I do repos. Miss one payment, and we pick up the car.
It's rather amusing, always the same people in the cycles. They don't ever bring in the cash until the car is popped. Go to their houses to get the car, and they've got plasma Tvs mounted on the wall, the car being repo'd has new wheels, kickass stereo. They raise hell that the car is getting repo'd. Then they whip out their iPhones or Blackberries and start calling up their buddies. LOL - DUR, people!

... oh, and I carry, too. :)

GurneyHalleck: As long as the rich have been taken care of with extensive tax breaks, loopholes and incentives, we'll all benefit somehow. Real soon. Any minute now...

What the hell does that have to do with this story?

I came here for the Emelio Estevez movie references and was not disappointed.

Rapmaster2000: Tom_Slick: SuperCrackMonkey: Those joints also sell insurance through companies where you pay for insurance weekly. Just don't get hit by one, they're uninsured!

The one good thing GA has done is required all insurance coverage to be verified before you can register your car. This has eliminated this scam. There are still uninsured motorists, but they are easy to spot, they do not have a license plate on their car.

Are those the "Tag Applied For" people I see all over Georgia? That has always confused me.

Those are Georgia Farkers jealous of Florida.

/a sort-of penis envy.

Talon: The Icelander: What's a fax machine?

Came here to say this.

People still use Faxes?

iirc, legal and medical offices still use fax, because at times a paper trail needs to be maintained. The only difference in the wild between repossession and a grand theft auto charge, is probably that signed and faxed piece of paper.

Talon: The Icelander: What's a fax machine?

Came here to say this.

People still use Faxes?

Believe it or not, sometimes you still need things down on paper. Especially when those things are legal documents entitling the recipient to repossess several thousand dollars worth of motor vehicle.

"Ordinary farking people, I hate 'em. Ordinary people spend their lives avoiding tense situations. Repo Man spends his life getting in to tense situations."

One step down from futures traders. Calamity chasers.

Robo Beat: Dr.Knockboots: In a very ghetto part of town in Anchorage I witnessed a repo man take back a car in the middle of the day.. in his words "these thugs are sleeping right now, I usually do this at night".

He also said he carries.

Repo man is on that short list of jobs where being strapped is pretty much obligatory. Right up there with process server and armored truck driver.

Only retard repo men carry weapons. You will get crucified in court for using said weapon since you're basically looking for a reason to use it when you steal people's cars.

wowza! Air freshener hits the thread early, leaving me nothing to comment on, except

© It happens sometimes. People just explode. Natural causes

MadAsshatter:
GurneyHalleck: As long as the rich have been taken care of with extensive tax breaks, loopholes and incentives, we'll all benefit somehow. Real soon. Any minute now...

What the hell does that have to do with this story?

It has nothing to do with the story. These situations are created by the fact that EVERYBODY thinks they are ENTITLED to EVERYTHING they want. If these asshats would simply quit spending and living beyond their means, this would be a moot point. ;-)

StarshipPooper:
Only retard repo men carry weapons. You will get crucified in court for using said weapon since you're basically looking for a reason to use it when you steal people's cars.

Repo'ing isn't stealing cars. No pay for car, say bye-bye to car. It isn't rocket sugery. ;-)

Not impressed:

"But it's a golden age for the repo man. One that will never end..." (lights cigar with flaming $100 bill)

/Came here for that; disappointed I had to do it myself

nearscentedhound: StarshipPooper:
Only retard repo men carry weapons. You will get crucified in court for using said weapon since you're basically looking for a reason to use it when you steal people's cars.

Repo'ing isn't stealing cars. No pay for car, say bye-bye to car. It isn't rocket sugery. ;-)

You want to bet? You can call the cops instead of letting them take your car. Unless it's a court order, LEO etc doing the seizing, it's stealing.

The Icelander: What's a fax machine?

You can put a piece of paper in here and make like a phonecall, and your friend will get another piece of paper with the same picture.

nearscentedhound

MadAsshatter:
GurneyHalleck: As long as the rich have been taken care of with extensive tax breaks, loopholes and incentives, we'll all benefit somehow. Real soon. Any minute now...

What the hell does that have to do with this story?

It has nothing to do with the story. These situations are created by the fact that EVERYBODY thinks they are ENTITLED to EVERYTHING they want. If these asshats would simply quit spending and living beyond their means, this would be a moot point. ;-)


I'm with you.

farking assholes! I hate 'em!

If only there was some way of finding out what everyone owes and making them pay....

StarshipPooper: nearscentedhound: StarshipPooper:
Only retard repo men carry weapons. You will get crucified in court for using said weapon since you're basically looking for a reason to use it when you steal people's cars.

Repo'ing isn't stealing cars. No pay for car, say bye-bye to car. It isn't rocket sugery. ;-)

You want to bet? You can call the cops instead of letting them take your car. Unless it's a court order, LEO etc doing the seizing, it's stealing.

