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(Great Falls Tribune)   Some Indian tribes aren't stopping at running casinos; they're also dabbling in loan sharking. Soon to be followed by hijacking Lufthansa cargo, being chased by helicopters while running guns and cooking veal cutlets   (greatfallstribune.com) divider line 82
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3502 clicks; posted to Main » on 28 Dec 2011 at 10:53 AM (2 years ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2011-12-28 08:43:23 AM
As far back as I can remember, I always wanted to be a chief.
 
2011-12-28 08:50:33 AM
360% APR? Sure it's usury, but it's far from the record. I've heard of payday loans with a 4000% APR. Fun fact: Payday loans are illegal in many states, yet most online lenders will still grant them.
 
2011-12-28 09:49:35 AM
It says on the commercials that the money isn't cheap. That is fair enough warning, right?
 
2011-12-28 10:05:18 AM
You gonna get scalped.
 
2011-12-28 10:13:04 AM
Okay Subset. Nice headline. Just noting.
 
2011-12-28 10:15:51 AM
Oh, you lost your job? Fark you, pay me.
Oh, your wife got cancer? Fark you, pay me.
Oh, your house burnt down? Fark you, pay me.
 
2011-12-28 10:56:24 AM
Richie loved to use 22s because the bullets are small and they don't come out the other end like a 45, see, a 45 will blow a barn door out the back of your head and there's a lot of dry cleaning involved, but a 22 will just rattle around like Pac-Man until you're dead.
 
2011-12-28 10:56:25 AM

Dead for Tax Reasons: It says on the commercials that the money isn't cheap. That is fair enough warning, right?


Correct, and also nobody is forcing you to use their service. It's not exactly like they are the only game in town.
 
2011-12-28 10:58:53 AM

Trance750: Dead for Tax Reasons: It says on the commercials that the money isn't cheap. That is fair enough warning, right?

Correct, and also nobody is forcing you to use their service. It's not exactly like they are the only game in town.


They prey on the poor and ignorant. You don't see at the very least an ethical problem with that?
 
2011-12-28 11:01:09 AM

nekom: Trance750: Dead for Tax Reasons: It says on the commercials that the money isn't cheap. That is fair enough warning, right?

Correct, and also nobody is forcing you to use their service. It's not exactly like they are the only game in town.

They prey on the poor and ignorant. You don't see at the very least an ethical problem with that?


Ethics problem? Yes. Business problem? No.
 
2011-12-28 11:01:13 AM

nekom: Trance750: Dead for Tax Reasons: It says on the commercials that the money isn't cheap. That is fair enough warning, right?

Correct, and also nobody is forcing you to use their service. It's not exactly like they are the only game in town.

They prey on the poor and ignorant. You don't see at the very least an ethical problem with that?


If they are stupid enough to sign the contract without reading the details, how is it the lender's fault?
 
2011-12-28 11:01:56 AM
I'm gonna go get the wampum, get the wampum
 
2011-12-28 11:02:37 AM

nekom: They prey on the poor and ignorant

desparate. You don't see at the very least an ethical problem with that?

Even the poorest man knows what the score is at those payday loan places. Why do you think they're called loan sharks? You go to them because you NEED $300 in two hours or you're going to lose your apartment/electricity/car/bail/children.
 
2011-12-28 11:04:40 AM

Fabric_Man: nekom: They prey on the poor and ignorantdesparate. You don't see at the very least an ethical problem with that?

Even the poorest man knows what the score is at those payday loan places.


Exactly. It's not like they hide the fact they charge you and arm-and-a-leg. It's all in the open.

So you guys can go and cry 'I didn't know any better' to somebody else. I'm not taking the bait.
 
2011-12-28 11:05:06 AM

nekom: 360% APR? Sure it's usury, but it's far from the record. I've heard of payday loans with a 4000% APR. Fun fact: Payday loans are illegal in many states, yet most online lenders will still grant them.


Wells Fargo does it if you have direct deposit.
 
2011-12-28 11:07:02 AM
My ex-wife, who always blamed ME for the money problems we had recently called me to look online for a few of these joints that you can apply online and just fax them paperwork.

