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Your four-hour stay at the ER will be $20,211. Would you like to use cash, check, or credit card?
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TommyymmoT
2012-01-09 05:26:37 PM
I wouldn't spend $20k for a 4 hour stay inside
Olivia Wilde
, no less the ER.
SoCalSurfer
2012-01-09 05:28:22 PM
Turn and run TURN AND RUN!
miss diminutive
2012-01-09 05:34:39 PM
Did she spend the four hours inside a gold-plated MRI machine signed by Jesus and Muhammad Ali?
MaudlinMutantMollusk
2012-01-09 05:35:13 PM
How 'bout an IOU?
weave
2012-01-09 05:39:26 PM
A few weeks ago I had a migraine so bad I thought I was going to die, so since it was middle of the night, my wife drove me to the ER. They took my vitals and told me to wait in the waiting room. I was laying on the hard floor in horrible pain for hours, but then it started to pass. After still not being seen after a few hours, I said "screw it, looks like I'm not going to die after all" and we went home.
I called the next day and ask them if they were going to bill me. They said yes, for the nurse taking my vitals. I can't wait to see how much this is going to be.
cameroncrazy1984
2012-01-09 05:39:38 PM
Thanks a lot, Fartbamacare.
Gig103
2012-01-09 05:51:32 PM
Really it was $202.11, but since the other 9 people were illegals, they have to roll it into the first citizen they can find.
Gig103
2012-01-09 05:52:07 PM
99... missed a key.
I_Am_Weasel
2012-01-09 05:53:59 PM
TommyymmoT
:
I wouldn't spend $20k for a 4 hour stay inside Olivia Wilde, no less the ER.
Pro-rated, that's only about $5 for 4 seconds.
TommyymmoT
2012-01-09 05:58:46 PM
I_Am_Weasel
:
TommyymmoT: I wouldn't spend $20k for a 4 hour stay inside Olivia Wilde, no less the ER.
Pro-rated, that's only about $5 for 4 seconds.
=========
SOLD!
You say "premature ejaculation".
I say "coming in 1st".
I WON! I WON!
Marcus Aurelius
2012-01-09 05:59:44 PM
You don't get the discount if you don't have insurance. Sucks to be you. Too bad we don't have single payer and put an end to the outrageous fee structure crapola.
Grand_Moff_Joseph
2012-01-09 06:00:28 PM
As expected, half the commentors in the linked website are blaming illegals for everything. Granted, their use of the ER as their doctor office is a drain on the hospitals, but they're not the only cause of the problem. And for as many of them as are in the ER, there is now likely as many "real Americans" with no insurance to begin with.
Maybe we should start by asking how much of that cost goes to pad the surgeon's pockets and cover malpractice insurance?
SnarfVader
2012-01-09 06:00:38 PM
$20k is not at all unheard of for an ER visit. Unreasonable? Depends on what treatments she received. But it's highly likely that most Americans don't know the true cost of health care in this country. Most never look at how much their premiums really are (including what is covered by their employer). Most never see a bill beyond their deductible because they have insurance. Alternatively, some don't go to the doctor at all and only go to the hospital ER when they are sick because they have no insurance. The latter people will ignore the bill because they aren't willing or able to pay it.
People who pay Cobra, carry their own insurance, own a business, or work in the industry tend to know how much things cost.
/Also, malpractice insurance isn't cheap.
//Slashies!
///Crap, I'm bleeding. Off to the ER.
TommyymmoT
2012-01-09 06:01:21 PM
Marcus Aurelius
:
You don't get the discount if you don't have insurance. Sucks to be you. Too bad we don't have single payer and put an end to the outrageous fee structure crapola.
Yeah, but it's only $5, and she accepts payments.
GAT_00
2012-01-09 06:08:18 PM
The private medical industry is just all kinds of awesome, isn't it? We need more of this.
I_Am_Weasel
2012-01-09 06:14:05 PM
It's fun to blame the illegal immigrants!
