If it took you 4 years to figure out that your degree in underwater basket weaving (with a minor in TV appreciation) wasn't going to fast-track you into a six-figure-salary position at a Fortune 500 company then you do not deserve a refund.

Gimmee, gimmee, gimmee, to hell with personal responsibility.

these people need to punch themselves in the nuts. I'm paying back my student loans. they can do.

I'd go a step further. Allow student loan debt to be discharged in bankruptcy, like it used to be. You have no idea how many people this would help.

Oh, and I went to college WITHOUT any loans, so I am more than entitled to this opinion. Let 'em BK7 them, it's not without its consequences. Some people are absolutely CRIPPLED by this. Yes, there is the personal responsibility angle, but how many 18 year old kids are really capable of making a decision that can literally haunt them for the rest of their lives? Give them a break, a way out. The whole system is crap.

by the way, another thing the federal government may not be able to help you with. people are farking stupid.

Beats the secession ones I suppose.

Well, with the first two posters' idiocy out of the way, while this is a bit far-fetched it once again brings to light the point that many employers won't hire without some fancy sheet of paper that asserts the holder somehow knows how to do the job for which they are applying, and the only way to get that piece of paper is to place yourself in the amount of debt similar to a goddamn home mortgage.

Also while the market is certainly saturated, I doubt an MBA is ewquivalent to a degree in UWBW. And, as far as personal responsibility goes, when a college states "You have like a 68% higher chance of getting your dream job at a 42% higher salary!" and then you graduate and the market says "It's called the honey pot son, she played you good", well maybe those farkers would love to make those bill payments, but they can't afford to.

I'm going to start a petition to end these stupid-ass petitions.

nekom: I'd go a step further. Allow student loan debt to be discharged in bankruptcy, like it used to be. You have no idea how many people this would help.

Oh, and I went to college WITHOUT any loans, so I am more than entitled to this opinion. Let 'em BK7 them, it's not without its consequences. Some people are absolutely CRIPPLED by this. Yes, there is the personal responsibility angle, but how many 18 year old kids are really capable of making a decision that can literally haunt them for the rest of their lives? Give them a break, a way out. The whole system is crap.

Meh said it better than I did. I work in bankruptcy. The two things I see as the primary cause are medical bills and home mortgages, and in the vast majority of bk petitions I review I see student loans, often above six digits. What an act of collusion to make them immune from discharge. They should have made it more like the "910" clause in Chapter 13 whereby you can't simply discharge them immediately after school, but to make them entirely non-dischargable absent ridiculously difficult to satisfy requirements?

nekom: Allow student loan debt to be discharged in bankruptcy, like it used to be

That.

The problem here is that you're not paying for a diploma, you're paying for education. So in order to refund your tuition, we'll have to remove what you learned.

Therefore, we need this dude:

Courtesy of @IowaHawkBlog, great thinker of our time

fark you, you self-aggrandizing, entitled little shiatstain.

Oh, wait. He's not a whiny little recent grad. He's a grown-ass man with 2 kids and a blog that links to the entire constellation of right-wing nut jobbery.

fark you, you teatard shiatstain.

Elandriel: They should have made it more like the "910" clause in Chapter 13 whereby you can't simply discharge them immediately after school, but to make them entirely non-dischargable absent ridiculously difficult to satisfy requirements?

Alternate idea: Allow it to be discharged in a 13. Reasonable payments based on the particular situation for, what 5 years for a 13? I agree they shouldn't be able to discharge it right after receiving their education, it shouldn't be allowed to be done in bad faith. But for some people, it is absolutely the best option not currently available to them.

nekom: Alternate idea: Allow it to be discharged in a 13. Reasonable payments based on the particular situation for, what 5 years for a 13? I agree they shouldn't be able to discharge it right after receiving their education, it shouldn't be allowed to be done in bad faith. But for some people, it is absolutely the best option not currently available to them.

I know the argument is essentially "The debtor has received a [tangible] service and/or product to which the creditor has no recompense" but then you know what? Maybe don't make your farking school so expensive.

