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(Sun Sentinel)   Wait, people still write checks? HA HA HA HA HA   (sun-sentinel.com) divider line 38
    More: Fail, insufficient funds, electronic payments, ha-has, Pembroke Pines, Girl Scout cookies  
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19789 clicks; posted to Main » on 19 Feb 2012 at 3:14 PM (2 years ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



Voting Results (Smartest)
View Voting Results: Smartest and Funniest


Archived thread
2012-02-19 01:15:14 PM
13 votes:
When a company makes you pay a $2.50 convenience fee online over $0.44 for a stamp I'll write a check
2012-02-19 03:23:19 PM
4 votes:
I use checks for rent and utilities, because I don't trust those bloodsuckers to take just what is owed.
2012-02-19 01:24:25 PM
4 votes:
It would be a lot easier to go without checks completely, if jerkoff companies would stop with the $5 "convenience" fees for online payments.
2012-02-19 03:12:43 PM
3 votes:
I'll tell you who still writes checks: old women. At the grocery store. In the line in front of me. In the express checkout lane.

farkING DIE ALREADY!
2012-02-19 08:38:27 PM
2 votes:

CravenMorehead: jst3p: He is talking about the checker who now has a bunch of extra "go backs" to deal with because you are impatient.

I'm fairly certain that she was being paid at the time. Had she been a slave, I could see your point. Wait, this was a Walmart so that could be the case.


Yeah, whenever I'm in a restaurant, I just dump food on the floor if I'm irritated by customers at another table. The staff's getting paid, so it's totally okay.
2012-02-19 02:12:02 PM
2 votes:
CHEQUE
2012-02-19 01:07:32 PM
2 votes:
I miss the days when you would see bad checks posted at the checkout of your favorite diner/breakfast place. living in a smaller town, it was funny to see people you knew up there.

/public shaming was funny
//but people have no shame anymore
2012-02-19 12:59:38 PM
2 votes:
BFD. I do because I prefer to. I don't fully trust electronic transfer, ESPECIALLY the automatic payment ones.
2012-02-19 08:45:31 PM
1 votes:

CravenMorehead: jst3p: He is talking about the checker who now has a bunch of extra "go backs" to deal with because you are impatient.

I'm fairly certain that she was being paid at the time. Had she been a slave, I could see your point. Wait, this was a Walmart so that could be the case.


The fact that she was getting paid does not make your action any less of a dick move. If you can't understand why then there is a high probability that you are a dick.
2012-02-19 08:17:28 PM
1 votes:

CravenMorehead: Sylvia_Bandersnatch: CravenMorehead: Darkrover2: Only the old ladies in front of me in the checkout line. Especially it's the express lane.

I share your pain. I especially like the ones that wait until everything is rung up and they have the total before they reach into their purse and take out their checkbook. Last time that happened I just left my items on the conveyor and walked out.

So, you took out your rage towards an old lady on someone else? You sure showed her, huh?


No, I didn't take out any rage on her. I didn't say a word. But please, continue to read things into my post. Did you read between the lines and figure out I waited in the parking lot and kicked the shiat out of her too?


He is talking about the checker who now has a bunch of extra "go backs" to deal with because you are impatient. It was kinda a dick move on your part.
2012-02-19 07:07:27 PM
1 votes:

xl5150: TDBoedy: Cheques (that is how it should be spelled by the way)

If you're a pretentious douchebag who likes to make yourself "exotic" by acting like a Hoser. Do you also insist that it MUST be spelled "colour" to make yourself seem even more deep?


no but the word cheque comes from the word exchequer...which from wikipedia says - "The Exchequer was named after a table used to perform calculations for taxes and goods in the medieval period. The table was ten feet by five feet and had a raised edge or lip on all sides of about the height of four fingers to ensure that nothing fell off it. It was covered by a black cloth bearing green stripes of about the breadth of a human hand, in a chequer-pattern. The spaces represented pounds, shillings and pence"

And being a part of the government revenue service the government would not pay up in cash but rather in bank notes...or cheques. And later the money is transferred between parties.

so...if by pretentious then you mean correct...then yes
2012-02-19 06:50:57 PM
1 votes:
"Wait, people still write checks. Ha Ha..."

Yes, 23 million folks a day according to the article, so dont go acting like it is that unusual.

Sometimes a check is just the best way to go. Debit is fine, if its under whatever your banks daily limit is. $300 in my case. That is just not always enough. Just last week I bought flooring for my entire house. It was the price of a small car. While I might like to have used my debit card, it just wasnt an option.