I tried to talk her out of it, for more than a half hour. Told her we'd float her some cash, enough to get by on and she wouldn't do it.

So she took out a MASSIVE loan. And the payments on it are insane.
 
2011-12-28 11:08:49 AM
The thing with loan sharks, is the same with credit cards.... people never pay the full balance when it's due. They are content to just make the minimum required payments, and 'float' it month to month
 
2011-12-28 11:09:49 AM
Color me shocked. I've been to their casino. It sucks. There's no hotel and it isn't open 24 hours. It doesn't even have a website anymore.
 
2011-12-28 11:11:13 AM

Fabric_Man: nekom: They prey on the poor and ignorantdesparate. You don't see at the very least an ethical problem with that?

Even the poorest man knows what the score is at those payday loan places. Why do you think they're called loan sharks? You go to them because you NEED $300 in two hours or you're going to lose your apartment/electricity/car/bail/children.


Exactly. They're predatory. You need $300 so they don't take your car? Ok here. Next pay day just pay us back $500. Oh that leaves you a little short? No worries, we can loan you another $300.

You can say it's just business, and I suppose as far as the law goes it is (except where they aren't legal and do it anyway), but it's certainly not a practice I'd see outlawed entirely. Nobody has ever been `helped' by payday loans.
 
2011-12-28 11:13:23 AM
Sorry, chief. I don't have the money today. But, I got these beads....
 
2011-12-28 11:13:43 AM

dustman81: Oh, you lost your job? Fark you, pay me.
Oh, your wife got cancer? Fark you, pay me.
Oh, your house burnt down? Fark you, pay me.


Didn't Sharron Angle say something about some sort of solutions or other for this type of thing?
 
2011-12-28 11:14:40 AM

nekom: They prey on the poor and ignorant. You don't see at the very least an ethical problem with that?


Take that anti-capitalist nonsense out of here.
 
2011-12-28 11:17:30 AM

Witchyman: My ex-wife, who always blamed ME for the money problems we had recently called me to look online for a few of these joints that you can apply online and just fax them paperwork.

I tried to talk her out of it, for more than a half hour. Told her we'd float her some cash, enough to get by on and she wouldn't do it.

So she took out a MASSIVE loan. And the payments on it are insane.


Don't people understand the damned nature of a loan anymore? The only times you take a loan out is:

a. Don't have the capital for an investment that you're reasonably sure will measurably benefit you enough to be worth the money+interest.

b. Unexpected emergency expenses, often medical in nature

You don't take loans out "Just cuz", I will never understand that line of thought. If the reason is purely hedonist in nature, then it's almost always stupid. No, you shouldn't get "that thing you want" unless you can buy it right out, or, if available, are sure you can pay back within the 0% APR rate time frame. Lenders are NEVER your friends.
 
2011-12-28 11:17:31 AM
Hey Tonto, if I was gonna break your balls I'd tell you to go home and get your shine box.
 
2011-12-28 11:17:58 AM

Soon to be followed by hijacking Lufthansa cargo, being chased by helicopters while running guns and cooking veal cutlets


Watch, they'll get tripped up because the mule won't fly without her lucky headdress.
 
2011-12-28 11:30:39 AM

video man: You don't take loans out "Just cuz", I will never understand that line of thought. If the reason is purely hedonist in nature, then it's almost always stupid. No, you shouldn't get "that thing you want" unless you can buy it right out, or, if available, are sure you can pay back within the 0% APR rate time frame. Lenders are NEVER your friends.


Having your heat turned off when you have kids at home qualifies as an emergency. Not everyone goes into debt buying plasma televisions and sports cars.
 
2011-12-28 11:30:46 AM
And that's that.
 
2011-12-28 11:32:56 AM
I hate casinos. I really do. The stink of desperation and corruption permeate them. Its seriously farking evil. I went to one with a couple of friends several years ago, an "Indian" casino, really run by Bally's or whoever managed to include themselves in the contract to actually run the place and make all the profit. At any rate, my absolute, total disgust was set in stone when the second largest neon sign inside the place, was on the windows to a room adjacent to the casino, advertising "instant second mortgages" on your home or other property for instant cash. Up to $100,000. It was open 24 hours a day.

