That's not scientific!

That's because the majority of Americans know how to count up to 0

Does my cardboard box count as a home?

dletter: Does my cardboard box count as a home?

I thought they converted those to condos a few years back.

lolalicious

My cat owns his Kitty Komfort Home, does he count as my dependent?

stargazer101: My cat owns his Kitty Komfort Home, does he count as my dependent?

Do you provide over 50% of his support?

Keep piling on McCain. It is the only way to make sure his charge of Obama being out of touch comes back to bite him in the ass.

Doesn't know how many homes he owns.

Thinks the $5 million dollars would be the starting point to being rich.

Tells Union workers that they couldn't pick lettuce for $50 an hour after asking them if they would.

Freakpower: That's because the majority of Americans know how to count up to 0

75% of Americans own their own homes.

EatHam: Freakpower: That's because the majority of Americans know how to count up to 0

75% of Americans own their own homes.

And what percentage have government and banker leans on them? Mortgages, HELs, Property Tax Abatements, etc.

Anti_illuminati: EatHam: Freakpower: That's because the majority of Americans know how to count up to 0

75% of Americans own their own homes.

And what percentage have government and banker leans on them? Mortgages, HELs, Property Tax Abatements, etc.

None of them have "leans." However, I'm pretty sure at least 75% of those houses have "liens" on them.

Anti_illuminati: And what percentage have government and banker leans on them? Mortgages, HELs, Property Tax Abatements, etc.

I don't know, what difference does that make?

EatHam: Anti_illuminati: And what percentage have government and banker leans on them? Mortgages, HELs, Property Tax Abatements, etc.

I don't know, what difference does that make?

It makes a world of difference. If there is a lien of any kind on your home, then you do not actually own it... you have some equity in it and may own it in about 10-30 years.

Code_Archeologist: It makes a world of difference. If there is a lien of any kind on your home, then you do not actually own it

That is not true. You own it, you are just using it as security against payment of a loan against it.

EatHam: Freakpower: That's because the majority of Americans know how to count up to 0

75% of Americans own their own homes.

According to a 2001 study by the Census Bureau and the Department of Housing and Urban Development (HUD), "nearly 40 percent of all residential properties in the United States, owner-occupied and rental units, are not mortgaged but are owned free and clear.

Source

Considering that was 2001, and this is 2008, being the year with the most foreclosures on homes in nearly 60 years, I kind of think you're wrong.

A home is not owned until it has been paid off.

The Onanist: stargazer101: My cat owns his Kitty Komfort Home, does he count as my dependent?

Do you provide over 50% of his support?

Yeah he is really quite a freeloading good for nothing

Freakpower: A home is not owned until it has been paid off.

I am not wrong, and that is not true. You do not understand how a mortgage works. The bank does not "own" the house, unless they foreclose. That is the whole point of foreclosure.

Does my cardboard box count as a home?

Oh we used to dream of having a cardboard box, we had to live in a hole in the ground covered by a sheet of tarpaulin.

King Something: Anti_illuminati: EatHam: Freakpower: That's because the majority of Americans know how to count up to 0

75% of Americans own their own homes.

And what percentage have government and banker leans on them? Mortgages, HELs, Property Tax Abatements, etc.

None of them have "leans." However, I'm pretty sure at least 75% of those houses have "liens" on them.

Yup, my bad. Typing too fast.

None of them have "leans."

I spent a lot of time driving the rural southeast. I can assure you many homes have leans.

Freakpower: A home is not owned until it has been paid off.

Looks like you picked the wrong week to stop sniffing glue.

Freakpower: That's because the majority of Americans know how to count up to 0

This.

EatHam is correct. The lien on the home by the mortgage company simply means that before the house can be transferred to a different owner, the lien must be lifted - by paying off the loan.

The deed is in the name of the homeowner, which is the legal title to the property. The deed isn't in the name of the bank. The homeowner is the actual owner, even if its mortgaged to the hilt.

The majority of Americans were never POWs.

EatHam: Freakpower: A home is not owned until it has been paid off.

I am not wrong, and that is not true. You do not understand how a mortgage works. The bank does not "own" the house, unless they foreclose. That is the whole point of foreclosure.

DeltaXi65: EatHam is correct. The lien on the home by the mortgage company simply means that before the house can be transferred to a different owner, the lien must be lifted - by paying off the loan.

The deed is in the name of the homeowner, which is the legal title to the property. The deed isn't in the name of the bank. The homeowner is the actual owner, even if its mortgaged to the hilt.

Give me a break guys, that is semantics at best. Owning something means you do not have to continue to pay for it, otherwise they come and take it from you. The loan, while it is a means of securing the house for your eventual ownership, is basically the biggest version of "Rent to Own"

Who cares about deeds and liens and mortgages? If they can come take it from you and not call it stealing, then you do not own it.

DeltaXi65: EatHam is correct. The lien on the home by the mortgage company simply means that before the house can be transferred to a different owner, the lien must be lifted - by paying off the loan.

The deed is in the name of the homeowner, which is the legal title to the property. The deed isn't in the name of the bank. The homeowner is the actual owner, even if its mortgaged to the hilt.

As this thread's attorney, I advise you all to read, know and live this post.