Sure, I'll bet. LOL
I only do this for a living, after all. =D

Lots of sour grapes from people who think it's okay to screw creditors. Sometimes, that does bite you in the ass. ;)

StarshipPooper: nearscentedhound: StarshipPooper:
Only retard repo men carry weapons. You will get crucified in court for using said weapon since you're basically looking for a reason to use it when you steal people's cars.

Repo'ing isn't stealing cars. No pay for car, say bye-bye to car. It isn't rocket sugery. ;-)

You want to bet? You can call the cops instead of letting them take your car. Unless it's a court order, LEO etc doing the seizing, it's stealing.

Ummm.. Most repo guys have to stay friendly w/ LEO.. And usually let them know when they are yanking a car they've found.

I knew a guy w/ a Stealth Repo kit in the bed of his Chevy 3500 dually.

the whole thing was hydraulic and unfolded out to be a full tow rig. If he parked in front of you, he could have you up and strapped in for the ride inside of 2 minutes. Watched him yank a car out a bar one night.. Funny shiat.

/He had a .45 and the helper usually had a 9mm.

ghoti_nap, yes, it is required to inform LE when, where and what during repo... at least it is here.

those stealth repo kits are pretty nifty, huh?

Rapmaster2000: Are those the "Tag Applied For" people I see all over Georgia? That has always confused me.

Yes, the real temp tags have an expiration date with a silver stripe down the middle.

darkscout: All they do in Indiana is sign up, go through the process, get the plate and then cancel the insurance. Sure they still have the cards and the plate but they're not insured.

In Georgia the insurance companied have to report when the policy is canceled, if you do not have insurance and you have a car registered you get fined, your license gets suspended, and the registration get invalidated. Some smaller counties will actually send a police officer out to collect the tags.

Are you at least allowed to take the gas out before they tow your car? I mean...it's your gas...

My first experience with a repo when i was around 17 and I had some friend that was around 20. He had some POS car that sat on his front lawn and never ran. he always told me he was going to get around to 'fixing' it.

Then one day the car vanished. I asked what happened and he said the repo man took it.

I was baffled that he was making payments on a POS car that did not run...

HappyDeth: I wonder how many months of not paying before your car gets repo'd. I know people that haven't made a house payment in a year and still have their houses.

Just out of curiosity, what state do they live in?

trappedspirit: Poor people are funny

Irresponsible people are funnier.

hugram: People who can't afford a car ask "How much is this car going to cost me per month"? Then they negotiate from there.

People who can afford a car ask "How much is the car and how much will it cost me once the loan is paid off"? Then they negotiate from there.

THIS

ghoti_nap:
/He had a .45 and the helper usually had a 9mm.

helper got a 'Noisy Cricket'?

"I don't want no Commies in my car...and NO CHRISTIANS!"

Mad Scientist: trappedspirit: Poor people are funny

Irresponsible people are funnier.

Irresponsible, poor people. Comedy gold, Jerry.

Tom_Slick [TotalFark]: The car also doesn't start if it can't link up for more than 20 days. Of course the car would be hard to find so there is that.

Oh, BOY, that sounds like a very juicy, retire-to-the-Caribbean, lawsuit just waiting to happen!
1) the electronics goes bad, for whatever reason
2) car won't start on the day you need to get your kid or SO to the hospital stat
3) profit!

oldass31: Talon:
People still use Faxes?

Probably easy to use when you need signed documents sent to you.

We'll assume that you were joking.

StarshipPooper: nearscentedhound: StarshipPooper:
Only retard repo men carry weapons. You will get crucified in court for using said weapon since you're basically looking for a reason to use it when you steal people's cars.

Repo'ing isn't stealing cars. No pay for car, say bye-bye to car. It isn't rocket sugery. ;-)

You want to bet? You can call the cops instead of letting them take your car. Unless it's a court order, LEO etc doing the seizing, it's stealing.


No it ain't a repo-man has paper on the car authorizing him to take the car:like a judgment, court order or even the loan agreement itself is a enough for the cops to leave him alone.

crazytrpr: hugram: People who can't afford a car ask "How much is this car going to cost me per month"? Then they negotiate from there.

People who can afford a car ask "How much is the car and how much will it cost me once the loan is paid off"? Then they negotiate from there.

THIS

FTFY

tuna fingers: I'm late to the party, 'cause Repo Man is really my all time favorite.

So I'll just add a Suicidal video link:

Link (new window)

Memory Lane. Thanks.

"I go walking into someone's place of work, they think I'm there to kill 'em!"


Jezzzus! Somebody piss on the floor agian?!?!

crazytrpr: StarshipPooper: nearscentedhound: StarshipPooper:
Only retard repo men carry weapons. You will get crucified in court for using said weapon since you're basically looking for a reason to use it when you steal people's cars.

