Do you have adblock enabled?
If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(The Raw Story)   Oh, PELL-no   (rawstory.com) divider line 149
    More: Amusing, Pell Grants, obama, student debt, slow jam, United Steezy, federal student loans, youth vote, The Roots  
•       •       •

5353 clicks; posted to Politics » on 25 Apr 2012 at 10:53 AM (3 years ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



149 Comments   (+0 »)
   
View Voting Results: Smartest and Funniest

Archived thread

First | « | 1 | 2 | 3 | » | Last | Show all
 
2012-04-25 11:28:22 AM  

Jim_Callahan: //The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.


Do you enjoy lying?
Interest on student loans compounds the instant you take out the loan, is in the 4-8% range, more for private loans, and current rules force students to pay back the accruing interest while they're in school.
 
2012-04-25 11:28:23 AM  

Creative Woody:


Why do right-wingers always feel the need to reference the cock or blow jobs?


They LOOOOOOOOOOOOVE the cock. Not that there's anything wrong with that.
 
2012-04-25 11:28:42 AM  

sweetmelissa31: Jim_Callahan: Deal with it.

No you

[24.media.tumblr.com image 400x301]


i.imgur.com
 
2012-04-25 11:29:52 AM  

Jake Havechek: Creative Woody:


Why do right-wingers always feel the need to reference the cock or blow jobs?

They LOOOOOOOOOOOOVE the cock. Not that there's anything wrong with that.


It is pretty awesome having a penis, like just for the windmill alone you know?
 
2012-04-25 11:31:31 AM  

Jackson Herring: Jake Havechek: Creative Woody:


Why do right-wingers always feel the need to reference the cock or blow jobs?

They LOOOOOOOOOOOOVE the cock. Not that there's anything wrong with that.

It is pretty awesome having a penis, like just for the windmill alone you know?


Well, yeah. Even better if you can pair it up with a vagina on a semi regular basis.
 
2012-04-25 11:32:59 AM  

Jackson Herring: It is pretty awesome having a penis, like just for the windmill alone you know?


I bet you show off the windmill to all the ladies.
 
2012-04-25 11:34:36 AM  

skullkrusher: Creative Woody: karnal: Grables'Daughter
(favorite: Princess)
OregonVet: That was pretty cool. And I'm an old codger.
Glad to hear it. I am not an old codger, and I think that was just awesome. That guy is just so... smooth.


Smooth like a snake!


Why do right-wingers always feel the need to reference the cock or blow jobs?

because blowjobs are pretty good?



So is ice-cream, but they're not fixated on getting waffle cones shoved down their throats.
 
2012-04-25 11:40:01 AM  

Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.
//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.


I just consolidated and refinanced my gov't loans and my interest rate is now about 4%
My private loans sit at 5.75% and 4.5%

Fortunately I got a good job with my degree, but I'm basically paying two mortgages right now, a 30yr fixed and 10yr sorta variable never sheddable albatross.

I paid more student loan interest last year than I did taxes.

/YMMV
//back to the slow jam
 
2012-04-25 11:41:21 AM  

sweetmelissa31: Jackson Herring: It is pretty awesome having a penis, like just for the windmill alone you know?

I bet you show off the windmill to all the ladies.


Not all of them.
 
2012-04-25 11:43:31 AM  
wink wink
 
2012-04-25 11:44:51 AM  

Jackson Herring: sweetmelissa31: Jim_Callahan: Deal with it.

No you

[24.media.tumblr.com image 400x301]

[i.imgur.com image 435x307]


i.chzbgr.com
 
2012-04-25 11:45:01 AM  

Grand_Moff_Joseph: Another illustration of how tone deaf the GOP is now. You'd think student loans of all things would be a no-brainer for any politician to support, but not these idiots.

Hell, yesterday, McConnell finally expressed support - as long as it was paid for by cuts elsewhere. Too bad he didn't feel the need to pay for two wars, a Rx drug debacle, and unnecessary tax cuts.


Of course the GOP doesnt give a fark about college kids. None of them vote.
 
2012-04-25 11:45:24 AM  

Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.

//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.




But spending millions of dollars on faith-based initiatives is still okay, right?
 
2012-04-25 11:46:20 AM  

HawaiiE: Fortunately I got a good job with my degree, but I'm basically paying two mortgages right now, a 30yr fixed and 10yr sorta variable never sheddable albatross.


If more graduates could get good jobs, we wouldn't be hearing about student loan problems. I can easily pay my loans off if I can get a job that pays even less than average for my field.

