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(MSN)   Section 8 McMansions: there goes the neighborhood   (realestate.msn.com) divider line 267
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22555 clicks; posted to Main » on 29 Oct 2010 at 7:25 PM   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2010-10-29 11:36:14 PM
olddinosaur: Ah yes here we go, another real estate thread:

1. If you build more houses than people can afford to buy, you deserve to go bankrupt;

2. If you buy more house than you can afford, you deserve to lose your house;

3. If you as a banker lend $500K to someone who can only afford $200K, on a house which is only worth $150K to begin with, your bank deserves to go belly-up;

4. If you are any of the people in Items #1, 2 and 3 and expect the government taxpayers to pull your fat out of the fire, you have a rude awakening coming next November.

That about get it?


Well, that's true, but:

1. The houses, at least in Henderson and places like it, are already BUILT. They're sitting there, and if it wasn't for Section 8 and other government programs, would just be sitting empty. Would you prefer that? I suggest that SOMETHING needs to be done to get people into those homes, and further, Section 8 only pays part of the rent, not all of it.

2. People currently in the Henderson houses, are not necessarily people who lost homes to foreclosure. Also, many people who lost their homes in the last housing bust got caught by predatory lending schemes; or had a house they could afford until suddenly their two-income family became a one-income family. Is it entirely their fault they couldn't see into the future?

3. No argument about the banks; but it was banks foreclosing on lots of real property they couldn't resell that helped us into the Great Depression (banks foreclosed on farms, then suddenly had huge tracts o'land which were essentially worthless since there was no one to buy them back but the dispossessed farmers). Again, is that what you'd prefer, as opposed to keeping banks solvent and people paying for homes?

A better method IMO would be to turn Section 8 into a kind of "rent to own" whereby the Section 8 takes the place of the down payment on the mortgage, thus making the renter the de facto homeowner. This avoids the complaint that Section 8 renters "don't care" about their house (if they own it, they will take better care of it, amirite?), and relieves banks of holding large parcels of land with no resale value.
 
2010-10-29 11:39:44 PM
Am I the only one who doesn't see matching funds as a problem? I mean, the lady pays half, government pays the other half... so as long as she helps herself and does her best to be a contributing member of society, we'll continue to help her to afford reasonable housing. I mean, for me, the bottom line is that if she's working 40+ hours a week, I'm ok with helping her and her kids to meet basic needs.
 
2010-10-29 11:41:20 PM
thevexationman: Since when is personal responsibility a characteristic of white people only?

I've found that, for the most part, those that screech the loudest about 'personal responsibility' never walked a mile in another man's moccasins and ran and hid from their own failings faster than David Vitter and Eliot Spitzer could speeddial a hooker.

There are exceptions like the OP, who I apologize to, but I've been around the block enough to put Horatio Alger next to JRR Tolkein on the fantasy shelf.
 
2010-10-29 11:48:15 PM
AbbeySomeone: beoswulf: Rik01: But resident Natalie Wilson says Section 8 tenants brouIgG4: I had some section 8 renters next to me for a while, it was a freaking nightmare. You take people who have lived for generations in rental apartments into a single family home and you immediately run into maintenance issues like lawns not getting mowed and sidewalks not getting shoveled, then the housing stock degrades because bigger ticket items like painting and roofing don't get done. The people next to me didn't realize they had to pay a water bill and eventually got their water cut off.

ght big changes to Antioch, including fights, loud parties and litter.

It's like the Beverly Hillbillies on steroids.

HoratioGates: Oh_Enough_Already: By and large these folks come from families that haven't worked for generations and depend on the government for cradle-to-grave care and sustenance.

That might be the most racist rant I've ever seen on Fark. Not only is it riddled with inaccuracies, it seems to suggest that the solution to poverty is to concentrate it and just give up on the next generation. You are a might fine troll or a Ron Paul fan. I'm not sure which.

Well at least both sides admit there is a problem. The solution isn't throwing more and more money into the ghettos, that only creates a system where multiple generations of families are completely dependent on the government while abhorring any sense of personal responsibility, even men refuse to raise their own kids. That was not the intended result of welfare.

The solution is to break that cycle of ignorant poverty once and for all. Remove all the kids from the black, hispanic and white trash mothers popping out kids doomed to be the dregs of society because they don't know any better. Any guardian that fails basic requirements for good parenting loses their kids.

