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(White House)   In this day of White House petitions, college students petitioning Obama to refund 100% their tuition in trade for their diplomas   (petitions.whitehouse.gov) divider line 335
    More: Fail, White House, obama, diplomas, tuition, petitions  
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9496 clicks; posted to Main » on 13 Nov 2012 at 5:20 PM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2012-11-13 05:57:51 PM
...waste of money.

Of course, a degree in Humanities/Liberal Arts is to.
 
2012-11-13 05:58:18 PM

cgraves67: Yes, I'm behind this completely, however with a caveat. Anyone who gets their student loan bailed out is beholden to the federal government and has to fill in potholes, collect rattlesnake venom or whatever menial labor the government requires with 15% of their minimum wages being taxed with the revenue going towards the "bailing out idiot college students" program for a minimum of 10 years.


You mean...they should work at something below their area of expertise in order to pay off their bills?!?
 
2012-11-13 05:58:43 PM

kxs401: CujoQuarrel: kxs401: CujoQuarrel: kxs401: I have $900 a month in private student loan bills. My DoE debt is bigger, but more easily manageable. I'm not really sure how I'm ever supposed to start a life, buy a house, have children with this millstone around my neck.

Well, you could have just not borrowed all that money.

I suppose so, but once I started, I felt like I needed a degree to be able to pay off the debt I had already accumulated, which required... taking out more loans.

What did you major in?

I have a BS in Economics.


Sounds like you ought to be employable for something. More familiar with the STEM degrees myself.
 
2012-11-13 05:59:33 PM

CujoQuarrel: kxs401: CujoQuarrel: kxs401: CujoQuarrel: kxs401: I have $900 a month in private student loan bills. My DoE debt is bigger, but more easily manageable. I'm not really sure how I'm ever supposed to start a life, buy a house, have children with this millstone around my neck.

Well, you could have just not borrowed all that money.

I suppose so, but once I started, I felt like I needed a degree to be able to pay off the debt I had already accumulated, which required... taking out more loans.

What did you major in?

I have a BS in Economics.

Sounds like you ought to be employable for something. More familiar with the STEM degrees myself.


I thought so too. Oh well, time to fake my own death.
 
2012-11-13 05:59:34 PM

Fell In Love With a Chair: Get over yourself, kid. You're not too good to make fries.


I can't remember where I read it, but I do remember reading an article that made a whole lot of sense that said that it's really no wonder that there is an entire generation that thinks that it is above flipping burgers because for their entire lives that they are above flipping burgers. "You'd better go to school, you'd better get a degree, you don't want to spend your life flipping burgers, do you?" Now, it's not true and they are going to get a quick reality check, but can you really put to much blame on them for thinking like that when that's the only way they have been taught to think?
 
2012-11-13 05:59:37 PM

nekom: I'd go a step further. Allow student loan debt to be discharged in bankruptcy, like it used to be. You have no idea how many people this would help.

Oh, and I went to college WITHOUT any loans, so I am more than entitled to this opinion. Let 'em BK7 them, it's not without its consequences. Some people are absolutely CRIPPLED by this. Yes, there is the personal responsibility angle, but how many 18 year old kids are really capable of making a decision that can literally haunt them for the rest of their lives? Give them a break, a way out. The whole system is crap.


Actually I think a better idea would be to:

1) Limit the amount of interest that can be capitalized on a loan. Often it's not the loan amount that's stupid...it's the killer interest which is constantly being compounded. Explain to me exactly how it makes any sense to pay back $100,000 over time, for an initial $60,000 loan? You're better off just burning the goddamn money.

2) Specify a maximum payment per month for ALL loans, not to exceed 2.5% of your total yearly gross salary (so if you make $42,000/yr before taxes, the maximum amount in loans you'll pay back per month is $1050...seems reasonable). I've come to find that it's not the amount of the loan that sucks...it's how insane the student loan payments are on a graduated repayment plan. Ever tried talking to a student loan servicing company about trying to lower your payment? You get asked less questions before going under the knife.