There are, what, about 12 million illegal immigrants. Unless each one is using ER on a daily basis, I don't think they're responsible for $20K in ER bills instead of $24.95
Flint Ironstag
2012-01-09 06:21:00 PM
A while ago I was unemployed and happened to badly sprain my ankle. After a couple of days it was getting no better with rest and ice so I went to the ER and was checked out and had a couple of x-rays.
Of course since I live in the socialist Great Britain so all it cost me was the price of the latte I got from the vending machine while waiting. And I only had to wait about twenty five minutes. My local ER (A+E here) is brand new and they had all the high tech stuff like the x-rays being digital and on a PC rather than the old big film ones.
I really just cannot imagine having to worry about health insurance. We have private treatment and private insurance here, but as an option should you choose to have it. Just seems so.... barbaric.
beerdiva
2012-01-09 06:22:12 PM
From the more in depth article:
As recently as September, the hospital's online billing system showed Torres' balance as $4,850. The hospital's collection agency sent Torres a bill seeking the $4,850 payment, but when the hospital learned Torres was involved in an automobile wreck, it updated the online billing records to show a balance of $20,211, the filing claims.
MaudlinMutantMollusk
2012-01-09 06:23:02 PM
Flint Ironstag
:
A while ago I was unemployed and happened to badly sprain my ankle. After a couple of days it was getting no better with rest and ice so I went to the ER and was checked out and had a couple of x-rays.
Of course since I live in the socialist Great Britain so all it cost me was the price of the latte I got from the vending machine while waiting. And I only had to wait about twenty five minutes. My local ER (A+E here) is brand new and they had all the high tech stuff like the x-rays being digital and on a PC rather than the old big film ones.
I really just cannot imagine having to worry about health insurance. We have private treatment and private insurance here, but as an option should you choose to have it. Just seems so.... barbaric.
Barbaric, socialist... same thing
hitchking
2012-01-09 06:33:10 PM
I cannot imagine having to deal with this kind of thing.
I mean, doesn't the prospect of these crazy fees deter people from seeking treatment? Wouldn't it be a huge source of anxiety and worry at a time when you probably have enough to worry about?
I live in Canada. My roommate just snapped his arm during a wrestling practice- needed several exams/scans/x-rays. He has no private insurance and the only thing he had to pay was $40 for a sling. More importantly, the thought of insurance or payment just didn't even cross his mind. It's just not something you really even think about.
I know the US is a much more conservative country than the one I live in, but I honestly do not understand why people put up with a medical system like where hospital bills can bankrupt you.
2wolves
2012-01-09 06:42:54 PM
"Can you break a Gipper?"
sno man
2012-01-09 06:51:09 PM
Grand_Moff_Joseph
:
As expected, half the commentors in the linked website are blaming illegals for everything. Granted, their use of the ER as their doctor office is a drain on the hospitals, but they're not the only cause of the problem. And for as many of them as are in the ER, there is now likely as many "real Americans" with no insurance to begin with.
Maybe we should start by asking how much of that cost goes to pad the surgeon's pockets and cover malpractice insurance?
Mostly it's all the extra paper pushers in the middle needing an cut and having to turn a profit on top of that, all the third party insurers, extra malpractice insurance, insurance insurance and HMO's having to turn a profit over and above all else. It's the only explanation why U.S. health care is so much more expensive than here in Canada.
Doctors, specialists anyway at the end of the year do about as well here too. U.S. doc's make more, but get hammered more too...
It's the 18 other extra greedy little grubby hands needing to make money to justify their existence that simply are not a part of the system here.
CitizenTed
2012-01-09 06:52:13 PM
Flint Ironstag
:
A while ago I was unemployed and happened to badly sprain my ankle. After a couple of days it was getting no better with rest and ice so I went to the ER and was checked out and had a couple of x-rays.
Of course since I live in the socialist Great Britain so all it cost me was the price of the latte I got from the vending machine while waiting. And I only had to wait about twenty five minutes. My local ER (A+E here) is brand new and they had all the high tech stuff like the x-rays being digital and on a PC rather than the old big film ones.