Instead raise these once hopeless children in well-funded, state of the art, public boarding schools, far away from the urban ghettos and trailer parks. Kids right now are sent to expensive public schools that are little more than zoos since the kids are too afraid of being stigmatized on the streets for "acting white" if they show any interest in learning in the classroom.

Meanwhile having children will no longer be an automatic meal-ticket for the non-working poor that really shouldn't have been allowed, let alone encouraged, to procreate in the first place. The money saved between eliminating failing public schools and welfare for families would still make government-run boarding schools a more affordable and far more effective option.

These kids could grow up in a positive environment far removed from the influences of that pervasive ghetto mentality. After all, it's not the child's fault he lost the sperm lottery.

You are one severely ignorant, pretentious idiot. Raise these kids that have known nothing but poverty and despair in boarding schools? Yes, they'll fit right in.


Did I say they'd fit right in? It would be comprehensive rehabilitation. Kids are extremely impressionable and can be molded by a new environment. You make it sound like the typical African American male criminal behaves the way he does because of genetics.

Al Gore Vidal Sassoon: beoswulf: The solution isn't throwing more and more money into the ghettos, that only creates a system where multiple generations of families are completely dependent on the government while abhorring any sense of personal responsibility, even men refuse to raise their own kids. That was not the intended result of welfare.


You could have fooled me.

When women are rewarded for being single and having many children and penalized for being part of a committed relationship with fewer kids, why should we be surprised when the result is large families with multiple absent sperm donors?

They provide disincentives for family unity and incentives for disunity and are shocked, SHOCKED when families become locked in multi-generational cycles of state dependency.

Here's to the Nanny State!


Once again, not intended. It was simply meant to end unwed mothers having dangerous, back alley abortions (abortion wasn't legal at the time across the US) while raising the quality of the children's formative years to produce better adults. It failed because it never accounted for the culture of the poor. Lots of white middle class and working poor people that end up on the same welfare programs only stay temporarily and are off within a year.
 
2010-10-29 11:54:11 PM
spaten Quote 2010-10-29 11:00:24 PM
No one gets out of Hemet alive.

Google News for Hemet, CA...

The Gang Task force building was attempted to be bombed. Mostly McManshions, Hommie, and now suburban ghetto. Lovely place.


>>>>>

By skinhead biker gangs.

/The more you know
 
2010-10-29 11:56:38 PM
There was an episode on Law and Order the other day (the version with Jeff Goldblume as a detective) that inadvertently explained the mental set of some situations.

Investigating a murder in a Ghetto neighborhood that was changing as other races and religions moved in (Jews, Middle Easterners, Blacks and Hispanics) one of the detectives observed that the disgruntled original inhabitants saw the changes as an invasion of their turf.

Basically, even a shiathole can be someone's castle.

The Yuppies did something to change urban blight years ago (one of the few good things they did) by buying up old warehouses and long closed business buildings and turning them into 'rustic' apartments, 'quaint' high end coffee shops and stores. While they bought up the trashy buildings, they restored them to their previous glory, preserving the rustic look, even if they had to gut the insides.

However, the bad part of this was that as they bought up all of this property, they managed to raise the surrounding property values and landlords promptly raised rents, basically forcing the poor folks out, who then sought cheaper places to live in other Ghetto areas.

That simply concentrated the problem in even tighter quarters.

As a courier I delivered through a Ghetto but the contrast there was pretty obvious. On one block were ratty homes and buildings while on the next were nice homes where people worked hard to make a change while not leaving the neighborhood. Nice lawns, well kept houses, much less garbage on the streets but these folks had to face the resentment of the Ghetto Rats. They basically had to make sure every opening to their homes was covered with burglar bars and cars were NOT left out of the garage over night.

Some folks would start to repair their buildings and have building supplies stolen even while they were working. Usually the thieves, if caught, felt justified in stealing the materials because they were poor and the builder, having scraped together enough money for repairs, was 'rich.'

Copper wiring had to be locked up.

Over many years, I realized that some folks in these living conditions would NOT thank you for trying to help them out. They'd resent it.

It becomes, over time, a mind set.

Kind of like how half of the South is STILL fighting the Civil War.
 
2010-10-30 12:00:23 AM
Gyrfalcon: Section 8 only pays part of the rent, not all of it.

I am the general counsel for a local housing authority so I am getting... you know the rest.