I also use checks for many of the monthly bills. It gives me more control over who I pay and when. The moment you give the goons your account numbers and set up auto-pay, good luck ever stopping payment to them or controlling when they get the money.
2012-02-19 06:10:24 PM
1 votes:

xl5150: TDBoedy: Cheques (that is how it should be spelled by the way)

If you're a pretentious douchebag who likes to make yourself "exotic" by acting like a Hoser. Do you also insist that it MUST be spelled "colour" to make yourself seem even more deep?


Well, it is the original spelling. Plus, 'check' means many different things in different contexts, while 'cheque' means only one thing. I didn't get a huge sense of pretentiousness off of his post, but I do get a sense of 'UNITED STATES OF AMERICA IS BEST AMERICA' from you. I'd even bet a small amount of money that you think the imperial system of measurement is the best system.

Then again I'm one of those 'Hosers'. As you put it so eloquently.
2012-02-19 05:52:09 PM
1 votes:
I use checks for two things:

- Taxes when I can't file for free. - I'd rather mail it with a check than pay a filing fee to "eFile". Just not worth it to me. Given it's cheaper for the government to do it electronically, you'd think they'd make Intuit pass it on for free at fed and for all states (I file for 2 states.. not paying $15 or whatever for that).

- When I don't trust someone/something - Courts are pretty clear on how they treat canceled checks. They are much more muddy regarding electronic payments and credit cards when it comes to "proof". Until our legal system figures out how to make that better, I'll use a check since there's millions of court cases where a canceled check has been proof of payment without dispute. Electronic payments leave you open to trouble here.
2012-02-19 04:29:22 PM
1 votes:

thamike: casual disregard: Phoenix_M: You must be under 25, the guy's 52 not 82.

I'll very soon be 30, but I guess that's still "young" to the near-deads.

That is still young. Enjoy it. I am, and i'm older than you.


I'm both just over 30 and also near-dead, and my advice to both of you is to enjoy it because you never know when you'll get bad news and end up looking back wishing you'd made more of the time you had.
2012-02-19 04:23:54 PM
1 votes:
I use checks for some stuff and electronic payments for others. I can't keep farking track of all my damn online accounts and passwords so stuff that can stand to be paid in the mail, I pay through the mail.

I don't make any automated payments because of horror stories I've heard of credit cards quietly tweaking their due dates, so you pay late and then your credit and APR go to hell in a handbasket. Plus some things I can afford to pay more, in some months. Anyway, I like the control.
2012-02-19 04:21:17 PM
1 votes:

basemetal: I miss the days when you would see bad checks posted at the checkout of your favorite diner/breakfast place. living in a smaller town, it was funny to see people you knew up there.

/public shaming was funny
//but people have no shame anymore


o.onionstatic.com
2012-02-19 04:20:47 PM
1 votes:

DLinds: We should be allowed to taze anyone (though it's only middle aged or old women) who write checks in a store line.
They act like they're surprised that they are in the check out line and shocked that they have to pay for the stuff in their basket.
Use cash or a card, have it in your hand when you reach the check out, pay and get the heck outta my way.


either troll or overblown sense of self entitlement

/not sure

Cheques (that is how it should be spelled by the way) are a valid form of payment - bank note. And though I use my bank card nearly everywhere...for some reason my state DMV demands that I use a cheque to re-register my vehicle. They probably want the paper trail. Also if you are conscious about writing a cheque then all you have to do at the counter is whip it out...fill in the amount and hand it over. It isn't that hard to be prepared.

get over yourself plz
2012-02-19 04:17:01 PM
1 votes:
Paying with spiders is better.

i0.kym-cdn.com
2012-02-19 04:09:37 PM
1 votes:
xl5150
Trocadero:Who is paying an extra fee for their electronic bill pay? The insurance company, utilities, etc don't want to pay to process the checks either, so they let you pay e-bills, no charge. I forget who it was (some insurance company) actually adds a surcharge if you pay by paper check.

That's what we were bemoaning. My electric company, gas company, and water company all charge a $5 convenience fee to use electronic bill pay, even though it's in their best interest to have it done.


See, here in socialist Germany where we have regulations that force companies to actually compete, both my electric and gas companies have special "Internet plans" where you do everything online and pay less than you would do in their other plans.
They kind of have to to stay competitive because there are price comparison engines for utilities where you enter your expected monthly usage and they compare the plans of hundreds of companies for you.

