I'm sure a bank would turn away a customer over a parking ticked without a mandate from the local fiefdom....

Hey, be fair now. At least us big banks are protecting you from the eeeeevils of socialism.

lol, so the reason they're broke is because people don't pay their parking tickets.
suuuure.

This is so not news. Or rather, it's at least ten-year-old news.

/ But it is evil.

So now the meter isn't the only thing he let expire

sage37: lol, so the reason they're broke is because people don't pay their parking tickets.
suuuure.

Well, it sure isn't helping.

Make More Hinjews: This is so not news. Or rather, it's at least ten-year-old news.

/ But it is evil.

How is it evil? A debt is a debt.

Should have paid the tickets? Just kidding. farked situation all around.

settle down, Barnaby wants the mortgage moneymitter. Gotta pay your dues if you wanna sing the blues.

[Stannie nibbles on pig sausage evidence]
Stannie Dum: It doesn't taste like pig sausage to me, it tastes like pork.
Ollie Dee: [Taking bite] Why this isn't pig nor pork. It's beef. I smell a rat.

GORDON: Should have paid the tickets? Just kidding. farked situation all around.

Um, you notice that the headline and the article are only somewhat related, right? That the situation in the headline is not mentioned in the article?

Doctors accept a reasonable number of bootstraps in trade for surgery, though, so you might have that going for you.

FTA - "Someone with a 680 score could lose roughly 50 points from the addition of a collection of this nature," he said. "For someone with a 780 score - very, very good credit - the appearance of one of these collections could lower their score by as much as 105 to 125 points."


"Ahhh, well... lookie here... You sir, have a verry nice score indeed.. Why it would be a downright tragedy to see something happen to a score this nice... wouldn't it? Hmmmm?"


I mean WTF???


"On the whole, you've demonstrated yourself to be far more responsible and dependable than the vast majority of people... Clearly, in your case, this unpaid parking ticket couldn't possibly be indicative of anything short of the first stumble in a cataclysmic slide which will lead inevitably to you sucking off drivers in truckstop parking lots for little baby hits of meth to get you through the long nights on the street."

technicolor-misfit: FTA - "Someone with a 680 score could lose roughly 50 points from the addition of a collection of this nature," he said. "For someone with a 780 score - very, very good credit - the appearance of one of these collections could lower their score by as much as 105 to 125 points."


"Ahhh, well... lookie here... You sir, have a verry nice score indeed.. Why it would be a downright tragedy to see something happen to a score this nice... wouldn't it? Hmmmm?"


I mean WTF???


"On the whole, you've demonstrated yourself to be far more responsible and dependable than the vast majority of people... Clearly, in your case, this unpaid parking ticket couldn't possibly be indicative of anything short of the first stumble in a cataclysmic slide which will lead inevitably to you sucking off drivers in truckstop parking lots for little baby hits of meth to get you through the long nights on the street."

Any sort of collection or lien will drop a score by that much.

Evilsmurf: Make More Hinjews: This is so not news. Or rather, it's at least ten-year-old news.

/ But it is evil.

How is it evil? A debt is a debt.

...now off to the pillory with you.

erveek: Evilsmurf: Make More Hinjews: This is so not news. Or rather, it's at least ten-year-old news.

/ But it is evil.

How is it evil? A debt is a debt.

...now off to the pillory with you.

Not saying that at all. But if a private agency (like banks, hospitals, even heard of video rental places doing it) can use collections processes against you, why not speeding and parking tickets?

I enjoy how they quite firmly admit they don't know who was responsible so they attempt to go after you with a method of a much lower standard of proof of responsibility. Especially one where in order to contest you are generally time limited.

Wait, so... how does not getting credit not save your mother's life? Will she die if we don't get an HDTV with a PS3 and a stereo system? Will she die if we can't buy a brand new car for her? Will she die if we can't buy new living room furniture for her, or a sleep number bed?

Yes it's an expression, but it's also an unpaid debt. If you don't pay your child support that shows up on your credit report, same with medical bills, or if you bounce a check at Pizza Hut or KFC. Just a heads up to people, YUM! Brands is the most likely to report a bounced check to a collection agency, so if you're short on cash don't hit up Pizza Hut, KFC, or Taco Bell. Godfather's likes to report as well.

But again, this doesn't surprise me. If a court ordered payment such as child support shows up, there's no reason for any other unpaid government issued fine not to show up on a credit report. My suggestion, pay your ticket, or fight the ticket and get it dropped. If you ignore it, it'll show up on your credit report. And if you think that's ridiculous, then don't pay any attention to your credit score because it's fascist and shouldn't be looked at. Just don't get pissed when your credit is denied.

Evilsmurf: technicolor-misfit: FTA - "Someone with a 680 score could lose roughly 50 points from the addition of a collection of this nature," he said. "For someone with a 780 score - very, very good credit - the appearance of one of these collections could lower their score by as much as 105 to 125 points."