3) Allow a PORTION of student loan debt to be discharged in bankruptcy proceedings. Nobody should EVER be let off the hook entirely for a contract to which they agreed upon repayment at a later date.

4) We need to get off this notion that EVERYBODY has to go to college. No, not everybody HAS to go to college. College in the grand scheme of things isn't important unless you plan on pursuing a seriously advanced career like medicine, law, education, or engineering. Otherwise, you're WASTING YOUR MONEY.

Just my two cents...
 
2012-11-13 06:00:35 PM

Shostie: The problem here is that you're not paying for a diploma, you're paying for education. So in order to refund your tuition, we'll have to remove what you learned.

Therefore, we need this dude:

[www.heroesrevealed.com image 277x320]


Yeah, whoever thinks this is a good idea has proven they're so stupid that it's obvious their diploma is doing them no good at all. So they might as well have their loans forgiven in exchange for their diplomas; because anyone that dumb is going to be flipping burgers all their life anyway.
 
2012-11-13 06:00:48 PM
Speaking as a libby lib, this is BS.
 
2012-11-13 06:01:45 PM
America: the land of racisim and entitlement.
 
2012-11-13 06:01:47 PM

cgraves67: Yes, I'm behind this completely, however with a caveat. Anyone who gets their student loan bailed out is beholden to the federal government and has to fill in potholes, collect rattlesnake venom or whatever menial labor the government requires with 15% of their minimum wages being taxed with the revenue going towards the "bailing out idiot college students" program for a minimum of 10 years.


http://www.serve.gov/
 
2012-11-13 06:02:08 PM
Just checked the local Comm College and it's rates still seem reasonable (about 2k a semester) and the local University (about 4k a semester). This is for state residents.

So how did you guys get into so much debt?
 
2012-11-13 06:02:20 PM

HotIgneous Intruder: Fell In Love With a Chair: I will probably have to get a restraining order.

Sallie Mae?
Here's what you do:
1) Income sensitive repayment play
Got no money to spare?
2) Hardship deferral.


I tried, they said I was ineligible and said I could push my payment back as far as the 15th. When I first got out of college, I had difficulty finding work and had to use my deferment at that time. I guess everyone gets one. Exactly one. Because my parents are capable of paying, I'm not eligible for income sensitive things. Unfortunately, we are almost completely estranged. They are hardcore republican fundamentalists, and I'm gay. Yesterday my mom told me I was an abomination to the lord and doesn't know where she went wrong. If I told her I was gay at 17, I would have been sent to a labor camp instead of a university.
 
2012-11-13 06:02:26 PM
'Flipping burgers' isn't a practical remedy in a country saturated with guest workers, is it?
 
2012-11-13 06:03:13 PM
I only spent $85,000 on my masters in puppetry. Children deserve to be happy! I am that enabler. By allowing me to trade in my master of puppets degree, I can make children happy, and thereby make the world happy! That's gotta be worth $85k.

/Post-Napster Metallica sucks
 
2012-11-13 06:03:33 PM
No symping farkathy here.

I graduated into the teeth of Nixon's recession with $100 in my pocket, no debts and a 5--year--old car.

There were no jobs for educated people so I had to work for two years as a laborer before I could stack up enough money to leave that dead--end town.

Suck it up crybabies, you make me flucking sick.
 
2012-11-13 06:03:33 PM

jgi: Serious question: if you don't pay back your student loans, the government can garnish your wages. What happens if you're self-employed, freelance, own your own business?


Serious answer: They can put a lien on any future property you may own, your business profits, etc. So that if in the future you sell your business, for instance, they have a right to whatever your share would have been before you get anything. Or if you were buying a house and someday hoped to sell it, there's going to be a judgment lien on it before the bank gets any. Stuff like that.
 
2012-11-13 06:05:05 PM
Regionalism seems to play a role in this. In a first-world American city, 'flipping burgers' just isn't gonna cover the rent.
 
2012-11-13 06:05:12 PM

Noticeably F.A.T.: Fell In Love With a Chair: Get over yourself, kid. You're not too good to make fries.