And of course, if anyone wants to know the real reason why tuition rates have skyrocketed, look no further than the fact that you can not ever, ever escape them, even through bankruptcy, and in some cases death.

propasaurus: Courtesy of @IowaHawkBlog, great thinker of our time

fark you, you self-aggrandizing, entitled little shiatstain.

Oh, wait. He's not a whiny little recent grad. He's a grown-ass man with 2 kids and a blog that links to the entire constellation of right-wing nut jobbery.

fark you, you teatard shiatstain.

Goddamn it. YOU RUINED A PERFECTLY GOOD HEROES REFERENCE @IOWAHAWKBLOG, YOU COCK!

All you have to do is sign up for the military after graduation. They give you $$$$ and you sign a few years of your life away as an indentured servant. When your time is up, you leave. Now, you are a vet and you get points when job hunting.

It may not pay off all your loans, but you scammed the system by avoiding the ritualistic ROTC and having to walk around campus in the uniforms and passing inspections every week.


/didn't do this because (gasp) I worked a PT job making enough money in the summers and holidays to pay tuition, room, board, books, spending money, etc....

but did have a couple of friends that got a full ride on an Air Force ROTC program.

saw one of my fellow graduates join the Air Force after not being able to find a job. The ROTC guys jaws dropped when they saw that he got the money they got up front.

//was a couple of weeks away from joining before I got a job working offshore

somebody please explain to me whether this a conservative thing or a liberal thing... I'm really confused.

/no student loans
//put last semester on credit card - so stupid.

Who are the people that keep for-profit online "colleges" in business? A piece of paper from a brick and mortar university may not count for much, but wouldn't an employer think it's a helluva lot better than online "schools" where the student can sit in his pajamas and smoke weed all day.

The paper may not be worth much, but the experience of interacting with peers seems crucial if you ever want to work with other people.

Elandriel: Well, with the first two posters' idiocy out of the way, while this is a bit far-fetched it once again brings to light the point that many employers won't hire without some fancy sheet of paper that asserts the holder somehow knows how to do the job for which they are applying, and the only way to get that piece of paper is to place yourself in the amount of debt similar to a goddamn home mortgage.

This is the worst fallacy of the "student loan forgiveness" argument. Even with current tuition prices it's possible to go to a community college for 2 years, then work full time and finish the last two years of your degree over 3 or 4 years. Does it take a little longer and require you to not go to the school of your dreams? Probably. But does it mean little to no debt once your done as well as a whole lot of actual work experience? Yes. Yes it does.

In an alternate universe, BYU coeds petition President Romney to refund 100% of their tuition in trade for husbands.

Brontes: But I got a dual major in art films and history from a small private school, and my PhD from University of Phoenix in ancient Roman civilization. Why the hell shouldn't the government pay for my education since I've specialized so much and have so much to offer?

You have a doctorate in ancient Roman civilization? What do you do for a living?

Because of the inability of recent college graduates to find gainful employment in order to repay their college debt, and since this college debt cannot be eliminated in bankruptcy, and most of the recent additions to the job market have been in service related industries, the Obama administration should take up the cause of reducing college debt and hold those accountable responsible.

And who, pray tell, is accountable for YOUR debt?

lamecomedian: nekom: but how many 18 year old kids are really capable of making a decision that can literally haunt them for the rest of their lives?

They can vote, can't they?

Or join the military.

knbber2: Gimmee, gimmee, gimmee, to hell with personal responsibility.

Y'know, I thought the same until it occurred to me that it never hurts to ask. I have to wonder if I'm the sucker for paying off my loans if all I had to do was politely say "Hey, can I stop doing this?" I'm all for manning up and dealing with your mistakes, but if nobody cares if you do, why do it? Just move on and don't do it again. And again, you'll never know if people are ok with you dropping it if you never ask.

I have $900 a month in private student loan bills. My DoE debt is bigger, but more easily manageable. I'm not really sure how I'm ever supposed to start a life, buy a house, have children with this millstone around my neck.

knbber2: Gimmee, gimmee, gimmee, to hell with personal responsibility.



Why should college students be any different. Obama will provide for all the hogs at the trough.