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(610 WIOD)   "We regret to inform you that your application to the University has been denied because you're dead"   (wiod.com) divider line 41
    More: Amusing, credit reporting agency, credit reports  
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6826 clicks; posted to Main » on 03 May 2012 at 4:00 PM (2 years ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



41 Comments   (+0 »)
   
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2012-05-03 01:11:55 PM
Pure antideaditism.
 
2012-05-03 02:15:48 PM

Sybarite: Pure antideaditism.


I believe the politically correct term is "metabolicalism".
 
2012-05-03 04:01:32 PM
Professor Necro-Dead?
 
2012-05-03 04:03:11 PM
This is just one of the reasons why the three major credit reporting agencies need to DIAF
 
2012-05-03 04:03:35 PM
That's convenient. College kids are always ready to crack open a cold one
 
2012-05-03 04:08:56 PM
Perhaps Mr. Russell should savagely beat a manager of one of the credit reporting agencies with a baseball bat. When arrested, he should explain that he cannot possibly be legally responsible due to his being dead.
 
2012-05-03 04:11:26 PM
Tax dodger. >:(
 
2012-05-03 04:14:00 PM
I got better.
 
2012-05-03 04:19:15 PM

MurphyMurphy: This is just one of the reasons why the three major credit reporting agencies need to DIAF


And this is how the conversation probably went:

Equifax may I help you?

Yes my credit report says I'm dead, I'm not, can you fix that?

I'm sorry sir but the computer says you are dead.

What do you need to prove I am alive?

Can you get a sworn affidavit from the person who stole your identity to illegally claim social security death benefits that they did indeed steal your identity?

Nevermind I will just go steal someoneelse's identity.
 
2012-05-03 04:19:59 PM
I don't want to go on the cart.
 
2012-05-03 04:20:56 PM
College, eh? Look who knows so much!
ts3.mm.bing.net
 
2012-05-03 04:22:18 PM
It was the salmon mousse
 
2012-05-03 04:32:42 PM
thethoughtexperiment.files.wordpress.com
 
2012-05-03 04:33:25 PM

MurphyMurphy: This is just one of the reasons why the three major credit reporting agencies need to DIAF


When it comes to lending, there is a huge demand in the market for a consumer's credit history. When an individual opens an account with a financial institution, that individual is agreeing to the financial institution sharing his or her information with the major credit bureaus.

While I agree that these credit bureaus have incredible amounts of power in determining a person's financial credit, I don't really have a solution to their tyranny, either. Should the government maintain the credit history of its citizens?

I am legitimately curious; how much does the US government know about a citizen's commercial credit? I am vaguely familiar that background checks for military & federal organizations can include a thorough credit history, but does the government obtain this information from the credit bureaus or directly from the institutions?

I'm thinking that the banks have to report on consumer's accounts to government agencies like the FDIC and IRS, but how much does the government know about peoples accounts? Should the government be appointed to maintain its citizens' credit histories so that financial institutions would not have to depend on the major credit bureaus? If no one knew anyone's credit history, financial institutions would be unable to accurately predict risk in loans and interest rates would skyrocket for everyone.

/bored
 
2012-05-03 04:39:35 PM
scottkenemore.files.wordpress.com
 
2012-05-03 04:40:42 PM
Sue the credit reporting companies for slander and libel. Might work out better than student loans.
 
2012-05-03 04:41:45 PM
I feel HAPPY! I feel HAPPY!
 
2012-05-03 04:42:30 PM
Uh, no - you need to be declared dead after you graduate.

/students loans
 
2012-05-03 04:47:16 PM
Fraud alert, with notarized documents from Social Security, will take care of this. It's a pain in the butt, and is not an instant fix, but it will work.

This is probably the only circumstance when I would ever give a kid a really unique name.
 
2012-05-03 04:49:38 PM
Go Shamblers!
rlv.zcache.com
 
2012-05-03 04:50:42 PM
www.movievillains.com
Cross him off, then!
 
2012-05-03 05:02:54 PM
Most of my students are brain dead.
 
2012-05-03 05:08:06 PM

cherryl taggart: Fraud alert, with notarized documents from Social Security, will take care of this. It's a pain in the butt, and is not an instant fix, but it will work.

This is probably the only circumstance when I would ever give a kid a really unique name.



You obviously have never tried to have something removed from your credit report(s) that shouldn't have been there in the first place.

CSB time.

In 1999, I owned a boat in a certain county in California. In December of 1999, I sold the boat, filed the transfer of ownership, paid the property and transfer tax.

Three years later, I go to an ATM to take out some cash -- my account has a balance of $0. I go into the bank - - "Oh, it seems that this county in California has levied your account and taken all your money."

I go to the county clerk to see what's up, they hit me for three years back property taxes on the vessel I sold in 1999 - for tax years 2001-2004. I have them look up the transfer of ownership -- "Oops, a mistake was made. We'll undo that."

