TROLOLOLO, subby... trololo.

yeah that'll happen when we forgot to include a public option. thank god that was dropped so the senator from nebraska would have an easier time with reelection. how's that going...

/single payer
//also most of the reforms haven't taken effect yet

Fartbongo, I love you. You make everyone from John Boehner to Rick Santorum to Grover Norquist look retarded. Have another cigarette. Have two. You have the entire sub-100 I.Q. world believing you farked the U.S. into oblivion, when you and I and historians know better, Mr. Soetoro Fartbongo, I do in fact love you.

Just wait until the individual mandate kicks in.

theknuckler_33: Just wait until the individual mandate kicks in.

Yep, infinite profits!

The "Obamacare" law that doesn't kick in until 2013 -2014?

AngryDragon: The "Obamacare" law that doesn't kick in until 2013 -2014?

No, the one whose main piece, the individual mandate, doesn't kick in until then, however other pieces are already in effect. That one.

coeyagi: AngryDragon: The "Obamacare" law that doesn't kick in until 2013 -2014?

No, the one whose main piece, the individual mandate, doesn't kick in until then, however other pieces are already in effect. That one.

what pieces are you referring to exactly?

So, if you force me to buy a product I don't necessarily want the profits for people selling it go up? Geddafuggowdahere!!!

socodog: So, if you force me to buy a product I don't necessarily want the profits for people selling it go up? Geddafuggowdahere!!!

that has not happened yet, sir

skullkrusher: what pieces are you referring to exactly?

The pieces that set up the death panels and limit your choice of doctors to people who can't speak English. I can't believe you didn't know about this. Wait til you lose a family member.

In a shocking turn of events, when more people are required to enroll in health care and you are required to keep administrative costs capped....your profits can go up.

socodog: So, if you force me to buy a product I don't necessarily want the profits for people selling it go up? Geddafuggowdahere!!!

No one has been forced to buy sh*t yet...

bulldg4life: In a shocking turn of events, when more people are required to enroll in health care and you are required to keep administrative costs capped....your profits can go up.

administrative costs are not capped. Companies are just required to pay out 80% of their premiums in benefits. Profit margins are capped (basically at a theoretical level of 20%). Administrative costs can unlimited.

No one has been required to enroll yet afaik

skullkrusher: coeyagi: AngryDragon: The "Obamacare" law that doesn't kick in until 2013 -2014?

No, the one whose main piece, the individual mandate, doesn't kick in until then, however other pieces are already in effect. That one.

what pieces are you referring to exactly?

1) Google: healthcare law timeline
2) Click First link.
3) Enjoy.

Diogenes: Anything less than 100% is too uncertain, meaning Obama has to clean bedpans and Sarah President is automatically Queen of the United States.

Awesome, is she going to sleep with all of us now?

It's easy to keep making money if nothing keeps you from jacking your prices up like say a well written HCB instead of the POS that was rushed to a vote instead.

/United Health customer
//Had rates hiked twice in the last few years

coeyagi: skullkrusher: coeyagi: AngryDragon: The "Obamacare" law that doesn't kick in until 2013 -2014?

No, the one whose main piece, the individual mandate, doesn't kick in until then, however other pieces are already in effect. That one.

what pieces are you referring to exactly?

1) Google: healthcare law timeline
2) Click First link.
3) Enjoy.

the parts of the law that people complained would hurt insurers haven't kicked in yet.

Profits are up, huh? At the expense of whom?

RussianPooper: Is it a coincidence that our premiums went up the same amount?

THIS

I gave up cigarettes about three years ago and have dropped bout 30 lbs. I notified my Florida Blue Cross of my smoking cessation in hopes of getting my premiums reduced. At the time I applied for coverage (about 10 years ago), I told them I was a smoker and no physical exam were required. I notify the company and let them know that I am non-smoker. There response: I must go to my primary physician and request blood work test to confirm I am off the tobacco. So 125 dollar office visit. Plus another hundred for lab work and 'fees'. Gawdamn these fu- king parasites. They had no problem accepting me at my word when I told them I was smoking, but now that I've chosen healthier lifestyle, they try to fark me up the ass. I only carry catastrophic $10,000 deductible health insurance on both myself and my spouse so we would not lose home in event of major health complication. So I get the test and labwork and then find out it will take almost three years, just to recover the cost of the test versus the "savings" on my premiums. I've been an RN for over 25 years and seriously phark the US Health Insurance Industry squarely in the ass with an AID's-dripping rusty dick!

