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(Courthouse News Service)   Without any shred of a doubt, hands-down, the absolute worst collection agency in the world   (courthousenews.com) divider line 153
    More: Asinine, collection agency, Fair Debt Collection Practices Act  
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21066 clicks; posted to Main » on 13 Oct 2012 at 11:38 AM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2012-10-13 08:21:17 AM
Not that bad. Not like Ivan the terrible bad. But as governer I'd still pardon the man who shot the lawyer down in the street, and maybe give him the key to the city and a parade, too.
 
2012-10-13 08:30:48 AM
I don't want them represented by Floyd Bybee.

I want them represented by the law firm of Terminator, Man With No Name, Pipe-Swinging Nubians and Plissken.
 
2012-10-13 08:44:59 AM

Mr. Coffee Nerves: I don't want them represented by Floyd Bybee.

I want them represented by the law firm of Terminator, Man With No Name, Pipe-Swinging Nubians and Plissken.


It's "pipe hittin'" (ie crack smoking, willing to do anything for $20) in the movie, and I'll gladly dole out the $20's snd bring le gimp.
 
2012-10-13 09:09:56 AM
Not even close. They're pretty much all like that. This is their standard operating procedure.
 
2012-10-13 09:12:56 AM

doglover: Mr. Coffee Nerves: I don't want them represented by Floyd Bybee.

I want them represented by the law firm of Terminator, Man With No Name, Pipe-Swinging Nubians and Plissken.

It's "pipe hittin'" (ie crack smoking, willing to do anything for $20) in the movie, and I'll gladly dole out the $20's snd bring le gimp.


I wasn't aware of the meaning of pipe hittin' but it makes sense.
I'll get the blowtorch for these bastards. Collection agencies are the scum of the earth and more crookeder than a barrel full of motherf*ckin' snakes.
 
2012-10-13 09:14:34 AM
I need to go back to bed. It took me a full 90 seconds to realize that the disabled vet wasn't the worst debt collector in the world. Never mind trying to figure out whose money was used to pay whose student loans.
 
2012-10-13 09:25:32 AM

Mr. Coffee Nerves: I don't want them represented by Floyd Bybee.

I want them represented by the law firm of Terminator, Man With No Name, Pipe-Swinging Nubians and Plissken.

 
2012-10-13 09:32:26 AM
I'm so happy for all the non-disabled students out there with non-dischargeable student loans.
 
2012-10-13 09:54:09 AM
I wonder why the judge stopped short of ordering the money's return.
 
2012-10-13 10:57:50 AM
2.bp.blogspot.com

AS OPPOSED TO BEST?
 
2012-10-13 11:41:31 AM
So how does the garnishment happen from exempt funds? Don't you need a judge to do allow this in the first place?
 
2012-10-13 11:44:39 AM
Why does this remind me of Peter Griffin shaving Quagmire's cat? With the collection agency in the role of Peter, that is.
 
2012-10-13 11:46:22 AM
Oh the great times I has as a debt collector. We had a suicide ticker. The collector with the most suicides at the end of the month won a $200 gift certificate to a fancy restaurant that we'd all chip in for. Fun stuff.
 
2012-10-13 11:47:27 AM
Some people are alive simply because it's illegal to kill them.
 
2012-10-13 11:47:28 AM
Why does that website have what looks like Windows 3.1, 16-bit era program icon as a favicon?
 
2012-10-13 11:47:54 AM
F*ck that vet! He's one of the 47% Twit Romney has been warning us about! Don't you all get it?!?!
 
2012-10-13 11:48:34 AM
A butt raping is too good for the collector.
 
2012-10-13 11:48:39 AM
You owe us.

Incorrect. You are a third-party debt collector. You bought the debt for pennies on the dollar. They owe you exactly the following: jack and shiat.
 
2012-10-13 11:49:02 AM

nitefallz: So how does the garnishment happen from exempt funds? Don't you need a judge to do allow this in the first place?


Because the account wasn't flagged correctly as containing only exempt funds. Plus if you put money that isn't from non-exempt sources (gifts, tax refunds), that can be garnished.

At least that collection agency was going after their own debt, and not someone else's. That minor technicality doesn't bother a lot of them.
 
2012-10-13 11:49:25 AM

nitefallz: So how does the garnishment happen from exempt funds? Don't you need a judge to do allow this in the first place?


Perhaps they got ahold of the account number, and just told the bank that it would need to be rerouted, and the bank didn't flinch or question it. Just knew the money was positive in the account.