Sometimes it pays all of it, though when that occurs the tenant is still responsible for paying the utilities. However, if a tenant is truly frugal, that can be offset by the housing subsidy in the event they are able to find a unit where the rent for the unit is substantially less than the market rate rent provided for by the voucher.

Gyrfalcon: A better method IMO would be to turn Section 8 into a kind of "rent to own" whereby the Section 8 takes the place of the down payment on the mortgage, thus making the renter the de facto homeowner

They do have programs somewhat like that. The HOPE IV and the HOME program, iirc, have arrangements like that. I don't remember if it is those specific programs that do that, but I know that there are some.



Now, on the the general ideas presented here. The concerns of the anti-S8 posters do have some valid observations, but they are a bit overblown. By and large, from my experience and observations, it is the Public Housing (projects if you will) that contain the most problems.

S8 has some problems but not to the extent that public housing has. A great deal of the problems we have in PH is due to individuals coming from the outside and causing problems. Granted, some of the tenants cause these problems too, but by and large, it is outsiders.
 
2010-10-30 12:00:29 AM
Bonzo_1116: Sluburbs?

Quick! Submit that word to Urban Dictionary.
 
2010-10-30 12:05:02 AM
Big Al: spaten Quote 2010-10-29 11:00:24 PM
No one gets out of Hemet alive.

Google News for Hemet, CA...

The Gang Task force building was attempted to be bombed. Mostly McManshions, Hommie, and now suburban ghetto. Lovely place.


>>>>>

By skinhead biker gangs.

/The more you know


I know I worked with many Aryan Nation guys on construction sites. And I see their graffiti all over the Inland Empire. MS 13 and Mexican Mafia are all over the place, too. And the Avenues from Boyle Heights and South Pasadena are out there to.
 
2010-10-30 12:10:05 AM
Gyrfalcon: A better method IMO would be to turn Section 8 into a kind of "rent to own" whereby the Section 8 takes the place of the down payment on the mortgage, thus making the renter the de facto homeowner. This avoids the complaint that Section 8 renters "don't care" about their house (if they own it, they will take better care of it, amirite?), and relieves banks of holding large parcels of land with no resale value.

Doesn't seem that fair the the rest of us renters. I'd love to be able to own my own home but currently rent because I can't afford to own. Why should these guys get the opportunity to rent-to-own and not me?
 
2010-10-30 12:12:17 AM
spaten Quote 2010-10-30 12:05:02 AM

I know I worked with many Aryan Nation guys on construction sites. And I see their graffiti all over the Inland Empire. MS 13 and Mexican Mafia are all over the place, too. And the Avenues from Boyle Heights and South Pasadena are out there to.

>>>

Was just trying to set the record straight. And yep most of the country is turning like that because of the lack of money. A life of crime pays better and is glamorized because of the fast money and thinking you are above civilized society and the law.
 
2010-10-30 12:17:15 AM
stiletto_the_wise: Gyrfalcon: A better method IMO would be to turn Section 8 into a kind of "rent to own" whereby the Section 8 takes the place of the down payment on the mortgage, thus making the renter the de facto homeowner. This avoids the complaint that Section 8 renters "don't care" about their house (if they own it, they will take better care of it, amirite?), and relieves banks of holding large parcels of land with no resale value.

Doesn't seem that fair the the rest of us renters. I'd love to be able to own my own home but currently rent because I can't afford to own. Why should these guys get the opportunity to rent-to-own and not me?


Because they are 'disadvantaged' and have tax subsidies/grants available that most don't.
 
2010-10-30 12:19:19 AM
Big Al: By skinhead biker gangs.

/The more you know


spaten: Big Al: spaten Quote 2010-10-29 11:00:24 PM
No one gets out of Hemet alive.

Google News for Hemet, CA...

The Gang Task force building was attempted to be bombed. Mostly McManshions, Hommie, and now suburban ghetto. Lovely place.


>>>>>

By skinhead biker gangs.

/The more you know

I know I worked with many Aryan Nation guys on construction sites. And I see their graffiti all over the Inland Empire. MS 13 and Mexican Mafia are all over the place, too. And the Avenues from Boyle Heights and South Pasadena are out there to.


Has it gotten to the point that the Aryan Nation freaks are just anouther prison-based gang? There's too much money to be made in commercial dealings with non-white folk to just "keep to the race". If they want to distribute cocaine/crack, there are going to be brown folks of some sort in the chain. How do they justify that, or do they just deal in only the finest organically grown Humboldt weed and and handcrafted meth from Victorville?
 
