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(White House)   In this day of White House petitions, college students petitioning Obama to refund 100% their tuition in trade for their diplomas   (petitions.whitehouse.gov) divider line 335
    More: Fail, White House, obama, diplomas, tuition, petitions  
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9506 clicks; posted to Main » on 13 Nov 2012 at 5:20 PM (2 years ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2012-11-13 05:36:49 PM  
how exactly do you forfeit a diploma? do they go into your records and white it out?
 
2012-11-13 05:36:51 PM  
I've got to believe they should've thought about how to pay for all that before spending the 4+ years in school.

Granted, I am not using my degree at all and there is probably no future I can see where I will actually be working on embedded microcontrollers....but the school listed on the degree is enough to trick people in to thinking I can be a good employee.
 
2012-11-13 05:36:52 PM  
So I heard something a little while ago that I thought would be interesting to try. I was listening to Minnesota Public Radio and they were talking to three foreign reporters to get an outsiders perspective of the election. One of them was from Australia. When the topic of university debt came up, he talked about how they handled it. I believe that, if you go to a public university in Australia there is no tuition. However, after you graduate and your income reaches a certain level the cost is added to your income tax bill. I think it was something like an added two or three percent added per year. While I obviously don't have the specifics, it would be interesting to see if that could work here.
 
2012-11-13 05:38:16 PM  
www.memecreator.net 

/Leaving it here.
 
2012-11-13 05:38:23 PM  

nburghmatt: how exactly do you forfeit a diploma? do they go into your records and white it out?


They cook your brain at 105 degrees until you can do basic algebra and read at a 12th grade level
 
2012-11-13 05:38:36 PM  

bradkanus: somebody please explain to me whether this a conservative thing or a liberal thing... I'm really confused.

/no student loans
//put last semester on credit card - so stupid.


It's mainly a liberal cause at this point, although it doesn't have much traction there either. The solution would be to make student debts dischargeable in bankruptcy which would mean fewer loans would be given out, thus there would be less money to pay tuition, and tuition would have to go down. That would be a free market solution but since it helps students conservatives don't seem to support it.
 
2012-11-13 05:38:40 PM  

bulldg4life: I've got to believe they should've thought about how to pay for all that before spending the 4+ years in school.

Granted, I am not using my degree at all and there is probably no future I can see where I will actually be working on embedded microcontrollers....but the school listed on the degree is enough to trick people in to thinking I can be a good employee.


Depends on if the tuition doubled during those 4-years. Here in California, students are finding out mid-way through that their loans no longer cover everything. This leaves them with the choice of dropping out or taking on more debt then they can handle. Granted dropping out does not discharge the debt they've already accumulated.
 
2012-11-13 05:39:31 PM  
"...the Obama administration should take up the cause of reducing college debt and hold those accountable responsible."

I couldn't agree more, hold these asshats accountable and bring back debtor's prison.
 
2012-11-13 05:39:35 PM  

Aarontology: Beats the secession ones I suppose.


Sure, but the potential for overlap scares the bejeesus out of me.
 
2012-11-13 05:40:33 PM  

kxs401: I have $900 a month in private student loan bills. My DoE debt is bigger, but more easily manageable. I'm not really sure how I'm ever supposed to start a life, buy a house, have children with this millstone around my neck.


Help me to help you.

/Doh!
 
2012-11-13 05:40:35 PM  
YixilTesiphon
If you think it's expensive now, just wait until it's free.
???

//f'rexample
//free in France
 
2012-11-13 05:40:55 PM  

cgraves67: Yes, I'm behind this completely, however with a caveat. Anyone who gets their student loan bailed out is beholden to the federal government and has to fill in potholes, collect rattlesnake venom or whatever menial labor the government requires with 15% of their minimum wages being taxed with the revenue going towards the "bailing out idiot college students" program for a minimum of 10 years.


