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(Daily Kos)   Don't look now, but Obamacare just redistributed $1 billion from the job creators to the taker class   (dailykos.com) divider line 165
    More: Cool, obamacare, Health Care, International, Al Franken  
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5334 clicks; posted to Politics » on 11 Oct 2012 at 1:40 PM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2012-10-11 09:39:26 AM
ROMNEY WAS RIGHT

BURN THE HERETIC SEKRIT MOOSLIM!!11
 
2012-10-11 10:12:43 AM
"taker class"

I like that. I hope Romney uses it in a debate, or talks about how he cares about the poors.
 
2012-10-11 12:20:10 PM

what_now: "taker class"

I like that. I hope Romney uses it in a debate, or talks about how he cares about the poors.


The term is biting and perfect. I hope he doesn't throw us into that briar patch.
 
2012-10-11 01:19:12 PM

what_now: "taker class"

I like that. I hope Romney uses it in a debate, or talks about how he cares about the poors.


I thought a lot of the poors were in sport, but it turns out they're not in sport.
 
2012-10-11 01:42:49 PM

what_now: "taker class"

I like that. I hope Romney uses it in a debate, or talks about how he cares about the poors.


Dude even said "poor people" and then corrected himself with "low income earners" during the debate. That was pretty funny.
 
2012-10-11 01:45:07 PM
Yeah I know the company I occasionally work for got the rebate because our insurance is apparently one of the ones basically stealing money. But as an employee I didn't actually get the rebate but our company covers almost all my monthly cost so I'm not complaining.
 
2012-10-11 01:45:30 PM

Bored Horde: what_now: "taker class"

I like that. I hope Romney uses it in a debate, or talks about how he cares about the poors.

Dude even said "poor people" and then corrected himself with "low income earners" during the debate. That was pretty funny.


And you thought democrats were the party of political correctness.
 
2012-10-11 01:46:07 PM
Didn't even know about this but that's pretty cool
 
2012-10-11 01:47:00 PM
My dad got his check the other week. He was confused till I explained that it was because of the ACA.
He then said that the coverage was increasing next year and that premiums weren't going up.

Damn you Obummer for forcing health-care companies to spend money on health-care. [fistsofrage]

/gonna be hard to get a talking point about Obamacare's failure when this is going on all across the country right now.
 
2012-10-11 01:47:39 PM
Have we de-coupled affordable health insurance from employment yet?
 
2012-10-11 01:47:46 PM
Takers?

Who is taking from whom?
 
2012-10-11 01:48:23 PM
But but I was told that health insurance premiums would skyrocket under Obamacare?
 
2012-10-11 01:48:35 PM
Yep. Received a check in the mail from BCBS for about $10 for my wife and daughter's health insurance. I gladly put that check into my account.

Although, I wasn't sure the amount of the check was low because (a) BCBS was really using medical insurance premiums for healthcare costs, or (b) BCBS was really good at fudging the numbers to make it look like it was paying a sufficient amount of its premiums towards healthcare costs.
 
2012-10-11 01:49:45 PM
Across the country it adds up to a billion dollars paid out to over twelve million Americans.That's all money that didn't go to buy health care for anyone: didn't cure any infections, buy any bandages or tests, and didn't make anyone healthier, but the insurance companies would have been able to just pocket all that cash without the Affordable Care Act.

www.yachtforums.com

I hope you're happy, libs.
 
2012-10-11 01:50:09 PM

cameroncrazy1984: But but I was told that health insurance premiums would skyrocket under Obamacare?


You just wait and see. It's bound to happen because the system won't be able to bear the brunt of increased treatment costs for wounds resulting from home invasions after Obama gets done taking away our guns.
 
2012-10-11 01:50:50 PM

The_Great_Hambino: Although, I wasn't sure the amount of the check was low because (a) BCBS was really using medical insurance premiums for healthcare costs, or (b) BCBS was really good at fudging the numbers to make it look like it was paying a sufficient amount of its premiums towards healthcare costs.


