now. I'd do it for twelve straight hours. For the love of god, if you know someone who needs burgers flipped, I'll do it. Partly why I can't get hired is because I have literally no burger flipping experience. At 16 I was the IT person/webmaster for a medium sized local business (Mustang Motorcycle Seats, actually). I'd flip every farking burger I swear to god I'm so desperate. I can't even sell my farking jalopy car for enough money to pay this shiat off. I need it though to live in, in case my ex decides she doesn't want me around any longer.


This guy gets it.

I'm down to minimum wage, and still have trouble finding work. There's no way to lower my standards further. And when you can get work, they know you're desperate. Last job I had at $7.50/hr had me getting up at 3:30 in the morning and basically being completely responsible for $200,000+ in merchandise for 8-14 hours that day. Complain and you can GTFO. Minor farkup, you can GTFO. Looking at doing federal time if anything goes missing. Required CLEAN criminal history and MVR, drug screen, all that jazz.

For a minimum wage job. IF you can get it.

This guy gets it. I know my wife doesn't need me. I haven't had a "real" job in over five years now. She's been paying the bills, basically by herself. You have to be here to understand our kind of desperation. But I put on the optimistic face, keep sending resumes and filling out shiatty online apps. Swearing profusely every time that phone call turned out to be a telemarketer or bill collector or student loan collector instead of someone with some paying work. shiat sucks, and times are desperate as hell, but I still try.

If I wasn't a damned good father and one hell of a cook, I'd likely have been out on my ass years ago. 

/two cents
//still happy with what I got
 
2012-11-13 07:09:22 PM

Fell In Love With a Chair: Now they have all the money they will ever need,


I highly doubt that... unless they are in the 1%, which seems unlikely given your story of them.
And if your loans are as much as you are claiming, them paying them off might just wipe out their retirement.

I'm not joking about the killbots BTW.
Both red team and blue team absolutely love killbots.
and while they may cut money for next gen super planes and disabled vets, they won't cut the killbots.
if you have a clean record and a tech or engineering degree and you aren't working... killbots.
 
2012-11-13 07:10:18 PM

Mike_LowELL: WhoGAS: I don't understand what you're trying to convey.

I don't agree with your viewpoint of yourself saying that "you're selfish and you're making excuses" because that's just a bad attitude to have in life.

As far as I got out of your post, that's what you were implying about me.

WhoGAS: And why wouldn't you want others to enjoy the benefit of what you got? That's silly. Why wouldn't you want people to succeed as you did?

Honestly, I don't think we're on the same page here. I'm not following you.


Oh, well, I'm sorry you misread my post, then; it happens.

And you said " "I'm selfish and making excuses because I'm reluctant to work an ass-backwards minimum-wage job with no chance for advancement" as told by a generation that got the benefit of that middle class boom and have apparently decided they don't want anyone else to. "

So I was responding to your personal beliefs about those who didn't make it as you did, apparently. I'd rather everyone succeed according to their own definitions.
 
2012-11-13 07:10:30 PM

Fell In Love With a Chair: /TMI + venting
//But it's better than freaking out


Your parents signed the papers, so they know the deal.
If they're making threats making you feel unsafe, file a police report. (Really.)
If they can't be civil with you, cut them off because you've got enough crap to deal with without them wrecking you psychologically.

Remember: Honey Badger just doesn't care.
Be. That. Honey. Badger.
 
2012-11-13 07:11:19 PM

Fell In Love With a Chair: As someone completely farked over my crippling student loan debt, lemme tell you... well, I don't even know what to say. I'm going to tell you what it's like to live like this.

Seems like plenty of people in this thread are ready to pass a snap judgement that anyone crushed by a $44k debt clean out of college is just a lazy asshole. You sound like my parents, completely out of touch with reality. Just go down to the Wal-mart and get a job with those groceries. Saying you're "over-qualified" is narcissistic bullshiat, they TOOOTALLY hire people with four year degrees to stock shelves. Get over yourself, kid. You're not too good to make fries.

Even with a bachelor's degree, 10+ years of experience in my field (IT/Networking), clean drug/background/dmv screens, a willingness to work for just barely above minimum wage, and I'm STILL having a hard time finding work. Meanwhile Sallie Mae wants $500 a month. My income is next to nothing, I do art commissions for $10-20 bucks a pop. I'll do literally anything legal for money, $500/mo is more than my rent by a fair share. I live with my ex-girlfriend. She pays my rent still. I don't know why.