"Ahhh, well... lookie here... You sir, have a verry nice score indeed.. Why it would be a downright tragedy to see something happen to a score this nice... wouldn't it? Hmmmm?"


I mean WTF???


"On the whole, you've demonstrated yourself to be far more responsible and dependable than the vast majority of people... Clearly, in your case, this unpaid parking ticket couldn't possibly be indicative of anything short of the first stumble in a cataclysmic slide which will lead inevitably to you sucking off drivers in truckstop parking lots for little baby hits of meth to get you through the long nights on the street."

Any sort of collection or lien will drop a score by that much.


The point is that it seems absurd that the same action would only be a 50 point drop for someone with a so-so score but twice the drop for someone with a "very, very good" score...

It makes no sense that someone's history of responsibility and dependability should work against them in such a drastic way.

DrippinBalls: The question is this: HOW do they apply said unpaid parking ticket to your credit bureau report without having your social security number?

Citation is written to the vehicle which has a license plate. That plate belongs to a person with a driver's license and in most states your SSN was recorded at some point in order to get your license. Although lord knows this is will be a source of misreporting on credit reports.

I got my very first parking ticket while visiting another state. I seriously considered not paying it after seeing all of the extra fees they added on (extra $40 if payment not received within 10 days, extra $5 to pay online, etc...).

I could have cared less if they sent me to collections since my credit score was high enough that even a 50 point drop would be meaningless, especially since the only debt I have involves housing (and any FICO score above 720 is great when buying a house).

Problem was, I was visiting that state because I was interviewing for a job. If I moved there, registration and licensing would suddenly become an issue with that unpaid ticket on my record. I could have kept my old state's license by registering at a relative's house, but the plates would have been more difficult. My old state offers two year tabs, but that would require driving back to visit every two years. Maybe if I dumped the car and got a new one, the state wouldn't make a connection (AWD really comes in handy in the new state), but it really came down to a lot of work over a ticket that was under $100.

Then there were the rumors about reciprocity between states. I didn't want this out-of-state ticket causing issues for my license and registration at home, although I never did research if such agreements were in effect.

So I paid the ticket. But I did turn down the job in part because working downtown would have sucked, parking included.

technicolor-misfit: Evilsmurf: technicolor-misfit: FTA - "Someone with a 680 score could lose roughly 50 points from the addition of a collection of this nature," he said. "For someone with a 780 score - very, very good credit - the appearance of one of these collections could lower their score by as much as 105 to 125 points."


"Ahhh, well... lookie here... You sir, have a verry nice score indeed.. Why it would be a downright tragedy to see something happen to a score this nice... wouldn't it? Hmmmm?"


I mean WTF???


"On the whole, you've demonstrated yourself to be far more responsible and dependable than the vast majority of people... Clearly, in your case, this unpaid parking ticket couldn't possibly be indicative of anything short of the first stumble in a cataclysmic slide which will lead inevitably to you sucking off drivers in truckstop parking lots for little baby hits of meth to get you through the long nights on the street."

Any sort of collection or lien will drop a score by that much.


The point is that it seems absurd that the same action would only be a 50 point drop for someone with a so-so score but twice the drop for someone with a "very, very good" score...

It makes no sense that someone's history of responsibility and dependability should work against them in such a drastic way.

Someone with a 680 (which qualifies for most forms of financing) would be punished by going down to 630 (which is good, but will get rejections in several circumstances). Someone with a 780 (which pretty much is what they mean by "well qualified buyers" on those 0% APR car ads) would be punished by seeing their score drop to a 680. So what happens is you drop kind of a credit "tier"

"I'm sorry, Sir, but you can't get that line of credit to lease those sweet rims."

1. Target random citizens with claims of "unpaid tickets" for imaginary offenses.
2. Force them to pay up through collection agencies by holding their credit score hostage.
3. Charge them outrageous court fees if they dare challenge the ticket.
4. Profit.

People that dont pay parking tickets as well as worry about their credit score are useless morons.

People who dont take care of their health (smoking and drinking their entire lives) and blame "evil insurance companies" are also morons.

I have shiatty credit. I still was able to buy a new car. I put down 80% on it, too the day I picked it up. Dealership was furious.

Suckers.

If ever there was a situation where Occam's Razor is applicable, this is it.

Step 1: Take mother to hospital for life saving medical treatment.

Step 2: Answer all hospital questions with the same reply: "No habla ingles."

Step 3: Free health care!

/finally, the perfect answer for Step 2.

Vern:
Wait, so... how does not getting credit not save your mother's life? Will she die if we don't get an HDTV with a PS3 and a stereo system? Will she die if we can't buy a brand new car for her? Will she die if we can't buy new living room furniture for her, or a sleep number bed?

Many Farkers live in a barbaric land where financial status impacts critical medical care. Beats me why.

Vern: Wait, so... how does not getting credit not save your mother's life? Will she die if we don't get an HDTV with a PS3 and a stereo system? Will she die if we can't buy a brand new car for her? Will she die if we can't buy new living room furniture for her, or a sleep number bed?