Humean_Nature: Yeah, millions of new customers will do that.

Actually the amount of people with insurance has gone DOWN since that law was passed.

Dahnkster: They had no problem accepting me at my word when I told them I was smoking, but now that I've chosen healthier lifestyle, they try to fark me up the ass.

and you're puzzled by this?

Why do we allow insurance companies to profit at all?

skullkrusher: administrative costs are not capped. Companies are just required to pay out 80% of their premiums in benefits. Profit margins are capped (basically at a theoretical level of 20%). Administrative costs can unlimited.

I want you to think about this.

blackminded: skullkrusher: administrative costs are not capped. Companies are just required to pay out 80% of their premiums in benefits. Profit margins are capped (basically at a theoretical level of 20%). Administrative costs can unlimited.

I want you to think about this.

I want you to think about it - specifically about how a company can operate at a net loss for the year

We are the only developed country in the world without universal healthcare. Tourists have to buy special traveler's insurance to cover an accident if they come here.
If you are a teabagger and try to compain about healthcare, have you ever been to the doctor in another country?
I told my English friend about how healthcare works in this country (he has type 1 diabetes). He asked "But what if you can't afford it?"
"Then you either find a free clinic or die."
His jaw dropped. "That's... horrible. How can they do that?!"

/USA! USA!

blackminded: skullkrusher: administrative costs are not capped. Companies are just required to pay out 80% of their premiums in benefits. Profit margins are capped (basically at a theoretical level of 20%). Administrative costs can unlimited.

I want you to think about this.

i figured it out. it's a jobs creation program. everyone can get a job sorting health insurance paperwork. you get a job. you get a job. you get a job. and with those job you can pay your high premiums. ta-da.

skullkrusher: coeyagi: skullkrusher: coeyagi: AngryDragon: The "Obamacare" law that doesn't kick in until 2013 -2014?

No, the one whose main piece, the individual mandate, doesn't kick in until then, however other pieces are already in effect. That one.

what pieces are you referring to exactly?

1) Google: healthcare law timeline
2) Click First link.
3) Enjoy.

the parts of the law that people complained would hurt insurers haven't kicked in yet.

For God's sake, I just responded to the guy who said it went into effect in 2013-14 when in reality, it has already kicked in to some degree. But go ahead, be argumentative for no apparent reason.

//BTW, look closer, I am pretty sure there are parts that have been implemented that people said would hurt insurers.

skullkrusher: blackminded: skullkrusher: administrative costs are not capped. Companies are just required to pay out 80% of their premiums in benefits. Profit margins are capped (basically at a theoretical level of 20%). Administrative costs can unlimited.

I want you to think about this.

I want you to think about it - specifically about how a company can operate at a net loss for the year

If my controller runs us at a loss for the year because he can't keep our costs under 20%, he's fired.

If your insurer runs on such razor thin margins that an 80% benefit mandate puts them under 1) you probably don't want them insuring you and 2) they don't deserve to be in business.

coeyagi: For God's sake, I just responded to the guy who said it went into effect in 2013-14 when in reality, it has already kicked in to some degree. But go ahead, be argumentative for no apparent reason.

the way you said it sounded like you were taking issue with his implication - that the headline is stupid because the law has not taken effect

blackminded: skullkrusher: blackminded: skullkrusher: administrative costs are not capped. Companies are just required to pay out 80% of their premiums in benefits. Profit margins are capped (basically at a theoretical level of 20%). Administrative costs can unlimited.

I want you to think about this.

I want you to think about it - specifically about how a company can operate at a net loss for the year

If my controller runs us at a loss for the year because he can't keep our costs under 20%, he's fired.

If your insurer runs on such razor thin margins that an 80% benefit mandate puts them under 1) you probably don't want them insuring you and 2) they don't deserve to be in business.

sure... that doesn't mean that there is a cap on administrative costs due to the legislation. That's what I took 'you are required to keep administrative costs capped' to mean anyway.