(Washington Post) Harvard's Martin Feldstein says ObamaCare will lead to Americans skipping insurance premiums until they get sick, then sticking the rest of us with the bill
seriously--i don't understand how "shall issue" won't result in this happening all the time.
if, for example, a health insurance plan costs $10,000 and the fine for not having it is $2,000, plus you can get it with pre-existing conditions because of "shall issue," then it makes economic sense to wait until you're sick--you're saving $8,000 a year.
this is sophomoric. It is calculated to do this; and in 5-10 years all of the current carriers, Principle, UHC, the Blue Crosses will cease to exist and except for the rich folk which will have their own hospital based plans in their own hospitals we will all have federal government medicare/ medicade plans.
And if anyone really believes we will pay even double what it currently costs seniors including their sups, please see me later. I have a real estate venture I guarantee will triple the 10,000.00 you will need to invest with me.
cpw49684:And how is that different than our current system? DNRTFA
currently insurers can deny new cusotmers with pre-existing conditions, and many states don't have community rating (look it up). the obama plan will provide insurance regardless of pre-existing conditions and have community rating. so it's really different
albo:cpw49684: And how is that different than our current system? DNRTFA
currently insurers can deny new cusotmers with pre-existing conditions, and many states don't have community rating (look it up). the obama plan will provide insurance regardless of pre-existing conditions and have community rating. so it's really different
Right, and so these sick people, instead of being taken care of early in their illnesses so that they can recover, end up wasting away, not working, being drains on society, only to end up getting treated eventually, at all of our expense, in the most expensive way imaginable: The Emergency room.
Atillathepun:Right, and so these sick people, instead of being taken care of early in their illnesses so that they can recover, end up wasting away, not working, being drains on society, only to end up getting treated eventually, at all of our expense, in the most expensive way imaginable: The Emergency room.
then obama and the Ds should just say this is what they're trying to prevent, and that it's going to cost a lot more money to do it than they are telling everybody to achieve this worthy social goal.
albo:currently insurers can deny new cusotmers with pre-existing conditions, and many states don't have community rating (look it up). the obama plan will provide insurance regardless of pre-existing conditions and have community rating. so it's really different
OK, I read the article and see your point. As I read it, the fix is fairly simple (hah!) Healthy people with insurance should not be allowed to drop it. Employers who provide insurance to healthy people can not have the option of opting out. Surely this obvious loophole can be fixed.
The only effective way to make this work is for the government to start its own insurance plan and begin collecting payroll premiums via the IRS like they do Medicare already.
That's what most liberals wanted to begin with, what they've got now ain't even close to that.
albo:if, for example, a health insurance plan costs $10,000 and the fine for not having it is $2,000, plus you can get it with pre-existing conditions because of "shall issue," then it makes economic sense to wait until you're sick--you're saving $8,000 a year.
We should just be able to exploit the undocumented for cheap labor. We owe them nothing after their bodies have been exhausted and are no longer capable of meeting our needs. Ship them back South where they may burden others.
We should just be able to exploit the undocumented for cheap labor. We owe them nothing after their bodies have been exhausted and are no longer capable of meeting our needs. Ship them back South where they may burden otherssend illegales home.
veedeevadeevoodee:We should just be able to exploit the undocumented for cheap labor. We owe them nothing after their bodies have been exhausted and are no longer capable of meeting our needs. Ship them back South where they may burden others send illegales home.
/ FTFY // now cut my lawn :)
Are you going to pick lettuce for $15 bucks a day? Do you know anyone that would?
We should just be able to exploit the undocumented for cheap labor. We owe them nothing after their bodies have been exhausted and are no longer capable of meeting our needs. Ship them back South where they may burden others send illegales home.
albo
2009-11-06 10:43:30 AM
if, for example, a health insurance plan costs $10,000 and the fine for not having it is $2,000, plus you can get it with pre-existing conditions because of "shall issue," then it makes economic sense to wait until you're sick--you're saving $8,000 a year.
cpw49684
2009-11-06 10:45:50 AM
DNRTFA
trainwrecky and inappropriate
2009-11-06 10:54:49 AM
DNRTFA
came here to say the same thing... thank you.