The problems come when someone who went to school for free in the 70's thinks graduates today can pay off their loans with a job at McDonald's, all the while biatching about them not having industry experience.
 
2012-04-25 11:47:20 AM  
Parents taking DoE Direct Plus loans pay 7.9%.

/paying 7.9%
 
2012-04-25 11:47:43 AM  

Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.

//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.


My loans rates are 2 @ 2.8%, 6 @ 5% and 2 @ 6.8%. Sure would be nice if they were 1-2%. Also, go fark yourself you worthless troll.
 
2012-04-25 11:47:45 AM  
Wow. Supreme Fail.

I was referencing the correct comment with a post for a different thread.
 
2012-04-25 11:49:46 AM  

Lord_Baull: Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.

//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.



But spending millions of dollars on faith-based initiatives is still okay, right?


No, which is why we need to cut military spending. Those wars of Christianity vs. Islam really need to stop. Stupid right wing conservative Christian Republitards.
 
2012-04-25 11:49:54 AM  

Skanque: Jackson Herring: sweetmelissa31: Jim_Callahan: Deal with it.

No you

[24.media.tumblr.com image 400x301]

[i.imgur.com image 435x307]

[i.chzbgr.com image 428x605]


j.wigflip.com

/Dog by PanicMan
 
2012-04-25 11:50:42 AM  
farm2.staticflickr.com

DEAL WITH IT
 
2012-04-25 11:51:17 AM  
I meant to say a 3% increase for students means nothing to right-wingers. A 3% increase in the top 1% tax rate, however...
 
2012-04-25 11:52:57 AM  

Sergeant Grumbles: Jim_Callahan: //The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.

Do you enjoy lying?
Interest on student loans compounds the instant you take out the loan, is in the 4-8% range, more for private loans, and current rules force students to pay back the accruing interest while they're in school.


Only for unsubsidized loans.
 
2012-04-25 11:52:58 AM  

Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.

//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.


You have absolutely no idea what you are talking about.
 
2012-04-25 11:53:31 AM  
j.wigflip.com
 
2012-04-25 11:53:51 AM  
Raising interest rates at a time when college loans are already largely going into default would be a huge blow to the economy. Think of the housing bubble ... only multiple it by almost every American that has gone to college or is currently there. Plus, the Millennials already have horribly high unemployment and are largely under-paid.

How is burdening them with more debt going to help pay-off the debt? It won't.
 
2012-04-25 12:00:13 PM  

UNHbeta19: Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.

//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.

You are wrong on just about every issue you just mentioned (you must be Fox news educated)

Stratford Subsidized is is currently 3.4% for undergrad and 6.8% for grad. Unlike other debt there its no way to default. Interest starts day one. Reading your "facts" it becomes very evident that you never had the need to look into student loans, so I guess your ignorance is excused


I stand corrected on the rate, apparently I had a better deal going through undergrad, though I'll note that that's still way the fark better than a private loan for basically anything. Upon looking it up, though, the in school deferment is in fact still a thing. And apparently payments are deductible, too, which would have been good to know a while back.

//Still a better deal to work while you're in school to pay down costs instead, but not by a whole lot. And hopefully people have worked out their planning at the proposed new rates since they've been on the FAFSA site along with the date of change since 2007.
 
2012-04-25 12:01:52 PM  
Augh. Hoepfully I'll be able to get a good job once I get out of grad school. currently at about... I think $30,000 from my undergrad loans?

I mean, I'll have a Ph.D. in physics and experience in a rapidly growing field (WOO NANOPHYSICS), but it still makes me really, really worry sometmes. My parents have said they'll help out, but the thought of burdening them further kinda makes me recoil. =/.

At least grad school's been free. I wish they paid me enough so I could start *saving up* to pay off those loans...
 
2012-04-25 12:05:35 PM  

sweetmelissa31: /Dog by PanicMan


Woohoo I'm Internet Famous!

But seriously folks, this:

sweetmelissa31: Seriously though, the issue with student loans is that teenagers are told they need a college education in order to get a good job, but once they graduate there are very few jobs to be found, even with a science degree. So a young person is burdened with tons of debt and no job, and tuition costs keep rising, even for public schools. It's a huge societal issue that can't be summed up by "deal with it."


I know people who went through this and couldn't find a job, so the "expert advice" was to go get a masters. Well now they can't get a job because they are over educated with no experience.
 
2012-04-25 12:08:42 PM  

PanicMan: I know people who went through this and couldn't find a job, so the "expert advice" was to go get a masters. Well now they can't get a job because they are over educated with no experience.