2010-10-30 12:21:02 AM
Devil's Playground: Bonzo_1116: Sluburbs?

Quick! Submit that word to Urban Dictionary.


That is good.
 
2010-10-30 12:21:14 AM
Big Al: spaten Quote 2010-10-30 12:05:02 AM

I know I worked with many Aryan Nation guys on construction sites. And I see their graffiti all over the Inland Empire. MS 13 and Mexican Mafia are all over the place, too. And the Avenues from Boyle Heights and South Pasadena are out there to.

>>>

Was just trying to set the record straight. And yep most of the country is turning like that because of the lack of money. A life of crime pays better and is glamorized because of the fast money and thinking you are above civilized society and the law.


Paging Bernie Madoff, you're needed in Fark thread #5724137
 
2010-10-30 12:22:23 AM
Gyrfalcon: A better method IMO would be to turn Section 8 into a kind of "rent to own" whereby the Section 8 takes the place of the down payment on the mortgage

So, you're suggesting that the American Taxpayer should not only pay the rent for these people, but now we should also give them the down payment on a house?

It took me almost seven years of working hard and sacrificing the "fun" things in order to save enough for the down payment on my first house.

I understand your intent, but I think most taxpayers would have a small problem with what you're suggesting.
 
2010-10-30 12:22:56 AM
I've only had one experience with Section 8 and it was bad. The neighbor two doors down who turned his place into a S8 rental before he lost it.

The tenants were pretty low class. The S8 was for the mother who was seemingly pretty disabled, but her two sons lived with her - the elder of whom was a real piece of work - tatoos, walked around with no shirt on to show off his body, etc. Loud, stupid, and he finally wore out his welcome the night he was arrested for wailing on his girlfriend in the middle of the street at about 2AM in a rage fueled by something...sadly, he did not go away for a long time.

We are pretty sure that a number of UPS/FedEx deliveries were mislaid as a result of him, but no one ever proved it.

His younger brother might have had a chance had the older brother not been around to make SURE no one said anything to his kid brother, who by the time they moved was probably days away from Juvi himself.

The entire neighborhood was pretty much relieved when they moved, the house was sold and a family moved in.

And I know that not EVER S8 tenant is like that but this one was pretty bad.
 
2010-10-30 12:24:01 AM
It is just another prison gang, but they don't hate on other races as much, especially the cartels. The drug business is booming when the economy is in a slump.
 
2010-10-30 12:26:12 AM
Devil's Playground: Gyrfalcon: A better method IMO would be to turn Section 8 into a kind of "rent to own" whereby the Section 8 takes the place of the down payment on the mortgage

So, you're suggesting that the American Taxpayer should not only pay the rent for these people, but now we should also give them the down payment on a house?

It took me almost seven years of working hard and sacrificing the "fun" things in order to save enough for the down payment on my first house.

I understand your intent, but I think most taxpayers would have a small problem with what you're suggesting.


If they had the equivalent of a VA loan, with no down and paying closing costs, I would approve of this. They may take pride in ownership, etc and it could give them a new start and perspective. Not all should be qualified, they have to show initiative just like we did when we bought our house.
 
2010-10-30 12:26:34 AM
downstairs: Sudo_Make_Me_A_Sandwich: IgG4, I think you raise valid concerns, but there is another side to it too:

If Section 8 is the only way to make the property affordable, you're at least getting *someone* in the property which means you'll keep a good roof on it and so forth. Otherwise, the property might become abandoned housing, turn into an eyesore, and drag down property values.

Moreover, a lot of lower-income people don't care for their housing stock because of rational-choice economics: either they didn't own the house and it wasn't profitable to do so or because if they did own their housing, neighbors didn't care for their property so they didn't get a return on their investment the same way that a family in a middle-class neighborhood gets a return on their investment. This, in turn, creates a culture of not taking care of property.

Living in a nice neighborhood might help to socialize the people, or at least their children, into breaking the cycle. If you're a kid, and you grow up in a place where everyone takes care of their lawn, you're going to grow up to take care of your lawn *even if you don't get a return on it* but merely as a point of pride.

Yeah, blight is almost certainly worse than a bad tenant. I live near some abandoned properties, and there's no way that even the worst tenant would have them looking like they do.