I've never been on welfare, foodstamps, and apart from two months on unemployment years ago, I've paid tens of thousands of dollars into the system and asked for less than a grand in return over the 12 years I've been employed.

fark you people.

I'm 28 years old and at this rate I will never own a house or a new car. I cannot get out from under this debt. I signed my tuition papers at 17, not understanding what would happen, or how this impacted my future. I was a child and we were told IF YOU DO NOT GO TO COLLEGE, YOU WON'T GET WORK. Now graduates are told "Without experience, you will not get hired". How do you get experience in your field without having a job in the first place? I am one of the lucky ones, I have the experience, but get passed over for being a young woman, and only having my A+ certification, because I can't aff ...


So your college didn't show you how to network? Didn't show you how to interview? Didn't show you how to make yourself marketable?

What did they teach you? I see from your profile you are in Suckramento. Have you looked at other cities? Have you looked at joining the National Guard who would pay off or pay a large portion of the loans as well as training you how to deal with the real world?

Hard lesson you are going to learn is NO ONE makes money in IT unless they are Management or CIO.
 
2012-11-13 07:11:22 PM

HotIgneous Intruder: radarlove: Can we have a "looking for work" thread? I'll take pretty much any job that doesn't require me to cut my beard (religious reasons) and is located in Los Alamos. I'll even wear a beard-net if it's food services.

It'd be neat to be able to buy my wife a birthday or Christmas present again. Haven't been able to do that for a few years now.

Los Alamos? Another small-town trap.
The small cities are really small towns with limited options.


Yup. Wife and I were living in Fort Collins, CO until I lost my job and couldn't find another and we ended up going homeless.(DAMN Ft.C is an expensive town to live in). Fortunately, our family here in Los Alamos took us in. UNfortunately, there's nary a job to be had in town, unless you qualify to work at the lab.
 
2012-11-13 07:12:33 PM
I come from a proud abuse family. Urban derelict am I. I read everything I can get my hands on so I can crowd out the memories, so I have a superficial understanding of many things. Fifty-three years old, had a semester of college. Worked formally for almost six months in 1979. My sideline is to informally tutor undergraduate STEM. I get my pin money this way. My clients are mainly rich and uber-rich pot-heads who don't want school to interfere with their lives.

These guys are really aloof. Life is joke laden with punch-lines to them. I know that the idea of socializing education sets off some as unfair somehow, but the way things are now outrages my sense of fairness a wee bit as well. I'd rather tute the gifted than the rich, not that they would need my help as much.

//#1 Son masters in statistical biology
//#2 Son dual baccy CS, math

//me, owe $100K -uCSB
 
2012-11-13 07:13:57 PM

kxs401: Get a restraining order, if necessary. Just cut them out of your life. Pay the student loans when you're able, but they voluntarily agreed to cosign. Legally, there's nothing they can do to you.

It'll be okay, I promise.


This times ten.
They signed the papers.
 
2012-11-13 07:16:30 PM

Brontes


I love developing circuits and software

Yeah, isn't that almost too much fun! My living room is just covered in wire-wrap guns and 'scopes and counters and development kits. I don't even sleep when I am on a roll!
 
2012-11-13 07:17:27 PM
Some degree of student loan assistance would be nice.

I'm (hopefully) about 2 years away from a PhD in physics. Nevertheless, I'm ~$30,000 in debt from student loans+interest when I was in undergrad.

Even though my field is growing and booming (nanophysics), I'm still friggen terrified. =/
 
2012-11-13 07:20:03 PM
Know what else sucks? (This is gonna set off a firestorm among the job-seekers)

UNICREW tests.

fark UNICREW. I've tried everything with those assholes: Honesty, telling them what i think they want to hear, answering randomly...and I NEVER pass a UNICREW (or similar) test. If I see that a job I'm applying for uses a UNICREW test, I pretty much give up at this point. Ain't gonna get it.
 
2012-11-13 07:21:32 PM

radarlove: UNICREW tests.


wtf?
 