This. I was turned down for a job as a courier for a medical supply company because I had a college degree.
 
2012-04-25 12:11:27 PM  

PanicMan: I know people who went through this and couldn't find a job, so the "expert advice" was to go get a masters. Well now they can't get a job because they are over educated with no experience.


Yep. Even though I have a PhD in biostatistics I didn't have any experience outside of school, so it was difficult for me to find a job. Luckily some nice people at a certain university in Providence took a chance with me. But people like me end up being post-docs well into our 30s because professors are retiring later.
 
2012-04-25 12:11:40 PM  

sweetmelissa31: Seriously though, the issue with student loans is that teenagers are told they need a college education in order to get a good job, but once they graduate there are very few jobs to be found, even with a science degree. So a young person is burdened with tons of debt and no job, and tuition costs keep rising, even for public schools. It's a huge societal issue that can't be summed up by "deal with it."


THIS x ELEVENTYBILLION

/no idea what the solution is, but "deal with it" ain't it.
 
2012-04-25 12:14:21 PM  

Jim_Callahan: UNHbeta19: Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.

//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.

You are wrong on just about every issue you just mentioned (you must be Fox news educated)

Stratford Subsidized is is currently 3.4% for undergrad and 6.8% for grad. Unlike other debt there its no way to default. Interest starts day one. Reading your "facts" it becomes very evident that you never had the need to look into student loans, so I guess your ignorance is excused

I stand corrected on the rate, apparently I had a better deal going through undergrad, though I'll note that that's still way the fark better than a private loan for basically anything. Upon looking it up, though, the in school deferment is in fact still a thing. And apparently payments are deductible, too, which would have been good to know a while back.

//Still a better deal to work while you're in school to pay down costs instead, but not by a whole lot. And hopefully people have worked out their planning at the proposed new rates since they've been on the FAFSA site along with the date of change since 2007.


I was about to say that I would give you the benefit of the doubt--that you didn't know what the current rates were. This is actually a pretty big deal, and will seriously increase the load on students who have to borrow. As if the system, with an avalanche of retirees coming, isn't tilted heavily enough against them already.

Personally I don't see this as a partisan issue. Republican or Democrat, Bible thumper or dirty hippie, if you're in school and you have to borrow, this hits you hard.
 
2012-04-25 12:16:38 PM  

sweetmelissa31: Seriously though, the issue with student loans is that teenagers are told they need a college education in order to get a good job, but once they graduate there are very few jobs to be found, even with a science degree. So a young person is burdened with tons of debt and no job, and tuition costs keep rising, even for public schools. It's a huge societal issue that can't be summed up by "deal with it."


No, you must also call them sluts.
 
2012-04-25 12:16:39 PM  
After watching that, it's amazing that a few people (admittedly, very few) actually believe R-Money is going to beat the Barackness.
 
2012-04-25 12:16:57 PM  

Sergeant Grumbles: PanicMan: I know people who went through this and couldn't find a job, so the "expert advice" was to go get a masters. Well now they can't get a job because they are over educated with no experience.

This. I was turned down for a job as a courier for a medical supply company because I had a college degree.


Another good one I heard was "oh sorry to get a job in this field you have to PAY US to do an internship, with no guarantee of a job." And that's after a 4 year degree.
 
2012-04-25 12:17:18 PM  

Lord_Baull: But spending millions of dollars on faith-based initiatives is still okay, right?


Not thinking student debt mitigation should be a big priority, or at least being skeptical of a change scheduled since 2007 magically becoming a big deal in 2012 coincidentally at the start of election season, does not necessarily translate to being religious.

Honestly, I think the focus should be on correcting the deficit, albeit I acknowledge that there are concerns that the economy hasn't necessarily recovered enough to go into full-on austerity mode. There's still plenty of costs that can be cut that won't hurt anything (anything with "faith" in the program description is a good start, as was getting the fark out of Iraq and scheduling the Afghanistan withdrawal) and similar places where income can be increased without hurting anything (the capital gains tax, as many have pointed out, could be pretty much doubled without bringing it out of line with income tax). Since you're apparently asking.
 
2012-04-25 12:19:03 PM  
To: SoFloFreeper
In 2008 he showed in some ways why he could be likable, such as in a bath house in Chicago, and enough fools liked him.

Now, 3 1/2 years later, he has been showing himself to be not only unlikeable but a vindictive, self serving narcissist anti-american, traitorous sociopath with delusional policies and actions that belie any kind of likability.