The only time where I've seen someone charging you for the convenience of saving them money by doing things online is a cinema (movie industry; go figure) that has a website where you can select your seats and print the tickets yourself at home (only: those tickets actually require a whole page for each ticket - a whole page full of ads and coupons to make you buy their overpriced popcorn and drinks. Somewhere in between is a barcode that's the actual ticket).
I was 50-50 on that. Well maybe 40-60 against.
I was pissed because of the extra fee for doing their work and being forced to waste ink and paper to print for all those ads and coupons.
Then again, it actually is a convenience because you don't have to stand in line at the overcrowded ticket counters, but can walk right in.
This isn't something to underestimate because if the movie is scheduled for 8 pm, it'll actually starts some time between 8:45 and 9 because that place usually shows 30-45 minutes of ads before it moves on to 10 minutes of trailers and at some point, finally, the movie.
So printing the tickets and coming later can save you about 45 minutes of sitting through ads which can certainly be worth the extra 50 Cents or whatever it was 3-4 years ago the last time there was a movie that might have been worth watching.
2012-02-19 03:46:12 PM
1 votes:

beer4breakfast: Why bother with a company's separate bill pay system? Find a bank or credit union that offers online bill pay with a checking account for free. Recipients either get a paper check mailed to them or an electronic transfer. They can't charge you extra for using their own system in that case. And the best part is you get to pay your bills all from one site.


I did look into that but my credit union doesn't offer it with the companies I use for electric, gas, and water since I live outside of the area most of my credit union serves. Even if it was a possibility, though, I wouldn't use it because I had a bad experience with that system in the past in which a huge check was erroneously sent to a company which cleared out my checking account and resulted in a cascade of overdraw fees.
Writing a check each month is not an extreme hardship. It does take a few seconds of work, but it's the free option and until something else free and reliable is offered, it's what I'll continue to do. And, like I said, I see it as an insult that those companies want to charge me extra for the privilege of saving them money.
2012-02-19 03:44:35 PM
1 votes:
A Russian scientist and a Czechoslovakian scientist had spent their whole lives studying the majestic grizzly bear. Each year they petitioned their respective governments to allow them to go to Yellowstone to study these wondrous beasts.

Finally, their request was granted and they immediately flew to New York and then on west to Yellowstone. They reported to the local ranger station and were told that it was the grizzly mating season and it was much too dangerous to go out and study the animals.

They pleaded that this was their only chance. Finally the ranger relented. The Russian and the Czech were given cell phones and told to report in each and every day.

For several days they called in, and then nothing was heard from the two scientists. The rangers mounted a search party and found the scientists' camp completely ravaged. No sign of the missing men.

They then followed the trail of a male and a female bear. They found the female and decided they must kill the animal to find out if she had eaten the scientists because they feared an international incident.

They killed the female and cut open the bear's stomach... only to find the remains of the Russian.

One ranger turned to the other and said, "You know what this means, don't you?"

"Of course," the other ranger nodded. "The Czech is in the male."
2012-02-19 03:44:09 PM
1 votes:
I've got rental properties and everybody pays by check (if you count the ones the bank sends).

<CSB>

BofA has screwed up several times on auto pays and in the past two years I've dinged them for over $300 in late fees. The best part is they will actually call and try to get you to wave the late fees. The first time it happened I gafawed and said a Gump like "nooo". The BofA lady burst out laughing and said "They make us ask that".

</CSB>
2012-02-19 03:43:12 PM
1 votes:
If the businesses WANT me to use electronic payment - if they offer me the OPPORTUNITY to use electronic payment - and explain how CONVENIENT and SIMPLE it is ...
That means it's good for them, and therefore bad for me.
Therefore I will continue to write checks.

Indeed, I'd pay cash in person at more places except some of these arrogant dickhead utilities keep shutting down "customer service" offices. Looking at you AT&T, CableOne and gas company.
2012-02-19 03:42:39 PM
1 votes:
I used to use automatic electronic bill pay for everything. Then the power company decided to take six times that month's bill out of my account and wouldn't reverse the transaction. Now I do one-off wire transfers or cut paper checks, depending on who is on the other end.

