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(Japan Times)   Japanese bank unveils card-free ATMs, allowing users to withdraw cash using simple palm scans   (japantimes.co.jp) divider line 43
    More: Spiffy, account balances, regional banks, ATM card, Japanese  
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693 clicks; posted to Business » on 27 Sep 2012 at 5:45 AM (2 years ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



43 Comments   (+0 »)
   
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2012-09-27 05:48:55 AM  
As someone who frequently forgets their wallet at home, this interests me greatly.
 
2012-09-27 05:56:54 AM  
SMBC in Japan has a type of ATM with a fingerprint scanner that almost everyone I know hates. They used it as a substitute for a PIN and it is so picky that it only accepts your thumbprint 15% of the time. Most of my friends switched back to "classic" cards. Maybe these guys have the bugs worked out.
 
2012-09-27 06:18:11 AM  
Headline "Severed Hands Found at Dozens of Japanese ATM's" in 3...2...
 
2012-09-27 06:26:10 AM  
From my cold dead... oh crap.
 
2012-09-27 07:42:22 AM  
How long will it take for US banks to start implementing this technology?
Because I am willing to bet it will get added to drive-up ATM, but it will be configured to only take the right hand.
 
2012-09-27 07:52:11 AM  
In America, we have Braille keypads on drive-up ATMs.

0_o
 
2012-09-27 07:55:54 AM  

Subdue their bellies: In America, we have Braille keypads on drive-up ATMs.

0_o


True story- I have driven up to an ATM so my blind friend sitting in the back seat could use it.
 
2012-09-27 07:56:55 AM  

Subdue their bellies: In America, we have Braille keypads on drive-up ATMs.

0_o


What, blind people shouldn't drive? You're so racist.
 
2012-09-27 08:08:19 AM  

blipponaut: Subdue their bellies: In America, we have Braille keypads on drive-up ATMs.

0_o

What, blind people shouldn't drive? You're so racist.


Oh sure, it starts with driving. Next they want to vote. Pretty soon they're moving into your neighborhood and dating your daughter... Where does it end?

/sight power!
 
2012-09-27 08:18:28 AM  
How long until we hear about people being mugged, and having their hands cut off?
 
2012-09-27 08:23:06 AM  
Aaaah! The mark of the Beast!
 
2012-09-27 08:23:43 AM  

SBWorks: SMBC in Japan has a type of ATM with a fingerprint scanner that almost everyone I know hates. They used it as a substitute for a PIN and it is so picky that it only accepts your thumbprint 15% of the time. Most of my friends switched back to "classic" cards. Maybe these guys have the bugs worked out.


Michael Westen already showed us how to beat this on 'Burn Notice'.

/mmmm, Fiona...
 
2012-09-27 08:30:09 AM  
Do they also supply hand sanitizer?
 
2012-09-27 08:36:34 AM  

Slives: How long will it take for US banks to start implementing this technology?
Because I am willing to bet it will get added to drive-up ATM, but it will be configured to only take the right hand.


We dont even have chip and pin yet, so I would say "not anytime soon".
 
2012-09-27 08:50:29 AM  
Hey, buddy, can you lend me a hand?
 
2012-09-27 09:05:00 AM  

Unoriginal_Username: How long until we hear about people being mugged, and having their hands cut off?


The scanners usually require some form of body heat as part of the signature. Though I guess you could peel the skin off and use it to make a glove, but that seems like a lot of work just to get a $500 maximum withdrawl
 
2012-09-27 09:09:34 AM  
Hey kid, thumb a hundred bucks will ya, help save the clock tower.

oh and

Because I am willing to bet it will get added to drive-up ATM, but it will be configured to only take the right hand. - while simultaneously entering you pin, forcing you to lean your entire torso out of the car.
 
2012-09-27 09:11:08 AM  

Lost Thought 00: get a $500 maximum withdrawl


It's more like $750 with the exchange rate.

It's also not the max at most banks.

Gifu is just Inaka.
 
2012-09-27 09:41:30 AM  
Hand print identification please.
 
2012-09-27 10:07:57 AM  

Slives: How long will it take for US banks to start implementing this technology?
Because I am willing to bet it will get added to drive-up ATM, but it will be configured to only take the right hand.


Well, hopefully it's not configured to take the wrong hand.
 
2012-09-27 10:16:53 AM  
Who you are-What you know-What you have.
 
2012-09-27 10:19:24 AM  

Devolving_Spud: Headline "Severed Hands Found at Dozens of Japanese ATM's" in 3...2...


No way. They'd sell those things in vending machines.
 
2012-09-27 10:39:21 AM  

Slives: How long will it take for US banks to start implementing this technology?
Because I am willing to bet it will get added to drive-up ATM, but it will be configured to only take the right hand.


The US banking cartel is so cheap they refuse to modernize cards to use chip + PIN like other developed nations use to fight fraud and simplify transactions. You think they're going to spring for expensive hand scanners?
 