I can't remember where I read it, but I do remember reading an article that made a whole lot of sense that said that it's really no wonder that there is an entire generation that thinks that it is above flipping burgers because for their entire lives that they are above flipping burgers. "You'd better go to school, you'd better get a degree, you don't want to spend your life flipping burgers, do you?" Now, it's not true and they are going to get a quick reality check, but can you really put to much blame on them for thinking like that when that's the only way they have been taught to think?


I'd flip burgers. I'd flip burgers right now. I'd do it for twelve straight hours. For the love of god, if you know someone who needs burgers flipped, I'll do it. Partly why I can't get hired is because I have literally no burger flipping experience. At 16 I was the IT person/webmaster for a medium sized local business (Mustang Motorcycle Seats, actually). I'd flip every farking burger I swear to god I'm so desperate. I can't even sell my farking jalopy car for enough money to pay this shiat off. I need it though to live in, in case my ex decides she doesn't want me around any longer.
 
2012-11-13 06:07:22 PM
I saw a flyer on a lamp post here in Minneapolis with some garbage about "unfair student loans" and getting Obama to do something about them. Shut up, idiots. No one forced you to take anything. Shut up and pay what you owe. That being said, if they succeeded in some fantasy world, you bet your ass I'd get in on that. I guess I'm the Ron Paul of student loan forgiveness. But the people screaming "Student loans are immoral" and shiat like that are dumbfarks.
 
2012-11-13 06:07:30 PM

Fell In Love With a Chair: As someone completely farked over my crippling student loan debt, lemme tell you... well, I don't even know what to say. I'm going to tell you what it's like to live like this.


Have you looked into IBR? aka Income-Based Repayment: http://www.ibrinfo.org/

Or are your lender(s) not public? I transferred my Stafford loans to DirectLoan (Federal) and then started the IBR plan. This is relatively new stuff (thanks Obama!). If you do IBR and make all payments, which can be very low or even zero if you don't work or have a crap job, they will forgive the remaining after 20 (25?) years of payments. If you get a job with a nonprofit, govt, or school, you can also get Public Service Loan Forgiveness, where it's 10 years.

/not intended as professional advice
 
2012-11-13 06:07:50 PM

I_Hate_Iowa: I saw a flyer on a lamp post here in Minneapolis with some garbage about "unfair student loans" and getting Obama to do something about them. Shut up, idiots. No one forced you to take anything. Shut up and pay what you owe. That being said, if they succeeded in some fantasy world, you bet your ass I'd get in on that. I guess I'm the Ron Paul of student loan forgiveness. But the people screaming "Student loans are immoral" and shiat like that are dumbfarks.


fark you.
 
2012-11-13 06:07:59 PM

Fell In Love With a Chair: HotIgneous Intruder: Fell In Love With a Chair: I will probably have to get a restraining order.

Sallie Mae?
Here's what you do:
1) Income sensitive repayment play
Got no money to spare?
2) Hardship deferral.

I tried, they said I was ineligible and said I could push my payment back as far as the 15th. When I first got out of college, I had difficulty finding work and had to use my deferment at that time. I guess everyone gets one. Exactly one. Because my parents are capable of paying, I'm not eligible for income sensitive things. Unfortunately, we are almost completely estranged. They are hardcore republican fundamentalists, and I'm gay. Yesterday my mom told me I was an abomination to the lord and doesn't know where she went wrong. If I told her I was gay at 17, I would have been sent to a labor camp instead of a university.


HotIgneous Intruder: Fell In Love With a Chair: I will probably have to get a restraining order.

Sallie Mae is a bunch of dicks, and it sounds like your parents are too.

That being said, if you have 10 years in IT experience, I'd be interested in seeing your resume. My company is hiring a bunch of IT folks in the next year. No guarantees, of course, but I'd like to help if I can.

 
2012-11-13 06:08:39 PM

olddinosaur: No symping farkathy here.

I graduated into the teeth of Nixon's recession with $100 in my pocket, no debts and a 5--year--old car.