Automatic drafts are a sucker's bet. It's basically an invitation to have them take whatever they want and then try to convince them after the fact that doing so is erroneous. Have fun trying to get a massive, faceless corporation to give you your money back while all the rest of your checks/payments are bouncing and you've got no money for food or rent.
2012-02-19 03:39:59 PM
1 votes:
I write checks to pay child support. Saved my ass once when the ex tried to file charges for non payment. She about shiat when I showed every check she had cashed for the last 5 years.
It was fun to watch the judge scold her.
2012-02-19 03:39:28 PM
1 votes:
My expectation of this thread:

i.imgur.com

And... yep.
2012-02-19 03:34:28 PM
1 votes:

Airportmatt: WI241TH: When a company makes you pay a $2.50 convenience fee online over $0.44 for a stamp I'll write a check

Ummm....that only apples if you pay it at their website. If you use your bank's bill pay, that fee does not exist...


You still may be writing a check, you just don't know it. So if the bill pay happens in like a day or two, then you aren't doing a check. The bank is sending them money via ACH. However if it takes 4 days or more? The bank is cutting them a check for you. While you personally aren't writing it, it is still a check from you.

My association dues get paid that way, they don't take credit card and they don't do ACH so my bank mails them a check on my behalf at my request.
2012-02-19 03:29:59 PM
1 votes:
Have you noticed how when an employee screws up or "the system" shows no receipt of payment that it is automatically your fault? At the same time, someone is gainfully employed opening those letters, and I get proof that the money was sent, and exactly where it was sent though a photocopy viewable on my account (check 21).

This is why I still use checks.
2012-02-19 03:27:07 PM
1 votes:
A check is more secure than cash in some instances, and more portable than a farking piece of plastic that needs a computer to work.

/cashier's checks FTW
2012-02-19 03:18:16 PM
1 votes:
I love the part where the banks told us debit cards would save us money over cheques and blah blah blah and now they charge us for every time we use them, when writing a cheque was effectively free.

Fark you banks.
2012-02-19 02:59:58 PM
1 votes:

make me some tea: I use online bill pay to send the landlord rent, so the bank sends him a check.


Which is just one way the American banking system is 15 years behind the curve. I have renters(-ish) in my late parents' house. They send me a check. We've at least gotten automated enough that their bank kicks out the check. That's nice (they don't have to write it, pay postage, and have some proof they sent it). When I get it, I deposit it with an Android app. But, can't we come up with a non-paper non-mail way to do it all electronically without involving Paypal? In Europe we'd use SWIFT. Canada we'd use online Interac.

And, yeah, fark the convenience fees. One of the few checks I write is to renew my car tags every year. I can see a fee for using a credit card. But, doing an online ACH (e-check) is doing us both a favor. Why would you charge $5 for it?
2012-02-19 02:21:44 PM
1 votes:

Stompn_Tom: CHEQUE


Stay in Qanada.
2012-02-19 01:52:15 PM
1 votes:

WI241TH: When a company makes you pay a $2.50 convenience fee online over $0.44 for a stamp I'll write a check


This.

I pay my electric, gas, and water bills by check because the companies charge a $5.00 convenience fee to pay by anything other than check. They're constantly sending me pamphlets about how I should be paying online because it's easier and saving trees. Right. You want me to do it to save your company money, and I'm not going to pay you extra money so that your company can save money.

I also give my wife her allowance in check form, but I don't think that's unusual.
2012-02-19 01:39:38 PM
1 votes:

SilentStrider: Once a month, for rent.


Same here. You know what truly freaks me out, though? The only time I ever write anything, or hold a pen at all, is to sign my name. Birthday cards, checks, and that's it. Anything else goes into my laptop, iphone or iPad. I tried to write a paragraph in cursive the other day and it felt like trying call up an ancestral language from my very bones.
2012-02-19 01:39:10 PM
1 votes:

basemetal: I miss the days when you would see bad checks posted at the checkout of your favorite diner/breakfast place. living in a smaller town, it was funny to see people you knew up there.

/public shaming was funny
//but people have no shame anymore


Public shaming is alive and well, but it's now largely found online.
2012-02-19 01:18:43 PM
1 votes:
My lawn guy and my garbage pick up only take checks...
kind of annoying but, this is SC, what can you do?
2012-02-19 01:08:30 PM
1 votes:

AirForceVet: BFD. I do because I prefer to. I don't fully trust electronic transfer, ESPECIALLY the automatic payment ones.


I still ride a horse because I don't trust those internal combustion engines, ESPECIALLY the fuel injected ones.
 
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