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(My San Antonio)   HOA is about to foreclose 84 homes in one neighborhood for not paying dues. One home that was about to be foreclosed on had a fine less than $300 dollars   (mysanantonio.com) divider line 256
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14607 clicks; posted to Main » on 16 Mar 2009 at 10:19 AM (5 years ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2009-03-16 10:40:23 AM  
84 foreclosed and soon to be empty homes? Sweet, I'll let some squatters know.

What an excellent plan! It should do wonders for the neighborhood when the gangs take their pick of the 80 plus houses. BRILLIANT!!!
 
2009-03-16 10:40:40 AM  
Your average HOA is run by would be Nazis, mental patients, and shrill housewives with no life.
 
2009-03-16 10:40:58 AM  
Why in the hell would you move somewhere with a HOA?

They keep the blacks and most of the Jews away.
 
2009-03-16 10:42:23 AM  
40below: And the Irish

I'll bet you'll let in the n***s and the chinks, too...
 
2009-03-16 10:42:35 AM  
FredaDeStilleto: and it seems like the homeowners may have given the HOA that power when they purchased property in that development. They probably signed a HOA contract without reading it.

I wonder what bank makes loans knowing they could have the collateral for their loan yanked away from them....

Either way, it seems like they're using a howitzer to take out a housefly. Last I checked, a court can garnish wages to pay judgments.
 
2009-03-16 10:43:13 AM  
There's nothing stopping the OWNERS from selling their plasma TV either and paying their HOA dues. My sympathy meter is running very low.
 
2009-03-16 10:43:23 AM  
spacechicken170am: drunkjournal: "$300" is pronounced "three hundred dollars"
"$300 dollars" is pronounced "three hundred dollars dollars"

I tried to withdrawl $300 dollars from the ATM machine but I forgot my PIN number.

/HOA can be bad but they can be good too.


Screwing a 17-year-old can be can, but it can be good too.
 
2009-03-16 10:43:27 AM  
I still don't get how an outside party can foreclose on your home, even if you sign a piece of paper saying they can.
 
2009-03-16 10:44:06 AM  
Don't think that HOAs are voluntary. Local governments use all sorts of subtle tricks to get HOAs formed with every last bit of residential zoned land, because HOAs can mean less work for the local government. If you want to buy a home where there is no HOA, good luck. A lot of cities are 100% HOA residential, except for low income housing. And once they are formed, there is almost no way to break them up.

To make matters worse, the courts are now recognizing HOAs as "para-government organizations". Sons of biatches can change the rules after the contract is signed. You now owe us hundreds of dollars. Pay up or we foreclose.
 
2009-03-16 10:44:12 AM  
Anti_illuminati: mikefinch: And people wonder why god keeps smiting America...

No.


yes.
 
2009-03-16 10:45:15 AM  
mikefinch: Anti_illuminati: mikefinch: And people wonder why god keeps smiting America...

No.

yes.


Maybe?
 
2009-03-16 10:45:29 AM  
12349876: 40below: Good. People need to learn to live by the rules. Rules are what separate us from animals. And the Irish.

Part of me agrees with this and the other part of me sees this HOA as just digging a hole for its grave. Who is going to want to move into a neighborhood with 84 foreclosed homes?


That, and who wants to move into a neighborhood run by a bunch of incompetent Scheiße-Kopfs
 
2009-03-16 10:45:49 AM  
godxam: you signed the contract - just pay the farking dues - find another way to protest the HOA - dumb bastards

If the HOA isn't holding up their end of the contract by providing the services you contracted for, why should you pay for services you're not receiving?
 
2009-03-16 10:45:51 AM  
HOA's are evil cults. The tools of the devil.
 
2009-03-16 10:46:31 AM  
therealpope: Because several people in my area did not pay their dues, we were unable to complete repairs on a community fence and hire a competent trash service. Sometimes legal action with the threat of foreclosure is the only way to get people to pay their small, annual dues they agreed to when they signed the deed to their home.

Waaahh. People can hire their own trash service. That's how it works out here in the real, unsheltered world. It may not be the most efficient way, but the competition keeps the prices down. As for the fence? Tear it down, why does the community need a fence?
 