I would like him....in an orange jump suit.
5 posted on Wednesday, April 25, 2012 9:46:25 AM by fantail 1952 (Common sense policy: Help your friends. Whip your enemies. Sort out the rest later.)
[ Post Reply | Private Reply | To 1 | View Replies]
 
2012-04-25 12:20:10 PM  

Jim_Callahan: UNHbeta19: Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.

//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.

You are wrong on just about every issue you just mentioned (you must be Fox news educated)

Stratford Subsidized is is currently 3.4% for undergrad and 6.8% for grad. Unlike other debt there its no way to default. Interest starts day one. Reading your "facts" it becomes very evident that you never had the need to look into student loans, so I guess your ignorance is excused

I stand corrected on the rate, apparently I had a better deal going through undergrad, though I'll note that that's still way the fark better than a private loan for basically anything. Upon looking it up, though, the in school deferment is in fact still a thing. And apparently payments are deductible, too, which would have been good to know a while back.

//Still a better deal to work while you're in school to pay down costs instead, but not by a whole lot. And hopefully people have worked out their planning at the proposed new rates since they've been on the FAFSA site along with the date of change since 2007.


Not to pile on but only the interest is tax deductible, principal is not. Also, working a job that covers 30k (VERY conservative) tuition power year, plus another 10k for room and board, plus another 2k in books, fees, and other necessities, never mind any sort of recreation, while going to school full time, if simply a drop in the bucket. If I could have got a 80k job out of highschool, I would not have gone to college. Finally, the 3.4% is slightly less then private loans, but the 6.8% is above most. Being a fairly secure loan, the government is not really risking anything at this point to educate its citizens. Raising the rates will probably cost tax payers more at this point as, coupled with the weak job market, defaults would skyrocket.
 
2012-04-25 12:21:32 PM  

Jim_Callahan: Lord_Baull: But spending millions of dollars on faith-based initiatives is still okay, right?

Not thinking student debt mitigation should be a big priority, or at least being skeptical of a change scheduled since 2007 magically becoming a big deal in 2012 coincidentally at the start of election season, does not necessarily translate to being religious.

Honestly, I think the focus should be on correcting the deficit, albeit I acknowledge that there are concerns that the economy hasn't necessarily recovered enough to go into full-on austerity mode. There's still plenty of costs that can be cut that won't hurt anything (anything with "faith" in the program description is a good start, as was getting the fark out of Iraq and scheduling the Afghanistan withdrawal) and similar places where income can be increased without hurting anything (the capital gains tax, as many have pointed out, could be pretty much doubled without bringing it out of line with income tax). Since you're apparently asking.


If I understand correctly, this is a "scheduled change" in the same sense that letting the Bush era tax cuts expire is a "scheduled change."

Focusing on addressing the deficit is fine, but of course the question is, what is important? If you ask me, making it even more costly to get an education now is not a good priority, especially when the cost is in debt, that gets paid later, and as the past four years have shown, even "grown-ups" have frequently not done a good job of understanding the consequences debt can bring. Far less likely that a 20 year old will ponder carefully the different between 3.4 and 6.8%. It's a big difference, but it's years away, so gimme.
 
2012-04-25 12:22:49 PM  

Sergeant Grumbles: The problems come when someone who went to school for free in the 70's thinks graduates today can pay off their loans with a job at McDonald's, all the while biatching about them not having industry experience.


THIS. Old people comparing new graduates today with their past selves is always annoying. "When I was your age I worked as a gas station attendant to put myself through school. Why don't you do that?" Why? Because this isn't 1950, there are no more gas station attendants, the pay is shiat, the cost of living is high, and school costs about 78000% more than it did when you got your degree in Buggy Whippery. And when they do graduate, there are no jobs for them to get.
 
2012-04-25 12:28:28 PM  

sweetmelissa31: PanicMan: I know people who went through this and couldn't find a job, so the "expert advice" was to go get a masters. Well now they can't get a job because they are over educated with no experience.

Yep. Even though I have a PhD in biostatistics I didn't have any experience outside of school, so it was difficult for me to find a job. Luckily some nice people at a certain university in Providence took a chance with me. But people like me end up being post-docs well into our 30s because professors are retiring later.


There's really nothing more deep behind this than "sticking it to the elitist eggheads" honestly. Gotta have some skin in the game!!!!!
 
2012-04-25 12:28:46 PM  

PanicMan: Sergeant Grumbles: PanicMan: I know people who went through this and couldn't find a job, so the "expert advice" was to go get a masters. Well now they can't get a job because they are over educated with no experience.