Yeah, you can bet this won't be happening again...
 
2012-10-11 01:53:16 PM
Good.
 
2012-10-11 01:53:22 PM

The_Great_Hambino: Yep. Received a check in the mail from BCBS for about $10 for my wife and daughter's health insurance. I gladly put that check into my account.

Although, I wasn't sure the amount of the check was low because (a) BCBS was really using medical insurance premiums for healthcare costs, or (b) BCBS was really good at fudging the numbers to make it look like it was paying a sufficient amount of its premiums towards healthcare costs.


Accountants are really, really good at finding evidence of number fudging. Corporate fraud generally comes in two breeds. Firstly, there's the outright evil lawbreaking like pumping untreated waste into a river because paying the fine and building the plant later on is cheaper then building a plant now. Then there's individual fraud, which is usually stupid crap like expensing your mistress' hotel room or vacation. Number fudging is really really hard to get away with now.
 
ecl
2012-10-11 01:53:36 PM

incendi: cameroncrazy1984: But but I was told that health insurance premiums would skyrocket under Obamacare?

You just wait and see. It's bound to happen because the system won't be able to bear the brunt of increased treatment costs for wounds resulting from home invasions after Obama gets done taking away our guns.


DRINK!
 
2012-10-11 01:58:01 PM
It's a start.
 
2012-10-11 01:58:54 PM
I'm outraged at the timing of this! Do you sheeple think this is a coincidence that this happened weeks before the most important election of our lifetime?

/not really
//actually it's pretty sweet
 
2012-10-11 01:59:18 PM
What are tr economic implications of this? Obviously, it makes the insurance industry less attractive to investors as it reduces profits. It limits flexibility if companies run into trouble, thus increasing the likelihood of consolidation/shrinking of the pool of available insurance.

This might be good in its supporters opinions because if the private insurers are forced out of business then single payer would be the only option.

But would there be anything to stop insurers from raising rates to the point that the remaining 15% would cover overhead and desired profit? So instead of charging $100, paying $85 in claims and $10 in overhead, leaving $5 in profits, a firm could charge $150 in premium, be more generous with claim payments and leave $12.50 in profits ($150 *15% less $10 overhead)? In a free market this would be impossible (because other players would undercut you) but with restrictions imposed by ACA it's possible that competition wouldn't force prices lower.
 
2012-10-11 02:00:25 PM
The sooner health insurance companies go under the better off we all will be.
 
2012-10-11 02:01:29 PM
This is bad news....for Obama
 
2012-10-11 02:02:50 PM

Debeo Summa Credo: In a free market this would be impossible


*ohwaityou'reserious?wellletmelaughharder* pic
 
2012-10-11 02:04:52 PM

Girl From The North Country: Do you sheeple think this is a coincidence that this happened weeks before the most important election of our lifetime?


The libs are always talking about how Obama plays the long game.. is it so hard to imagine that he would make the requirement effective this year just to ensure everybody's reminded about Obamacare with free money right before the election?
 
2012-10-11 02:06:02 PM

The_Great_Hambino: Yep. Received a check in the mail from BCBS for about $10 for my wife and daughter's health insurance. I gladly put that check into my account.


Don't spend it though, 'cos you'll have to pay it back when Romney repeals Obamacare on day one of his Presidency.
 
2012-10-11 02:06:27 PM
My heart bleeds...seriously..

2.bp.blogspot.com
 
2012-10-11 02:06:47 PM

what_now: "taker class"

I like that. I hope Romney uses it in a debate, or talks about how he cares about the poors.


Well I guess 'welfare queens' is no longer secret code anymore.
 
2012-10-11 02:07:19 PM
This is awesome. A first step toward a better society. But only a first step.

What do humans need? Food. Water. Shelter. Medical care. This only takes on the bastards in the medical care field. Why stop there!

