Useless without pictures of wifes breast implants.

Exactly what I was thinking.

I find this article funny in a sad way. Why would they do that? I can understand a little debt, but 100,000 on CCs alone???

Crapper frogs!!

That's impressive in a sad way.

It sounds like his wife is a major biatch. These elite people are fricken crazy. I study at the local coffee shop and I see abunch of Joan Collins look alikes and I chat with them time to time because they ask me questions. One lady asked me if she could take me to a plastic surgeons office to show him how my face doesnt have any wrinkles and if he can do some procedure to make her face not have wrinkles like mine. Im like come on lady! Im 20 years old and you`re 60 something...get a farking grip.

/ahh the life of the rich and vain.
//Its ALL an image...Image Before Happiness.
///Cant wait to give these women fake tits...give me 10 years.

This is all society's fault. These people deserve our simpathy not our criticisms. Shame on all of you. How many of you haven't wasted some money trying to "fit in"? Social Security should pay these poor souls whatever it takes to bring them into their neighbor's "league". If we're going to give it to old people who should be dead anyway why not these kind folks?

"Spending money was the only thing that seemed to make Tammy happy"

That's a huge red flag. If she's staying home for the kid or 2 then she's going to get bored out of her mind. Watching a kid scribble with a crayon, watch cartoons, and eat cheerios isn't interesting. So she goes out shopping every day because she's bored then pretty soon that's going to be the thing that gives her life a big part of it's fulfillment. Soon she's acquiring mounds of expensive but useless crap around the house and replacing perfectly decent household times because of some BS aesthetic reason.

If her excuse for not working has to do with the kids well being then the horrible example she's setting is far worse than daycare.

czarangelusI doubt many people on Fark understand what it's like to not be able to afford the friends in your neighborhood. But when you can never go out with them because you're too broke to afford their activities, it makes it awfully hard to conduct a friendship.

Thats not quite whats going on here.

youngandstupid: This is all society's fault. These people deserve our simpathy not our criticisms. Shame on all of you.

Yet another Farker who lives up to his name. What a bullshiat parody of a real liberal position you offered.

Okay folks, here's the real liberal position. There's too much social inequality in this country right now. People shouldn't have to work 2-3 jobs per household just to make ends meet. That's not the America I was taught to believe in. I don't see why assistant managers at McDonald's shouldn't make a decent living. You know what? I worked with those people for years - they're some of the hardest working people in our society. They damn well deserve to be able to afford to live in a decent area, drive a decent car that isn't breaking down all the time, and afford to take vacations.

Right now, it's not like that in this country. A tiny sliver at the very top are making all the dough. Those $63 million gold parachutes could pay for a lot of janitors' health care. Those ridiculous salaries that executives make are an insult to all the other hard working people at all these companies who are struggling to get by. It's their work, not these over-indulged CEO bastards, that made their companies profitable and this country great. We can afford to take care of America's workers. It's the only chance we have.

this is how people have benn living in here in vegas. i have friends too who have been sucked into the "keeping up trap" so much so that buying a home with a fixed 30 mortgage is unheard of. people here opt for the ARM loan and just pay off the intrest for an X number of years. so buying a 400k home is attainable. but when the intrest is paid down the principal pay off is HUGE. having used and adjustable rate mortgage, they also roll other expenses into the home, landscaping/credit cards/new cars. they told us they paid cash for their 2 new cars, but the cash came from their equity line. my brother-in-law (who keeps up more on the housing bubble more than i) said last month that he read on cnn money that bankruptcies were up in vegas 250% from the previous year. holy crap! people living well above their means. i sold my home of 2&1/2 years when it was a sellers market in 2004 and now rent a home at nearly half of what my mortgage would be if i had bought new. so if you're looking to buy in las vegas, please wait a few years, you'll be butt hurt if you buy now. just remember that no 1800sq. ft. 2 story home with no backyard is worth 420k. and that's what they paid.

Pathetic.

Have fun paying that shiat off for the rest of your life.

/keeping up with the Jonses is so 80's
//Tell your skank wife to get a farking job to pay off those credit cards too.

I worked as a mortgage broker for years, and the vast majority of people I worked with who went through bankruptcy did it because of their lifestyle like these peeps, NOT because of extraordinary medical expenses or job loss. Can't tell you how many government workers I dealt with who made $50-60k/yr that actually owned more than 1 BMW/Lexus/Mercedes, plus a boat, plus a $500,000+++ house. Unfathomable.

I worked as a mortgage broker for years, and the vast majority of people I worked with who went through bankruptcy did it because of their lifestyle like these peeps, NOT because of extraordinary medical expenses or job loss

Biased sample - you were a mortgage broker. Your clients ipso facto owned a house.

czarangelus

Funny, none of the janitors at my company design products, build sales teams, or have the ability to take a company public. If your janitors are that good then they deserve health care, retirement, etc.

