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(Lohud.com) Obvious Police officer's three-year-old daughter can eat only one thing -- a doctor-prescribed formula. What does the insurance company do? A) Gleefully refuse coverage, B) Cackle as they swim in their giant pool of fifties and hundreds, or C) Both   (lohud.com) divider line 524
More: Obvious  

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King Something [TotalFark] 2007-12-28 06:37:17 AM  
This is just evil.

 
EatHam [TotalFark] 2007-12-28 06:46:51 AM  
I would like to point out to that woman that Elecare costs about $400/mo, assuming 6 14oz cans every 2 weeks, which is reasonable.

 
Two Dogs Farking [TotalFark] 2007-12-28 07:05:17 AM  
I don't see why my hard-earned insurance premiums should be wasted just to placate some precious little fussy eater. Today's parents are way too soft.

 
give me doughnuts [TotalFark] 2007-12-28 07:08:18 AM  
Have they considered euthanasia?
Being allergic to nuts or bananas is one thing, this kid is allergic to FOOD. This is a subtle hint that this kid isn't supposed to live.

 
Egoy 2007-12-28 07:09:09 AM  
EatHam: would like to point out to that woman that Elecare costs about $400/mo, assuming 6 14oz cans every 2 weeks, which is reasonable

$400 a month is almost what I pay for rent. I do this because I like having lots of money and don't need the perfect apartment but for some people that is a lot of money.

 
EatHam [TotalFark] 2007-12-28 07:16:36 AM  
Egoy: $400 a month is almost what I pay for rent. I

It's marginally more than what regular formula costs. It's about $200 for a 6-pack of 14oz powder containers, while regular formula, say something like Nestle Good Start is around $130.

 
meekychuppet 2007-12-28 07:32:04 AM  
We need a scale of evil for insurance companies, lawyers etc. This is just scandalous.

 
Kyosuke [TotalFark] 2007-12-28 07:44:18 AM  
Wow, another insurance company refusing to waste our money artificially prolonging another person's painful and unproductive life.

How dare they!

\yeah, I'm an ass, but there have to be limits at some point.

 
Marcus Aurelius [TotalFark] 2007-12-28 07:45:40 AM  
She and her family are clearly no longer profitable, so why bother paying any of their health benefits? The health insureres must maximize their profits, and the only way to do that is to deny coverage.

It's the family's fault for getting so sick to begin with. What were they thinking?

 
Marcus Aurelius [TotalFark] 2007-12-28 07:50:40 AM  
Kyosuke

artificially prolonging another person's painful and unproductive life


Yeah, it's not like the kid is ready for college or anything. They should let nature take it's course and just pump out another kid, right?

What a civilized society we are.

 
meekychuppet 2007-12-28 08:26:04 AM  
Kyosuke: \yeah, I'm an ass, but there have to be limits at some point.

You're not an ass, you're boring, unoriginal, cliched and hackneyed.

 
steevmit 2007-12-28 08:31:54 AM  
meekychuppet: We need a scale of evil for insurance companies, lawyers etc. This is just scandalous.

It's not just in the US where medical insurance can be evil, in the UK I have supplemental medical insurance courtesy of work and they are a bunch of cheapskate barstards as well.

 
Kyosuke [TotalFark] 2007-12-28 08:34:52 AM  
meekychuppet: you're boring, unoriginal, cliched and hackneyed.

And you're redundant.

I stand by my original opinion, whether or not anyone else agrees with me.

 
EatHam [TotalFark] 2007-12-28 08:47:38 AM  
meekychuppet: We need a scale of evil for insurance companies, lawyers etc. This is just scandalous.

In my opinion, they should pay *at maximum* the difference between the cost of this, and regular formula, which is really not all that much. It does not cost $1200/mo to feed your kid formula unless he's 13 years old.

 
othan1 2007-12-28 10:25:08 AM  
steevmit: meekychuppet: We need a scale of evil for insurance companies, lawyers etc. This is just scandalous.

It's not just in the US where medical insurance can be evil, in the UK I have supplemental medical insurance courtesy of work and they are a bunch of cheapskate barstards as well.


From what I've heard, UK free health is the best thing ever (hyperbole, I'm sure, but must be some truth). Why would you need supplemental insurance?

Serious question; not snark.

 
soze [TotalFark] 2007-12-28 01:14:41 PM  
othan1:

From what I've heard, UK free health is the best thing ever (hyperbole, I'm sure, but must be some truth). Why would you need supplemental insurance?

Serious question; not snark.


From what I hear from my Canadian friends, it 'upgrades' the kind of services you get. You can get a private room at the hospital instead of sharing one when you have to stay in, or service or a house call from a private doctor, that sort of thing.