/laziness
 
2012-10-13 11:50:11 AM
The funds were exempt, but they were kept in a bank account, which is not. The agency sends a "legal" order, and the bank blindly complies. If you don't want people or entities to steal your money, use the Bank of Mason.

/and yes, let's go get these asswipes
 
2012-10-13 11:51:16 AM

nitefallz: So how does the garnishment happen from exempt funds? Don't you need a judge to do allow this in the first place?


The article tells us that they garnished a savings account not payments that are exempt. A savings account can have anything in it. The vet somehow proved the source of the funds and got a favorable ruling but the agency is not going to give up without going to court.
 
2012-10-13 11:51:19 AM

AbbeySomeone: Collection agencies are the scum of the earth and more crookeder than a barrel full of motherf*ckin' snakes.


Collection Agencies are scum of the Earth. Quoted for the MF'ing win.

My little collection agency horror story.

16 years ago, I turned 18. Shortly after that, a member of my family stole my identity. Got a credit card in my name, and racked up a few thousand dollars worth of bills on it. Then never paid it. Didn't know about it at the time, or for years. As I had never done anything to get information on my credit record, no non-fraudulent credit cards, no loans, ect, bill collectors didn't have any means for contacting me.

Years later, I do something that gets my real contact info on my credit report. Suddenly I'm bombarded with collection calls. Every 5 minutes. From about 8 AM until 9 PM the phone would ring off the hook. If I'd actually answer the phone and talk to the collector. . .I'd still get another call 5 minutes later. This was the era of dial-up modems, so I left the computer online all day just to block out the constant ringing. There were also pretty much daily collection letters. The collection agency had pretty much doubled the original debt with "fees" and interest.

Eventually, years later (having refused to ever pay them a dime), the debt passed the statute of limitations, and it dropped off my credit report. The collectors would come calling every six months or so. They would show up and have a feeding frenzy of dunning letters and phone calls, which would all be ignored. When I learned about the FDCPA and "cease communication" letters, I sent them the legal Fark Off And Die letter to never contact me again about this.

Bonus, when the debt passed the statute of limitations, the bank sent me a letter discharging the debt. The original credit card company said they forgave the debt. Downside was, I had to pay taxes on that several thousand dollars. Also, collection agencies don't give a flying fark if the original creditor forgave the debt, they just want their money.

Now, I still get the steady stream of letters and calls, for a debt incurred 16 years ago, and that became legally invalid 9 years ago. I send them a legal demand under the FDCPA to stop contacting me and either sue me or shut up. They shut up. . .and sell the debt to some other scumbag collection agency, that I tell to STFU. I get a new, different one contacting me over this ancient, invalid debt every few months.
 
2012-10-13 11:52:20 AM

nytmare: You owe us.

Incorrect. You are a third-party debt collector. You bought the debt for pennies on the dollar. They owe you exactly the following: jack and shiat.


...and Jack left town.

/hail to the king, baby.
 
2012-10-13 11:52:41 AM
Can we sic 4chan on these people? or are they already on the case
 
2012-10-13 11:52:53 AM
justafarkingchef:

Some people are alive simply because it's illegal to kill them.

Many people, and not just bill collectors.
 
2012-10-13 11:54:40 AM
The collection agency is screwed. The Feds come down hard on FDCPA violators.
 
2012-10-13 11:54:47 AM

justafarkingchef: Some people are alive simply because it's illegal to kill them.


Genius. Pure genius.
 
2012-10-13 11:55:14 AM
 
2012-10-13 11:55:17 AM

BarkingUnicorn: I wonder why the judge stopped short of ordering the money's return.


He was bought by the collection agency just like every judge out there. Judge Beiter in Boise is a known collections biatch.
 
2012-10-13 11:55:41 AM

Silverstaff: AbbeySomeone: Collection agencies are the scum of the earth and more crookeder than a barrel full of motherf*ckin' snakes.

Collection Agencies are scum of the Earth. Quoted for the MF'ing win.

My little collection agency horror story.

16 years ago, I turned 18. Shortly after that, a member of my family stole my identity. Got a credit card in my name, and racked up a few thousand dollars worth of bills on it. Then never paid it. Didn't know about it at the time, or for years. As I had never done anything to get information on my credit record, no non-fraudulent credit cards, no loans, ect, bill collectors didn't have any means for contacting me.

Years later, I do something that gets my real contact info on my credit report. Suddenly I'm bombarded with collection calls. Every 5 minutes. From about 8 AM until 9 PM the phone would ring off the hook. If I'd actually answer the phone and talk to the collector. . .I'd still get another call 5 minutes later. This was the era of dial-up modems, so I left the computer online all day just to block out the constant ringing. There were also pretty much daily collection letters. The collection agency had pretty much doubled the original debt with "fees" and interest.