Chindit
2009-11-06 10:54:50 AM
And if anyone really believes we will pay even double what it currently costs seniors including their sups, please see me later. I have a real estate venture I guarantee will triple the 10,000.00 you will need to invest with me.
albo
2009-11-06 11:02:36 AM
DNRTFA
currently insurers can deny new cusotmers with pre-existing conditions, and many states don't have community rating (look it up). the obama plan will provide insurance regardless of pre-existing conditions and have community rating. so it's really different
Atillathepun
2009-11-06 11:09:57 AM
DNRTFA
currently insurers can deny new cusotmers with pre-existing conditions, and many states don't have community rating (look it up). the obama plan will provide insurance regardless of pre-existing conditions and have community rating. so it's really different
Right, and so these sick people, instead of being taken care of early in their illnesses so that they can recover, end up wasting away, not working, being drains on society, only to end up getting treated eventually, at all of our expense, in the most expensive way imaginable: The Emergency room.
Or they just die.
albo
2009-11-06 11:14:18 AM
then obama and the Ds should just say this is what they're trying to prevent, and that it's going to cost a lot more money to do it than they are telling everybody to achieve this worthy social goal.
cpw49684
2009-11-06 11:20:06 AM
OK, I read the article and see your point.
As I read it, the fix is fairly simple (hah!) Healthy people with insurance should not be allowed to drop it. Employers who provide insurance to healthy people can not have the option of opting out. Surely this obvious loophole can be fixed.
make me some tea
2009-11-06 11:36:59 AM
The only effective way to make this work is for the government to start its own insurance plan and begin collecting payroll premiums via the IRS like they do Medicare already.
That's what most liberals wanted to begin with, what they've got now ain't even close to that.
Dancin_In_Anson
2009-11-06 12:23:56 PM
Hey...I like that idea.
Snarfangel
2009-11-06 12:50:19 PM
Mugato
2009-11-06 12:55:41 PM
Abstruse
2009-11-06 01:07:48 PM
THIS!
brainiac-dumdum
2009-11-06 01:14:49 PM
veedeevadeevoodee
2009-11-06 01:17:05 PM
/ that would NEVER happen
brainiac-dumdum
2009-11-06 01:43:57 PM
/ that would NEVER happen
We should just be able to exploit the undocumented for cheap labor. We owe them nothing after their bodies have been exhausted and are no longer capable of meeting our needs. Ship them back South where they may burden others.
The Onanist
2009-11-06 02:13:36 PM
You know who else thought that way?
ShawnDoc
2009-11-06 02:25:25 PM
You know who else thought that way?
Thurston Howell the Third?
muck4doo
2009-11-06 02:33:36 PM
You know who else thought that way?
Happily divorced men?
veedeevadeevoodee
2009-11-06 02:36:15 PM
We should
just be able to exploit the undocumented for cheap labor. We owe them nothing after their bodies have been exhausted and are no longer capable of meeting our needs. Ship them back South where they may burden otherssend illegales home./ FTFY
// now cut my lawn :)
fatimcgee
2009-11-06 02:59:51 PM
/ FTFY
// now cut my lawn :)
Are you going to pick lettuce for $15 bucks a day? Do you know anyone that would?
/Didn't think so...
//OWNED!
brainiac-dumdum
2009-11-06 03:07:17 PM
You know who else thought that way?
Happily divorced women?
brainiac-dumdum
2009-11-06 03:18:23 PM
We should just be able to exploit the undocumented for cheap labor. We owe them nothing after their bodies have been exhausted and are no longer capable of meeting our needs. Ship them back South where they may burden others send illegales home.
/ FTFY
// now cut my lawn :)
it's ilegales
GAT_00
2009-11-06 03:56:25 PM
PenguinTheRed
2009-11-06 04:08:25 PM
As long as you're going to pretend that it's only going to cost $90 billion a year.