I really just cannot imagine having to worry about health insurance. We have private treatment and private insurance here, but as an option should you choose to have it. Just seems so.... barbaric.
By contrast: I have a messed up fingernail. I am employed and have health insurance but its coverage its a complicated mess of rules, ratios, percentages, limitations and deductibles. I gotta admit: I can't understand half of it. It makes no sense.
So anyway, my fingernail got so messed up that it looked like it was going to rot off my finger. So I went to my doctor. He put me on antibiotics. That all cost me about $230 (after insurance). The nail didn't get better so I was sent to a hand specialist in a plastic surgery clinic. She put me on stronger antibiotics and had me return for a few visits. That cost me about $300 (after insurance). The antibiotics didn't work so they took several cultures across several more visits. They cost me about $200 (after insurance). Now, they think maybe it's a fungus so I'm painting anti-fungal on my nail every day. Still not healed, still not sure what's wrong, but I'm out over $700. For a fingernail. And I'm a brave, patriotic, insured worker of America. I can't imagine what it'd be like if I wasn't insured.
Our system is farked. Beyond farked. It's clusterfarked.
Universal single payer. NOW.
kxs401
2012-01-09 06:54:55 PM
We should probably just let illegals die in the streets. Then this wouldn't happen. Right?
sno man
2012-01-09 07:07:17 PM
CitizenTed
:
Flint Ironstag: A while ago I was unemployed and happened to badly sprain my ankle. After a couple of days it was getting no better with rest and ice so I went to the ER and was checked out and had a couple of x-rays.
Of course since I live in the socialist Great Britain so all it cost me was the price of the latte I got from the vending machine while waiting. And I only had to wait about twenty five minutes. My local ER (A+E here) is brand new and they had all the high tech stuff like the x-rays being digital and on a PC rather than the old big film ones.
I really just cannot imagine having to worry about health insurance. We have private treatment and private insurance here, but as an option should you choose to have it. Just seems so.... barbaric.
By contrast: I have a messed up fingernail. I am employed and have health insurance but its coverage its a complicated mess of rules, ratios, percentages, limitations and deductibles. I gotta admit: I can't understand half of it. It makes no sense.
So anyway, my fingernail got so messed up that it looked like it was going to rot off my finger. So I went to my doctor. He put me on antibiotics. That all cost me about $230 (after insurance). The nail didn't get better so I was sent to a hand specialist in a plastic surgery clinic. She put me on stronger antibiotics and had me return for a few visits. That cost me about $300 (after insurance). The antibiotics didn't work so they took several cultures across several more visits. They cost me about $200 (after insurance). Now, they think maybe it's a fungus so I'm painting anti-fungal on my nail every day. Still not healed, still not sure what's wrong, but I'm out over $700. For a fingernail. And I'm a brave, patriotic, insured worker of America. I can't imagine what it'd be like if I wasn't insured.
Our system is farked. Beyond farked. It's clusterfarked.
Universal single payer. NOW.
In Canada the total cost for all those visits is $0.00, and without any extra insurance at all, you'd be on the hook for the prescription meds.
Now to be fair you would pay a bit more tax here, but it works out to about what you pay for third party insurance anyway.
The other advantage is if you know that it's not gonna kill your wallet, you'll go earlier, instead of putting off until you
have
to go.
Costs everyone less.
Flint Ironstag
2012-01-09 07:10:35 PM
CitizenTed
:
By contrast: I have a messed up fingernail. I am employed and have health insurance but its coverage its a complicated mess of rules, ratios, percentages, limitations and deductibles. I gotta admit: I can't understand half of it. It makes no sense.
So anyway, my fingernail got so messed up that it looked like it was going to rot off my finger. So I went to my doctor. He put me on antibiotics. That all cost me about $230 (after insurance). The nail didn't get better so I was sent to a hand specialist in a plastic surgery clinic. She put me on stronger antibiotics and had me return for a few visits. That cost me about $300 (after insurance). The antibiotics didn't work so they took several cultures across several more visits. They cost me about $200 (after insurance). Now, they think maybe it's a fungus so I'm painting anti-fungal on my nail every day. Still not healed, still not sure what's wrong, but I'm out over $700. For a fingernail. And I'm a brave, patriotic, insured worker of America. I can't imagine what it'd be like if I wasn't insured.