Repo'ing isn't stealing cars. No pay for car, say bye-bye to car. It isn't rocket sugery. ;-)

You want to bet? You can call the cops instead of letting them take your car. Unless it's a court order, LEO etc doing the seizing, it's stealing.


No it ain't a repo-man has paper on the car authorizing him to take the car:like a judgment, court order or even the loan agreement itself is a enough for the cops to leave him alone.

Must be different per state. It doesn't matter, I don't plan on being in that situation. The only thing I make payments on is my house and I overpay. When I buy a car, I pay it all up front in cash.

repo man is always intense

PeriRies: I wonder if there is any way to estimate the total percentage of the GDP that is supported almost completely by poor people?

Once you remove their income tax contribution, and it is scandelous how many poor folks only pay SS tax an no FICA once you figure in the EITC, I can't help but think not a whole lot.

We had a repo once when we filed bankruptcy after my boy was born. We were in a bad neighborhood so there was no way we were going to leave the keys in the car for them. We made them come to the door. They were very reluctant. But then I'm not crazy. We had the car all cleaned out for them and just handed the keys over.

It's not like when you discharge an auto debt you can just drop the car off at the dealer. Repo men do a service.

Oh and, don't buy stuff on Sears credit. I used to work in the banko department there and they will reposess your shiat. It used to be my job to make lists of what you bought that they can take back. Miserable, soul-killing job.

Snarfangel - Go ahead and take the car, but the gas is mine!

Guy I used to work with had his truck repo'd in the parking lot. He ran out and got all in a rage and said "Fine! Fine! Fine! Take it! But that's MY goddamn battery!!!"

Then he threw open the hood... took the battery out and flung it about 30 yards across the parking lot.

technicolor-misfit: Guy I used to work with had his truck repo'd in the parking lot. He ran out and got all in a rage and said "Fine! Fine! Fine! Take it! But that's MY goddamn battery!!!"

Then he threw open the hood... took the battery out and flung it about 30 yards across the parking lot.

This scene needs to be filmed.

NeoBad: copy > paste

cmon dude, who actually hasnt seen repo man a hundred times?

the rest of us are perfectly able to use imdb.

BlorfMaster - My first experience with a repo when i was around 17 and I had some friend that was around 20. He had some POS car that sat on his front lawn and never ran. he always told me he was going to get around to 'fixing' it.

Then one day the car vanished. I asked what happened and he said the repo man took it.

I was baffled that he was making payments on a POS car that did not run...


Apparently he wasn't.

Nice friends Otto.

fireclown - technicolor-misfit: Guy I used to work with had his truck repo'd in the parking lot. He ran out and got all in a rage and said "Fine! Fine! Fine! Take it! But that's MY goddamn battery!!!"

Then he threw open the hood... took the battery out and flung it about 30 yards across the parking lot.

This scene needs to be filmed.


It was indeed a sight to see... all the funnier/stranger because while the guy was a very large dude, he was, as the ladies might put it, "a big teddy bear."

He was a really gentle sweet-natured guy, so it was like watching Bruce Banner transform into the Hulk.

StarshipPooper: crazytrpr: StarshipPooper: nearscentedhound: StarshipPooper:
Only retard repo men carry weapons. You will get crucified in court for using said weapon since you're basically looking for a reason to use it when you steal people's cars.

Repo'ing isn't stealing cars. No pay for car, say bye-bye to car. It isn't rocket sugery. ;-)

You want to bet? You can call the cops instead of letting them take your car. Unless it's a court order, LEO etc doing the seizing, it's stealing.


No it ain't a repo-man has paper on the car authorizing him to take the car:like a judgment, court order or even the loan agreement itself is a enough for the cops to leave him alone.

Must be different per state. It doesn't matter, I don't plan on being in that situation. The only thing I make payments on is my house and I overpay. When I buy a car, I pay it all up front in cash.

Repossession is a "Self Help" recourse for the holder of a secured interest in personal property. Secured Transactions is the only area of law where "Self Help" is still allowed (i.e. a Landlord CANNOT do essentially the same thing to a tenant who hasn't paid rent by putting all the tenant's belongings on the sidewalk.)

The rub with repossession is that it can't breach the peace. Meaning, the repo man isn't allowed to do anything likely to cause a fight. Misuse of color of law (i.e. impersonating an officer) is a per se breach of the peace. Taking the property over a debtor's objection is a breach of the peace. Teh debtor can be the meekest person on the planet, and just barely muster up the courage to mutter "please don't" and that is enough that the repo man has to walk away.

tl:dr - Repossession is legal, it's not stealing. But the debtor can object ant the repo man has to honor that objection. At least, that's the New York law I learned for the Bar Exam.

Tractor Trailers are being reposed at alarming rate these days too. But i know one guy who told me he has $20,000 in debt but he just leased a truck where he pays $1800 a month. And he's already complaining about not being able to make the first months payment. go figure.