Go to your bank and cash it in person. Unless you have the best bank ever, you should use a bank local to you so this kind of stuff doens't happen

Use the lobby, problem solved.

You can cash checks using ATMs? I just use the drive up window at the Credit Union.

I saw a lady having trouble with an AT&T rebate Visa today. I think there's some other shenanigans going on, but those appear to be easier to use.

Use the envelope by the bank that's normally next to the ATM, you gormless bastard.


Mommy mommy these two disparate items refuse to work together, it must be a conspiracy.

Kanemano: Use the envelope by the bank that's normally next to the ATM, you gormless bastard.

Mommy mommy these two disparate items refuse to work together, it must be a conspiracy.

Actually, the link (I won't call it an article) explicitly states that it's an issue with banks, such as BofA, that have done away with old style envelope deposits on their ATMs, and use some sort of new check scanning system. And the person who wrote into the Consumerist stated that obviously they could take it into the bank without too much of an issue, but they felt it was kind of a shiat deal that the rebate checks are such garbage that they don't print well enough to be scanned by the ATM.

To be honest, the new envelope-less system kinda sucks. Nothing like being the person, or stuck behind someone, who has 5 or 6 checks to deposit. The new system is nice if you have, say, one check to cash, but any more than that and it begins to undo the convenience of an ATM.

If you are going to do banking beyond a single deposit or single withdrawal, please do it INSIDE THE BANK!!!

The ATM is not made for you to sit there and do your monthly deposits, taxes, finger your sister's crotch, fark your father's dog, and give your hermaphroditic mother a blow-job.

It is a single task device.

EVERYTHING IS A CONSPIRACY!

Nuclear Monk: To be honest, the new envelope-less system kinda sucks.

There is no "kinda" here. Since BoA installed these, I have had to go inside to deposit at least a dozen checks. The first few times, the cashier told me, "Well, obviously it wouldn't take THIS check, because it's all wrinkled." Trouble is, it only got all wrinkled after I stuck it in the ATM and got it spit back at me about nine or ten times.

Fark ATM's that only take one size of check. Bring back the envelopes, you farking cheapskate weasels.

having worked in the mail in rebate industry years before these types of ATMs were in use I call bullshiat

It's done to save on printing costs and postage

/not really getting a kick
//ah, there it is

ftf.blog

Apparently the thickness of the card stock causes the check to get rejected outright by every check-scanning ATM I've tried them on. And if it does make it to the "scan" stage, the ATM then rejects it as unreadable.

how can any make it to the scan stage when they're rejected outright by every machine?

spidermann: It is a single task device.

you would think that if they're supposed to be single task devices they'd make them so you could only do one transaction. i wonder why they haven't thought of that

beantowndog: EVERYTHING IS A CONSPIRACY!

Well, yea.

If we made everything as easy as 1, 2, 3, there would be no higher standard of living.

Rebates, coupons, special offers. Every extra step + % populous fails to follow protocol - profit.

The key is finding the time to spot the angles.

Make it work for you.

Carry on.

you use the envelopes, that is why they are there. if you just stick the check in, it is difficult for the bank employees to read the printout on the back of the check. also, you can get your check stuck in the feeder and the check could get destroyed or damaged.

soj4life: you use the envelopes, that is why they are there. if you just stick the check in, it is difficult for the bank employees to read the printout on the back of the check. also, you can get your check stuck in the feeder and the check could get destroyed or damaged.

Read the link. They're referring to newer ATMs that automate (and complicate) check depositing buy trying to scan the check, and it rejects the check and spits it back at you if it can't read it.

subby's mom is an ATM machine.

wildcardjack: I saw a lady having trouble with an AT&T rebate Visa today. I think there's some other shenanigans going on, but those appear to be easier to use.

Screw that. I hate the rebate debit cards. I'd much rather get the rebate by check, so I can actually deposit it in my bank (and do useful things, like invest or save it) rather than needing to actually spend it on something.

Of course, getting those last few cents off the card are a pain, and I'm sure the company is making a brazillion dollars of the interest from all the remaining cents in all the cards they've issued.

.....