Freakpower: Give me a break guys, that is semantics at best. Owning something means you do not have to continue to pay for it, otherwise they come and take it from you.

No, it does not mean that at all. Also, they can not come take it from me and not call it stealing. I am protected by the full force of the law, as long as I do not violate my contract. By your definition, there is no privately owned property anywhere, nor has there ever been.

EatHam: Freakpower: Give me a break guys, that is semantics at best. Owning something means you do not have to continue to pay for it, otherwise they come and take it from you.

No, it does not mean that at all. Also, they can not come take it from me and not call it stealing. I am protected by the full force of the law, as long as I do not violate my contract. By your definition, there is no privately owned property anywhere, nor has there ever been.

"Mr. Eminent Domain" would agree with that last statement.

dletter: "Mr. Eminent Domain" would agree with that last statement.

He and his buddy "Property Tax" frequently go on long walks on the beach together.

HenryFnord: None of them have "leans."

I spent a lot of time driving the rural southeast. I can assure you many homes have leans.

Beautiful.

Freakpower: A home is not owned until it has been paid off.

If the bank owns my house, they can come and clean it, then.

/Their garage is a mess!

McCain is a POW, my friends. PANCAKES! I'LL HAVE TO ASK MY ADVISOR! ARRRGHHHHH

Put this on TV. Put some more ads about it on TV. "The answer is seven" should be a national catchphrase on the level of "I see dead people" considering Obama's money.

/in other news, it is GLORIOUS to be fighting back now

Anti_illuminati: EatHam: Freakpower: That's because the majority of Americans know how to count up to 0

75% of Americans own their own homes.

And what percentage have government and banker leans on them? Mortgages, HELs, Property Tax Abatements, etc.

I'm a member of the Illuminati, so i'm really getting a kick out these replies.

Now if you'll excuse me, I have some chemtrailing to do.

Mordant: The majority of Americans were never POWs.

My old man was a POW and he owned 2 houses and you know, HE NEVER USED THAT AS A CRUTCH AS THAT POS MCCAIN IS DOING NOW!!!


fark MCCAIN AND ALL OF YOU farkS THAT SUPPORT HIS DUMB OL ASS!!!

1

*recount*

1

Individual vs. bank ownership completely misses the point. As the great philospher VanDross exclaimed...

"A chair is still a chair - even when no one's sitting there.
But a chair is not a house - and a house is not a home - when there's no one there to hold you tight.
And no one there you can kiss goodnigggggggggght."

Does my cardboard box count as a home?

Oh we used to dream of having a cardboard box, we had to live in a hole in the ground covered by a sheet of tarpaulin.

You brag of cardboard boxes and sheets of tarpaulin, when we would sacrifice a weaker sibling for such luxuries. We lived in a bus stop in the ghetto, but could only afford the uncovered, benchless, back side.

Freakpower: Give me a break guys, that is semantics at best. Owning something means you do not have to continue to pay for it, otherwise they come and take it from you. The loan, while it is a means of securing the house for your eventual ownership, is basically the biggest version of "Rent to Own"

Owning something means that I have the right to transfer title.

robsul82: Put this on TV. Put some more ads about it on TV. "The answer is seven" should be a national catchphrase on the level of "I see dead people" considering Obama's money.

/in other news, it is GLORIOUS to be fighting back now

Even though the real answer is zero, even for McCain. His wife and kids own eight, but he doesn't own any.

bostonowns
McCain is a POW, my friends. PANCAKES! I'LL HAVE TO ASK MY ADVISOR! ARRRGHHHHH
It's teh phunny.

I own one, but now that I think about it. The bank owns most of it.

But come on, they were being unfair. How many of those she interviewed were POW's?

Well, I thought I had one, but since I pay taxes I figure I now have a stack in the houses of every dumbass who couldn't figure out debt/income ratio.

EatHam: Freakpower: That's because the majority of Americans know how to count up to 0

75% of Americans own their own homes.

I'm assuming that includes tree houses and sofa cushion fortresses?

Oh, they are having fun with this one.

I'm thinking he didn't want to answer the question because he and Cindy have separate ownerships considering his and her wealth. So I can see why he would want to get back to the reporter...not being sure which ones are his, which ones are hers, and which ones are theirs. I seriously doubt he's done much more than sign his tax papers in the past few years.

//doesn't support McCain though
///voting for Barr for REAL change
////Obama's a douche too

I own my car. I paid cash for it. My name and my name only is on the title.

I don't 'own' my home. In 20 years when I'm finished paying the mortgage, then I'll own it.

Chakro: robsul82: Put this on TV. Put some more ads about it on TV. "The answer is seven" should be a national catchphrase on the level of "I see dead people" considering Obama's money.

/in other news, it is GLORIOUS to be fighting back now

Even though the real answer is zero, even for McCain. His wife and kids own eight, but he doesn't own any.

The thread for touching yourself is in TFD.

Chakro: Even though the real answer is zero, even for McCain. His wife and kids own eight, but he doesn't own any.

Actually you are wrong. Arizona is a community property state. While McCain might not be able to touch any of Cindy's asset that she had before the prenup was signed, every item she has purchased since the marriage is half his.

Gosling: Oh, they are having fun with this one.

Republican's are good with fear, Democrats are good with humor.