Yes it's an expression, but it's also an unpaid debt. If you don't pay your child support that shows up on your credit report, same with medical bills, or if you bounce a check at Pizza Hut or KFC. Just a heads up to people, YUM! Brands is the most likely to report a bounced check to a collection agency, so if you're short on cash don't hit up Pizza Hut, KFC, or Taco Bell. Godfather's likes to report as well.

But again, this doesn't surprise me. If a court ordered payment such as child support shows up, there's no reason for any other unpaid government issued fine not to show up on a credit report. My suggestion, pay your ticket, or fight the ticket and get it dropped. If you ignore it, it'll show up on your credit report. And if you think that's ridiculous, then don't pay any attention to your credit score because it's fascist and shouldn't be looked at. Just don't get pissed when your credit is denied.

Who let a grown up in here?

/That looks funny. Should it be hyphenated, one word, what?

By the government hitting your credit score they have found you guilty until proven innocent.

david_gaithersburg: By the government hitting your credit score they have found you guilty until proven innocent.

/wait until this guy finds out what powers the IRS has....

How to make/save a lot of money in the US....

1.) Instead of getting married, don't. Stay single and live with your girlfriend and children.
2.) Your 'single mother' girlfriend will qualify for all sorts of social programs because she has poor children. They'll get free health care and all sorts of free crap if they simply fill out the papers.
3.) Make all credit-related purchases through your name. Have perfect credit, pay all the bills. You get the mortgage/the car loans/etc....
4.) Keep everything else in your girlfriend's name. Treat her credit as free money. Slowly build up a large collected of credit cards over 2-3 years, using and paying them....getting more of them....then....max them all out. Cha-Ching! Christmas time at Fark_Guy_Rob's house. Declare bankruptcy. Wait a few years, repeat.

My girlfriend and I were living in 1700 sq. ft. house in a very nice town north of Denver. 3 beds / 2.5 baths / big yard on a quiet street, I had a 3 year old truck she had a 3 year old car, all the typical upper-middle class stuff you'd expect - big screen tv and all that crap....but because we weren't married she qualified for food stamps. If we would have had children - oh man - the amount of crap you can get for free is staggering (and more food stamps too). My sister is a single Mom - and she has better health care *FOR FREE* than I've ever had. She can take her child straight to the emergency room and pay $0. Thank you US tax payers.

And, you don't have to worry about divorce either. You can just break up, with your money, your house, your cars and your perfect credit. If you want your kids, it should be easy to win custody and if you don't - eh - you'll have some child support; but that's the risk you take with having children.

PsiChi: Who let a grown up in here?

If he's using checks at KFC, he's obviously over 70. Let the poor old guy have his fun with the magic intertubes, he's managed to figure out 'lobbing in' and the 'any key', so he won't be a real bother until he starts ranting about his double-date with Mamie Van Doren.

sage37: lol, so the reason they're broke is because people don't pay their parking tickets.
suuuure.

I can't believe someone said that and meant it. Apparently all city administrative functions are exclusively based on the traffic ticket model.

A) Don't be stupid enough to break traffic laws.

B) If you must be that stupid, pay your tickets.

C) If you're too dumb for A & and B, them Mom deserves to die for raising such a stupid kid.

/I know the hypothetical situation is not mentioned in the article

Vern:
But again, this doesn't surprise me. If a court ordered payment such as child support shows up, there's no reason for any other unpaid government issued fine not to show up on a credit report.


The difference? Eh, it's only a matter of Constitutional Due Process.
There is a difference between a *judgment* and a non-adjudicated ticket.
Add to the mix that these particular tickets didn't even have any identification verification done before they were issued.


To make these automated tickets plausible the cities chose the lower "easier" standard. They get to live
with the flip side of that decision.
Fvk 'em.

technicolor-misfit: FTA - "Someone with a 680 score could lose roughly 50 points from the addition of a collection of this nature," he said. "For someone with a 780 score - very, very good credit - the appearance of one of these collections could lower their score by as much as 105 to 125 points."


"Ahhh, well... lookie here... You sir, have a verry nice score indeed.. Why it would be a downright tragedy to see something happen to a score this nice... wouldn't it? Hmmmm?"


I mean WTF???


"On the whole, you've demonstrated yourself to be far more responsible and dependable than the vast majority of people... Clearly, in your case, this unpaid parking ticket couldn't possibly be indicative of anything short of the first stumble in a cataclysmic slide which will lead inevitably to you sucking off drivers in truckstop parking lots for little baby hits of meth to get you through the long nights on the street."

Yeah, why the hell does it scale? If anything should people with shiatty credit scores AND parking tickets be punished most severely?

My town has been doing this with parking tickets for years. 30 days unpaid and the fine doubles and goes immediately to collections. If I ever meet the guy who got that started I'm going to cockpunch him, but I do pay my tickets on time.