In British Columbia they have a Loan forgiveness program where you can work in the public sector depending on what you went to school for and your loan will be gone faster than you can say Romney 2012.
 
2012-11-13 05:41:33 PM  

Brontes: But I got a dual major in art films and history from a small private school, and my PhD from University of Phoenix in ancient Roman civilization. Why the hell shouldn't the government pay for my education since I've specialized so much and have so much to offer?


i176.photobucket.com
 
2012-11-13 05:41:51 PM  

kxs401: I have $900 a month in private student loan bills. My DoE debt is bigger, but more easily manageable. I'm not really sure how I'm ever supposed to start a life, buy a house, have children with this millstone around my neck.


Well, you could have just not borrowed all that money.
 
2012-11-13 05:42:23 PM  

Ex-Texan: [www.memecreator.net image 407x405] 

/Leaving it here.


www.nationalww2museum.org


These are ditch diggers, you damn moron.

And the Department of Defense is downsizing.
 
2012-11-13 05:42:34 PM  

netweavr: Depends on if the tuition doubled during those 4-years. Here in California, students are finding out mid-way through that their loans no longer cover everything. This leaves them with the choice of dropping out or taking on more debt then they can handle. Granted dropping out does not discharge the debt they've already accumulated.


I wonder what people are expecting when they are planning this out as a senior, though. Does everyone assume that college MUST be a 4-year school for 25,000 a year across the country?

Perhaps I'm lucky since GT was in my backyard and is a great engineering school. But, it didn't seem like it was that hard to realize what would help me after college. And, the cost wasn't life threatening.
 
2012-11-13 05:42:43 PM  

netweavr: bulldg4life: I've got to believe they should've thought about how to pay for all that before spending the 4+ years in school.

Granted, I am not using my degree at all and there is probably no future I can see where I will actually be working on embedded microcontrollers....but the school listed on the degree is enough to trick people in to thinking I can be a good employee.

Depends on if the tuition doubled during those 4-years. Here in California, students are finding out mid-way through that their loans no longer cover everything. This leaves them with the choice of dropping out or taking on more debt then they can handle. Granted dropping out does not discharge the debt they've already accumulated.


Well I guess it's a good thing California offers in state tuition for illegal aliens as long as you can prove you went to high school here illegally for at least 2 years. Good thing those leeches get a break.
 
2012-11-13 05:43:22 PM  
Courtesy of @IowaHawkBlog, great thinker derper of our time
 
2012-11-13 05:43:44 PM  

signaljammer: YixilTesiphon
If you think it's expensive now, just wait until it's free.
???

//f'rexample
//free in France


Then we end up with a gazillion people taking useless majors just so they can party.
 
2012-11-13 05:44:01 PM  

signaljammer: YixilTesiphon
If you think it's expensive now, just wait until it's free.
???

//f'rexample
//free in France


The professors work for free in France? I could see how that would help.
 
2012-11-13 05:44:06 PM  
With the exception of NW, colleges and unis are subsidized at about 4-10x tuition by the state as things stand today.
 
2012-11-13 05:44:11 PM  
Can I sign AGAINST this petition?
 
2012-11-13 05:44:19 PM  

CujoQuarrel: kxs401: I have $900 a month in private student loan bills. My DoE debt is bigger, but more easily manageable. I'm not really sure how I'm ever supposed to start a life, buy a house, have children with this millstone around my neck.

Well, you could have just not borrowed all that money.


I suppose so, but once I started, I felt like I needed a degree to be able to pay off the debt I had already accumulated, which required... taking out more loans.
 
2012-11-13 05:44:22 PM  

Elandriel: you can not ever, ever escape them, even through bankruptcy, and in some cases death.


Are you serious? Holy shiat.

I paid off mine a long time ago, but really, until after death? Who do they try to collect from?
 
2012-11-13 05:45:29 PM  

Broktun: Going $200,000 in debt to get a BA degree in English Studies is not smart. Going $200,000 in debt to become a neurosurgeon is another story.