I like the cash-counting ATMs at Bank of America, but sometimes the envelope system is the best. They should really have at least one envelope-accepting ATM at every branch.

Also, USAA rocks: I can scan my own checks for deposit at home. No need for a screwy ATM reader. If, in the unlikely event that USAA won't take it (never had it happened yet), I can go down to BofA, deposit it, then transfer it to USAA. That's why I have a BofA account, which annoys them. Failing that (also never happened), I can mail the check to USAA for free.

How to win at the mail in rebate game:

1. Decide if the price of the item as listed on the shelf is what you want to pay, because you won't get the rebate.
2. If it is, buy it, be done.
3. If it's not, don't buy it.

Mail in rebates are a light scam, and I won't participate.

Most banks still have a night deposit drop slot. Just fill out a deposit slip, stick it in an envelope, drop it through the slot, and walk away. It is quaint, but it works.

Wait, I can get ATM inside a bank?
There's a really hot teller at my branch. I'll have to ask her about that.

The Consumerist: One Huge Tempest in a Teapot After Another^TM

Ordinarily, I'm pretty willing to give these guys some leash, and I often agree with them, but this is stupid. If you go through all that crap to get your rebate, are those extra 25 steps from your parking spot to the lobby that big a mountain to climb?

Megain: you would think that if they're supposed to be single task devices they'd make them so you could only do one transaction. i wonder why they haven't thought of that

Because people are idiots and want their shiat in the open to do more and more and more and more...

"coddle me mommy...make it all better! buy me that pony! I want that useless piece of plastic!"

People are too fat and stupid to get out of their car to go into a bank to do their more than one transaction banking because they don't want the super sized fries to get cold or the ice in their gallon sized Big Gulp to melt.

spidermann: Megain: you would think that if they're supposed to be single task devices they'd make them so you could only do one transaction. i wonder why they haven't thought of that

Because people are idiots and want their shiat in the open to do more and more and more and more...

"coddle me mommy...make it all better! buy me that pony! I want that useless piece of plastic!"

People are too fat and stupid to get out of their car to go into a bank to do their more than one transaction banking because they don't want the super sized fries to get cold or the ice in their gallon sized Big Gulp to melt.

Well, if they were stupid, they WOULD get out there car and let the food/dring get hot/cold. right? but yes, we are fat. atms are to blame? what?

tacos813: spidermann: Megain: you would think that if they're supposed to be single task devices they'd make them so you could only do one transaction. i wonder why they haven't thought of that

Because people are idiots and want their shiat in the open to do more and more and more and more...

"coddle me mommy...make it all better! buy me that pony! I want that useless piece of plastic!"

People are too fat and stupid to get out of their car to go into a bank to do their more than one transaction banking because they don't want the super sized fries to get cold or the ice in their gallon sized Big Gulp to melt.

Well, if they were stupid, they WOULD get out there car and let the food/dring get hot/cold. right? but yes, we are fat. atms are to blame? what?

to answer subbys question, no.

chucknasty: subby's mom is an ATM machine.


she puts out cash too?

inthrees: Mail in rebates are a light scam, and I won't participate.

Then there is the whole tracking thing. Unless the rebate is huge I'll buy at newegg or provantage and leave it at that. At my first IT job the owner tracked rebates, he had a spreadsheet with all rebates that he felt he was owed. Sort of funny when he called Sony about a rebate and was on the phone for a good 2 hours. Wonder if it was worth it for 5.00.

Is there were I say that I use USAA Federal Savings Bank and scan-deposit my checks from home, and those that don't scan are mailed in using a Business Reply Mail envelope?

And that all ATM fees are rebated at the end of the month?

And that it's the best bank ever?

Is this the place?

spidermann: finger your sister's crotch, fark your father's dog, and give your hermaphroditic mother a blow-job.

FAPFAPFAP *barf* FAPFAPFAP

maxx2112: s there were I say that I use USAA Federal Savings Bank and scan-deposit my checks from home, and those that don't scan are mailed in using a Business Reply Mail envelope?

And that all ATM fees are rebated at the end of the month?

And that it's the best bank ever?

Is this the place?