Our system is farked. Beyond farked. It's clusterfarked.
Universal single payer. NOW.
Prescriptions here are a fixed cost, about $12. I've had antibiotics in the past and that $12 covered the entire course, maybe 2 weeks worth?
And if you are unemployed you don't even have to pay that $12.
My brother is diabetic and his insulin is free as well.
And you can ask the pharmacist what the actual cost of the drug would be outside the NHS. Some drugs are cheaper if you pay privately so if it costs less than $12 you can pay the lower cost.
The UK bit the bullet just after WWII and formed the NHS. Problem today is the US has just too many huge corporations and high earning doctors invested in the current system and who are prepared to lobby against any real reform.
The NHS is certainly not perfect, there is waste and sometimes there is a significant waiting list, hence private treatment still exists, but in my whole life I've never had a problem that the NHS didn't deal with in a reasonable time, and I can't think of anyone I know who has had a real problem either.
MrSid
2012-01-09 07:14:26 PM
TommyymmoT
:
I wouldn't spend $20k for a 4 hour stay inside Olivia Wilde, no less the ER.
Yes I would.
namegoeshere
2012-01-09 07:15:52 PM
hitchking
:
I cannot imagine having to deal with this kind of thing.
I mean, doesn't the prospect of these crazy fees deter people from seeking treatment?
YES
Wouldn't it be a huge source of anxiety and worry at a time when you probably have enough to worry about?
OMG YES
EdNortonsTwin
2012-01-09 07:16:00 PM
Not hard to spot the people working at hospitals who are there to make sure the hosp gets paid - they are dressed in business attire and want signatures from you, even if you are half conscious.
9beers
2012-01-09 07:17:10 PM
In Canada it would have been free......
3 weeks later.
pippi longstocking
2012-01-09 07:17:11 PM
But it's better than Obamacare....damn socialists and their health trying to live free...how dare they.
p4p3rm4t3
2012-01-09 07:17:34 PM
I'm sorry, you said how many jelly beans?
phalamir
2012-01-09 07:18:09 PM
Flint Ironstag
:
CitizenTed:
By contrast: I have a messed up fingernail. I am employed and have health insurance but its coverage its a complicated mess of rules, ratios, percentages, limitations and deductibles. I gotta admit: I can't understand half of it. It makes no sense.
So anyway, my fingernail got so messed up that it looked like it was going to rot off my finger. So I went to my doctor. He put me on antibiotics. That all cost me about $230 (after insurance). The nail didn't get better so I was sent to a hand specialist in a plastic surgery clinic. She put me on stronger antibiotics and had me return for a few visits. That cost me about $300 (after insurance). The antibiotics didn't work so they took several cultures across several more visits. They cost me about $200 (after insurance). Now, they think maybe it's a fungus so I'm painting anti-fungal on my nail every day. Still not healed, still not sure what's wrong, but I'm out over $700. For a fingernail. And I'm a brave, patriotic, insured worker of America. I can't imagine what it'd be like if I wasn't insured.
Our system is farked. Beyond farked. It's clusterfarked.
Universal single payer. NOW.
Prescriptions here are a fixed cost, about $12. I've had antibiotics in the past and that $12 covered the entire course, maybe 2 weeks worth?
And if you are unemployed you don't even have to pay that $12.
My brother is diabetic and his insulin is free as well.
And you can ask the pharmacist what the actual cost of the drug would be outside the NHS. Some drugs are cheaper if you pay privately so if it costs less than $12 you can pay the lower cost.
The UK bit the bullet just after WWII and formed the NHS. Problem today is the US has just too many huge corporations and high earning doctors invested in the current system and who are prepared to lobby against any real reform.