Eventually, years later (having refused to ever pay them a dime), the debt passed the statute of limitations, and it dropped off my credit report. The collectors would come calling every six months or so. They would show up and have a feeding frenzy of dunning letters and phone calls, which would all be ignored. When I learned about the FDCPA and "cease communication" letters, I sent them the legal Fark Off And Die letter to never contact me again about this.

Bonus, when the debt passed the statute of limitations, the bank sent me a letter discharging the debt. The original credit card company said they forgave the debt. Downside was, I had to pay taxes on that several thousand dollars. Also, collection agencies don't give a flying fark if the ...




Actually, almost the same exact thing happened to me. Mother opened a Verizon account for a cell phone and some credit cards when I turned 18 without telling me, racked up a shiatload of debt. Just ignored it and 10 years later, I still get the odd collection letter from the debt as it gets sold to a new collector. Goes straight in the trash.
 
2012-10-13 11:56:43 AM
If cocaine wasn't at play on the agency side, it would be a first.
 
2012-10-13 11:57:28 AM

bmr68: The collection agency is screwed. The Feds come down hard on FDCPA violators.


The collection will get a judgment against it. They'll file bankruptcy. Next week, they'll open up under a new name. The vet will get nothing and the collection agency will continue business as usual.
 
2012-10-13 11:58:04 AM

Silverstaff: AbbeySomeone: Collection agencies are the scum of the earth and more crookeder than a barrel full of motherf*ckin' snakes.

Collection Agencies are scum of the Earth. Quoted for the MF'ing win.

My little collection agency horror story.

16 years ago, I turned 18. Shortly after that, a member of my family stole my identity. Got a credit card in my name, and racked up a few thousand dollars worth of bills on it. Then never paid it. Didn't know about it at the time, or for years. As I had never done anything to get information on my credit record, no non-fraudulent credit cards, no loans, ect, bill collectors didn't have any means for contacting me.

Years later, I do something that gets my real contact info on my credit report. Suddenly I'm bombarded with collection calls. Every 5 minutes. From about 8 AM until 9 PM the phone would ring off the hook. If I'd actually answer the phone and talk to the collector. . .I'd still get another call 5 minutes later. This was the era of dial-up modems, so I left the computer online all day just to block out the constant ringing. There were also pretty much daily collection letters. The collection agency had pretty much doubled the original debt with "fees" and interest.

Eventually, years later (having refused to ever pay them a dime), the debt passed the statute of limitations, and it dropped off my credit report. The collectors would come calling every six months or so. They would show up and have a feeding frenzy of dunning letters and phone calls, which would all be ignored. When I learned about the FDCPA and "cease communication" letters, I sent them the legal Fark Off And Die letter to never contact me again about this.

Bonus, when the debt passed the statute of limitations, the bank sent me a letter discharging the debt. The original credit card company said they forgave the debt. Downside was, I had to pay taxes on that several thousand dollars. Also, collection agencies don't give a flying fark if the original creditor forgave the debt, they just want their money.

Now, I still get the steady stream of letters and calls, for a debt incurred 16 years ago, and that became legally invalid 9 years ago. I send them a legal demand under the FDCPA to stop contacting me and either sue me or shut up. They shut up. . .and sell the debt to some other scumbag collection agency, that I tell to STFU. I get a new, different one contacting me over this ancient, invalid debt every few months.


Jesus. I'd probably go all Liam Neeson on some people.
 
2012-10-13 11:58:30 AM
Woah woah woah woah. There are collection agencies that do better than this one? I'm going to need citations, stat.
 
2012-10-13 11:59:52 AM

nekom: Not even close. They're pretty much all like that. This is their standard operating procedure.


Pretty much. Collection agencies are professional assholes. This guy probably got employee of the year.
 
2012-10-13 12:00:15 PM

dustman81: bmr68: The collection agency is screwed. The Feds come down hard on FDCPA violators.

The collection will get a judgment against it. They'll file bankruptcy. Next week, they'll open up under a new name. The vet will get nothing and the collection agency will continue business as usual.


That's why I support hanging for fraud. It ends the cycle of evil right now.
 
2012-10-13 12:00:40 PM
If Osama bin Laden had been delinquent on a student loan, he would have been found years earlier.
 
2012-10-13 12:01:50 PM

justafarkingchef: Some people are alive simply because it's illegal to kill them we've turned into a nation of pussies.