The money finds it's way back to my account in 60 days. Then I go to refi my house, was declined due to a tax lien from the same county filed AFTER the matter was cleared up. I go back to the county, get the documents to prove it shouldn't have been done. I contact the credit bureaus with the documentation of the mistake. After six months of back and forth I am told, "sucks to be you" and "we have no requirement to remove that from your file."

They can all DIAF as far as I'm concerned. Any private company with that much power over your life who has no legal requirement to ensure their data is accurate is a problem.
 
2012-05-03 05:17:13 PM

The Beatings Will Continue Until Morale Improves: I feel HAPPY! I feel HAPPY!


No you don't. You'll be stone dead in a moment.
 
2012-05-03 05:37:27 PM
 
2012-05-03 05:37:33 PM
SURPRISE! You're dead!
Ha ha ha ha... open your eyes!
 
2012-05-03 05:42:09 PM
When there is no more room in college, the dead will walk the campus.
 
2012-05-03 05:57:55 PM

poot_rootbeer: SURPRISE! You're dead!
Ha ha ha ha... open your eyes!


Haven't thought of that song in years
 
2012-05-03 05:59:48 PM
www.designboom.com
 
2012-05-03 06:18:33 PM
♪♫ Now it's over, I'm dead and I haven't done anything that I want....
Or, I'm still alive and there's nothing I want to do ♪♫
 
2012-05-03 06:50:16 PM
Get on the cart...
 
2012-05-03 07:10:20 PM

cherryl taggart: Fraud alert, with notarized documents from Social Security, will take care of this. It's a pain in the butt, and is not an instant fix, but it will work.

This is probably the only circumstance when I would ever give a kid a really unique name.


I have to do this.

something either is unique, or it is not. There are no varying degrees of unique.
 
2012-05-03 07:33:37 PM
I'm not one for suing, but really sue them for lost wages for a lifetime.
Make it something reasonable (known as average) for a college grad from the schools he's applied to.

Watch how fast they clear it up when sued by a dead guy.
 
2012-05-03 07:41:59 PM

que.guero: cherryl taggart: Fraud alert, with notarized documents from Social Security, will take care of this. It's a pain in the butt, and is not an instant fix, but it will work.

This is probably the only circumstance when I would ever give a kid a really unique name.


You obviously have never tried to have something removed from your credit report(s) that shouldn't have been there in the first place.

CSB time.

In 1999, I owned a boat in a certain county in California. In December of 1999, I sold the boat, filed the transfer of ownership, paid the property and transfer tax.

Three years later, I go to an ATM to take out some cash -- my account has a balance of $0. I go into the bank - - "Oh, it seems that this county in California has levied your account and taken all your money."

I go to the county clerk to see what's up, they hit me for three years back property taxes on the vessel I sold in 1999 - for tax years 2001-2004. I have them look up the transfer of ownership -- "Oops, a mistake was made. We'll undo that."

The money finds it's way back to my account in 60 days. Then I go to refi my house, was declined due to a tax lien from the same county filed AFTER the matter was cleared up. I go back to the county, get the documents to prove it shouldn't have been done. I contact the credit bureaus with the documentation of the mistake. After six months of back and forth I am told, "sucks to be you" and "we have no requirement to remove that from your file."

They can all DIAF as far as I'm concerned. Any private company with that much power over your life who has no legal requirement to ensure their data is accurate is a problem.


They were wrong. They ARE required to remove incorrect information from a credit report. It's a farking Federal law.
 
2012-05-03 08:00:25 PM
Many cellphone providers will let you out of your contract if you are dead. They also don't ask for a death certificate.
What they do is report to the bureaus and to social security that you have been reported dead. They get the last laugh on those who just want out of their contracts.
 
2012-05-03 08:05:14 PM

AuralArgument: I'm not one for suing, but really sue them for lost wages for a lifetime.
Make it something reasonable (known as average) for a college grad from the schools he's applied to.

Watch how fast they clear it up when sued by a dead guy.


I like that. Base your claim on what the college says about its grads: how could they object?
 
2012-05-03 09:27:50 PM
I had this happen to me when I was a college kid trying to open my own checking account for the first time.

"I'm sorry, but your credit check indicates that you're dead."
"Well, haha, you can clearly see that I am not."
"No, this is serious. You can't do anything with us. Go see the Social Security Administration."

I went to see the SSA and they had a death certificate (wrong name) on file and everything. I had apparently been dead and paying taxes for three years. I don't know what it did to my credit score at the time but I have an 830 now so it must not have farked me too hard.
 
2012-05-03 11:04:00 PM
Maybe he's just impotent?
 
2012-05-04 07:33:44 AM
When did private credit corporations get so powerful?
 
2012-05-04 08:17:49 AM
betanews.com

I'm WHAT?
 
2012-05-04 10:27:55 AM

Tiiba: [scottkenemore.files.wordpress.com image 461x599]


Whatever you say, Reg.
 
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