The NHS is certainly not perfect, there is waste and sometimes there is a significant waiting list, hence private treatment still exists, but in my whol ...
And this is why you lost your Empire.
FredaDeStilleto
2012-01-09 07:19:22 PM
Christ. I'm going to drink the whole bottle of wine tonight.
My kid was in the ER and then admitted to the hospital this weekend. Fark it all. I swear to God the only reason I work is to stay poor.
octopied
2012-01-09 07:19:30 PM
Glad I live in Canada.
Sticky Hands
2012-01-09 07:19:35 PM
sno man
:
It's the 18 other extra greedy little grubby hands needing to make money to justify their existence that simply are not a part of the system here.
IMHO, that's pretty much the cause of most of our economic problems down here. Anything important (medicine, housing, etc) has a dozen or so people getting their little cut.
change1211
2012-01-09 07:19:43 PM
CitizenTed
:
Flint Ironstag: A while ago I was unemployed and happened to badly sprain my ankle. After a couple of days it was getting no better with rest and ice so I went to the ER and was checked out and had a couple of x-rays.
Of course since I live in the socialist Great Britain so all it cost me was the price of the latte I got from the vending machine while waiting. And I only had to wait about twenty five minutes. My local ER (A+E here) is brand new and they had all the high tech stuff like the x-rays being digital and on a PC rather than the old big film ones.
I really just cannot imagine having to worry about health insurance. We have private treatment and private insurance here, but as an option should you choose to have it. Just seems so.... barbaric.
By contrast: I have a messed up fingernail. I am employed and have health insurance but its coverage its a complicated mess of rules, ratios, percentages, limitations and deductibles. I gotta admit: I can't understand half of it. It makes no sense.
So anyway, my fingernail got so messed up that it looked like it was going to rot off my finger. So I went to my doctor. He put me on antibiotics. That all cost me about $230 (after insurance). The nail didn't get better so I was sent to a hand specialist in a plastic surgery clinic. She put me on stronger antibiotics and had me return for a few visits. That cost me about $300 (after insurance). The antibiotics didn't work so they took several cultures across several more visits. They cost me about $200 (after insurance). Now, they think maybe it's a fungus so I'm painting anti-fungal on my nail every day. Still not healed, still not sure what's wrong, but I'm out over $700. For a fingernail. And I'm a brave, patriotic, insured worker of America. I can't imagine what it'd be like if I wasn't insured.
Our system is farked. Beyond farked. It's clusterfarked.
Universal single payer. NOW.
That is frighteningly bad. I just don't understand why people would want to defend this system.
Adolf Oliver Nipples
2012-01-09 07:20:12 PM
Flint Ironstag
:
Prescriptions here are a fixed cost, about $12. I've had antibiotics in the past and that $12 covered the entire course, maybe 2 weeks worth?
And if you are unemployed you don't even have to pay that $12.
My brother is diabetic and his insulin is free as well.
And you can ask the pharmacist what the actual cost of the drug would be outside the NHS. Some drugs are cheaper if you pay privately so if it costs less than $12 you can pay the lower cost.
The UK bit the bullet just after WWII and formed the NHS. Problem today is the US has just too many huge corporations and high earning doctors invested in the current system and who are prepared to lobby against any real reform.
The NHS is certainly not perfect, there is waste and sometimes there is a significant waiting list, hence private treatment still exists, but in my whole life I've never had a problem that the NHS didn't deal with in a reasonable time, and I can't think of anyone I know who has had a real problem either.
You know what the worst thing about this whole situation is? The criticism from UK and Canada residents who talk about how they get their health are "for free", as if the taxes they pay at the levels they pay don't count. If you actually count expenditures for health care the costs are likewise extravagant. Someone has to pay for it, it's not "free" or "low cost" for everybody.
Eventually we will have to accept this reality here in the United States, and that's OK. But don't be fooled, US citizens. They get you coming or they get you going. TANSTAAFL.
YouFarkingIdiot
2012-01-09 07:20:35 PM
CitizenTed
:
Our system is farked. Beyond farked. It's clusterfarked.