There were no jobs for educated people so I had to work for two years as a laborer before I could stack up enough money to leave that dead--end town.

Suck it up crybabies, you make me flucking sick.


Do you honestly think that the debt incurred back then and the price of tuition is even close to the same? Before you answer, tuition has increased at twice the rate of normal inflation since 1970,

Since 1970 tuition and fees at UT have risen for undergraduates, the increase has been around 400 percent. In 1970, tuition was $50 for any in-state student enrolled in any college or school for any number of credit hours. Fees were $54 for anyone enrolled at the University. In the Fall semester of 2002, you won't get a twelve hour course load for less than $2,300.
 
2012-11-13 06:08:48 PM
Might be a stupid question, but at least it's an honest one: when was the last time a petition on the federal level actually changed anything? I seem to recall the Bush administration turning away petitions in droves, basically rendering them pointless.
 
2012-11-13 06:08:50 PM

Mr_Juche: So I heard something a little while ago that I thought would be interesting to try. I was listening to Minnesota Public Radio and they were talking to three foreign reporters to get an outsiders perspective of the election. One of them was from Australia. When the topic of university debt came up, he talked about how they handled it. I believe that, if you go to a public university in Australia there is no tuition. However, after you graduate and your income reaches a certain level the cost is added to your income tax bill. I think it was something like an added two or three percent added per year. While I obviously don't have the specifics, it would be interesting to see if that could work here.


Hearing what you wrote here, I thought it would be interesting if what *we* did instead of tuition was that whatever University you went to got 1% of your salary for the next 40 years, but only if it was over a certain amount. -Say 20% above the average salary for the nation.

$100,000 a year job means only $1,000... Over 40 years, that's $40,000.

Obviously the numbers would have to be made out of something rather than thin air, but this system might encourage Universities to be more interested in what their grads were doing once they left school.
 
2012-11-13 06:09:47 PM
afterthekidsleave.files.wordpress.com
 
2012-11-13 06:11:11 PM

signaljammer: 'Flipping burgers' isn't a practical remedy in a country saturated with guest workers, is it?


Also it's hard for someone with a college degree to get a burger flipping job because they're overqualified. They know you will drop them in a second to work in your field (assuming you didn't get a degree in high heat grease dispensing).
 
2012-11-13 06:11:15 PM
There are a few ways to reduce your tuition:

1) go to a state university
2) go to a vocational school/community college
3) don't take fluff courses
4) don't fail a course and have to retake a course
4a) stop treating college/university as a 7 year party and graduate as fast as you can
 
2012-11-13 06:11:45 PM
Dot Com Bubble...

Housing Bubble...

Student Loan Bubble...
 
2012-11-13 06:11:47 PM

CujoQuarrel: Just checked the local Comm College and it's rates still seem reasonable (about 2k a semester) and the local University (about 4k a semester). This is for state residents.

So how did you guys get into so much debt?


out of state or private schools. And some people think spending 2 years at a CC makes you a failure.
 
2012-11-13 06:11:52 PM
It seems keeping an eye on petitions to the WH is gonna keep fark amused.
 
2012-11-13 06:13:57 PM

rf134a: I only spent $85,000 on my masters in puppetry. Children deserve to be happy! I am that enabler. By allowing me to trade in my master of puppets degree, I can make children happy, and thereby make the world happy! That's gotta be worth $85k.

/Post-Napster Metallica sucks


Get ordained and you could become a Pastor of Muppets.
 
2012-11-13 06:14:07 PM

jgi: Serious question: if you don't pay back your student loans, the government can garnish your wages. What happens if you're self-employed, freelance, own your own business?


They still garnish your wages, and if you get caught lying on your taxes about how much you pay yourself, they send you to jail.

/good luck with that.
 
2012-11-13 06:14:37 PM

Fell In Love With a Chair: HotIgneous Intruder: Fell In Love With a Chair: I will probably have to get a restraining order.

....

If I told her I was gay at 17, I would have been sent to a labor camp instead of a university.



But look at the bright side. If you had been sent to the labor camp you wouldn't owe all that money and would have learned useful skills.
 