2012-09-27 11:03:03 AM  
Hey, Japanese ladies, I got your palm scanner RIGHT HERE!
 
2012-09-27 11:09:44 AM  
sharetv.org
 
2012-09-27 11:20:36 AM  
It would be a waste of time to mug somebody.
 
2012-09-27 11:54:25 AM  

Lost Thought 00: Unoriginal_Username: How long until we hear about people being mugged, and having their hands cut off?

The scanners usually require some form of body heat as part of the signature. Though I guess you could peel the skin off and use it to make a glove, but that seems like a lot of work just to get a $500 maximum withdrawl


No, you use a thin nitrile glove. The oil residue left from the last person's hand leaves enough of a pattern for the machine to read, and the thin glove allows heat to pass through (and does not interfere with capacitive touch devices). There are several techniques for picking up prints and defeating palm/finger scanners. It's easy enough to protect yourself - just smear your hand/finger as you pull away - but nobody thinks about that kind of crap when they're just doing their routine.

Biometrics are inherently insecure. Using them for anything more than a single step in a multi-step security system is brainless.
 
2012-09-27 12:18:31 PM  

blipponaut: Subdue their bellies: In America, we have Braille keypads on drive-up ATMs.

0_o

What, blind people shouldn't drive? You're so racist.


Blind is a race now?

/the more you know
 
2012-09-27 12:39:22 PM  

lohphat: Slives: How long will it take for US banks to start implementing this technology?
Because I am willing to bet it will get added to drive-up ATM, but it will be configured to only take the right hand.

The US banking cartel is so cheap they refuse to modernize cards to use chip + PIN like other developed nations use to fight fraud and simplify transactions. You think they're going to spring for expensive hand scanners?


Countries that have implemented Chip + PIN have seen fraud due to counterfeit card fraud go down, but also have seen card not present fraud (telephone, internet, etc.) go way up. Even in the US, card not present fraud is much higher than counterfeit card fraud.

Keep in mind that to accept Chip + PIN, card readers need to be replaced. That means every small business that has a swipe reader will need to upgrade at their own expense. Then you have every company that issues plastic cards needing to change their processes. None of this is free.

Finally, you have upcoming payment authentication alternatives already installed on smartphones (near field communication, etc.) and upcoming payment systems ready to use it (Google Wallet).

Limited effectiveness at reducing overall fraud + expense to equip all processors and issuers + rapidly advancing technology = no need to scramble to EMV. 15 years ago, sure. But that ship has since sailed.
 
2012-09-27 12:48:16 PM  
Not that this would happen in most honorable Japan, but in the US I can see some little shiatbag thinking he's clever and applying one of these all over the scanner:

4.bp.blogspot.com
 
2012-09-27 01:26:06 PM  
t0.gstatic.com

Sola-Ui Nuada-Re Sophia-Ri approves.

/funny she gets her own hand cut off
 
2012-09-27 02:40:11 PM  
Biometrics, short of DNA analysis can always be outsmarted or is unreliable. From now on, you want your money? please provide a sample of blood into the ATM and wait while we confirm your identity. Please enjoy the 500 Best Gershwins Hits of Broadway.....*music plays*
 
2012-09-27 04:49:54 PM  
Will this work if your palms are extremely hairy? If not, it's going to flop, especially in Japan.
 
2012-09-27 05:17:25 PM  
1.bp.blogspot.com
 
2012-09-27 05:44:30 PM  
And thus, a rash of murders/hand-thefts begins...
 
2012-09-27 06:00:22 PM  

MilesTeg: [sharetv.org image 350x263]


Meh. Money is already filfthy after going through 1032 strippers.
 
2012-09-27 06:00:46 PM  
I have an account with MUFG that has a hand-scan ATM card. What they don't tell you is that you can't use the cards anywhere except MUFG's ATMs, forget about convenience stores and Costco.

It's very inconvenient. If it were PIN or hand-scan, that would be great, but PIN and hand-scan is a pain in the ass.
 
2012-09-27 11:45:37 PM  
Well, so long as it is mega-corporations collecting our biometric information, and not THE FEDERAL GUBMINT, then I guess it's ok.
 
2012-09-28 09:29:33 AM  
The system is not foolproof.

images.bidorbuy.co.za
(Dramatization)

I would rather lose my wallet than my hand.
 
2012-09-28 11:30:24 AM  
Note to self - must patent idea of a machine to sell hand sanitizer to install alongside these ATMs.
 
2012-09-28 11:43:03 AM  
Will it also have a convenient age-tracking function, so they can get carded in bars that way?

/renew on Carousel!
 
2012-09-28 05:44:26 PM  

Teaser: Do they also supply hand sanitizer?


Why is this different than the manual keypad?

Here in SF several years ago they had to send out the HAZMAT team to sanitize a bank of ATMs which had LSD applied to the keypads.
 
2012-09-29 09:59:44 AM  
klkerr.com

Let's hope he doesn't figure that out.


/let's get this over quick
 
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