Agreed!
Universal single payer. NOW.
And no. Universal single payer does nothing to lower costs. It does nothing to enforce personal responsibility or accountability. Oh, and then there's that pesky unconstitutional aspect of it.
justGreg
2012-01-09 07:20:39 PM
TommyymmoT
:
I wouldn't spend $20k for a 4 hour stay inside Olivia Wilde, no less the ER.
I would. Just saying.
TigerStar
2012-01-09 07:20:41 PM
Gig103
:
Really it was $202.11, but since the other 9 people were illegals, they have to roll it into the first citizen they can find.
Actually, state medicare pays for the illegals. If you pay taxes, you are paying their bill. This is a good reason why everyone should have insurance, no? BTW, if your aren't a native american then you are an illegal too.
TravisBickle62
2012-01-09 07:20:58 PM
kxs401
:
We should probably just let illegals die in the streets. Then this wouldn't happen. Right?
I don't care where they die so long as they stop reproducing like farking rabbits.
Karac
2012-01-09 07:21:31 PM
weave
:
A few weeks ago I had a migraine so bad I thought I was going to die, so since it was middle of the night, my wife drove me to the ER. They took my vitals and told me to wait in the waiting room. I was laying on the hard floor in horrible pain for hours, but then it started to pass. After still not being seen after a few hours, I said "screw it, looks like I'm not going to die after all" and we went home.
I called the next day and ask them if they were going to bill me. They said yes, for the nurse taking my vitals. I can't wait to see how much this is going to be.
Offer to pay it in trade - say you'll come down there and take the blood pressure and heart rate of any person they point out.
change1211
2012-01-09 07:21:54 PM
9beers
:
In Canada it would have been free......
3 weeks later.
Ahh, the ignorance. Enjoy going bankrupt to pay for basic medical care.
sno man
2012-01-09 07:21:58 PM
9beers
:
In Canada it would have been free......
3 weeks later.
3 hours maybe, but nice try.
If you actually need care you get it.
robodog
2012-01-09 07:22:27 PM
SnarfVader
:
$20k is not at all unheard of for an ER visit. Unreasonable? Depends on what treatments she received. But it's highly likely that most Americans don't know the true cost of health care in this country. Most never look at how much their premiums really are (including what is covered by their employer). Most never see a bill beyond their deductible because they have insurance. Alternatively, some don't go to the doctor at all and only go to the hospital ER when they are sick because they have no insurance. The latter people will ignore the bill because they aren't willing or able to pay it.
People who pay Cobra, carry their own insurance, own a business, or work in the industry tend to know how much things cost.
/Also, malpractice insurance isn't cheap.
//Slashies!
///Crap, I'm bleeding. Off to the ER.
It only cost about $9k total for two days in a birthing suite and the delivery for my second child, this was 4 years ago so there hasn't been that much inflation in medical since then. My wife didn't need any advanced imaging or a herd of doctors and nurses but she did have minor surgery and of course there was the delivery itself which has about the highest malpractice costs of any procedure. Unless you are in a surgery suite or an ICU I'm not sure how you can rack up $5k an hour. Btw I know the amounts because the stupid practice sent a doctor not covered by our plan even though the practice AND my wife's OB were covered. I told them the bill wasn't my problem since I had done everything I could to insure coverage, I'm pretty sure they resubmitted under her doctors name which is probably insurance fraud.
namegoeshere
2012-01-09 07:23:00 PM
change1211
:
CitizenTed: Flint Ironstag: A while ago I was unemployed and happened to badly sprain my ankle. After a couple of days it was getting no better with rest and ice so I went to the ER and was checked out and had a couple of x-rays.
Of course since I live in the socialist Great Britain so all it cost me was the price of the latte I got from the vending machine while waiting. And I only had to wait about twenty five minutes. My local ER (A+E here) is brand new and they had all the high tech stuff like the x-rays being digital and on a PC rather than the old big film ones.