2012-11-13 07:25:36 PM
radarlove:

I agree.
 
2012-11-13 07:25:38 PM

kxs401: Get a restraining order, if necessary. Just cut them out of your life. Pay the student loans when you're able, but they voluntarily agreed to cosign. Legally, there's nothing they can do to you.
It'll be okay, I promise.


Ohhh I really hope it doesn't come down to that. "You never call the cops on family" is definitely something that's been drilled into my head since I was little. I'd do it, but god I hope they're bluffing and really don't have more money than brains.

HotIgneous Intruder:
At the end of the day, money isn't why we're all here. Just remember that. Ask yourself how much money you would accept to kill yourself. (Correct answer? ZERO dollars)
You may just need to configure your life a bit differently so that collection isn't so easy, but first get them to play fair. Tell them you can't pay and ask for options and don't stop until you get some.
Last resort, just toss your phone number and get a prepaid tracphone or whatever so they can't spam your phone to death (been there, done that, up to 22 messages per day, finally gave up the number.)
They will torment your cosigners, though, so that's not so good.
Try temp agencies and clean up your act if you want to get through this rough patch in your life less scathed. It will pass.
Keep moving and keep trying and never stop, never quit, never give up.
Be like the honey badger.
Really, truly.


I'm working with some recruiters right now, so hopefully I'll be on my feet and running shortly. I've gotten flak over tempwork on my resume, but some of the positions (Data center management) look too good to leave off.
I will be the badger and remind myself that you're right- Sallie Mae isn't worth dying for, no matter how bleak it gets. Thank you.

Sticky Hands: Fell In Love With a Chair: Now they have all the money they will ever need,

I highly doubt that... unless they are in the 1%, which seems unlikely given your story of them.
And if your loans are as much as you are claiming, them paying them off might just wipe out their retirement.
I'm not joking about the killbots BTW.


Ehn, yes and no. Dad was talking last month about how this one retirement fund of his was DOWN to JUST half a million because he didn't do some stocks thing or whatever a day late. e__e He says this while at Foxwoods staying in a suite after a big steakhouse dinner like some sort of cartoon villain. (I will definitely look into the killbots, thank you for the tip!)
 
2012-11-13 07:26:20 PM

HotIgneous Intruder: radarlove: UNICREW tests.

wtf?


It's a sort of multiple choice personality test that they make you take for a lot of entry-level menial positions. It's basically supposed to weed out slackers and people who think that collective bargaining is a good idea. Occasionally you get one with some high-level math problem on it as well.

I've read a million different threads and articles on how to beat the damn thing, but so far nothing has really worked. I think they can tell when you're cheating.
 
2012-11-13 07:26:22 PM

HotIgneous Intruder: kxs401: Get a restraining order, if necessary. Just cut them out of your life. Pay the student loans when you're able, but they voluntarily agreed to cosign. Legally, there's nothing they can do to you.

It'll be okay, I promise.

This times ten.
They signed the papers.


Yeah, fark them for trusting him. That's their own fault.

Fell In Love With a Chair, just forget about the debt altogether. Change your number. Move. Sallie Mae will go after your folks. Sure, your credit will be in the crapper for a long, long time, but that's gotta be someone else's fault, too. And fark them for not letting you read what you were signing, or giving you time to do a little math before forcing a pen in your hand. Where did they get off, taking advantage of somebody who couldn't think for himself? I'm with you buddy. I hope this all just goes away.
 
2012-11-13 07:28:52 PM
It would help both the government and the students if a few things would change.

1. Realize that not everyone is college material. This might even help drive down tuition costs once more people realized they didn't really have to take that 100k student debt just to get any old entry level job.

2. Have counselors actually help people find a suitable career, and help them get a foot in the door instead of just pushing for whichever program turns the highest profit at the time.

