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(SmartMoney)   Your credit card company has your best interests in mind, which is why it won't let you buy medical marijuana, online porn or casino chips. You're welcome   (smartmoney.com) divider line 81
    More: Interesting, Internet pornography, Brick and mortar business, credit cards  
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6569 clicks; posted to Main » on 31 May 2011 at 9:42 AM   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



81 Comments   (+0 »)
   

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2011-05-31 08:34:05 AM
Ummm yeah, bull.
 
2011-05-31 08:37:48 AM
go to atm and get cash for the casino or medical mj. online pron is free.
 
2011-05-31 08:39:23 AM
Hobodeluxe: go to atm and get cash for the casino or medical mj. online pron is free.

Would be good advice were the article remotely true.
 
Pud
2011-05-31 08:42:53 AM
Hobodeluxe: go to atm and get cash for the casino or medical mj. online pron is free.

Wait...WAIT??? There's porn on the internet?? WHY DIDN'T SOMEBODY TELL ME!!!
 
2011-05-31 08:58:19 AM
I can't reload my TVG account online, I have to call in my number just for that reason.
 
2011-05-31 09:01:04 AM
Ender's: Hobodeluxe: go to atm and get cash for the casino or medical mj. online pron is free.

Would be good advice were the article remotely true.


cash is still good for some things. you might want to avoid carrying it in Tenn though.
 
ZAZ [TotalFark]
2011-05-31 09:29:58 AM
Medical marijuana is not legal -- possessing or distributing marijuana is a federal crime. In some states loans for the purpose of gambling need not be repaid. There's a sound business and legal reason for those two policies.
 
2011-05-31 09:30:42 AM
ZAZ: Medical marijuana is not legal -- possessing or distributing marijuana is a federal crime. In some states loans for the purpose of gambling need not be repaid. There's a sound business and legal reason for those two policies.

This. They know a thing or two about risk management.
 
2011-05-31 09:39:40 AM
Up next: Your card won't work in a pastry shop, lardass
 
2011-05-31 09:44:18 AM
People still pay for porn online?
 
2011-05-31 09:44:51 AM
My pot dealer doesn't have a swipe machine.
 
2011-05-31 09:45:09 AM
Meh. I want medical marijuana, I get it from Dad, and he only takes unmarked bills.
 
2011-05-31 09:46:29 AM
Online gambling is NOT illegal in the US. Funding online gambling accounts is illegal. Tricky.
 
2011-05-31 09:52:00 AM
People still *pay* for porn?

Are there people out there who still read the newspaper daily too?
 
2011-05-31 09:53:01 AM
I don't blame them that much for the online porn thing...

"Honey I swear to God that wasn't me, someone must have hacked my credit card number!"
 
2011-05-31 09:53:52 AM
ZAZ: Medical marijuana is not legal -- possessing or distributing marijuana is a federal crime. In some states loans for the purpose of gambling need not be repaid. There's a sound business and legal reason for those two policies.

While this may be true, why does a credit card company get to enforce a moral standard upon an individual?
 
2011-05-31 09:54:29 AM
I get my porn from your mom for free.
 
2011-05-31 09:54:32 AM
BeerBear: People still pay for porn online?

That confuses me as well. I mean you turn safe search off of google and....well there ya go.
 
2011-05-31 09:54:38 AM
Credit thread!

Well, I pay all CASH for my hookers and blow and I've got a 3.75% 30 year fixed mortgage on my truck-boat-truck.
 
2011-05-31 09:55:20 AM
Not allowing chips in a casino makes sense,
You could feasibly use it for a free cash advance.
 
2011-05-31 09:55:33 AM
Rapmaster2000: Credit thread!

Well, I pay all CASH for my hookers and blow and I've got a 3.75% 30 year fixed mortgage on my truck-boat-truck.


How many miles does it get per boning?
 
2011-05-31 09:57:31 AM
Hobodeluxe: go to atm and get cash for the casino or medical mj.

...at a 39% cash-advance APR...

/... oh... so that's why they're OK with it!
 
2011-05-31 09:57:41 AM
could any genius here who thinks that some credit card issuers might restrict such purchases for moral or ethical reasons please refer me to any other time that such issuers have ever done anything for moral or ethical reasons?
 