 
Snarfangel [TotalFark] 2007-12-28 01:32:52 PM  
EatHam: I would like to point out to that woman that Elecare costs about $400/mo, assuming 6 14oz cans every 2 weeks, which is reasonable.

That's all well and good, but how much is it for ham?

/pigs: survival of the delicious.

 
Humean_Nature [TotalFark] 2007-12-28 01:52:55 PM  
Kyosuke: I stand by my original opinion, whether or not anyone else agrees with me.

It's heart-wrenching, sure, but I agree with you. If you're allergic to all foods, that's nature's way of saying you shouldn't be alive.

It's a horrible situation for the family, but there it is.

 
Kome [TotalFark] 2007-12-28 01:56:47 PM  
This story is beyond words for me.

 
CruiserTwelve [TotalFark] 2007-12-28 02:03:08 PM  
In other news, Mom appears quite MILFish.

 
UberDave [TotalFark] 2007-12-28 02:20:02 PM  
CruiserTwelve: In other news, Mom appears quite MILFish.


That's the first thing I noticed...

 
Kome [TotalFark] 2007-12-28 02:31:57 PM  
2 questions for the people who posted some variation of "just let her die": (1) are you a parent? and (2) (if you're not, assume you are) wouldn't you do your god damndest to keep your kid(s) alive?

/not a parent
//can still understand the parents want to have a living child and not wanting to suffer through the agony that is losing one

 
clancifer [TotalFark] 2007-12-28 03:20:01 PM  
CruiserTwelve: In other news, Mom appears quite MILFish.

Of all things said here...

This.

 
Gulper Eel [TotalFark] 2007-12-28 03:50:40 PM  
CruiserTwelve: In other news, Mom appears quite MILFish.

It's written into local law in many Westchester communities. Mom gets to be over a size 8 and off she goes to special camps in Yonkers or Mount Vernon.

/size 4 in katonah and harrison

 
birdmanesq [TotalFark] 2007-12-28 04:00:30 PM  
I'm sure the insurance company sees this as karmic retribution for all of the hippies that officer has billy clubbed over the years...

/Insurance company=pro hippie
//I'm anti hippie, though, so I'm outraged...

 
Broken9754 2007-12-28 04:14:00 PM  
Kyosuke: Wow, another insurance company refusing to waste our money artificially prolonging another person's painful and unproductive life.

If she follows a strict diet she'll have the same potential for a productive life as you've had.

/Which may not be saying much

 
Sirjohnfalstaff 2007-12-28 04:51:40 PM  
Poor kid.

 
pan fried monkey spunk 2007-12-28 05:00:56 PM  
You know who else could only eat a doctor prescribed formula?

 
debug 2007-12-28 05:02:18 PM  
These are the type of people that are supposed to be eliminated from the gene pool, not grow up and reproduce more of their own farked up offsrping.

Learn to tolerate other things or pass in to obscurity.

 
dc-kid 2007-12-28 05:04:33 PM  
Insurance company should pay. I don't care if they say they can't afford it, that's what insurance is, gambling. They gambled that this cop and his family would be healthy and they wouldn't have to pay out more cash then the city pays them.


In this case they were wrong.

They'll get over it.

 
pounddawg 2007-12-28 05:05:14 PM  
Have the doctor prescribe something else.

/parent

 
RiverKing 2007-12-28 05:05:41 PM  
give me doughnuts: Have they considered euthanasia?
Being allergic to nuts or bananas is one thing, this kid is allergic to FOOD. This is a subtle hint that this kid isn't supposed to live.


Oh man-I just had a whoopty flashback.
Happy new year!

 
The_Gallant_Gallstone [TotalFark] 2007-12-28 05:06:23 PM  
debug: These are the type of people that are supposed to be eliminated from the gene pool, not grow up and reproduce more of their own farked up offsrping.

Learn to tolerate other things or pass in to obscurity.


Are you a compassionate conservative?

 
trappedspirit 2007-12-28 05:06:38 PM  
I can only eat sushi and am looking for a policy that will help subsidize the costs

 
grsiepka 2007-12-28 05:06:42 PM  
Kome: This story is beyond words for me.

You could almost say its "hard to swallow"

/sorry

 
ZoeNekros 2007-12-28 05:07:09 PM  
Sad...

I'm not quite in the "let her die" bracket -- her parents can (and should) do what they can to keep her alive. But, given the other child is also developing the same symptoms they should not have any more children, and if these children make it to adulthood (and it looks like they can) they should not either.

 
Kludge [TotalFark] 2007-12-28 05:07:42 PM  
debug

Learn to tolerate other things or pass in to obscurity.

Wow, are you a moran or what?