$200,000 is mighty low for a medical degree. An associate's degree in something like PT or massage will run you $40,000. I know someone in dental school who has over $500,000 in debt and still has a year left.

Tuition at the state school I went to has doubled since I was a freshman there in 2002. My brother graduated 3 years after me, and needed $20,000 more in loans than I did.
 
2012-11-13 05:45:40 PM  
Sovs had free tuition, and their unis were on a much higher standard than USAs.
 
2012-11-13 05:45:53 PM  

kxs401: CujoQuarrel: kxs401: I have $900 a month in private student loan bills. My DoE debt is bigger, but more easily manageable. I'm not really sure how I'm ever supposed to start a life, buy a house, have children with this millstone around my neck.

Well, you could have just not borrowed all that money.

I suppose so, but once I started, I felt like I needed a degree to be able to pay off the debt I had already accumulated, which required... taking out more loans.


What did you major in?
 
2012-11-13 05:45:57 PM  
some of us chose majors that weren't shiat tier and spent our weekends doing work instead of riding the frat boy cock carousel are now making good money in a great job and own a house and contribute to society while you wonder why your education in post feminist transgender studies is worth less than your ruined vagina.
 
2012-11-13 05:46:21 PM  

TenaciousP: Who are the people that keep for-profit online "colleges" in business? A piece of paper from a brick and mortar university may not count for much, but wouldn't an employer think it's a helluva lot better than online "schools" where the student can sit in his pajamas and smoke weed all day.


You think that's not happening at the brick and mortar schools? I have a bridge on the moon to sell you...
 
2012-11-13 05:46:54 PM  

signaljammer: Sovs had free tuition, and their unis were on a much higher standard than USAs.


Their economic system wasn't at all different, so, that's probably a good model for the USA.

/seriously, you bring up the USSR as a policy model?
 
2012-11-13 05:47:17 PM  

CujoQuarrel: nekom: I'd go a step further. Allow student loan debt to be discharged in bankruptcy, like it used to be. You have no idea how many people this would help.

Oh, and I went to college WITHOUT any loans, so I am more than entitled to this opinion. Let 'em BK7 them, it's not without its consequences. Some people are absolutely CRIPPLED by this. Yes, there is the personal responsibility angle, but how many 18 year old kids are really capable of making a decision that can literally haunt them for the rest of their lives? Give them a break, a way out. The whole system is crap.

In that case there would be no unsecured college loans. Because the obvious thing to do would be to borrow like hell and then go bankrupt after you graduate.


In Canada we can get rid of our student loans through bankruptcy after 10 years. We have a lot more people that go to school here (over 50% of the population is of least college educated) and we don't have an issue of borrowing like hell and then choosing to go bankrupt. Even if you choose to go through bankruptcy, there are plenty of downsides to having your credit rating go in the crapper, it's not a win win to get rid of your student loan through bankruptcy.
 
2012-11-13 05:47:24 PM  
This would sure as shiat help me out and I'm not one of these "snowflakes" I hear so much who took out loans to pay for everything and not work while in college. I worked full time (I was a service technician for a large window and door company theyy let me work 3 12 hour days on monday, wednesday, and friday plus any weekend appointments I could make it to while going to class from 8-6 on tuesday and thursday) while going to school full time and I still had to take out loans. I was able to pay for about 2 years my self but I still have about 13k in debt. I want to choke out every mother farker that says, "Well maybe they should have tried to pay for school themselves". I would have had to give literally like 60% of my income for just tuition. At a STATE SCHOOL. I graduated in 08, I can't even imagine how much more it must cost to go now and it has only been 4 years. I personally think we should make higher education free to all who want it and are able to pass the aptitude tests required to get in to college, but I think that's a bigger pipe dream than a discharge of debt.
 
2012-11-13 05:48:22 PM  

YixilTesiphon: signaljammer: Sovs had free tuition, and their unis were on a much higher standard than USAs.