3. Get rid of the mindset that any degree from any school is a guaranteed ticket to success.

I'm very much a blue collar type guy. I knew early on that I would not end up with a desk job. Unfortunately for me, that was the only thing ever discussed by guidance counselors in high school. I kicked around for about 10 years doing whatever jobs I could find to pay the bills. When the economy cratered, those jobs dried up, and I had to change or lose what I had managed to gain. I looked in to a few different options, and finally decided on a 2 year degree (Diesel Tech) from a local tech school. I looked at the job market for people with this degree (plenty of openings all over the country), the job security (not exactly a field that can be automated or outsourced), the average pay (not great, but a hell of a lot better than I'd ever made before), and the reputation of the school (surprisingly, one of the highest ranked in the country for their Diesel Tech program). In short, it was the perfect career choice. I had a job lined up before I finished the program, but I completed it anyway. I'm perfectly happy with what I do, and the best part is that my student loans only amounted to $13k. I got a stable, enjoyable, and profitable career for the cost of a halfway decent used car.
 
2012-11-13 07:31:05 PM

HotIgneous Intruder: radarlove: UNICREW tests.

wtf?


That's UNICRU... the 'strongly agree", "agree", "no opinion", "disagree" or "strongly disagree" test. With questions like "do you believe that some employees use drugs at work?" or "do you believe that some employees would steal?" I've worked with people that have been fired for both those very things, yet they don't want you to agree that some people will do this. They want you to tell them something they know to be untrue, and you know to be untrue, but if you tell them that it shows you're company material for telling them what they want to hear even when you know it isn't true. "Oh no sir, nobody would EVER do that!"

They don't word those questions "Do you think it is appropriate?" or "Do you think it is right?".... no, it's "Do you believe?" It's utter bullshiat, start to finish.
 
2012-11-13 07:31:54 PM

An-Unnecessarily-Long-Name: So your college didn't show you how to network? Didn't show you how to interview? Didn't show you how to make yourself marketable?

What did they teach you? I see from your profile you are in Suckramento. Have you looked at other cities? Have you looked at joining the National Guard who would pay off or pay a large portion of the loans as well as training you how to deal with the real world?

Hard lesson you are going to learn is NO ONE makes money in IT unless they are Management or CIO.


If it comes down to it, joining the military is my last resort. I'll do it, if they'll have me (I have heart problems).

I DO put on a good interview, it's just super competitive out here and everything seems to be 3-6months contract when you can get it. I have/had a network.... back out east where I used to live. I'm sort of newish in Sac, and don't have a lot of professional contacts built up. I was in SoCal for a year but got laid off as the company started going under. I can't really relocate, as I have literally $76 and uh... well yeah. Security deposit + first and last month's rent makes moving without a couple grand under your belt just about impossible, it seems. Car insurance is $34 this month... which is devastating. Not sure what I'm gonna do except hope to god I hear back from some of the places I've interviewed with.
 
2012-11-13 07:32:40 PM
Ah yes, and this thread, strangely, is therapeutic for me. I normally hang out here for cheap laughs and pub humor, but damn it feels good to know that other folks are 'up in the same snatch' as I am. Car breaking down, struggling to get by, jobs don't want me around, I just get depressed and sigh, 'Why?' I feel like I'm alone sometimes.

/To all the other Farkers simply stuck in a quicksand pit of debt or poverty, y'all have my heartfelt condolences. It's maddening and dispiriting not being able to get by, and I really couldn't imagine how I'd do it if I didn't have the hope my God offers me.
 
2012-11-13 07:34:44 PM
I'm curious as to how many Obama voters signed this petition.

where's that HA-HA guy?
 
2012-11-13 07:35:59 PM

Mr_Juche: So I heard something a little while ago that I thought would be interesting to try. I was listening to Minnesota Public Radio and they were talking to three foreign reporters to get an outsiders perspective of the election. One of them was from Australia. When the topic of university debt came up, he talked about how they handled it. I believe that, if you go to a public university in Australia there is no tuition. However, after you graduate and your income reaches a certain level the cost is added to your income tax bill. I think it was something like an added two or three percent added per year. While I obviously don't have the specifics, it would be interesting to see if that could work here.


You would probably get some screaming about "I'm a job creator", "I made this, after all I am the one who studied", "Taxbama" and stuff like that. Wish I was joking, as that really sounds like a quite reasonable trade-off, but that doesn't seem to fly in these parts.
 
Displayed 50 of 335 comments

First | « | 1 | 2 | 3 | 4 | 5 | 6 | 7 | » | Last | Show all

View Voting Results: Smartest and Funniest


This thread is archived, and closed to new comments.

Continue Farking
Submit a Link »






Report