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(Chicago Trib)   Are you one of the 49% who don't have enough emergency savings to cover three months of expenses?   ( divider line 7
    More: Fail, Americans, Greg McBride, CFA, expenses, continental United States, saves, emergency savings, representative samples  
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1937 clicks; posted to Business » on 26 Jun 2012 at 8:30 AM (3 years ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»

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2012-06-26 11:43:35 AM  
3 votes:

ModernPrimitive01: I think all of you complaining that you can't make ends meet while making good money should let me manage your finances for you. My wife and I just got out of graduate school. I make hardly anything at my job but get good benefits. She is working on mental health licensure which is really expensive and we still have 1 month's worth of money put back. We both own our cars (purchased for fuel efficiency vs. low cost), have cellphones (not smartphones, data plans are stupid), and have pay television. We rent a house and have no kids which helps tremendously. Our biggest expense is our expensive dog which we got as a graduation present to ourselves. If you're making over $40k a year and living paycheck to paycheck, you're doing it wrong. Let me take over and for a mere 5% fee get you back on the right track.

Yeah, I want to take advice from a guy whose dog costs more than his rent.
2012-06-26 12:43:30 PM  
1 votes:
Financial planners hate me because of this one weird trick I know...
2012-06-26 12:09:31 PM  
1 votes:
I'm bound by law to have no more than $2000 in assets.
2012-06-26 09:23:45 AM  
1 votes:

Balchinian: I can cover more than that, but the answer is yes.

Hint for those of you who don't:
Cellphones, pay television, and gas-guzzling trucks (unless you haul things in it for your job) are luxuries. I could live solely on the money most people spend on those three things alone without going on welfare.

Could probably live without a device capable of posting to Fark too.
2012-06-26 09:03:30 AM  
1 votes:
Three months? I don't have enough for two weeks.
2012-06-26 09:00:45 AM  
1 votes:
Many of you seem not to ha,ve that thing called "wife."

2012-06-26 08:51:14 AM  
1 votes:
No. Next question.
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