Their economic system wasn't at all different, so, that's probably a good model for the USA.

/seriously, you bring up the USSR as a policy model?


Did they allow just anyone to go to college? Doubt it.
 
2012-11-13 05:49:00 PM  

Soymilk: Elandriel: you can not ever, ever escape them, even through bankruptcy, and in some cases death.

Are you serious? Holy shiat.

I paid off mine a long time ago, but really, until after death? Who do they try to collect from?


There was a story of a student loan collector going after the parents of someone who died (I think while in his last year at the university).
 
2012-11-13 05:49:06 PM  
 
2012-11-13 05:49:33 PM  
As someone completely farked over my crippling student loan debt, lemme tell you... well, I don't even know what to say. I'm going to tell you what it's like to live like this.

Seems like plenty of people in this thread are ready to pass a snap judgement that anyone crushed by a $44k debt clean out of college is just a lazy asshole. You sound like my parents, completely out of touch with reality. Just go down to the Wal-mart and get a job with those groceries. Saying you're "over-qualified" is narcissistic bullshiat, they TOOOTALLY hire people with four year degrees to stock shelves. Get over yourself, kid. You're not too good to make fries.

Even with a bachelor's degree, 10+ years of experience in my field (IT/Networking), clean drug/background/dmv screens, a willingness to work for just barely above minimum wage, and I'm STILL having a hard time finding work. Meanwhile Sallie Mae wants $500 a month. My income is next to nothing, I do art commissions for $10-20 bucks a pop. I'll do literally anything legal for money, $500/mo is more than my rent by a fair share. I live with my ex-girlfriend. She pays my rent still. I don't know why.

I've never been on welfare, foodstamps, and apart from two months on unemployment years ago, I've paid tens of thousands of dollars into the system and asked for less than a grand in return over the 12 years I've been employed.

fark you people.

I'm 28 years old and at this rate I will never own a house or a new car. I cannot get out from under this debt. I signed my tuition papers at 17, not understanding what would happen, or how this impacted my future. I was a child and we were told IF YOU DO NOT GO TO COLLEGE, YOU WON'T GET WORK. Now graduates are told "Without experience, you will not get hired". How do you get experience in your field without having a job in the first place? I am one of the lucky ones, I have the experience, but get passed over for being a young woman, and only having my A+ certification, because I can't afford to get more.

Seriously, fark you all. You got yours, no one else needs help. We're all just lazy people with useless farking degrees and didn't get a rug pulled out from under us. My parents co-signed this ridiculous mess, and my inability to pay ruins THEIR credit. My parents are threatening to abduct me from my family to try and make me pay my past due amount of $800 they paid without asking me. I was given a week to pay up or "they're coming to get me, one way or another". Sallie mae turned my (admittedly douchey) parents into extortionists.

I will probably have to get a restraining order.

Today I had a $200 medical expense. Rather, I paid $50 and was told it would be $150 to get the medicine I need for my eyes (Giant Papillary Conjunctivitis). I had to pass and hope it goes away. I have $76 to last me until god knows when, and Sallie Mae wants another $500 in 17 days. I can't even start a farking kickstarter to beg for help. Whatever, I didn't even like having corneas.

But don't help these farking losers. They don't deserve it. Teat-suckers, all of them, all for wanting just to farking live.

You got yours, fark all those idiot adult children, crippled by debt.

/Here, let me help
//CSB, shut up you whiny moron
///I am shaking in rage while filling out more job apps
 
2012-11-13 05:50:13 PM  

bulldg4life: netweavr: Depends on if the tuition doubled during those 4-years. Here in California, students are finding out mid-way through that their loans no longer cover everything. This leaves them with the choice of dropping out or taking on more debt then they can handle. Granted dropping out does not discharge the debt they've already accumulated.

I wonder what people are expecting when they are planning this out as a senior, though. Does everyone assume that college MUST be a 4-year school for 25,000 a year across the country?