2011-05-31 09:57:54 AM
why the hell would I pay for porn
 
2011-05-31 09:58:08 AM
orclover: BeerBear: People still pay for porn online?

That confuses me as well. I mean you turn safe search off of google and....well there ya go.


tblop.com (Not linked and contains NSFW links)
 
2011-05-31 09:58:19 AM
BeerBear: People still pay for porn online?

in Utah, yes.
 
2011-05-31 09:58:52 AM
qorkfiend: why does a credit card company get to enforce a moral standard upon an individual?

Because like it or not they are a private company and they can sell their service to whatever and whoever they choose, providing they follow the usual race, age, religion, etc. guidelines that are in place.
 
2011-05-31 10:01:02 AM
Medical marijuana? Get a cash advance.
Casino chips? See above.
Online porn? The free stuff's as good as the stuff you pay for.

I think we're done here.
 
2011-05-31 10:01:45 AM
qorkfiend: While this may be true, why does a credit card company get to enforce a moral standard upon an individual?

Because it's their money?

Does no-one realize how credit cards work?
 
2011-05-31 10:01:51 AM
qorkfiend: ZAZ: Medical marijuana is not legal -- possessing or distributing marijuana is a federal crime. In some states loans for the purpose of gambling need not be repaid. There's a sound business and legal reason for those two policies.

While this may be true, why does a credit card company get to enforce a moral standard upon an individual?


They aren't enforcing a moral standard, they are minimizing their risk. Besides, you can't force a moral standard on someone who voluntarily uses your service.
 
2011-05-31 10:02:00 AM
Ender's: Hobodeluxe: go to atm and get cash for the casino or medical mj. online pron is free.

Would be good advice were the article remotely true.


CC companies DID ban donations to Wikileaks.
 
2011-05-31 10:03:02 AM
I sometimes pay for porn when I'm really drunk. I guess if I was a bigger douchebag, I could pretend it was a fraudulent charge.

The last time I did it my credit card got automatically flagged as stolen and I got no porn. I'd rather just pay the $35 than sit around waiting for the bank to mail me a new card.
 
2011-05-31 10:03:10 AM
I have a credit card company? Raise rates now, peons. Daddy needs a new yacht.
 
2011-05-31 10:03:18 AM
qorkfiend: ZAZ: Medical marijuana is not legal -- possessing or distributing marijuana is a federal crime. In some states loans for the purpose of gambling need not be repaid. There's a sound business and legal reason for those two policies.

While this may be true, why does a credit card company get to enforce a moral standard upon an individual?


Because you do not own that card. The issuing bank or the CC company owns that card, and the credit account behind it, therefore they have the right to determine it's use (or non-use).

To me, this points out a serious flaw, but not in the respectability or fairness of credit cards (because we all know they have none of either). Rather, it point out some serious flaws in being dependent on an capricious and controlling oligopoly for your financial transactions.

Want to do anything you want? Use things you control: cash, cashier checks/money orders for large transactions, and as a last resort, a check.
 
TWX
2011-05-31 10:04:23 AM
Heh. Back in 1999 a bunch of us found out at a lan party that one of the guys present had actually paid for porn with a credit card online, months back, and was still getting charged monthly. He was too embarrassed to call his credit card company too. We only found out because he'd stuck one of the credit card bills into his PC so that he'd remember to try to cancel the account with the porn company, and we found it when we opened his computer to put a drive in it. Gee, who'd of though, that a porn company would make it difficult to contact them to cancel the billing? They were apparently almost as bad as gym memberships...
 
ZAZ [TotalFark]
2011-05-31 10:04:27 AM
While this may be true, why does a credit card company get to enforce a moral standard upon an individual?

Because of business risk, according to TFA: American Express first banned the purchase of online pornography in May 2000, saying it faced an unacceptably high level of disputed transactions. "It's a risk-based decision," Elliott says. "This is not a moral judgment." The company allows the purchase of pornography from brick-and-mortar stores.

You also have prosecutors threatening to go after anybody who fails to police child porn, e.g. the New York Attorney General going after usenet, and it's easier to avoid porn entirely, e.g. by shutting down alt.binaries.
 
2011-05-31 10:05:55 AM
Most credit card theft is due to compromised card information from the purchase of such things as on-line porn, sex toys, etc. This can cost a credit card company and their customers a lot of money. I have no problem with Amex not allowing me to buy skin flix or dope with their card.
 