It boils down to being skilled, and getting paid what the market rate is for your labor.

So let me get this straight, If I have no money, I shouldn't buy anything?

Chrisd1086: Funny, none of the janitors at my company design products, build sales teams, or have the ability to take a company public. If your janitors are that good then they deserve health care, retirement, etc.

Yeah, but your company would still be screwed without them. I couldn't imagine a prick like you scrubbing your own toilets after all.

It boils down to being skilled, and getting paid what the market rate is for your labor.

No - it boils down to people who work hard deserve decent pay and benefits. And if you think otherwise, you might be surprised by the hundreds of millions of people who will agree with me.

Instead of getting Tammy breast implants, Dan should have gotten a spine implant.

Too bad breast implants can't be repossessed. It'd be funny to see Tammy explain to her Bible study group where her perky breasts went.

cowsspinach

It sounds like his wife is a major biatch.

I was thinking the same thing.

Here, kids hung out at homes with pools, enormous yards, and four-car garages. Kindergartners went to tennis camp, a day trip meant Disney World, and birthday parties featured petting zoos.

That is just sad.

"Funny, none of the janitors at my company design products, build sales teams, or have the ability to take a company public."

Funny, none of the executives at our office will dislodge my huge turds from the plumbing or wipe the drool off the desk where I nod off during the day. Maybe when they start doing work that matters to me, they'll have earned their $63M severence fees.

Cue the picture of "Tammy" the attention whore in 4...3...

Mugato: A person's salary isn't based on how hard they work or how necessary they are. It's based on how easily they can be replaced.

Do you really believe that is true or just? It is clearly untrue, as CEOs come and go on what seems like a yearly basis, but they get thrown literally tens of millions of dollars. I cannot imagine that it is just, either. I think that anyone who works full-time deserves healthcare, and I don't care if they're a ditch-digger, berry picker, or computer programmer. We need wealth to be in the hands of the many, not in the hands of the few. Isn't that a foundation of capitalism? Without that, there is neither market nor economy in a true capitalistic sense.

ManBearPig


A $100,000 bonus?! Where the hell does he work?

Between both people, our house only makes around $70,000 a year. Before taxes.


The key is if he works retail for some chain box store. If he's able to keep the payroll short on employee hours, avoid paying out overtime and meets all his other goals, a sales manager can easily see a bonus at least the size of their year salary. My roommate was this southern kid whose dad managed a Wal-Mart. Everyone wanted to be his buddy because he must have been the wealthiest kid in the dorm. I almost went into bankruptcy trying to keep my side of the room up to his level.

Haha I went outside the other night to check the mail and the police were at my neighbors house talking to the couple outside on the lawn.

I think if I was worried about catching up to them I'd have to spend a lot more money on beer.

czarangelus

I wasn't parodying any specific political party or line of thought. Project much? I was making fun of anyone who doesn't blame the morans themselves for spending outside of their recommended budget. And seriously, commenting on someone's handle is so the other 500 people who've done it before you.

render.exe: Am I the only person who got the urge to track this Tammy biatch down and slap her in the face? Get a job, biatch.

My thoughts too, "that farking coont." These two are the poster-childs for what's wrong with middle America today. Dan needs to sell their house and get a spine and testicle implant.

Wow, I'm not that bad off.

Only 17,000 in but I'm poor so its alot to me.

Stupid Engagment Ring/Starting a business/To stuipd to say no to the girl once in a while.

/But the sex was great.
//Wish I was still getting some.
///I'm slashing off right now!

Afecks

Haha I went outside the other night to check the mail and the police were at my neighbors house talking to the couple outside on the lawn.

I think if I was worried about catching up to them I'd have to spend a lot more money on beer.

Sounds like my neighborhood, I would need to get some 16-24 year old guys to sit in my garage and smoke a lot of pot. Hey, I bet I could recruit right here on fark.

czarangelus

Mugato: A person's salary isn't based on how hard they work or how necessary they are. It's based on how easily they can be replaced.

Do you really believe that is true or just? It is clearly untrue, as CEOs come and go on what seems like a yearly basis, but they get thrown literally tens of millions of dollars

Nonsense, a CEO isn't a janitor or even a midlevel manager. In addition to experience and job skills the CEO has to have the right social connections so the company doesn't miss out on any opportunities. Losing a CEO could mean losing all the valuable people that he brought into the company as well.

I cannot imagine that it is just, either. I think that anyone who works full-time deserves healthcare, and I don't care if they're a ditch-digger, berry picker, or computer programmer.