My uncle rents out houses in Detroit.

He's had the same experience with Section 8 tenants. Keep things tidy and are up on their portion of the rent always, except a few times when things were tight and they had the courtesy to give him a heads up and ask in advance for a bit of leniency. Which he's happy to give since a) he's still getting the Section 8 cut and b) considering I've never filed eviction paperwork, I assume they all kept true to their word.

It's hard as hell to get Section 8 vouchers around here right now, though. Year long waiting lists.
 
2010-10-30 12:28:42 AM
Devil's Playground: I understand your intent, but I think most taxpayers would have a small problem with what you're suggesting.

As I stated above there is a program that does something like this. Basically, from what little I know about it, is the tenant enters into a program where the housing authority assists the tenant in saving money. A certain amount is placed into an account that generates interest--it is the tenants money that goes into the account, not additional public funds. Eventually, the tenant will have saved up enough to purchase a home owned by the housing authority and the tenant purchases the property just like anyone else.

The only assistance is that the HA holds their hand in saving the tenants money for a down payment.

Overall, it's not a terrible program. It does get them off of the public teat eventually.
 
2010-10-30 12:29:56 AM
Bonzo_1116: Big Al: By skinhead biker gangs.

/The more you know

spaten: Big Al: spaten Quote 2010-10-29 11:00:24 PM
No one gets out of Hemet alive.

Google News for Hemet, CA...

The Gang Task force building was attempted to be bombed. Mostly McManshions, Hommie, and now suburban ghetto. Lovely place.


>>>>>

By skinhead biker gangs.

/The more you know

I know I worked with many Aryan Nation guys on construction sites. And I see their graffiti all over the Inland Empire. MS 13 and Mexican Mafia are all over the place, too. And the Avenues from Boyle Heights and South Pasadena are out there to.

Has it gotten to the point that the Aryan Nation freaks are just anouther prison-based gang? There's too much money to be made in commercial dealings with non-white folk to just "keep to the race". If they want to distribute cocaine/crack, there are going to be brown folks of some sort in the chain. How do they justify that, or do they just deal in only the finest organically grown Humboldt weed and and handcrafted meth from Victorville?


I think many of the Aryan Nation dudes are going legit. They seem to be taking the path of the Italians. Still f..ed up....

I really don't know.

It's the youngsters that aren't predictable. Be it any gang.
 
2010-10-30 12:30:19 AM
TomD9938: Devil's Playground: Bonzo_1116: Sluburbs?

Quick! Submit that word to Urban Dictionary.

That is good.


Submitted to the urbandictionary (new window)
/I need to see if my entry for ginormous is still there.
 
2010-10-30 12:35:17 AM
bmwericus: I've only had one experience with Section 8 and it was bad. The neighbor two doors down who turned his place into a S8 rental before he lost it.

The tenants were pretty low class. The S8 was for the mother who was seemingly pretty disabled, but her two sons lived with her - the elder of whom was a real piece of work - tatoos, walked around with no shirt on to show off his body, etc. Loud, stupid, and he finally wore out his welcome the night he was arrested for wailing on his girlfriend in the middle of the street at about 2AM in a rage fueled by something...sadly, he did not go away for a long time.

We are pretty sure that a number of UPS/FedEx deliveries were mislaid as a result of him, but no one ever proved it.

His younger brother might have had a chance had the older brother not been around to make SURE no one said anything to his kid brother, who by the time they moved was probably days away from Juvi himself.

The entire neighborhood was pretty much relieved when they moved, the house was sold and a family moved in.

And I know that not EVER S8 tenant is like that but this one was pretty bad.


Did your neighbor have *any* experience in renting out a place, or was he desperate for money and just threw someone in there?

Section 8 tenants, like ANY tenants, you need to screen and if you're in the rental business you drop $50 a year ($20 per search) on a background/credit check company.

Like I just mentioned, my uncle's had fine experience with those folks, and credit issues/minor stuff on a record won't stop him from renting to someone... but that + interview + his intuition from renting for a few decades = he can weed out the bad folks and keep the folks who just need some help and a stable place to live. And if he has to, he can wait for a few months until he finds a good tenant.
 
2010-10-30 12:36:36 AM
spaten Quote 2010-10-30 12:29:56 AM

I think many of the Aryan Nation dudes are going legit. They seem to be taking the path of the Italians. Still f..ed up....

I really don't know.