I really just cannot imagine having to worry about health insurance. We have private treatment and private insurance here, but as an option should you choose to have it. Just seems so.... barbaric.
By contrast: I have a messed up fingernail. I am employed and have health insurance but its coverage its a complicated mess of rules, ratios, percentages, limitations and deductibles. I gotta admit: I can't understand half of it. It makes no sense.
So anyway, my fingernail got so messed up that it looked like it was going to rot off my finger. So I went to my doctor. He put me on antibiotics. That all cost me about $230 (after insurance). The nail didn't get better so I was sent to a hand specialist in a plastic surgery clinic. She put me on stronger antibiotics and had me return for a few visits. That cost me about $300 (after insurance). The antibiotics didn't work so they took several cultures across several more visits. They cost me about $200 (after insurance). Now, they think maybe it's a fungus so I'm painting anti-fungal on my nail every day. Still not healed, still not sure what's wrong, but I'm out over $700. For a fingernail. And I'm a brave, patriotic, insured worker of America. I can't imagine what it'd be like if I wasn't insured.
Our system is farked. Beyond farked. It's clusterfarked.
Universal single payer. NOW.
That is frighteningly bad. I just don't understand why people would wan ...
Because a) they are making big money off of our farked up system, or b) they are stupid enough to swallow the ginormous ZOMG SOSHULISM IS TEH DEVUL!!! line of bullshiat being fed to them by the a folks.
EdNortonsTwin
2012-01-09 07:23:13 PM
Co-Pay, actual insurance payout, co-insurance payment, out of pocket. What name will the medical service providers think of next to extract payment? Healing should not be so complicated. Blood-suckers.
TheDirtyNacho
2012-01-09 07:23:38 PM
Flint Ironstag
:
CitizenTed:
By contrast: I have a messed up fingernail. I am employed and have health insurance but its coverage its a complicated mess of rules, ratios, percentages, limitations and deductibles. I gotta admit: I can't understand half of it. It makes no sense.
So anyway, my fingernail got so messed up that it looked like it was going to rot off my finger. So I went to my doctor. He put me on antibiotics. That all cost me about $230 (after insurance). The nail didn't get better so I was sent to a hand specialist in a plastic surgery clinic. She put me on stronger antibiotics and had me return for a few visits. That cost me about $300 (after insurance). The antibiotics didn't work so they took several cultures across several more visits. They cost me about $200 (after insurance). Now, they think maybe it's a fungus so I'm painting anti-fungal on my nail every day. Still not healed, still not sure what's wrong, but I'm out over $700. For a fingernail. And I'm a brave, patriotic, insured worker of America. I can't imagine what it'd be like if I wasn't insured.
Our system is farked. Beyond farked. It's clusterfarked.
Universal single payer. NOW.
Prescriptions here are a fixed cost, about $12. I've had antibiotics in the past and that $12 covered the entire course, maybe 2 weeks worth?
And if you are unemployed you don't even have to pay that $12.
My brother is diabetic and his insulin is free as well.
And you can ask the pharmacist what the actual cost of the drug would be outside the NHS. Some drugs are cheaper if you pay privately so if it costs less than $12 you can pay the lower cost.
The UK bit the bullet just after WWII and formed the NHS. Problem today is the US has just too many huge corporations and high earning doctors invested in the current system and who are prepared to lobby against any real reform.
The NHS is certainly not perfect, there is waste and sometimes there is a significant waiting list, hence private treatment still exists, but in my whol ...
At some point, hyperinflation within the medicine-insurance complex is going to occur. Probably sooner than later, as its not a linear process. There will be a tipping point where it is too expensive for most to have any kind of insurance, so there will be dropouts, which will lead to increasing premiums on the remaining, who will then drop out, and repeat. Insurances companies (and there are not very many, actually, that make up the foundation), will simply go insolvent.
Without brutal intervention, it is going to fail spectacularly and fast.
hbk72777
2012-01-09 07:24:05 PM
Should've taken the No Fault policy. It's required in NY, Texas, it's optional. I also take the uninsured/mexican moron policy too.
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