Perhaps I'm lucky since GT was in my backyard and is a great engineering school. But, it didn't seem like it was that hard to realize what would help me after college. And, the cost wasn't life threatening.


They're told what the expected tuition is, they find a loan that matches that. Then 2 years later, tuition doubles and they're stuck with the bill.

It's not like they were told this would happen.
 
2012-11-13 05:50:45 PM  
No, the Sovs kicked you out and wouldn't let you back in if you dropped the ball. I would prefer to use France as a policy model, if we are going to be so general about things.
 
2012-11-13 05:51:16 PM  

Ex-Texan: [www.memecreator.net image 407x405] 

/Leaving it here.


I like to call mine my "barista degree."

/only did two years
//no debt if you qualify for financial aid and pell grants
 
2012-11-13 05:51:53 PM  
Dear Prexy,

I am a lazy worthless bastard who is not worth $8 an hour and cant get a jorb at Mickey D's cause you actually gotta work there, who needs that?

So I sat on my ass in college for 4 long years, studied crap like Problems Facing Minorities, Appreciation of Television and anything else I could pass easily.

Now that I am done with that I have been living in my Mom's basement but she is about to throw me out on the street. I am also $100,000 in debt, and it is not likely I can raise that kind of money standing by a freeway onramp with a cardboard sign, which is about all I am fit for.

Please give me four more years of free sucks on the titty nipple, cause I am only 26 years old and just a poor little helpless baby.

That about get it?

AND WHILE I'M ON THE SUBJECT:

Extended unemployment for workers under Obamunism: 199 weeks.

Time between Inauguration and re--election: 197 weeks.

Coincidence? I think not.
 
2012-11-13 05:52:24 PM  

CujoQuarrel: kxs401: CujoQuarrel: kxs401: I have $900 a month in private student loan bills. My DoE debt is bigger, but more easily manageable. I'm not really sure how I'm ever supposed to start a life, buy a house, have children with this millstone around my neck.

Well, you could have just not borrowed all that money.

I suppose so, but once I started, I felt like I needed a degree to be able to pay off the debt I had already accumulated, which required... taking out more loans.

What did you major in?


I have a BS in Economics.
 
2012-11-13 05:52:48 PM  
OK. But yu have to be lobotomized, too.
 
2012-11-13 05:52:53 PM  
Just stop with the goddamn petitions already
 
2012-11-13 05:52:57 PM  
Is college worth it?

http://www.youtube.com/watch?v=t_N7MAr98CI

Short answer: yes
 
2012-11-13 05:53:15 PM  
If I can get a refund for everything I've just finished paying off, then I'm on board with this. Of course there will be a limited pool of money and they can start paying the older folks first, maybe I'll get paid maybe I won't. I can prove that my degree turned into an ok career.
 
2012-11-13 05:54:26 PM  
www.broodingdetective.com

EDUCATION DOES NOT WORK THAT WAY!!
 
2012-11-13 05:55:09 PM  

Valarius: Ex-Texan: [www.memecreator.net image 407x405] 

/Leaving it here.

[www.nationalww2museum.org image 532x395]


These are ditch diggers, you damn moron.

And the Department of Defense is downsizing.


/queensizing.

FTFK

window seat or aisle seat?
 
2012-11-13 05:55:54 PM  

Fell In Love With a Chair: I will probably have to get a restraining order.


Sallie Mae?
Here's what you do:
1) Income sensitive repayment play
Got no money to spare?
2) Hardship deferral.
 
2012-11-13 05:55:58 PM  

TheOnion: Is college worth it?

http://www.youtube.com/watch?v=t_N7MAr98CI

Short answer: yes


He severely underestimates the opportunity cost.
 
jgi
2012-11-13 05:57:08 PM  
Serious question: if you don't pay back your student loans, the government can garnish your wages. What happens if you're self-employed, freelance, own your own business?
 
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