It's the youngsters that aren't predictable. Be it any gang.

>>>>>

These kids were brought up glamorizing greed and anarchy. They are more dangerous to civilized society than any terrorist organization and it's too bad the government buys into their "legit" talk when they all should be in jails.
 
2010-10-30 12:40:01 AM
St_Francis_P: I'm glad this lady can now afford a decent home, but "outdated brown model"? Really? I guess that's one of the worst parts of poverty, your appliances aren't shiny white.

I think it's more the fact that brown has been out of style for so long that any appliance that actually is brown is probably decades old.
 
2010-10-30 12:42:11 AM
Big Al: spaten Quote 2010-10-30 12:29:56 AM

I think many of the Aryan Nation dudes are going legit. They seem to be taking the path of the Italians. Still f..ed up....

I really don't know.

It's the youngsters that aren't predictable. Be it any gang.

>>>>>

These kids were brought up glamorizing greed and anarchy. They are more dangerous to civilized society than any terrorist organization and it's too bad the government buys into their "legit" talk when they all should be in jails.


We can't afford enough jails.
 
2010-10-30 12:43:05 AM
spaten:
I think many of the Aryan Nation dudes are going legit. They seem to be taking the path of the Italians. Still f..ed up....

I really don't know.

It's the youngsters that aren't predictable. Be it any gang.


I suspected as much.

Green trumps all the other colors.
 
2010-10-30 12:48:55 AM
AbbeySomeone: If they had the equivalent of a VA loan, with no down and paying closing costs, I would approve of this. They may take pride in ownership, etc and it could give them a new start and perspective. Not all should be qualified, they have to show initiative just like we did when we bought our house.

I agree that they would need to show initiative and display at least a basic understanding of economics, but the VA program rewards people who have served their country.

If a person has just basically been a drain on the society as a whole, I just can't see giving them a leg up on a couple who got married and had kids too soon but are doing all they can to get ahead (speaking from personal experience).

I would be much more inclined to pay for their education through Pell grants and loan forgiveness programs. I guess I am old fashioned, but I still believe that for something to have worth, it must be earned.

danvon: The only assistance is that the HA holds their hand in saving the tenants money for a down payment.

Overall, it's not a terrible program. It does get them off of the public teat eventually.


Now this is a program I can get behind. I believe that as a society we have a responsibility to assist those who are less fortunate. If a person shows the desire and is willing to sacrifice in order to pull out of poverty, then yes, by all means we as a society have the duty to assist them.

Sadly, most public assistance programs do not assist, they are designed to care-take.
 
2010-10-30 12:50:20 AM
spaten Quote 2010-10-30 12:42:11 AM

We can't afford enough jails.

>>>>

When you put drug addicts in rehab, and mentally unstable people in asylums, you have plenty of room.
 
2010-10-30 12:51:27 AM
Bonzo_1116 Quote 2010-10-30 12:43:05 AM

I suspected as much.

Green trumps all the other colors.

>>>>

But all the girls go crazy when I can afford the latest designer glasses and cars. I'm like a God! That's all that matters in life, right?
 
2010-10-30 12:55:49 AM
StreetlightInTheGhetto: Loud, stupid, and he finally wore out his welcome the night he was arrested for wailing on his girlfriend in the middle of the street at about 2AM in a rage fueled by something...sadly, he did not go away for a long time.

We are pretty sure that a number of UPS/FedEx deliveries were mislaid as a result of him, but no one ever proved it.

His younger brother might have had a chance had the older brother not been around to make SURE no one said anything to his kid brother, who by the time they moved was probably days away from Juvi himself.


Wow! Was it this guy?
4.bp.blogspot.com
 
2010-10-30 01:01:49 AM
Big Al: But all the girls go crazy when I can afford the latest designer glasses and cars. I'm like a God! That's all that matters in life, right?


You know it, Homes!
gawker.com
 
2010-10-30 01:04:35 AM
Big Al: Bonzo_1116 Quote 2010-10-30 12:43:05 AM

I suspected as much.

Green trumps all the other colors.

>>>>

But all the girls go crazy when I can afford the latest designer glasses and cars. I'm like a God! That's all that matters in life, right?


When you get all the way down to the basest of biological imperatives, yeah, kinda.
 
2010-10-30 01:06:18 AM
Devil's Playground: Big Al: But all the girls go crazy when I can afford the latest designer glasses and cars. I'm like a God! That's all that matters in life, right?