2009-03-16 10:47:27 AM  
renstar: therealpope: Because several people in my area did not pay their dues, we were unable to complete repairs on a community fence and hire a competent trash service. Sometimes legal action with the threat of foreclosure is the only way to get people to pay their small, annual dues they agreed to when they signed the deed to their home.

Waaahh. People can hire their own trash service. That's how it works out here in the real, unsheltered world. It may not be the most efficient way, but the competition keeps the prices down. As for the fence? Tear it down, why does the community need a fence?


To keep out the pleebs of course.
 
2009-03-16 10:47:51 AM  
bemis23:
Don't worry, I can get my $300 dollars from the ATM machine.


The Automatic ATM machine.

So the alternative to dealing with this HOA idiocy is to not buy a house in an HOA-infected community. What are we supposed to when all of the available communities have this disease?
 
2009-03-16 10:47:51 AM  
I have no experience with HOAs (thankfully), so this may be a stupid question, but why wouldn't the banks get involved? If I were the bank and I had loaned Citizen X $500,000 to buy a house and then some local non-governmental "agency" tried to forclose on it and probably sell it for less than what is owed against it, I would be a little upset about that. Is the HOA responsible for covering the difference? My guess is "no" or they wouldn't be doing it. The whole thing seems very distasteful and, frankly, illegal to me. Yes, I understand that they signed a contract willingly and I can see the HOA suing to get their fees. At least that way the homeowners have their day in court and can explain why they did not feel the need to pay the fees. Kicking someone out of their home and selling it out from under them seems like an unlawful seizure to me, especially when it is probably a several-hundred-thousand dollar asset being sold to pay for a couple of hundred in fees. I can't believe this is legal and, if it is, it shouldn't be.
 
2009-03-16 10:48:35 AM  
Fish in a Barrel: My HOA fees are $3.25 per year. They have the streets swept a couple times a year and maintain the sub-division sign. That's about it. I like it that way.

Off topic a bit. There is a subdivision near here named Morning Woods. Has a nice bricked entrance with the name mounted on the bricks. Only thing is, someone has stolen the "s" off "Woods". It's been that way for awhile now.
 
2009-03-16 10:48:43 AM  
40below: ple need to learn to live

Yeah but who's rules. Who makes the damned rules? From what I see most rules and laws are there to benefit only a few at the top of the food chain by collecting all these "fines". I agree that there should be firm but minimal laws. Only keep the ones that are common sense..... wait a minute..... I forgot that to function in todays society it is better that you dont learn of this most valuable trait for it is not in "their" best interests.

/going to watch american idol while eating a big mac
//dumbing down, dumbing down
 
2009-03-16 10:50:18 AM  
My home falls under a HOA, and for the life of me I don't know wtf they do with my $260 annual dues. It certainly feels mafioso, since there literally seems to be NOTHING that benefits me that comes from the HOA, unless you count controlling what my neighbors can and can't do to their homes and yards, which I honestly don't give a damn about what they do anyway.

Supposedly they do stuff with the money, but it seems like it all goes to the slightly nicer new neighborhood around the block from me than in my own.
 
2009-03-16 10:51:30 AM  
mikefinch: yes.

God got over that whole smiting thing with his hippie-love-fest that was Jesus and the New Testament.

The bad things happening to us are solely the result of human causes, and more specifically of the American breed, which is awesome because breed rhymes with greed, and greed is the problem.

/believer, though not in Jesus just yet
//gotta give a recovering agnostic some time, k?
 
2009-03-16 10:51:40 AM  
Anti_illuminati: mikefinch: Anti_illuminati: mikefinch: And people wonder why god keeps smiting America...

No.

yes.

Maybe?


I don't know, can you repeat the question?
 
2009-03-16 10:52:04 AM  
Oh yeah, and I recently refinanced for a lower interest rate and yeah, I had to sign something that said the HOA can foreclose on my home if I don't pay the dues. So, I'm aware I don't have a choice, yet I live there anyway.

I just home someday it'll make sense.
 