We need shelter: limit the profits of landlords, home builders etc.

We need food: limit the profits of farmers, grocery stores, restaurants

I would throw in other things that are currently needed to be functioning in society. We need transportation to get to work. Limit the profits of car manufacturers and the oil industry. Cell phones and computers have become a necessity. Limit the profits of all cell phone companies and computer companies. Can any industry justify their profits? We need to look at them all!
 
2012-10-11 02:08:11 PM

incendi: Girl From The North Country: Do you sheeple think this is a coincidence that this happened weeks before the most important election of our lifetime?

The libs are always talking about how Obama plays the long game.. is it so hard to imagine that he would make the requirement effective this year just to ensure everybody's reminded about Obamacare with free money right before the election?


Not hard to imagine at all, pretty sure it along with the other benefits kicking in before the mandate was by design.
 
2012-10-11 02:08:16 PM
English is pretty much doubleplusgood these days.
 
2012-10-11 02:08:51 PM

Debeo Summa Credo: In a free market this would be impossible


Insurance companies are exactly free market entities.
 
2012-10-11 02:09:18 PM

badaboom: This is awesome. A first step toward a better society. But only a first step.

What do humans need? Food. Water. Shelter. Medical care. This only takes on the bastards in the medical care field. Why stop there!

We need shelter: limit the profits of landlords, home builders etc.

We need food: limit the profits of farmers, grocery stores, restaurants

I would throw in other things that are currently needed to be functioning in society. We need transportation to get to work. Limit the profits of car manufacturers and the oil industry. Cell phones and computers have become a necessity. Limit the profits of all cell phone companies and computer companies. Can any industry justify their profits? We need to look at them all!


Their profits aren't being limited.
 
2012-10-11 02:09:24 PM

badaboom: This is awesome. A first step toward a better society. But only a first step.

What do humans need? Food. Water. Shelter. Medical care. This only takes on the bastards in the medical care field. Why stop there!

We need shelter: limit the profits of landlords, home builders etc.

We need food: limit the profits of farmers, grocery stores, restaurants

I would throw in other things that are currently needed to be functioning in society. We need transportation to get to work. Limit the profits of car manufacturers and the oil industry. Cell phones and computers have become a necessity. Limit the profits of all cell phone companies and computer companies. Can any industry justify their profits? We need to look at them all!


Uh oh sounds like you've been reading Marx. Get ready to be called a hippie or a dreamer by the capitalists and their fellators.

I'd take your policies a step further. We have a minimum wage, why not have a maximum wage?
 
2012-10-11 02:10:53 PM

Debeo Summa Credo: It limits flexibility if companies run into trouble


They're a lot less likely to run into trouble if they have what amounts to a mandatory customer base. In fact, beyond gross mismanagement, they're highly unlikely to ever meet any trouble.
 
2012-10-11 02:10:58 PM
Sure, act all happy because you got a few extra bucks to spend, but now those insurance companies aren't going to be able to afford to build any more insurance factories and all of those jobs will go overseas where insurance labor is much cheaper.
 
2012-10-11 02:11:30 PM
I hope Biden can use this in the debate tonight.
Then ask Ryan why insurance companies should be able to keep Americans' overpayments.
 
2012-10-11 02:12:49 PM
No check. Premiums going up. Deductible going up. Coverage is improving so that they will now cover up to $500 preventative care per person.
 
2012-10-11 02:13:19 PM

FarkedOver: badaboom: This is awesome. A first step toward a better society. But only a first step.

What do humans need? Food. Water. Shelter. Medical care. This only takes on the bastards in the medical care field. Why stop there!

We need shelter: limit the profits of landlords, home builders etc.

We need food: limit the profits of farmers, grocery stores, restaurants

I would throw in other things that are currently needed to be functioning in society. We need transportation to get to work. Limit the profits of car manufacturers and the oil industry. Cell phones and computers have become a necessity. Limit the profits of all cell phone companies and computer companies. Can any industry justify their profits? We need to look at them all!