I was totally blown away at the sheer audacity of that. No wonder people are broke. I have no sympathy whatsoever for junkies, especially gambling junkies.
 
2011-12-28 11:36:11 AM
So leaving horse heads in beds is still off limits?
farm6.staticflickr.com
 
2011-12-28 11:36:35 AM

imontheinternet: Having your heat turned off when you have kids at home qualifies as an emergency. Not everyone goes into debt buying plasma televisions and sports cars.


Someone in that situation is also the same demographic likely to be short next pay cycle paying it back. It's easy for someone on the fringes to get caught up in a never ending cycle of loans, and that's exactly what they count on. Eventually they give up trying to repay it but by then the lender has already made numerous times the original loan amount in profit. It's a dirty game exclusively targeting the poorest of the poor.
 
2011-12-28 11:37:15 AM
Getting their land back, one McMansion at a time
 
2011-12-28 11:39:40 AM

imontheinternet: video man: You don't take loans out "Just cuz", I will never understand that line of thought. If the reason is purely hedonist in nature, then it's almost always stupid. No, you shouldn't get "that thing you want" unless you can buy it right out, or, if available, are sure you can pay back within the 0% APR rate time frame. Lenders are NEVER your friends.

Having your heat turned off when you have kids at home qualifies as an emergency. Not everyone goes into debt buying plasma televisions and sports cars.


True. But many of them do. One of my friends is like that. He's at the mall on payday looking to blow his check on the first thing he sees, while the bills are piling up.

But when the collection agency calls, it's never HIS fault.
 
2011-12-28 11:43:05 AM
Bigger scam payday loans or student loans?
 
2011-12-28 11:47:17 AM
cdn2-b.examiner.com

Haters gonna hate.
 
2011-12-28 11:48:21 AM
Mmmmm Veal Cutlets -
Ingredients:

* 1 pound veal cutlets
* 1/3 cup flour
* 3/4 teaspoon salt
* 1/4 teaspoon ground black pepper
* 3 tablespoons butter
* 1 tablespoon olive oil
* 1 clove garlic, finely minced
* 3/4 cup white wine, dry, such as Chardonnay
* Juice of 1 lemon, about 2 to 3 tablespoons
* 2 tablespoons capers, rinsed and drained
* Chopped parsley, for garnish
* Lemon wedges, optional

Preparation:
Put veal cutlets between sheets of plastic wrap and pound gently to about 1/8-inch thickness. combine the flour, salt, and pepper; dip cutlets into the mixture, coating both sides.

Heat butter and olive oil in a large skillet over medium heat. Saute the veal cutlets for about 1 to 2 minutes on each side, until browned. Remove veal to a plate and set aside. Saute the garlic for about 1 minute, stirring. Add the wine and lemon juice; simmer for about 5 minutes to reduce slightly. Add the veal back to the skillet with capers; cover and simmer for 3 to 4 minutes. Serve veal cutlets with parsley and lemon wedges, if desired.
Serves 4.
 
2011-12-28 11:48:30 AM

baufan2005: Bigger scam payday loans or student loans?


You'll get one or two bites on this I'm thinking.

3/10
 
2011-12-28 11:48:54 AM

baufan2005: Bigger scam payday loans or student loans?


Well payday loans are always a scam, student loans are only often a scam. There are circumstances under which a student loan may be favorable, though 18 year olds don't have a firm grasp on that and can make poor decisions. At least payday loans can be discharged in bankruptcy though, or just flat out never paid back with little consequence.
 
2011-12-28 11:54:02 AM
I think one of these places or something like it was being used by my ex GF. I got a call one day looking for her. Told them this was my cell and I havent heard from her in years they sounded pissed and started asking me how they would get their money back. After I laughed I told them how they probably screwed them worse than she screwed me. They were not amused. I did tell tehm to never call me again or we could get the states AG office involved in the matter.
 
2011-12-28 11:58:20 AM

jake_lex: As far back as I can remember, I always wanted to be a chief.