FTFY

I knew a guy who worked for a collection agency. Believe me, if he died, nobody would mourn his passing.
 
2012-10-13 12:02:36 PM
Sue the debt collection agency for a huge amount, win, and then sick a debt collection agency on them.
 
2012-10-13 12:03:19 PM
If there was only an unemployed bus driver with a record of not taking crap to stand up against this agency..
 
2012-10-13 12:03:22 PM

Chinchillazilla: Silverstaff: AbbeySomeone: Collection agencies are the scum of the earth and more crookeder than a barrel full of motherf*ckin' snakes.

Collection Agencies are scum of the Earth. Quoted for the MF'ing win.

My little collection agency horror story.

16 years ago, I turned 18. Shortly after that, a member of my family stole my identity. Got a credit card in my name, and racked up a few thousand dollars worth of bills on it. Then never paid it. Didn't know about it at the time, or for years. As I had never done anything to get information on my credit record, no non-fraudulent credit cards, no loans, ect, bill collectors didn't have any means for contacting me.

Years later, I do something that gets my real contact info on my credit report. Suddenly I'm bombarded with collection calls. Every 5 minutes. From about 8 AM until 9 PM the phone would ring off the hook. If I'd actually answer the phone and talk to the collector. . .I'd still get another call 5 minutes later. This was the era of dial-up modems, so I left the computer online all day just to block out the constant ringing. There were also pretty much daily collection letters. The collection agency had pretty much doubled the original debt with "fees" and interest.

Eventually, years later (having refused to ever pay them a dime), the debt passed the statute of limitations, and it dropped off my credit report. The collectors would come calling every six months or so. They would show up and have a feeding frenzy of dunning letters and phone calls, which would all be ignored. When I learned about the FDCPA and "cease communication" letters, I sent them the legal Fark Off And Die letter to never contact me again about this.

Bonus, when the debt passed the statute of limitations, the bank sent me a letter discharging the debt. The original credit card company said they forgave the debt. Downside was, I had to pay taxes on that several thousand dollars. Also, collection agencies don't give a flying fark if the original creditor forgave the debt, they just want their money.

Now, I still get the steady stream of letters and calls, for a debt incurred 16 years ago, and that became legally invalid 9 years ago. I send them a legal demand under the FDCPA to stop contacting me and either sue me or shut up. They shut up. . .and sell the debt to some other scumbag collection agency, that I tell to STFU. I get a new, different one contacting me over this ancient, invalid debt every few months.

Jesus. I'd probably go all Liam Neeson on some people.


I have one agency that keeps harassing my husband's grandma (totally dif. last name. No idea how they found her to harass). For a debt I already PAID. Refuse to give her a number for me to call and call at least once a week to be beligerant asses.

/just got her caller ID
//hope they call while I'm there
///new assholes for everybody!
 
2012-10-13 12:03:59 PM

Silverstaff: My little collection agency horror story.


I was being hounded by a collection agency for a debt that belonged to somebody with a completely different name. It got to the point where I would answer the phone and just leave it sitting on a speaker with annoying music playing.
 
2012-10-13 12:05:24 PM
It's adorable the way subby thinks this is unusual.
 
2012-10-13 12:08:28 PM
Whilt I get the popcorn, here's another: Link
 
2012-10-13 12:08:32 PM

dustman81: bmr68: The collection agency is screwed. The Feds come down hard on FDCPA violators.

The collection will get a judgment against it. They'll file bankruptcy. Next week, they'll open up under a new name. The vet will get nothing and the collection agency will continue business as usual.


I doubt that, since they are a very large law firm. It could happen, but very unlikely. The matter with violating FDCPA is a separate matter and the couple can be awarded additional money.
 
2012-10-13 12:10:13 PM
Questions for the people who were made victims of identity theft by a family member.

1. Do you speak to that family member any more?

2. Did you contact the credit report agencies to dispute the validity of the debts created using a stolen identity? If so, what was the process like?
 
gja [TotalFark]
2012-10-13 12:10:29 PM
HAHAHA. I won't say what, or who, is at hammering on those a$$hats, but right about now they are likely wishing they had never invented phone lines, faxes, email and such.

/i am not the devil, just they dude who arranged the get-together for them
 
2012-10-13 12:10:33 PM
nitefallz:
So how does the garnishment happen from exempt funds? Don't you need a judge to do allow this in the first place?

Write a letter, bend a few facts, get the money, hope the victim is too broke/ignorant to do anything about it?
 
2012-10-13 12:15:09 PM
www.glasbergen.com
 
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