Of course you do, you must be a college student. Healthcare costs like money, duh. Like if the employee's skills don't offset like the price of healthcare it totally can't be justified. If the employee like, considered healthcare to be important they wouldn't take a job that like didn't provide it to them. Bummer if they get sick.

beoswulf: My roommate was this southern kid whose dad managed a Wal-Mart. Everyone wanted to be his buddy because he must have been the wealthiest kid in the dorm. I almost went into bankruptcy trying to keep my side of the room up to his level.

i lol'd

czarangelus: if you can't smell the sarcasm dripping off of youngandstupid's post, you're broken.

Damn liberals and their "i'm working hard" excuse. They're just like the republican rednecks, just replace the "society should pay for my decent pay and benefits" with "I'm more patriotic than you because I work harder"

The point is... WORK SMARTER PEOPLE

/get an education that will bump you up in the pay scale, morans
//it's not that hard to do people, 3% on an education loan beats the HELL out of a 20% credit card

Tammy needs to get of her fat ass and get a job!

DesertEagle:

The point is... WORK SMARTER PEOPLE

/get an education that will bump you up in the pay scale, morans

Not everyone has access to an education. I don't understand why you freaks believe that the majority of Americans should live in poverty and shouldn't have access to healthcare. You have the patriotism of a slug.

beoswulf:

You just keep believing you can crush the majority forever. Because you know what? Every time social inequality gets too bad, it's the guillotine for bastards like you. You should join the moral and just side of this conflict now, because all the art-deco and BMWs in the world won't save you if the pressure builds too high.

DesertEagle

It was that obvious? Meh, but I think his/her anger was at my sarcasm.

Idiots not having enough money when they can't manage it properly is just the universe unfolding as it should.

czarangelus

You just keep believing you can crush the majority forever. Because you know what? Every time social inequality gets too bad, it's the guillotine for bastards like you. You should join the moral and just side of this conflict now, because all the art-deco and BMWs in the world won't save you if the pressure builds too high.

You forget about the genius behind this Administration. Religion and patriotism seem to be more important to the majority of the poor that the neo-cons are so obviously raping in the butt. So long as the rich drape themselves in the American flag while holding a cross the majority of the poor won't think twice about their wage compared to thier CEOs.

Sounds like my neighborhood, I would need to get some 16-24 year old guys to sit in my garage and smoke a lot of pot. Hey, I bet I could recruit right here on fark.

*raises hand*
Me!
Me!
Me!!

Damn. Forgot I'm not that young anymore.
Oh well. I guess I'll just settle for more beer.


Man, working on Saturday blows. I should be watching football right now.

www.daveramsey.com

youngandstupid: But sooner or later, the policies that the rich can pass freely through our government will get so bad that the poor will not be able to survive. It's inevitable, and in fact it already happened - see Hurricane Katrina. Imagine Hurricane Katrina brought about on a mass scale, either because Bush attacks Iran and spikes oil to unbelievable prices, or he's bound to do something equally stupid before all is said and done. But a status quo this tenuous can't go on forever. One day, it will simply snap.

czarangelus
But sooner or later, the policies that the rich can pass freely through our government will get so bad that the poor will not be able to survive. It's inevitable, and in fact it already happened - see Hurricane Katrina. Imagine Hurricane Katrina brought about on a mass scale, either because Bush attacks Iran and spikes oil to unbelievable prices, or he's bound to do something equally stupid before all is said and done. But a status quo this tenuous can't go on forever. One day, it will simply snap.

And on that day, the Lord and his Son Jesus will descend from the heavens, and collect all the holy among men, and smite all the wicked....

Oh, no, wait, I'm getting the christian story of the second coming of jesus christ mixed up with the commie story of the second coming of the proletariat.

Both are articles of faith in their respective camps, both have been predicted to be just around the corner countless times, and we've never seen either.

Everyone has religeon. Even atheist commies. They just call their doctrine 'historical inevitibility' instead of gospel.

czarangelus: don't get me wrong though... I hate the Bushies just as much as you do, but having to run away from communist dictators that took over your country -who happen to spill out the SAME EXACT rhetoric the democrats here do- makes you realize it's nothing BUT rhetoric.

Remember folks, vote libertarian in 2008

/To each his own, biatches!
//life, liberty and the pursuit of happiness... THAT's why I came to this country
///don't feel like paying for others' laziness
////welfare mommas at my local Wal-Mart PISS. ME. OFF.

Dr. Frisbee

Man, working on Saturday blows. I should be watching football right now.

Yes, it does suck. But I work in Sports TV and can watch fb or MLB all day.

Mija

www.daveramsey.com

I'll see your daveramsey.com and raise you a mytotalmoneymakeover.com !

<b>cowsspinach</b>

That's one hell of a place to live, if you're in frequent contact with such people.

dfenstrate: QFT!