This. I was turned down for a job as a courier for a medical supply company because I had a college degree.

Another good one I heard was "oh sorry to get a job in this field you have to PAY US to do an internship, with no guarantee of a job." And that's after a 4 year degree.


Wow.

If this keeps up, some really bad shiat is going to happen. I remember hearing a story about a guy setting himself on fire at a bank in Greece, when he couldn't get a break on his debts. Americans, OTOH, tend to be more outwardly-focused with their violence.

/not making threats, nobody call the feds
//just pointing out the obvious
 
2012-04-25 12:29:35 PM  
"Deal with it" is the new "Fark you, I got mine."
 
2012-04-25 12:33:30 PM  

Jackson Herring: Gotta have some skin in the game!!!!!


As if there's anyone who DOESN'T have skin in the game. Unless your rich enough to change citizenship to the country with the lowest tax rates, ALL your skin is in the game.
 
2012-04-25 12:34:27 PM  

UNHbeta19: Not to pile on but only the interest is tax deductible, principal is not. Also, working a job that covers 30k (VERY conservative) tuition power year, plus another 10k for room and board, plus another 2k in books, fees, and other necessities, never mind any sort of recreation, while going to school full time, if simply a drop in the bucket.


Average cost of enrollment, total, is about 28k at large publics. Source. Note that that's for Cal, which has rather high housing costs.

Generally, a decent summer job can run you 5k or so over the course of a summer, and a part-time can net you maybe another 500-1k$/month, so you can probably reasonably cover about half that. That's a total of about 60k$ in debt over four years, which isn't the greatest thing in the universe but isn't necessarily crippling either, assuming you're in a degree that'll get you a job. I wouldn't major in musical theater unless you've got an awesome scholarship or really helpful parents, basically.

In those first four years if you don't have those generous parents there are quite a few grants and scholarships floating around as well.
 
2012-04-25 12:35:16 PM  
Er, total per annum. I wish it was 28k for all four years, heh.
 
2012-04-25 12:39:14 PM  

imontheinternet: Grand_Moff_Joseph: Another illustration of how tone deaf the GOP is now. You'd think student loans of all things would be a no-brainer for any politician to support, but not these idiots.

Hell, yesterday, McConnell finally expressed support - as long as it was paid for by cuts elsewhere. Too bad he didn't feel the need to pay for two wars, a Rx drug debacle, and unnecessary tax cuts.

I can't believe they're arguing that student loan rates should go up as a deficit issue. These loans are already going into delinquency and default at record levels. Raising the interest will raise the payments and ensure many, many more of these loans go into default in the future.

If the feds were suddenly on the hook for even a fraction of the subsidized loans out there, it would push spending over the debt ceiling overnight. Student loans are the next financial disaster waiting to happen and raising the rates can only exacerbate the problem.


This. Right here. The retards that make up the post 2010 GOP have absolutely zero idea that most students want to pay back their farking loans but most are stretched to the limit. I know my family is. This is your Teatards at work.
 
2012-04-25 12:41:16 PM  

PanicMan: Jackson Herring: Gotta have some skin in the game!!!!!

As if there's anyone who DOESN'T have skin in the game. Unless your rich enough to change citizenship to the country with the lowest tax rates, ALL your skin is in the game.


Yeah I really can't stand that meme. It's the classic GOP "a big lie is easier to believe" psychology - it implies that the poor somehow are witholding more from the economy than the rich, which is obviously the exact opposite of reality. As if people intentionally work for so little money so they pay low taxes?
 
2012-04-25 12:42:26 PM  
The Barrockness Monster made me actually LOL
 
2012-04-25 12:42:39 PM  

Jim_Callahan: The student loan interest rate is gonna double? So now it'll be, what, a whole 0.02? How very outrageous and worth spending campaign and legislative time arguing about.

//The issue with student loans is the principle, there almost isn't any interest. Above number is hyperbolic, but seriously it's like 1-2% and doesn't start compounding until you're graduated (or dropped out). Deal with it.


You're beyond wrong Jim. Total fail.
 
Displayed 50 of 149 comments

First | « | 1 | 2 | 3 | » | Last | Show all

View Voting Results: Smartest and Funniest


This thread is archived, and closed to new comments.

Continue Farking
Submit a Link »
Advertisement
On Twitter





In Other Media


  1. Links are submitted by members of the Fark community.

  2. When community members submit a link, they also write a custom headline for the story.

  3. Other Farkers comment on the links. This is the number of comments. Click here to read them.

  4. Click here to submit a link.

Report