2012-11-13 06:14:51 PM

Broktun: When is the Student Loan Bubble (SLB) going to pop?


Soon.
 
2012-11-13 06:16:13 PM
I'd like to trade in the pitiful education I received when Reagan was governor of California and get back the 5,000 acres of land my family donated to the city of Los Angeles for the 'betterment of our fellow Americans' *Rolls eyes*.

I'd like Ventura Boulevard gift-wrapped please.
 
2012-11-13 06:16:14 PM

Fell In Love With a Chair: As someone completely farked over my crippling student loan debt, lemme tell you... well, I don't even know what to say. I'm going to tell you what it's like to live like this.

Seems like plenty of people in this thread are ready to pass a snap judgement that anyone crushed by a $44k debt clean out of college is just a lazy asshole. You sound like my parents, completely out of touch with reality. Just go down to the Wal-mart and get a job with those groceries. Saying you're "over-qualified" is narcissistic bullshiat, they TOOOTALLY hire people with four year degrees to stock shelves. Get over yourself, kid. You're not too good to make fries.

Even with a bachelor's degree, 10+ years of experience in my field (IT/Networking), clean drug/background/dmv screens, a willingness to work for just barely above minimum wage, and I'm STILL having a hard time finding work. Meanwhile Sallie Mae wants $500 a month. My income is next to nothing, I do art commissions for $10-20 bucks a pop. I'll do literally anything legal for money, $500/mo is more than my rent by a fair share. I live with my ex-girlfriend. She pays my rent still. I don't know why.

I've never been on welfare, foodstamps, and apart from two months on unemployment years ago, I've paid tens of thousands of dollars into the system and asked for less than a grand in return over the 12 years I've been employed.

fark you people.

I'm 28 years old and at this rate I will never own a house or a new car. I cannot get out from under this debt. I signed my tuition papers at 17, not understanding what would happen, or how this impacted my future. I was a child and we were told IF YOU DO NOT GO TO COLLEGE, YOU WON'T GET WORK. Now graduates are told "Without experience, you will not get hired". How do you get experience in your field without having a job in the first place? I am one of the lucky ones, I have the experience, but get passed over for being a young woman, and only having my A+ certification, because I can't aff ...


Looks at profile....how about you get a haircut and take the shiat out of your face and ears and then look for a job,
 
2012-11-13 06:16:33 PM

Primum: Fell In Love With a Chair: As someone completely farked over my crippling student loan debt, lemme tell you... well, I don't even know what to say. I'm going to tell you what it's like to live like this.

Have you looked into IBR? aka Income-Based Repayment: http://www.ibrinfo.org/

Or are your lender(s) not public? I transferred my Stafford loans to DirectLoan (Federal) and then started the IBR plan. This is relatively new stuff (thanks Obama!). If you do IBR and make all payments, which can be very low or even zero if you don't work or have a crap job, they will forgive the remaining after 20 (25?) years of payments. If you get a job with a nonprofit, govt, or school, you can also get Public Service Loan Forgiveness, where it's 10 years.

/not intended as professional advice


Any advice is welcome, I literally have people threatening to abduct me over this and have nothing left to sell. I have private loans from Sallie Mae, and paid off my first year with some kind of grant because I managed to maintain a 4.0. I wish I hadn't let my parents handle it. I wish I'd know that I was farking up the rest of my life to the point of no escape. I can't even kill myself to get out of this debt, it'd just go back on my parents.

Apparently according to lots of people in this thread, I should... shut up and pay somehow.

You can't get blood from a stone you unsympathetic assholes.
 
2012-11-13 06:17:04 PM

Fell In Love With a Chair: I'd flip burgers.


Sure, you would. I would too (I actually did something similar, I went back to a manufacturing job when one I went to school for fell through, and back to roofing when it happened again). But you and I know that we aren't above doing menial labor if we need to do so. But my point is, if you had the idea that you were above it drilled into your skull for 18-20 years, what would your attitude be? I'm betting it would be very similar to a lot of younger people today, the idea that they can go do something 'below' them never even occurs to them, because that's how they've been trained to think. It's not a good way to think, but there it is anyway. We'd all be better if we explained why that sort of thinking is wrong instead of yelling at them for thinking that way.
 