You know it, Homes!


That's a mad stack of twenties.

I'd have ~5 high-end sushi dinners with sake included on that dude's dime.

/fool, money, parted, etc etc.
 
2010-10-30 01:06:29 AM
Bonzo_1116 Quote 2010-10-30 01:04:35 AM

When you get all the way down to the basest of biological imperatives, yeah, kinda.

>>>>

That's the kind of BS those people say and think. No, you are shallow and grew up in a broken home, so you need money to make you feel important since you could never be somebody in real life. But that's what we get as a society for worshiping LeBron James rather than a doctor who is curing cancer.
 
2010-10-30 01:17:51 AM
stiletto_the_wise: Gyrfalcon: A better method IMO would be to turn Section 8 into a kind of "rent to own" whereby the Section 8 takes the place of the down payment on the mortgage, thus making the renter the de facto homeowner. This avoids the complaint that Section 8 renters "don't care" about their house (if they own it, they will take better care of it, amirite?), and relieves banks of holding large parcels of land with no resale value.

Doesn't seem that fair the the rest of us renters. I'd love to be able to own my own home but currently rent because I can't afford to own. Why should these guys get the opportunity to rent-to-own and not me?


Eh, I made that up off the top of my head, mostly as a response to whoever I was replying to whose comment was that if you "buy more house than you can afford blah blah blah."

Fair? Who said life was fair? The only thing I hate hearing more than "But that's not fair!" is "But that's too hard!" Yeah, sh*t isn't fair sometimes. Nobody ever promised you fair, or easy. Want to make something of it? You probably had some breaks that Section 8 residents didn't get: Was that "fair" to them? No?

Then STFU and stop whining. We all have something in life we didn't deserve.
 
2010-10-30 01:19:50 AM
Whatever happened to that "Back to Africa" movement? Can we get that going again? How about a "Back to Mexico" thing too, just for good measure?
 
2010-10-30 01:27:20 AM
sweetmelissa31: It's worse than Brezhnev-era Soviet apartment complexes.

That's a standalone condo complex, which is why there are central parking lots. If you look closely you can see the sidewalks to get to each unit. You get a cookie cutter unit, but it's one unit by itself instead of squeezed into a multi-story building.

If you're going to run comparisons, it's better to think of that picture as an apartment building all flattened out. It looks terrible from the air, but they have their purposes. My parents moved into a similar neighborhood for retirement because while they get the benefits of living in a single home, they don't have to worry about mowing grass, shoveling snow, or even painting their house. At least in my parent's case they get a 2 car garage for every unit and the builder changed up the facade a bit for each one so it's not quite so cookie-cutter.
 
2010-10-30 01:27:31 AM
I've had the privilege of living next to the underclass. Virtually everyone else in the neighborhood had different values from them. Even the very blue collar types had neatly manicured lawns and kept their kids under control.

Except for the clowns next to me. Vandalism, theft, trash, beer cans, dog sh-t in the road and in the house, truculence. They were white, but the bad branch of the family. They owned the house, but the money was from their family, not from them.

They were unlike everyone else in the neighborhood. They're still there. Two 15 year old granddaughters have given birth. One son is a felon, out of jail now.

They really didn't belong in that neighborhood. Surrounded by hard working people, they still aggressively farked up. Not good for their immediate neighbors. Not good for them I suppose, since they perhaps knew they were lowlifes there.

Not many black families in the neighborhood. But all of them were quiet, gainfully employed, good citizens.

I think it's values plus IQ that are the natural fault lines of society.
 
2010-10-30 01:31:01 AM
Gyrfalcon: You probably had some breaks that Section 8 residents didn't get: Was that "fair" to them? No?

I was born into a poor white trash family. I was told early on that college was for stupid people and that I would never make in that world anyway. I never asked for fair, I asked for just.

I have earned every farking thing I have, and have busted my ass to earn it.

When you make such a blanket statement as you did above, you have negated everything thing that those of us who've educated ourselves and worked our way out of poverty have accomplished.

Guess what? There are people in this world who are lazy and expect the rest of us to take care of them. There are also people who want something better and are willing to put an effort into achieving it.

Then STFU and stop whining. We all have something in life we didn't deserve.

Get off your Fuc*&ng soapbox. We all get exactly what we deserve.

Don't believe me? Look up the word.
 