2009-03-16 10:52:18 AM  
bush: I damn near facepalmed. HOAs exist, in part, to maintain property values.

Actually, the real intent of HOAs is to maintain communal property.

Some may have mutated into these things that just maintain property values, and those are the ones that need to go away, for the most part.

/you only ever hear about bad HOAs
/bad HOA == bad neighbors.
 
2009-03-16 10:53:31 AM  
Comic Book Guy: Given that it's Florida, I'm really not surprised.

What article did you read? The one I saw was in San Antonio TX.
 
2009-03-16 10:54:01 AM  
Raging Thespian: drunkjournal: "$300" is pronounced "three hundred dollars"
"$300 dollars" is pronounced "three hundred dollars dollars"

That's what you get from the ATM machine after you enter your PIN number.


You need to pay it in cash? My HOA association accepts CC cards.
 
2009-03-16 10:54:21 AM  
FTFA: Homeowners such as Cynthia Carrillo say they have deliberately stopped paying their $130 in yearly dues in response to being ignored.

$130 YEARLY? Holy fark, I'm on the HOA's side in this case. Pay up. If you have a problem with how the HOA is being run, run for the board, or sue them, have the money put into escrow until that suit is resolved.
 
2009-03-16 10:54:42 AM  
Hetfield: Anti_illuminati: mikefinch: Anti_illuminati: mikefinch: And people wonder why god keeps smiting America...

No.

yes.

Maybe?

I don't know, can you repeat the question?


Ummm, maybe?
 
2009-03-16 10:56:21 AM  
I was going to move into a place that had HOA and you think $200 a year was bad, they wanted $115 a month I laughed my butt off and walked out of the place.

The realtor thought that it was a good price.
 
2009-03-16 10:56:22 AM  
Hetfield: Anti_illuminati: mikefinch: Anti_illuminati: mikefinch: And people wonder why god keeps smiting America...

No.

yes.

Maybe?

I don't know, can you repeat the question?


YOU'RE NOT THE BOSS OF ME!!!!
 
2009-03-16 10:57:17 AM  
I hate HOAs.
 
2009-03-16 10:58:11 AM  
For some reason, I was under the impression that the purpose of an HOA was to keep black people out of your neighborhood...

Since you can't do that anymore, we don't need HOAs anymore. And yet, they still exist.
 
2009-03-16 10:59:21 AM  
You're assed out into an HOA in some parts of the country. It's either HOA-ran jackoff neighborhood, or a house with bullet holes in the siding in a ghetto next to public housing

Can't wait to get the fark out of NV.
 
2009-03-16 10:59:55 AM  
...further evidence that HOA's bring out the worst in people and are by nature evil.
 
2009-03-16 11:00:16 AM  
40below: Good. People need to learn to live by the rules. Rules are what separate us from animals. And the Irish.

damm dirty potatoe eaters
 
2009-03-16 11:01:51 AM  
Anti_illuminati: spacechicken170am: drunkjournal: "$300" is pronounced "three hundred dollars"
"$300 dollars" is pronounced "three hundred dollars dollars"

I tried to withdrawl $300 dollars from the ATM machine but I forgot my PIN number.

/HOA can be bad but they can be good too.

Screwing a 17-year-old can be great, but it can be good too.



FTFY

/wheres your little sister ?
 
2009-03-16 11:02:20 AM  
If the HOA doesn't honor its end of the contract, can the homeowners foreclose on HOA property?
 
2009-03-16 11:02:45 AM  
eddyatwork: I never understood why a HOA can even exist in the so called "land of the free".

You do realize that "land of the free" only refers to the people, right?

It doesn't mean the "land" is "free" or that any other material item of any value is "free"

You are "free" to enter into a contract. You don't "have" to join a HOA. It's not government-appointed housing, or something. If you would like someone else to mow your lawn and trim the verge in exchange for losing some rights to what you can or can't do with your property, join a HOA. Remember, it's some of those very rules that attract some condo people (ie. you don't have to worry about your neighbor hanging an unsightly Dallas Cowboys flag or leaving a jalopy out front).