2012-11-13 06:17:27 PM
How many people think that whoever put this petition out is actually serious? Does anybody think that this is just a troll that is responding to the other dumb petitions, like the secession one, that are being posted?
 
2012-11-13 06:17:33 PM

jgi: Serious question: if you don't pay back your student loans, the government can garnish your wages. What happens if you're self-employed, freelance, own your own business?


If you are a DBA they can simply garnish your bank accounts. If you have a business entity that entity is named in the garnishee summons and becomes liable in the event that the garnishment isn't answered. Your only hope of escape is to be self employed and keep your money under the mattress.

If you get to the point where your wages are garnished your only real option is to get on a payment plan and stick to it. Every garnishment just adds hundreds of dollars in fees and other charges.
 
2012-11-13 06:17:52 PM

CujoQuarrel: Fell In Love With a Chair: HotIgneous Intruder: Fell In Love With a Chair: I will probably have to get a restraining order.

....

If I told her I was gay at 17, I would have been sent to a labor camp instead of a university.


But look at the bright side. If you had been sent to the labor camp you wouldn't owe all that money and would have learned useful skills.


Most people leave those with PTSD or just plain kill themselves. We had to bail a friend out of one once, it wasn't pretty.
 
2012-11-13 06:17:58 PM
Does this absolve me of my family obligation for the national debt. Cause I like this petition, as my current student loan debt is lower.
 
2012-11-13 06:19:14 PM

Fell In Love With a Chair: Seems like plenty of people in this thread are ready to pass a snap judgement that anyone crushed by a $44k debt clean out of college is just a lazy asshole. You sound like my parents, completely out of touch with reality. Just go down to the Wal-mart and get a job with those groceries. Saying you're "over-qualified" is narcissistic bullshiat, they TOOOTALLY hire people with four year degrees to stock shelves. Get over yourself, kid. You're not too good to make fries.


What the average champion of "RARGH WHY CAN'T YOU JUST USE THE G.I. BILL LIKE I DID" fails to realize is that if the "powers that be" have their way, the only jobs left are going to be the shelf stockers. The George Carlin routine pretty much stands true.

They DON'T want a population of citizens capable of critical thinking. They don't want well-informed, well-educated people capable of critical thinking. They're not interested in that, that doesn't help them. That's against their interests. That's right. They don't want people who are smart enough to sit around the kitchen table and figure out how badly they're getting farkED by system that threw them overboard 30 farkin' years ago. They don't want that. You know what they want? They want OBEDIENT WORKERS. OBEDIENT WORKERS. People who are just smart enough to run the machines and do the paperwork, and just dumb enough to passably accept all these increasingly shiattier jobs with the lower pay, the longer hours, the reduced benefits, the end of overtime, and the vanishing pension that disappears the minute you go to collect it. And now they're comin' for your SOCIAL SECURITY MONEY. They want your farkin' retirement money. They want it BACK. So they can give it to their criminal friends on Wall Street. And you know something? They'll get it. They'll get it ALL from you sooner or later -- 'cuz they OWN this farkin' place. It's a big CLUB. And YOU AIN'T IN IT. You and I are NOT IN the big club.

But please, older America, continue to lecture people on how taking a minimum wage job is eventually going to get people to the promised land. Because it's not.

Noticeably F.A.T.: I can't remember where I read it, but I do remember reading an article that made a whole lot of sense that said that it's really no wonder that there is an entire generation that thinks that it is above flipping burgers because for their entire lives that they are above flipping burgers. "You'd better go to school, you'd better get a degree, you don't want to spend your life flipping burgers, do you?" Now, it's not true and they are going to get a quick reality check, but can you really put to much blame on them for thinking like that when that's the only way they have been taught to think?


libranoelrose: afterthekidsleave.files.wordpress.com


Ding, ding, ding.
 