As a BofA uh, customer, I'm getting a kick out of this reply.

maxx2112: Is there were I say that I use USAA Federal Savings Bank and scan-deposit my checks from home, and those that don't scan are mailed in using a Business Reply Mail envelope?

And that all ATM fees are rebated at the end of the month?

And that it's the best bank ever?

Is this the place?

USAA sounds like it's on the same playing field as my Credit Union, pity more banks aren't like this...

/ left Chase shortly after they gobbled up WAMU.
// should have left for my CU years ago...

No, they used checks for rebates that were odd sizes long before there were check cashing ATM's. And you can deposit it in an ATM, you just can't use the check reader.

maxx2112: Is there were I say that I use USAA Federal Savings Bank and scan-deposit my checks from home, and those that don't scan are mailed in using a Business Reply Mail envelope?

And that all ATM fees are rebated at the end of the month?

And that it's the best bank ever?

Is this the place?

They also have kick ass insurance rates and just expanded to serve anyone who has ever served in the military.

People still use checks?

I doubt it since it's not that difficult to go by the bank when the lobby or drive thru is open

And in extension of this, people still buy crap that requires them to send in rebate forms and to cash checks or rebate cards? Why?

Forbidden Doughnut: USAA sounds like it's on the same playing field as my Credit Union, pity more banks aren't like this...

/ left Chase shortly after they gobbled up WAMU.
// should have left for my CU years ago...

I left First Union before they became Wachovia and joined my credit union. I've had no problems since.

/nothing sucks worse than being unemployed and getting hit with overdraft fees because the bank charged you a low balance fee.

//walked away from the account, never paid the fees

Kar98: People still use checks?

This is the 19th-century armchair-finance-experts thread. You must be in the wrong place.

For what it's worth, I love the automatic-scanning ATMs. Mine accepts a stack of up to 25 checks. If it can't read something - a hand-written check, for example - it puts the image on the screen and asks me to enter the amount. You can choose to have the check images printed on your receipt. The images can be viewed online. Bottom line, if someone can't get their rebate check deposited, it's their fault.

Kar98: People still use checks?

Yep...it's easier and faster then Debit/Credit cards.

heypete: USAA rocks

This is really all that needs to be said.

oldebayer: Fark ATM's that only take one size of check. Bring back the envelopes, you farking cheapskate weasels.

Unless I'm pulling cash out of my account I've pretty much stopped using the ATMs. Making deposits with the ATM is more of a pain in the ass than going inside.

chucknasty: subby's mom is an ATM machine.

I just got that.

Brilliant. :)

/I'm slow

ATMs won't take USPS postal money orders either.

/Hooray for (in)convenience!

Elephantman: Kar98: People still use checks?

Yep...it's easier and faster then Debit/Credit cards.

LOLWUT?

FTFA: Probably not a consiracy, but definitely an inconvenience.

Even if it's not actually a "consiracy" it's definitely not a coincidence that they've stumbled upon a way to claim that they rebated your money while at the same time reducing the likelihood that you'll ever collect it from them.

Never buy for mail-in rebate.

The effort is worth more than the value once you counter all their attempts to deny it to you.

I second what thenateman said - Chase has good check scanning ATMs where you can put stacks of checks. I guess you BofA people just got the crappy first-run machines while they were testing the technology.

Barricaded Gunman: Even if it's not actually a "consiracy" it's definitely not a coincidence that they've stumbled upon a way to claim that they rebated your money while at the same time reducing the likelihood that you'll ever collect it from them.

If it wasn't that rebates printed on postcards predate ATMs with check scanning capability, you might have a point. But, they do predate them, so you don't...

House of Tards: Elephantman: Kar98: People still use checks?

Yep...it's easier and faster then Debit/Credit cards.

LOLWUT?

Hand the blank check to the cashier....inserts it in register....automatically printed....sign the receipt...Done. No stupid pin #'s or other numbers to enter or re-swiping of the card because you didn't do it right the first time. Check writing has really gotten easier.

Are companies trying to prevent you from cashing in your rebate checks by printing them on postcard-sized paper that is rejected by ATMs?

No, because those shiatty no-envelope rebate checks have existed for longer than check scanning ATM's have been around AFAIK.

/perfect for the mailman or shady neighbor to steal