If you would prefer not to enter into a HOA, buy your own freestanding home (or non-HOA condo) and hire a handyman. In that way, yes, it is a "free country." Nice try, though, Trolly Mctrollster
 
2009-03-16 11:03:17 AM  
Partly at issue is a community park that one of Mission Creek's builders, Sivage Homes, and homeowners say the association has been promising to develop for several years. Currently, the park site comprises grass and trees.

I dunno, an open space with trees and grass sounds like a park to me. I won't live in an HOA neighbourhood, but that sounds like a silly reason to not pay your fees.
 
2009-03-16 11:06:59 AM  
HOAs are supposed to increase your property value correct? How is publicly acting like jerks and then having 84 houses up for sale simultaneously going to INCREASE property value? FAIL.
 
2009-03-16 11:07:27 AM  
The worst part of an HOA, so far, has not been the $150 a month they charge for doing who knows what, it's that they've allowed Cox Communications exclusive access. Cable is included in HOA fees whether I want it or not. From time to time, Cox shuts down my internet access cause someone keeps hacking my wireless network and downloads
all sorts of stuff. I keep threatening to switch to Quest if the keep shutting it down, but the reality is I couldn't because Cox has exclusive access to the community. Cox doesn't seem to realize this cause threatening to switch to Quest works every time.

The fact that Cox has exclusive access to the community at all is a travesty.
 
2009-03-16 11:08:15 AM  
Why someone would buy a house in a HOA is beyond me.
Why someone would make the mistake of buying in a HOA, and then not pay the fees is also beyond me.
 
2009-03-16 11:09:34 AM  
Well, I can see how all those empty home will really improve the neighborhood. That is the HOAs job after all.


Morans!!!
 
2009-03-16 11:10:17 AM  
wyldkard: Hetfield: Anti_illuminati: mikefinch: Anti_illuminati: mikefinch: And people wonder why god keeps smiting America...

No.

yes.

Maybe?

I don't know, can you repeat the question?

YOU'RE NOT THE BOSS OF ME!!!!


Life is unfair.
 
2009-03-16 11:10:24 AM  
ace in your face: HOAs are supposed to increase your property value correct? How is publicly acting like jerks and then having 84 houses up for sale simultaneously going to INCREASE property value? FAIL.

No rotting cars in the front yard, lawns are kept reasonable, facilities are maintained, stuff like that.

The nsome soccer mom becomes a jackbooted thug because stay at home moms are losers and have no clue about the world outside their door.
 
2009-03-16 11:13:04 AM  
bush: I damn near facepalmed. HOAs exist, in part, to maintain property values. Evict 21% of your homeowners, those properties go to shiat and drop property values. Do they really think they're going to get more idiots to sign on to overpriced cookie-cutter homes in yet another jackbooted HOA in a neighborhood that isn't even fully developed?

Seems like they're shooting themselves in the foot.


Sometimes you have to shoot yourself in the foot to save yourself.
If the delinquent fees are keeping the HOA from meeting the legally required maintenance requirements, then without any consequences for the delinquent homeowners, other dues-paying homeowners will stop.

I'm sure the HOA would rather garnish wages, lock the owners out of the house or some other less radical option than a foreclosure, but that's the only tool they have to work with.
 
2009-03-16 11:14:09 AM  
maybe they should've thought hard about joining an HOA that required dues they could not pay. just saying.
 
2009-03-16 11:16:32 AM  
Yada yada yada HOA suck

You bought a home that is part of a HOA...you are an idiot...idiots tend to do stupid things like that...idiots also don't like to read complicated things...things like contracts...contracts that spell out that they face foreclosure if they don't pay HOA fees...yea, my heart, it bleeds for these people.
 
2009-03-16 11:16:45 AM  
turtleking: Anti_illuminati: spacechicken170am: drunkjournal: "$300" is pronounced "three hundred dollars"
"$300 dollars" is pronounced "three hundred dollars dollars"

I tried to withdrawl $300 dollars from the ATM machine but I forgot my PIN number.

/HOA can be bad but they can be good too.

Screwing a 17-year-old can be great, but it can be good too.


FTFY

/wheres your little sister ?


Just finishing up his her sex change. Would you like his her number?
 
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