2011-05-31 10:07:32 AM
joegekko: qorkfiend: While this may be true, why does a credit card company get to enforce a moral standard upon an individual?

Because it's their money?

Does no-one realize how credit cards work?


Are you not aware of the current credit economy? It's fairly apparent that your avg person has no idea how credit works.
 
2011-05-31 10:08:30 AM
serial_crusher: I sometimes pay for porn when I'm really drunk. I guess if I was a bigger douchebag, I could pretend it was a fraudulent charge.

The last time I did it my credit card got automatically flagged as stolen and I got no porn. I'd rather just pay the $35 than sit around waiting for the bank to mail me a new card.


Or you could go jack off into a tube sock.
 
2011-05-31 10:10:22 AM
Well lets see..... A couple of banks were seized in conjunction with all these poker sites for violating federal laws on money laundering. How can you blame them for not taking part in financing illegal drug running?
 
2011-05-31 10:10:27 AM
I can understand weed and gambling, there are some legal risks with weed, and huge financial loses possible with gambling.

but porn? doesn't that seem like a "moral" call?
 
2011-05-31 10:10:28 AM
Heh, that's nothing. My credit card company won't even let me order celebrity autobiographies from Amazon. Mainly because I'm way over my credit limit.
 
2011-05-31 10:11:54 AM
probesport: It's fairly apparent that your avg person has no idea how credit works.

Fair enough. I guess I do know people who act like having $10,000 in available credit is the same as having $10,000 in the bank.

I'm looking at you, mom and dad...
 
2011-05-31 10:13:24 AM
Lemmy Kilmister: I can understand weed and gambling, there are some legal risks with weed, and huge financial loses possible with gambling.

but porn? doesn't that seem like a "moral" call?


Oh I can see that, just think how unscrupulous some of those online porn sites probably are. I can only assume that they are of course, because like most people here I have not nor would I ever actually pay for porn online, but given the nature of the industry I'd suspect the bulk of them are shady at best.
 
2011-05-31 10:16:31 AM
joegekko: probesport: It's fairly apparent that your avg person has no idea how credit works.

Fair enough. I guess I do know people who act like having $10,000 in available credit is the same as having $10,000 in the bank.


The only time that is true is when you decide you need to flee the country and live out the rest of your days on some remote content as Enrico DeSuaza Jr.
 
2011-05-31 10:18:56 AM
Jake Havechek: serial_crusher: I sometimes pay for porn when I'm really drunk. I guess if I was a bigger douchebag, I could pretend it was a fraudulent charge.

The last time I did it my credit card got automatically flagged as stolen and I got no porn. I'd rather just pay the $35 than sit around waiting for the bank to mail me a new card.

Or you could go jack off into a tube sock.


Um, well yeah I usually do, but it's nice to have some porn to watch while I'm doing it. I mean, I don't have the same apparent sock fetish that you do.
 
2011-05-31 10:21:50 AM
JackieRabbit: Most credit card theft is due to compromised card information from the purchase of such things as on-line porn, sex toys, etc. This can cost a credit card company and their customers a lot of money. I have no problem with Amex not allowing me to buy skin flix or dope with their card.

Because once the porn transaction has failed, that website just throws away your credit card number.

/ Well, they probably actually do just assume it's bogus, but if enough banks keep flat out rejecting them, they'll get the hint.
 
2011-05-31 10:23:48 AM
serial_crusher: Jake Havechek: serial_crusher: I sometimes pay for porn when I'm really drunk. I guess if I was a bigger douchebag, I could pretend it was a fraudulent charge.

The last time I did it my credit card got automatically flagged as stolen and I got no porn. I'd rather just pay the $35 than sit around waiting for the bank to mail me a new card.

Or you could go jack off into a tube sock.

Um, well yeah I usually do, but it's nice to have some porn to watch while I'm doing it. I mean, I don't have the same apparent sock fetish that you do.


Only when your sister's silk panties are not available.
 
2011-05-31 10:29:06 AM
This is about American Express? Which is sorta like a credit card. One you have to pay off. Which means no farker would have one of those. So who cares?
 
2011-05-31 10:30:28 AM
Jake Havechek: Only when your sister's silk panties are not available.

oarenj.com
 
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