2010-10-30 01:31:39 AM
Great. The last thing we need are more jigaboos and wetbacks moving into my neighborhood.
 
2010-10-30 01:33:17 AM
Dow Jones and the Temple of Doom [TotalFark] Quote 2010-10-30 01:19:50 AM
Whatever happened to that "Back to Africa" movement? Can we get that going again? How about a "Back to Mexico" thing too, just for good measure?

>>>>

Going to pick your own produce and clean your own toilets at work?
 
2010-10-30 01:35:43 AM
Big Al: Bonzo_1116 Quote 2010-10-30 01:04:35 AM

When you get all the way down to the basest of biological imperatives, yeah, kinda.

>>>>

That's the kind of BS those people say and think. No, you are shallow and grew up in a broken home, so you need money to make you feel important since you could never be somebody in real life. But that's what we get as a society for worshiping LeBron James rather than a doctor who is curing cancer.


Being able to "afford the latest" takes many forms. The smarter ladies go for the drab dudes curing cancer pulling down the 80-120k(if they aren't curing cancer themselves), because they know that there's more of the nerds then there are LeBrons.

And "broken home" has dick-all to do with shallowness.

Shallowness is universal.
 
2010-10-30 01:36:46 AM
In the 1970s, when studies showed that the worst housing problem afflicting low-income people was no longer substandard housing, but the high percentage of income spent on housing, Congress passed the Housing and Community Development Act of 1974, further amending the U.S. Housing Act of 1937 to create the Section 8 Program. In the Section 8 Program, tenants pay about 30 percent of their income for rent, while the rest of the rent is paid with federal money

obama/obama/obama

hummm, maybe it was carter?
 
2010-10-30 01:36:58 AM
Once again the government rewarding those who (usually) don't contribute.
 
2010-10-30 01:38:12 AM
Shallowness comes from broken homes whether wealthy or poor. Usually on the wealthy side from parents who never showed affection because they were too busy jet setting and leaving their kids to be brought up by the maid. That's still a broken home. Ghetto's don't have a monopoly on bad parenting.
 
2010-10-30 01:40:07 AM
IgG4: I had some section 8 renters next to me for a while, it was a freaking nightmare. You take people who have lived for generations in rental apartments into a single family home and you immediately run into maintenance issues like lawns not getting mowed and sidewalks not getting shoveled, then the housing stock degrades because bigger ticket items like painting and roofing don't get done. The people next to me didn't realize they had to pay a water bill and eventually got their water cut off. If these properties are well managed it wouldn't be a problem, but usually these houses are either owned by banks or slumlords, neither of which really give a shiat about maintenance.

Eh....I can cut people a lot of slack. I've known enough people personally that went from rags to riches or the other way around and ended up on public assistance. And there are those on it, such as chronically ill persons, where the expectation of a mowed lawn, let alone a vacuumed carpet is a stretch. It's just not going to happen without outside help.

Aside from who has the nicest house, on the choice blocks, everything still needs maintenance. Shiat wears down and breaks. The sun is hell on anything plastic or rubber. Rain makes wood rot eventually. Cold splits pipes. Wind, weather, throws all sorts of hell at homes. Bugs. There are people that simply can't do the maintenance, and people that just blow it off.
 
2010-10-30 01:40:33 AM
Azlefty: Funny I have a section 8 tenant in my house presently, yes the yard is dead so are all the others in the Neighborhood people don't like paying 200.00 a month fro a green yard, I am putting in rock in the spring.
Rent is paid
If there is a problem they call the management agency to have it fixed
the next door neighbor called and said thanks for getting good tenants

My Previous Tenant
Who epitomized the Businessman Republican Conservative Poster child
Broke the lease
took the refrigerator
Caused about 2 grand in damage
and threatened the next door neighbor -which was stupid since he is a retired Marine gone biker.
Refuses to pay the judgment against him for the damages and lease breaking

He probably would have done more damage but the property manager actually manages the property and insures the tenants take
care of the places they manage.

Yet most of you say the Section 8 is the problem, you seem to forget that Trash comes in all flavors and economic classes!


So says you.
 
2010-10-30 01:40:35 AM
Desmo Quote 2010-10-30 01:36:58 AM
Once again the government rewarding those who (usually) don't contribute.

>>>

By hopefully helping the younger generation get their life on track unlike their parents. At least give them a chance. Would you rather they rob you for drug money?
 
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