 
The Crepes of Wrath 2007-12-28 05:07:56 PM  
Even more of a sign that she's not supposed to be alive:

Over time her esophagus could harden, making it difficult to swallow, Wershil said.

Think of how unpopular she'll be once she starts dating.

 
Kentucky Fried Children 2007-12-28 05:08:11 PM  
pan fried monkey spunk: You know who else could only eat a doctor prescribed formula?

Actually, there is some truth behind that. Hitler's quack doctor only allowed him to eat certain kinds of vegetables and fruit, which only exacerbated his existing gastro-intestinal issues (basically, he had horrible gas and even worse constipation).


/ the more you know (about dictators)
// back on subject, hope the insurance helps out with that kid's food

 
vudukungfu 2007-12-28 05:08:50 PM  
TFA missed teh Who what where and when.
Which insurance Company is it?
Surely they can put that out there.
Then we have a choice as to do business with them or not.
Or does the media protect teh rich, and just publish the details of the poor?

 
Algebrat 2007-12-28 05:09:05 PM  
give me doughnuts: This is a subtle hint that this kid isn't supposed to live.

You say that about every kid.

 
Rational Exuberance 2007-12-28 05:09:05 PM  
It's tough to justify paying 14k/yr in perpetuity. Maybe the feeding tube is the better option considering the costs involved.

 
Asteroth 2007-12-28 05:09:30 PM  
"When she starts to vomit, she can do it five to six times in a row, projecting with a force that dirties her clothes and bed, her mother said."

Linda Blair said to be available for comment, but only if provided with a young priest and an old priest.

 
Dark Overlord 2007-12-28 05:09:43 PM  
Apropos of nothing, TFA says the company is a self-insured group not a 'biggie' like NYLife or Aetna. Though this DOES sound like something CIGNA would pull. Maybe this self-insurance group doesn't have the deep pockets? Risks for law enforcement are much higher than the general population. Which is why a lot of municipalities went to self-insurance in the 90s.

Definitely an ugly situation though. Especially if both kids have the condition.

 
Headso 2007-12-28 05:09:58 PM  
if an insurance company can't make a profit denying paying customers care, how can they make a profit?

 
Extreme Bingo 2007-12-28 05:10:21 PM  
From what I've heard, UK free health is the best thing ever (hyperbole, I'm sure, but must be some truth). Why would you need supplemental insurance?

Serious question; not snark.

From what I hear from my Canadian friends, it 'upgrades' the kind of services you get. You can get a private room at the hospital instead of sharing one when you have to stay in, or service or a house call from a private doctor, that sort of thing.


It also gets you in faster to see better doctors, get diagnostic testing and 'elective' surgery.

I'd like to point out that this isn't an insurance company but a self paid insurance group. Meaning everyone pays premiums into the pot and those are used to pay all members claims. It's non profit so whatever isn't used is either rolled into next years pot or returned as a dividend to the members.

That said, an exception should be made based on the needs of this little girl. If it was a situation where she could eat foods just a limited amount, more so than just rice and pears currently, then it would be a lot to ask the fund to pay for her special over the counter items. However she can't eat food and their other option is to get a feeding tube put in costing them even more money.

 
Beavis_Christ 2007-12-28 05:10:35 PM  
every society is judged by how it treats it's least fortunate. if the responses on this thread are any indication of how most of America thinks, god help us all.

I say we kill Kyosuke, sell his/her organs on the black market, and use that money to buy that kid her formula.

/I ALSO stand by my opinion...

 
justoneznot 2007-12-28 05:10:42 PM  
The health insurance setup we have here is almost as bad as socialized medicine. If everyone was paying out of pocket just as with any other product, prices would drop dramatically and most health care services would be affordable. There is no price or quality comparison by consumers in the industry - we just use our insurance cards and nobody cares.

 
susler 2007-12-28 05:10:52 PM  
I was on the families side 100% until I finished reading TFA. Why oh Why would these people have another child? Who, btw is now exhibiting the same symptoms.

If their first child is allergic to food, wouldn't you stop and think before making another one? What a couple of selfish assholes.

What I think is that the insurance company should pay the difference between what it costs to feed a normal 3 year old and what the formula cost.

Although, the posters who are indicating that a child who is allergic to food probably isn't meant to live have a point also. If you believe in the man in the sky, you could ask yourself why did he make her this way if he intended her to live. 50 years ago, she would have died.

It's a tough ethical call as to whether we should be spending any money on her at all.

I don't have an answer.

 
sweater_pups [recently expired TotalFark] 2007-12-28 05:10:55 PM  
CruiserTwelve: In other news, Mom appears quite MILFish.

The handful of you horny dudes could put together an "indecent proposal" and rescue the family...

a christmas miracle!!

 
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