2012-11-13 06:19:40 PM

Elandriel: nekom: Alternate idea: Allow it to be discharged in a 13. Reasonable payments based on the particular situation for, what 5 years for a 13? I agree they shouldn't be able to discharge it right after receiving their education, it shouldn't be allowed to be done in bad faith. But for some people, it is absolutely the best option not currently available to them.

I know the argument is essentially "The debtor has received a [tangible] service and/or product to which the creditor has no recompense" but then you know what? Maybe don't make your farking school so expensive.

And of course, if anyone wants to know the real reason why tuition rates have skyrocketed, look no further than the fact that you can not ever, ever escape them, even through bankruptcy, and in some cases death.


This.

I am in a bad student debt situation. Not only does my law degree dictate that I should be making more than an assistant manager at McDonald's, but my 5 years experience should, too. But thanks to the crashed economy, I have to compete with the 60 year old morons who lost everything in the housing bubble.

I gambled, I lost. The only difference is that the farktards who lost their pensions and huge ass homes and other moronic debt get to discharge it in bankruptcy.

Boomers screw us again.
 
2012-11-13 06:19:44 PM

CujoQuarrel: Just checked the local Comm College and it's rates still seem reasonable (about 2k a semester) and the local University (about 4k a semester). This is for state residents.

So how did you guys get into so much debt?


4k tuition a semester for a 4 year degree means 32k on tuition alone. Adding books, fees, room and board about doubles that. Typical payment on a 60k plus loan is something in the neighborhodd of $600/month.
 
2012-11-13 06:20:16 PM

KidneyStone: Looks at profile....how about you get a haircut and take the shiat out of your face and ears and then look for a job,

Submitted links approved: 11


Stopped caring there.
 
2012-11-13 06:20:29 PM

KidneyStone: Looks at profile....how about you get a haircut and take the shiat out of your face and ears and then look for a job,


Hey, guess what? That's what I look like in my FREE TIME. When I am on the job, I dress and style like a BUSINESS PROFESSIONAL. Thanks for looking at me in my pjs with my kitty and making baseless assumptions. I'm gonna go ahead and guess you're a dickweed, how'd that feel?
 
2012-11-13 06:20:31 PM
I majored in Criminal Justice in college, but ended up having to drop out when my family moved out of town, my rent skyrocketed, and I ended up having to work two minimum wage jobs to make ends meet.

I tried paying off my loans...for a while. But the cost of living in a college town quickly put an end to that and I slid into default. That was ten years ago. Today I am unemployed, living with my in-laws in a jobless town, broken, pathetic, lost, aimless and goalless. My credit is utterly destroyed and a lot of employers have turned me down based on that alone. My student loans have repeatedly kept me from work and the loan company refuses to work with me on them.

I am only in my mid-30s and I am already in a deep dark hole from which there is no possible escape. I am somberly beginning to accept the fact that I will never have a job that isn't entry-level, menial, and minimum wage (if I'm ever able to find one at all)). I will never be able to really provide for my wife and will never own a home. If I am ever able to buy a car again, it will end up being a shiatty hand-me-down from a sympathetic friend. I will never retire, I will never be able to take care of my aging parents, I will never be able to afford to start a family, and I will never be able to afford (much needed) healthcare. I am utterly and completely f*cked for the rest of my life, and I can't even kill myself because the debt would just be passed on to my next of kin.

And all because I made the stupid, stupid, STUPID decision to try to better myself and get into a career where I could help people.
 
2012-11-13 06:21:08 PM

nekom: I'd go a step further. Allow student loan debt to be discharged in bankruptcy, like it used to be. You have no idea how many people this would help.

Oh, and I went to college WITHOUT any loans, so I am more than entitled to this opinion. Let 'em BK7 them, it's not without its consequences. Some people are absolutely CRIPPLED by this. Yes, there is the personal responsibility angle, but how many 18 year old kids are really capable of making a decision that can literally haunt them for the rest of their lives? Give them a break, a way out. The whole system is crap.



Like joining the military to pay for college?

/Most colleges are handicap accessible
 
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