Uh oh sounds like you've been reading Marx. Get ready to be called a hippie or a dreamer by the capitalists and their fellators.

I'd take your policies a step further. We have a minimum wage, why not have a maximum wage?


Excuse me but why is healthcare any different than those industries? It is a scam that landlords can make a profit on people trying to find shelter. Look at the homeless problem. Shelter is a human necessity. It is amoral that someone profit off of shelter.
 
2012-10-11 02:14:58 PM

badaboom: Excuse me but why is healthcare any different than those industries? It is a scam that landlords can make a profit on people trying to find shelter. Look at the homeless problem. Shelter is a human necessity. It is amoral that someone profit off of shelter.


In a capitalist society its perfectly fine, so don't worry your pretty little head about it :)
 
2012-10-11 02:16:31 PM

FarkedOver: badaboom: This is awesome. A first step toward a better society. But only a first step.

What do humans need? Food. Water. Shelter. Medical care. This only takes on the bastards in the medical care field. Why stop there!

We need shelter: limit the profits of landlords, home builders etc.

We need food: limit the profits of farmers, grocery stores, restaurants

I would throw in other things that are currently needed to be functioning in society. We need transportation to get to work. Limit the profits of car manufacturers and the oil industry. Cell phones and computers have become a necessity. Limit the profits of all cell phone companies and computer companies. Can any industry justify their profits? We need to look at them all!

Uh oh sounds like you've been reading Marx. Get ready to be called a hippie or a dreamer by the capitalists and their fellators.

I'd take your policies a step further. We have a minimum wage, why not have a maximum wage?


That's what got us employee controlled health insurance in the first place; wage controls during WWII.
 
2012-10-11 02:17:37 PM

incendi: Girl From The North Country: Do you sheeple think this is a coincidence that this happened weeks before the most important election of our lifetime?

The libs are always talking about how Obama plays the long game.. is it so hard to imagine that he would make the requirement effective this year just to ensure everybody's reminded about Obamacare with free money right before the election?


Hard to imagine? No, it's not.

I just don't happen to believe it's the case here. I am sure others disagree.
 
2012-10-11 02:17:44 PM

badaboom: Excuse me but why is healthcare any different than those industries? It is a scam that landlords can make a profit on people trying to find shelter. Look at the homeless problem. Shelter is a human necessity. It is amoral that someone profit off of shelter.


food and shelter isn't as oligopoly-ish and complicated...
 
2012-10-11 02:18:11 PM
Government mandated profit margins, YAY!

/pray they don't come for your industry next.
 
2012-10-11 02:18:15 PM

scarmig: No check. Premiums going up. Deductible going up. Coverage is improving so that they will now cover up to $500 preventative care per person.


S, your premium is going up $500/yr for the premium coverage plan? Awesome!
 
2012-10-11 02:18:40 PM

Pinner: I hope Biden can use this in the debate tonight.
Then ask Ryan why insurance companies should be able to keep Americans' overpayments.


Ryan will simply respond that his plan will keep those protections for consumers, plus prevent you from being forced to pay anything extra, plus prevent your employer from laying you off because they were forced to provide insurance. And then Ryan will win the point and they will move onto the next topic for Ryan to win
 
2012-10-11 02:20:12 PM

cchris_39: Government mandated profit margins, YAY!

/pray they don't come for your industry next.


Thankfully I don't work for an industry of rent seeking middlemen.
 
2012-10-11 02:20:13 PM
We got $165 back a couple months ago due to this. Nice little surprise.
 
2012-10-11 02:20:16 PM
I called this way back when the healthcare debate started. The insurance companies were pissed at the thought of losing some of their profits and having to give it back. Why else would they have poured so much money into propping up the tea party to try and stop it?

i252.photobucket.com
 
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