"When her friends started getting breast implants, Tammy decided to get them, too, putting the $5,000 cost on a credit card."

uh, stupid biatch you don't need new breasts if you can't pay your mortgage.

foxboxchic

Yes, it does suck. But I work in Sports TV and can watch fb or MLB all day.

I envy you so much.
I'm just stuck in the computer room doing nothing but browse FARK and watch the football scores update on ESPN.com

czarangelus

We both show pessimestic views of this country's future but I don't see your scenario happening. I just see the Fed as too powerful with too many tanks and other weapons at their disposal. But I'm not abounding with knowledge on the subject so I can't say my word is anything to go by. Can you give some examples of in modern day where the people take out an extremely well equiped and centralized gov't. China had about or more than a billion people when Tiennamen(sp?) Square happened and that simple show of, don't fark with us or we will literally run you over, seems to have kept the poor quite quiet (I know the poor weren't the ones at the massacre but I still think it fits).

czarangelus unfortunately the difficulty is patriotism, religion, and mundane ideals are far easier to place upon a massive crowd of people than it is to instill senses of personal responsibility for education, for ethic, for desire. I am of the capacity of providing health care for everyone, I am for a safety net to get everyone moving back on their feet. People fail to realize that successful programs inevitably require less to run over time and generate more, this is the ideal of a business.

Government is not run as a business, it is run as a bureaucracy, the necessity of which is towards the continuation of the bureaucracy, not the government. Business on the other hand, is towards the continuation of the entity.

Create programs which promote better health, visits to doctors, education, rehabilitation, job help, and we should be securing services at a great cost because they are a constant, the government will need them to do those services as long as it stands, which is longer than most companies.

If you promote better health, if you allow people to visit the doctor for an early diagnosis, we have to worry about less major problems in the ER, we pay for that all of the time whether or not they have insurance, a person has to live, and we waste money spending on frequent visits for repeats of a treatable condition that is forced to piss poor HMOs and a total lack of ability to take advantage of treatments.

Get people jobs they instill the same ideal in their children, parents with good education educate their children better, parents with good jobs desire for their children to get better jobs as well.

soze

Buying Quicken (or MS Money) is great advice. People will be incredibly surprised to see how much gets nickeled and dimed away week after week. And how the 'rough tally' someone keeps in their head when shopping is actually about half of what's really being spent.

Don't worry. Soon the Jones' won't have much to keep up with.

The middle class is falling down to poverty class like dominoes.

The lowest class will depend more than ever on welfare and soon those who used to be the middle class will follow.

Owning a home is unreachable for more Americans then ever before. Banks will own all the houses with no one able to afford to rent or buy them. Credit cards own your ass.

With every foreclosure and vehicle reposession, crime stats rise.

ONE TRILLION DOLLARS SPENT on the greatest disaster of an unnessary war while our schools are shamefully sub-par and medical care is a luxury most people simply can not afford.

Every small business fails because no one can afford things like they used to. Also, WALMART sells their crap produced by slave labor in China much cheaper than any thing a small business can retail.

When baby boomers slowely die off in the next 30 years, anything left of their estates will not be much to their heirs since banks and credit card companies already own the heirs future.

What kind of a country will the wealthy 5% have left?

Just imagine what a TRILLION DOLLARS could have done if spent on the bare essentials to improve this nation.

And when gas prices go up again, and they will, truck drivers will fall, and when the trucking industry takes the next hit, the US economy will apart again like 1929.

When that happens, there will be no way out like the unification of WW2 gave Americans, because there are no more world class factories to produce weapons, raw materiels, united people, or a cause.

The only strong business left will be alcohol, drugs and entertainment, because people will be so depressed that all they will live for is escape from reality.

Lately those wak-job home grown militia gun toting survivalists don't seem so wacky after all.

The real terror is how close 2006 resembles early 1929:



http://www.angelfire.com/blog/lahslobos/helen.html

Great Depression (1929-1941)
Who: Herbert Hoover, Franklin Roosevelt
What: The depression resulting after WWI marked by the stock market crash of Wallstreet.
Why: 1) Lack of diversification of the American economy: Prosperity depended on a few basic industries; therefore, when they failed, the national economy failed. 2) Maldistribution of purchasing power: Demand was not keeping up with supply due to the low incomes. 3) Credit structure of the economy: Farmers deeply in debt faulted on their loans, provoking the failures of small banks. 4) The international debt structure: America�s Dawes Plan caused the cycle of debt to accumulate further debt, provoking the loss of money in America�s economy.
Effect: The severest depression contributed to the highest unemployment rate and instability. However, the New Deal deficit spending programs of Franklin Roosevelt subsided the Depression to an extent but preparation in World War II production stimulated and revived the economy.