Lots of displaced tribes from your neck of the woods...might want to get an interest in geneology if you want to make it happen.

nekom: Trance750: Dead for Tax Reasons: It says on the commercials that the money isn't cheap. That is fair enough warning, right?

Correct, and also nobody is forcing you to use their service. It's not exactly like they are the only game in town.

They prey on the poor and ignorant. You don't see at the very least an ethical problem with that?


Turnabout is fair play. By the way, thanks, England, for sending your best and brightest to North America to teach us how.
 
2011-12-28 11:59:01 AM

jake_lex: As far back as I can remember, I always wanted to be a chief.


and we're done in one!
 
2011-12-28 12:00:26 PM

chachi88: jake_lex: As far back as I can remember, I always wanted to be a chief.

and we're done in one!


Apparently, I missed the reference?
 
2011-12-28 12:02:25 PM

Baloo Uriza: As far back as I can remember, I always wanted to be a chief


It's a play on a Goodfellas line.

Henry Hill (Ray Liotta) admits, "As far back as I can remember, I always wanted to be a gangster,
 
2011-12-28 12:03:20 PM

Baloo Uriza: chachi88: jake_lex: As far back as I can remember, I always wanted to be a chief.

and we're done in one!

Apparently, I missed the reference?


The reference, along with the headline, are from Goodfellas.

/Though, Henry Hill wasn't part of the Luthansa heist.
 
2011-12-28 12:04:52 PM
you mean to tell me there are ignorant and desperate people out there willing to sign up to crazy loans?

I find the greatest amusement in the fact these people have never connected the events in their mind that the reason they can't get normal credit is because they've already defaulted on their bills. Pro Tip: rims and the new new of Jordans aren't "necessities".

Bigger picture time -- when you raise an entire generation in an environment of entitlement and getting stuff for free... why would anyone be shocked that they can't differentiate between normal and predatory lending?
 
2011-12-28 12:06:20 PM

imontheinternet: video man: You don't take loans out "Just cuz", I will never understand that line of thought. If the reason is purely hedonist in nature, then it's almost always stupid. No, you shouldn't get "that thing you want" unless you can buy it right out, or, if available, are sure you can pay back within the 0% APR rate time frame. Lenders are NEVER your friends.

Having your heat turned off when you have kids at home qualifies as an emergency. Not everyone goes into debt buying plasma televisions and sports cars.


That would qualify under 'b.' Not having heat in winter is an emergency in the North.
 
2011-12-28 12:10:27 PM
Why don't you ever care about the small non-corporate loan sharks? We're honest, hard working knee cap breakers and have been making things work for fences and whores for generations.
 
2011-12-28 12:11:20 PM
*RedmansCashAdvance.jpg*


/or some commercial name like that
//hate their ads
 
2011-12-28 12:12:52 PM
I figured out if you shave the peyote buttons real thin with a razor blade, they just dissolve in a tiny bit of olive oil.
 
2011-12-28 12:17:40 PM

nekom: Trance750: Dead for Tax Reasons: It says on the commercials that the money isn't cheap. That is fair enough warning, right?

Correct, and also nobody is forcing you to use their service. It's not exactly like they are the only game in town.

They prey on the poor and ignorant. You don't see at the very least an ethical problem with that?


Nope. It moves the money from stupid people to people who are less stupid. It's a good thing. /martha

If the heat's about to get turned off, talk to the utility, your family, your church, your friends.
 
2011-12-28 12:29:25 PM

nekom: Trance750: Dead for Tax Reasons: It says on the commercials that the money isn't cheap. That is fair enough warning, right?

Correct, and also nobody is forcing you to use their service. It's not exactly like they are the only game in town.

They prey on the poor and ignorant. You don't see at the very least an ethical problem with that?


I do, but by now I think we see what happens when mortgage lenders grant oversized loans to people who shouldn't get them, sometimes fudging the numbers to do so. And really, I'd rather get in over my head at one of these payday loan places than to get stuck with a mortgage I can't pay for a house that isn't worth what I owe on it. We got the outrage all proper over these mortgages, but did very little in the way of regulating them or doing away with the intervention that encourages and rewards such nonsense.

My point is I see our distaste for these establishments as some serious collective hypocrisy.
 
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